Bill Young, Financial Services Professional with Nylife Securities LLC

Annuities can provide a reliable income stream in retirement. New York Life research has shown annuities can also help retirees feel happier and more confident in their investments. Read this article to find out how retirees' lives are impacted for the better by owning an annuity.

If you have questions about retirement or reaching your financial goals, please feel free to contact me.

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Annuity owners report spending more, staying invested, and feeling happier in retirement. | New York Life Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.

"Finding a good nursing home for yourself or a loved one may take time and effort, but it is well worth it. This article gives you important facts about nursing homes today and tips on how to search for a high-quality facility.

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If you have questions about retirement or reaching your financial goals, please feel free to contact me.

New York Life is an Equal Opportunity Employer M/F/Disability/Veteran/Sexual Orientation/Gender Identity "

10 Things You Should Know About Nursing Homes Chronically understaffed and expensive, nursing homes have changed over the years, much of it for the worse. But they fill a need for many. How do you find a good one?

The value of money in everyday life is a lesson that all children should be taught. This article has some great ideas and tips for teaching your kids about money and how inflation has such a big impact.
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Aside from teaching your kids, if you have questions yourself about finances or investing when inflation is so widespread, please feel free to contact me.

There are many older adults facing a retirement with no or insufficient income sources. There are still several ways to stash some cash for those golden years. This article contains seven strategies that can help you in both the short and long term.
https://money.usnews.com/money/retirement/articles/the-best-ways-to-boost-retirement-savings-after-age-50 If you have questions about reaching your retirement goals, please feel free to contact me.

Looking for a little more certainty with your money? Check out this guaranteed interest rate. Contact me today!

Leaving a steady paycheck behind can be a scary thing. However, working with a financial professional is the best way to figure out how much monthly income you’ll actually need in retirement. See how much other retirees make and spend in this inciteful article. https://money.usnews.com/money/retirement/articles/what-is-a-good-monthly-retirement-income If you have additional questions about reaching your retirement goals, please feel free to contact me.

Tax time has come and gone. While your mind is still in a money mode, this is a great time to do an income tax health check. This great article from New York Life includes five things you can do to help minimize your taxes for the future. If you have any additional questions about your taxes or personal finances today, please contact me.

Make filing your tax return the start of your financial health check. Plan your tax strategy with five top tax season financial planning considerations from refunds to cashflow and investment-related deductions.

Will Social Security run out? The short answer is “yes”. If Congress doesn't make changes to Social Security by 2035, your benefits may be reduced. Here’s what you need to know about the status of Social Security now, how it may affect your retirement, and what you can do about it.

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If you have additional questions about reaching your retirement goals, please feel free to contact me.

Time to get your debt under control. Managing your debt can be a real challenge. Debt consolidation is one effective way to wrangle your debt and there may be other options available, depending on your circumstances. This article has everything you need to know about debt consolidation, some alternatives, and how to get started.

https://money.usnews.com/loans/personal-loans/articles/what-is-debt-consolidation-and-how-to-do-it

If you have any additional questions about debt and taking control of your finances, please contact me.

When it comes to retirement, how do people really feel? Do they want to retire early, later, or not at all? Find some interesting answers in this 2023 Harris Poll survey asking thousands of Americans how they feel about their retirement:
https://bit.ly/3lQrNH7
Do you have more retirement questions? Please reach out to me. New York Life Insurance company and its employees do not provide tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstances. "

Survey: Some Americans who plan to retire say they’ll leave the workforce early - NerdWallet Most Americans plan to retire, and those who do plan to retire expect to quit full-time work at age 57, on average, a new NerdWallet survey finds.

Before you file this year’s taxes, read this article from US News to find out if your student loans could have an impact that changes your return: And if you have any more questions, feel free to reach out.

The Secure 2.0 Act is on its way. Find out what changes are coming to your retirement investments by reading this article from Forbes. Don’t hesitate to contact me with any questions regarding the effects of the Secure 2.0 Act.

What's In The Secure 2.0 Act? What The Government Spending Bill Means For Investors And Retirement SECURE 2.0 changes the retirement savings landscape for the better. Find out how your tax-advantaged investment accounts will be affected in 2023 and beyond.

