Jeffrey Parks CrossCountry Mortgage

Home value growth surpassed median salaries last year in 25 of 38 metropolitan areas across the country, according to research from Zillow.

Home value increases surpassed median salaries in 25 metro areas last year, report says

Sellers are making more money as home prices remain high. Do your clients know their options for those profits? Let’s discuss financing options to turn their home sale into a new purchase.

Working from home? Time to create the home office you deserve! Here are some inspiring ideas and financing options to get you started.

Home Office Mortgage Options | CrossCountry Mortgage If you’re working from home regularly, there are mortgage options that can help you set up the ideal home office space.

After a brief reprieve in May, the decline in pending home sales continued in June. While each region saw a downturn, the West’s slide was particularly severe. Innovative solutions can help you close more deals – even in difficult times. Discuss new products we can offer today with a CCM loan officer. https://hearsay.social/3JHwYkp

Don’t wait for mortgage rates to rise. Protect yourself now with the CCM Lock Before You Look program. Lock your rate for up to 90 days while you shop for a home. And be one step closer to closing! Let’s lock! Connect with us today to get started.

Buyers with children have specific needs. This group makes up a significant part of the market, so understanding the family dynamic is important. Let’s discuss the difference financing can make for families today.

With our Temporary Buydown Program, we’ll reduce your interest rate by 2% for the first 12 months and 1% for the second 12 months. That means lower initial mortgage payments in exchange for an up-front deposit paid by us, the seller, or your builder.

While June saw a sharp downturn in prices year-over-year, improving inventory leaves room for growth. As more houses come on the market, make sure your clients have the financing options they need to succeed. Contact me today!

You’ve decided to renovate, but where to begin? Start with a checklist of all the people you’ll need to contact, consult, and compensate for a successful project.

Your Checklist of Renovation Pros | CrossCountry Mortgage A pain-free renovation depends on the people who will make it happen, so make a checklist of your project’s A-team.

It pays to know how your credit score works. That means understanding what doesn’t affect your score just as much as what does. And you might be surprised by what that includes:

Think These 11 Things Can Hurt Your Credit Score? Try Again. Here's the lowdown on how your credit score is calculated.

Almost every homebuyer finances their purchase. No matter your client base, it’s important to have a dedicated mortgage partner. Let’s discuss the difference our team can make today!

CCM HybridClose is your secure online portal to a faster, smoother mortgage closing. Review your documents online in advance. Sign most electronically on closing day. Sign a few in person. Done. Let's connect and make your homebuying journey a breeze!

What exactly is a Home Equity Loan? Here's how it works!

What Is a Home Equity Loan? How It Works vs. a Home Equity Line of Credit What is a home equity loan? If you own a home, you can borrow money based on its value to pay other expenses such as home improvements or college tuition.

Knowing your audience is key to success. From initial marketing to the homebuying experience, a personalized approach will lead to more clients. Get in touch today to learn how we can help.

With a 30-year fixed mortgage, your monthly payments are lower than with a 15-year fixed mortgage, but it will take longer to pay off your home. Whether you choose shorter or longer, the good news is that you have options. Let's connect and find the mortgage that’s right for you.

While “Full House” was a hit in the ‘80s, homes only got lived in by real families with the help of newspapers. Today, much of the home search, mortgage application and approval process is now done online—and we can help. Contact us to meet for virtual coffee and collaborate!

Buying a home is an investment in yourself and your future—not in someone else’s property. Home prices have risen, but there are still many advantages to buying a home vs. renting. Your monthly payment won’t rise, unlike rent, and you build wealth through home equity. Contact us to learn more about the benefits of buying vs. renting.

While we wish we could relive the ‘80s, the days of 30-something repeat homebuyers are long gone. Know a client ready for their second home or a real estate investment? We’re ready to make some new magic happen. Connect with us and let’s get to it!

A 15-year fixed mortgage has higher monthly payments, but the interest rate is lower, the cost of the loan is less in the long run and your mortgage is paid off sooner. With a 30-year fixed mortgage, monthly payments are lower because they’re spread out over 30 years. That can make it easier to afford the home you want. But, you end up paying more interest over the life of the loan. Contact us to learn more about these and more mortgage options.

Rent or buy? It’s an important question to answer that requires considering multiple factors. Even as home prices and interest rates have gone up, you should still be able to save money in the long run by buying a home. Get in touch to learn more.

Count us in for a day filled with firework displays, community parades, and potato salad.

Don’t stop believing! In your clients, that is. When they’re ready to buy their first home, let’s be there together! Twenties and thirties are a key age group in today’s market. Leave a comment below if you are ready to make their dream of home ownership happen with us!