Neeley Ramey - Thrive Mortgage. Mortgage Loan Originator

Ever wonder why Credit Karma or the Credit Card companies show a different credit score than your lender? It’s because they use a “Vantage” score instead of a “FICO” score! There is a HUGE difference between the 2!

http://austin.culturemap.com/news/real-estate/07-20-16-realtor-com-report-housing-bubble-overheated-market-us/

Austin real estate market is overheating, but are we headed for a bubble? Austin's real estate market is so hot it's overheating. That's according to a new report from Realtor.com declaring the Capital City the third most overheated housing market in the U.S. To determine ...

In 2016, will you be adding the fastest growing demographic in the country to your client list? The Georgetown Mortgage Reverse Mortgage Division has everything you need to tap into this business channel.
http://www.forbes.com/sites/jamiehopkins/2015/12/30/a-look-back-at-2015-the-5-most-important-retirement-planning-changes-for-2016/

A Look Back at 2015: The 5 Most Important Retirement Planning Changes for 2016 Retirement planning can be extremely challenging as individuals are tasked with planning for an uncertain time period. If that were not difficult enough, in many ways retirement planning is like trying to shoot a moving target in the wind. Each and every year new legislation, court cases, and market…

More evidence that Reverse Mortgages are being accepted as an important tool in financing retirement!

http://www.dallasnews.com/business/columnists/scott-burns/20151218-heres-another-big-win-for-reverse-mortgages.ece

Here’s another big win for reverse mortgages Reverse mortgages aren’t for everyone, but they may suit many people who live in a home that has risen in value and who want to stay in it.

http://www.nationalmortgagenews.com/news/origination/potential-homebuyers-wont-be-swayed-by-rate-hike-zillow-1067924-1.html

Potential Homebuyers Won't Be Swayed by Rate Hike: Zillow Potential homeowners won t let the Federal Reserve s potential rate hike this week prevent them from buying a house, according to Zillow.

Georgetown Mortgage's Featured Loan Originator of the month is...yours truly :)

http://www.usatoday.com/story/money/personalfinance/2015/12/08/federal-reserve-interest-rates-janet-yellen/76717956/

5 interest rate basics to know in advance of the Fed's big move

http://www.dailyfinance.com/2015/10/31/why-you-cant-get-out-debt/

3 Reasons You Can't Get Out of Debt Finding yourself buried in debt can be discouraging, but there's hope. Here are three reasons people can't get out of debt - and how to turn things around.

We have the best Construction Financing in Texas!

How the mortgage process just changed Two new forms aim to make the home loan process a lot more transparent. Here's your guide on what buyers need to know.

If you are thinking about a refi or purchase, this is the time to do it.

A Fed interest-rate hike this year could be good for stocks: J.P. Morgan No need to panic if the Fed is sounding a little more hawkish these days. Here’s why a Fed rate increase would be good news for stocks, says J.P. Morgan.

http://www.dallasnews.com/business/columnists/scott-burns/20151023-do-reverse-mortgages-help-out.ece

Do reverse mortgages help out? A reverse mortgage line of credit can be a powerful retirement income tool.

Congratulations Erin Woodard on closing on your beautiful brand new home! So glad Cole Ramey and I could help!!

Anyone looking for information on Reverse Mortgages or Reveres Purchases, we have a list of classes Nov 3-5 for Consumer and Realtors.

Real Estate Questions?