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Take the time to think about these three things when shopping for your next vehicle.

Consider These 3 Things Before Driving Off the Lot Here are 3 quick tips to keep in mind when buying or leasing your next vehicle.

Friday’s non-farm payroll report will give us one of the first looks at November’s economy. Join CIO Gene Goldman on the latest episode of as he explains this report and how it could affect the markets’ current optimism in stocks and bonds. https://bcove.video/3ZLBnJB

This Monthly Recap summarizes market performance, major events and news from November 2023. Read more here: https://bit.ly/413Q78x

Looking for the latest tax bracket changes? Use this handy reference guide to save time.

What's My 2023 Tax Bracket? Check out this handy reference of updated ranges from the IRS in case your designated bracket has changed.

Markets are worried about impacts of rate hikes causing near-term recession. But join CIO Gene Goldman on the latest episode of as he explains why a stronger than expected ISM Manufacturing Report on Friday could help avoid a near-term recession. https://bcove.video/3ZLBnJB

Have a kid heading off to college? Here are a few tips.

A Cheat Sheet for Sending Your Kid to College Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.

Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.

Mastering Mobile Lingo Do you understand these common mobile slang terms?

Three steps may make a difference if you find yourself suddenly single.

Suddenly Single: 3 Steps to Take Now Have you found yourself suddenly single? Here are 3 steps to take right now.

What’s in store for the markets during the shortened holiday week? Join CIO Gene Goldman on the latest episode of as he explains why the low trading volume could lead to market swings and outlines three topics he’s keeping a close eye on. https://bcove.video/3ZLBnJB

Building a personal may be the highest order of altruism. It can begin with four simple steps.

Building Your Legacy A four-step framework for building a personal legacy.

Bi-weekly mortgage payment can potentially accelerate your mortgage payoff. Sound interesting?

Bi-Weekly Payments This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

Read the November issue of Financial Watch here: https://bit.ly/financialwatch-nov-23

Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.

To Buy or Not to Buy The decision whether to buy or rent a home may have long-term implications.

Read the latest issue of Retire Wise here: https://bit.ly/retirewise-nov-23

Equity markets have remained focused on bond yields, which have been volatile lately. Join CIO Gene Goldman on the latest episode of as he explains which economic data and reports could help shed light on where bond yields are headed. https://bcove.video/3ZLBnJB

The roof protects your home against nature’s risks. Is your personal wealth protected against life's risks?

The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction.

Your home mortgage interest may be deductible. Do you itemize your deductions?

Home Mortgage Deduction Use this calculator to assess the potential benefits of a home mortgage deduction.

Tax freedom day: the day you begin earning money for yourself.

Tax Freedom Day Assess how many days you'll work to pay your federal tax liability.

In a week with little economic data, there are still three specific data points CIO feels show a positive market. Join him on the latest episode of as he explains why he believes key events including this week’s Fed meeting and October economic reports may help improve market sentiment. https://bcove.video/3ZLBnJB

What did it take to become the richest man in Babylon?

The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice.

When considering a record keeping system for your business, you need to ask yourself some very important questions

Keeping Good Records is Good Business Maintaining good records for your business not only helps to meet your tax and legal obligations, but it can save you money.

This Monthly Recap summarizes market performance, major events and news from October 2023. Read more here: https://bit.ly/3MpjEn8

Facing divorce? Don't overlook changes to your insurance coverage.

What You Should Do About Insurance Following a Divorce In the face of divorce, making changes to insurance coverage may be overlooked.

Higher bond yields, questions over the Fed’s next moves and geopolitical risks have recently created jittery . Join CIO Gene Goldman on as he explains how this week’s Fed meeting and important October economic reports may help improve market sentiment.

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Check out the latest commentary from that discusses the recent market weakness and what potential positives that may change market sentiment. Click here to read more:

pages.cetera.com

Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.

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$100 not spent is more like $143. Intrigued?

Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters.

Will ghosts of the past housing crash return for a sequel? Cetera Investment Management goes six feet deep into the foundation of housing for their Halloween special commentary, “The Haunted Housing Market.” If you are looking for a fright, read here:

pages.cetera.com

Are you overpaying your ? Here’s five overlooked .

Five Most Overlooked Tax Deductions Five overlooked tax deductions to help manage your tax bill.

The markets are focused on the Fed’s next meeting. Join CIO Goldman, CFA on the latest episode of as he explains the three key insights he expects to learn from Jay Powell’s speech on Thursday. https://bcove.video/3ZLBnJB

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.

What Do Your Taxes Pay For? Here's a breakdown of how the federal government spends your tax money.

If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.

Do You Owe The AMT? If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.

Read the latest 's commentary: Geopolitical Risks Increase with Israel-Hamas War. https://bit.ly/3ZZ887x

Learn more about whether you need to pay estimated taxes.

You May Need to Make Estimated Tax Payments If… Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

Read the latest issue of Retire Wise here: https://bit.ly/retirewise-oct2023

This year, the U.S. has seen a significant rise in bond yields. Join CIO Gene Goldman on the latest episode of as he discusses this rise and explains what we’re watching this week that could impact those yields. https://bcove.video/3ZLBnJB

The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.

Tax Rules When Selling Your Home The tax rules governing profits you realize from the sale of your home have changed in recent years.

What would you do if your beloved dog caused some damage where a mere apology wasn’t enough?

Dog Bites and Homeowners Insurance Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

Data breaches are becoming increasingly common in today's digital world. Make sure you're prepared with this helpful checklist of steps to take if you've experienced a breach. Stay informed, change passwords, monitor credit accounts, and more.

Data Breach: Your Security To-Do List This article provides a checklist of steps to take if you experience a data breach.

This Quarterly Recap summarizes market performance, major events and news from Q3 2023. Read more here: https://bit.ly/3Q3vrtH