Post Copy: Not only is having whole life insurance good for your peace of mind, but it can also help you through this time of rising inflation. Find out seven different ways here: https://nyl.co/3Xm6J8S And if you have more questions about whole life insurance, I am here for you.

7 advantages of whole life insurance in times of high inflation. Discover the benefits Whole Life insurance offers in times of high inflation.

Happy New Year to you and your loved ones! Let's toast to yesterday's achievements and tomorrow's bright future.

The best present one can hope for this year is to spend time together. From my family to yours, Merry Christmas.

WOW (Word of Wisdom) Wednesday

Take intentional time today to invest in yourself.

A little work now can make the 2023 tax season one of the easiest yet.

5 Tax Moves to Consider Before Year-End - NerdWallet A few last-minute moves — like tax-loss harvesting and boosting contributions to your retirement plan — could make a big difference come April.

You can give a lasting gift this holiday. Learn why life insurance might be perfect for your children or grandchildren.

Gifting Life Insurance for Grandchildren | New York Life Life insurance can be a great gift to show your children and grandchildren just how much they mean to you. Learn more about gifting life insurance to grandkids.

Winter may inspire you to start comparing warmer coats, but when it comes to comparing retirement options, knowing which ones will protect you best isn’t always easy. That’s why I’m here to help. Read this article and let’s talk.

Fixed Deferred Annuity vs CD | New York Life While both CDs and fixed deferred annuities are good savings vehicles, it's important to identify your goals to determine which option is best for you.

Family is what you make it, so make sure your loved ones and all your dreams for the future are protected.

Whole Life Insurance as an Investment | New York Life When you add whole life insurance to your financial portfolio, it can work for both you and your family. Learn how this type of investment can support your goals.

Most people don't plan to become a caregiver, but if your loved one needs help, you'll be there to offer it without hesitation. Learn how you can be better prepared to handle a long-term illness or injury.

Learn To Adjust To Caregiving For A Spouse | New York Life Being a caregiver for a spouse can be emotionally, physically, and financially taxing. Learn from New York Life what you can do to help prepare.

Whether you're caring for children, parents, siblings, and/or grandparents, the holidays are the perfect time to have important financial discussions with your family. Read these tips and let's explore your options together.

Family Finance Management | New York Life Learn more about the importance of talking to your family about inheritance, guardianship and living wills.

Give children more than just toys this holiday season—give them a head start on a lifetime of financial security with life insurance. Click here to learn more about this unique gifting opportunity and reach out if you have any questions.

Gifting Life Insurance for Grandchildren | New York Life Life insurance can be a great gift to show your children and grandchildren just how much they mean to you. Learn more about gifting life insurance to grandkids.

"Looking for a little more certainty with your money? Check out this guaranteed interest rate. Contact me today!"

Are you considering buying a new home? Here are 10 tips to help you counter rising interest rates:

Buying a home amid higher mortgage rates. New York Life guides you through buying a home during higher mortgage rates and inflation.

This article highlights the types of life insurance policies you can borrow from, how a policy loan works, and how the loan can affect your policy.

How Can I Borrow Money From My Life Insurance Policy? Life insurance is an important tool that helps you protect your loved ones from financial distress if you die. There are also advantages to life insurance beyond the death benefit. If you have a policy with a cash value component, you can borrow money from your life insurance. Cash value life ins

Today is ! Last year, over 50 million people shopped in-store, and more than 50% of Americans plan to participate today. Click below to hear why New York Life agents appreciate the impact small businesses have on their communities.

Small Business Week | Business Solutions | New York Life Insurance The last few years have been hard for small businesses. But your determination to succeed is your greatest strength. Learn how New York Life can provide the ...

Happy Thanksgiving! Today, give thanks for your loved ones, the time you spend together, and the lifetime of memories you share.

is just a few days away. Don’t miss out on the opportunity to encourage customers to this season. Here at New York Life, we are proud to serve you and your employees by providing financial security and plans for the future.

Small Business - Protect, Reward, and Plan | New York Life Learn how insurance from New York Life can protect and support your small business, from guiding succession planning to providing incentives for your employees.