Annette Murphy - Home Mortgage Centre

Your dog wants a bigger yard. Your kids want more space. What do you want? We have a mortgage to fit your personal & financial goals. So when your ready, feel free to reach out. www.annettemurphy.ca [email protected]

Buying your first home? Make sure you are prepared. Reach out today, I can help answer any questions you may have. www.annettemurphy.ca [email protected]

Mortgage refinancing may be the solution you are looking for! Let's chat and explore options to suit your financial goals. www.annettemurphy.ca

Embarking on the journey of becoming a first-time ? 🏡🔑 Exciting times ahead! Securing a mortgage is a significant step towards your dream home. From down payments and interest rates to loan types and eligibility criteria, there's a lot to consider. Researching your options and understanding the process can help you make informed decisions. Remember, it's not just a mortgage; it's the key to a new chapter in your life! www.annettemurphy.ca🏠💫

I don't have a crystal ball, so predicting the future is officially off my resume. But you know what is crystal clear? The opportunity to lock in a mortgage rate! If you're planning to purchase, renew a mortgage that is soon due or wishing to refinance, apply now to protect yourself from further mortgage rate increases. www.annettemurphy.ca

Trying to predict current mortgage rates is like attempting to guess the weather in Newfoundland. One day it's sunny, the next it's stormy, and your wallet is stuck in a perpetual raincoat! ☔💸 Let's chat to find your right mortgage at the best rate! www.annettemurphy.ca

If you’re new to the world of credit, consider the 2-2-2 rule. Lenders want to see two forms of revolving credit (ie: credit cards) with limits of no less than $2,000 and a clean payment history for two years. www.annettemurphy.ca

Looking for more financial freedom? Refinancing your mortgage could be the game-changer you've been waiting for! Refinancing lets you tap into your home's equity, providing funds for renovations, debt consolidation, or even that dream vacation. Contact me today to explore your refinancing options. www.annettemurphy.ca

How much can I afford? How much down payment do I need? Start planning your mortgage by downloading the app today! https://mccapp.ca/app/annette-murphy

Looking to buy a new home? Don't miss out on the benefits of mortgage pre-approval! With a pre-approval, you can shop for your dream home with confidence and peace of mind knowing your budget. And with current low mortgage rates, it's a great time to lock in a rate and save thousands over the life of your loan. Don't wait, get pre-approved and start your homebuying journey today! www.annettemurphy.ca

The key to becoming a homeowner is being confident with your offer to purchase a home. Know how much you can afford, get pre-approved today! www.annettemurphy.ca

Attention all first-time home buyers! 🏠

Are you ready to take the plunge into homeownership? I wanted to share some tips to help you throughout the process.

1. Get pre-approved for a mortgage. This will help you determine your budget and give you a competitive edge when making an offer on a home. You can start the application process right on my website, www.annettemurphy.ca or feel free to contact me with and questions or concerns.

2. Work with a trusted real estate agent. A good agent can help you navigate the housing market and find a home that meets your needs and budget. If you don't know any, I can recommend a few if you wish.

3. Don't skip the home inspection. It's important to know what you're getting into before you make a purchase. An inspection can uncover any potential issues or repairs that need to be made.

4.Don't forget about the additional costs of homeownership. Things like property taxes, insurance, and maintenance expenses should be factored into your budget.

And finally, be patient and don't settle for a home that doesn't feel right. It's important to find a home that you love and that meets your needs for years to come.

Owning a home is a big responsibility, but it's also incredibly rewarding. Good luck to all the first-time home buyers out there! 🏡 www.annettemurphy.ca

www.annettemurphy.ca

www.annettemurphy.ca

Have you found a home you love but it needs a little work? Get in touch and ask about a Purchase Plus Improvements Mortgage. You can borrow that little extra to renovate and create your perfect home. www.annettemurphy.ca

Are you tired of renting? Well let's get started on buying your dream home! www.annettemurphy.ca

You can purchase a home with a minimum downpayment of 5% of the purchase price. Higher downpayment amounts will lower your mortgage loan amount as well as your mortgage payments. www.annettemurphy.ca

🔑 Unlock the doors to your future with confidence by securing mortgage pre-approval.
www.annettemurphy.ca

Fraud, property lines, encroachment, wells, septic. Homeownership can come with some risks. Title insurance can protect consumers AND mortgage lenders against most!
www.annettemurphy.ca

As the final school bell rings, let the summer adventures begin! Wishing everyone a sun-kissed, joy-filled vacation filled with laughter, relaxation, and unforgettable memories. 🌸✨
www.annettemurphy.ca

Happy Father's Day to all the amazing dads out there! You are our heroes and we appreciate all that you do.
www.annettemurphy.ca

🔑 Ready to turn your dream of homeownership into a reality? 🌟 Get pre-approved for a mortgage today and let the journey begin! 📦🏠
www.annettemurphy.ca

www.annettemurphy.ca

🏡💰 Let's make financial stress a thing of the past!
www.annettemurphy.ca

The Debt to Income Ratio is used by lenders to determine your ability to make payments. This allows lenders to determine what purchase price & loan amount you qualify for. Download my app and see what amount you qualify for; http://mccapp.ca/app/annette-murphy

Attention all first-time home buyers! 🏠
Are you ready to take the plunge into homeownership? I wanted to share some tips to help you throughout the process.
1. Get pre-approved for a mortgage. This will help you determine your budget and give you a competitive edge when making an offer on a home. You can start the application process right on my website, www.annettemurphy.ca or feel free to contact me with and questions or concerns.
2. Work with a trusted real estate agent. A good agent can help you navigate the housing market and find a home that meets your needs and budget. If you don't know any, I can recommend a few if you wish.
3. Don't skip the home inspection. It's important to know what you're getting into before you make a purchase. An inspection can uncover any potential issues or repairs that need to be made.
4.Don't forget about the additional costs of homeownership. Things like property taxes, insurance, and maintenance expenses should be factored into your budget.
And finally, be patient and don't settle for a home that doesn't feel right. It's important to find a home that you love and that meets your needs for years to come.
Owning a home is a big responsibility, but it's also incredibly rewarding. Good luck to all the first-time home buyers out there! 🏡 www.annettemurphy.ca

Can't find your dream home without breaking the bank? With Purchase Plus Improvements Mortgage, you can turn your fixer-upper into your forever home. Get the best of both worlds – buy and renovate all at once!
www.annettemurphy.ca