USALLIANCE Financial

Prepare your teen for financial independence with a MyLife Checking for Teens account. They get access to an ATM or debit card at age 13 so they can use one of our 30,000+ fee-free ATMs, and they can view their account details in digital banking. That way, they get a taste of financial freedom with just the right amount of oversight from you. Open a MyLife Checking for Teens account today: https://www.usalliance.org/banking-products/mylife-checking-for-teens

A savings account is great, but the rates won't build your savings much over time. Certificates offer much better rates, but your money is locked away for a period of time. With a High Dividend Savings Account from USALLIANCE, you can get the best of both worlds!

With rates currently at 4.55% APY, you'll earn more than a savings account, but you can always access your funds. Learn more: https://www.usalliance.org/banking-products/high-dividend-savings

Happy Labor Day!
Our branches & call centers will be closed Monday, September 2nd, 2024, in honor of Labor Day. Members may still address their banking needs via digital banking.

Have a great day, everyone!
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Get a head start on saving! When you open a MyLife Savings Account, USALLIANCE will help you build up your savings by giving you a boosted 2.00% APY on the accounts first $500!

Learn more and start saving today: https://www.usalliance.org/banking-products/mylife-savings

"Cybersecurity" is a common term these days, but there are many different types of cybersecurity that protect different systems and aspects of our online world. Learn about these different elements of your digital protection and the importance of each working together in our latest infographic, "7 Kinds of Cybersecurity": https://blog.usalliance.org/infographic-7-kinds-of-cybersecurity/

It doesn't matter if you're a first time homebuyer or a seasoned homeowner, everyone can still use some help when it comes to home lending. Visit USALLIANCE's Home Lending Center to get helpful information, learn about our suite of products, and seek help from our licensed lending professionals: https://www.usalliance.org/home-lending-center

A home equity line of credit, or HELOC, from USALLIANCE can allow you to leverage the value of your home to finance major expenses, like renovations on your home or the vacation you've been dreaming of taking. You can borrow up to 90% of the value of your primary residence at flexible terms with competitive rates.

Learn more about how you can use a HELOC to your benefit: https://www.usalliance.org/home-lending-center/heloc

If you want a credit card with a bunch of confusing rules and disclaimers, look somewhere else. The Visa® Classic Card from USALLIANCE has no teaser rates, no penalty APRs, and no annual fees. It's just a simple credit card with a great rate that's far below the national average.

Bypass the headaches and get a great rate with no tricks: https://www.usalliance.org/banking-products/classic-card

The Visa® Signature Credit Card is the card for our members who want to be rewarded every time they spend. Not only can you earn 2 points for every dollar spent on eligible purchases, but you'll also gain additional perks on travel and purchase discounts.

Learn more and apply today: https://www.usalliance.org/banking-products/signature-card

One-time passwords are more secure than traditional login information, but that doesn't mean that they are invulnerable to scammers! Our article, "All You Need to Know About One-Time Password Scams" breaks down these scams, warning signs, ways to protect yourself, and more: https://blog.usalliance.org/all-you-need-to-know-about-one-time-password-scams/

A share certificate and a certificate of deposit (CD) really only differ in one major way: CDs come from a bank, while share certificates come from a credit union, like USALLIANCE's Certificate Accounts.

They're still a low-risk investment that can earn you a lot more in dividends than a traditional savings account. Check out our terms, rates, and specials, and apply today: https://www.usalliance.org/investment-products/cd

We talk often about being careful and responsible with your finances, but we all spend extra on a little something now and again - especially during the summer! Our article, "When Should I Give in to the Urge to Splurge?" will teach you an important part of financial education - how to keep even your extra spending in check: https://blog.usalliance.org/when-should-i-give-in-to-the-urge-to-splurge

Would you like to get access to your paycheck up to two days early? Of course! Who wouldn't?

When you set up direct deposit with a MyLife Checking account, that's exactly what you'll get. Learn about the other great benefits and open a MyLife Checking account today: https://www.usalliance.org/banking-products/mylife-checking

USA Specialty Lending is a division of USALLIANCE Financial that specializes in marine, aircraft, and motorized RV lending. No matter how you decide to kick back and have fun—fly, sail or cruise on down the road—USA Specialty Lending is ready to get you on your way.

Learn more: https://www.usaspecialtylending.com/

It can be difficult to make progress on your financial journey if your credit is either poor or nonexistent. USALLIANCE created our Credit Builder Loan specifically for members in this situation - you simply take out a small loan and make monthly payments to start moving your credit score in the right direction.

Learn more and start building your credit: https://www.usalliance.org/loan-products/credit-builder-loan

Your home is one of your most valuable assets, and you can leverage some of that value into cash when you need it using a home equity loan. Check out our infographic, "5 Uses for a Home Equity Loan" to see some of the ways you can use your home's value, from renovations to vacations: https://blog.usalliance.org/infographic-5-uses-for-a-home-equity-loan/

Struggling to establish or rebuild your credit score? The Visa® Secured Credit Card is a great tool to help you get back on the right track!

With rates as low as 18.00%, it works just like a traditional credit card, except it's backed by a security deposit. Apply today and watch your credit score rise: https://www.usalliance.org/banking-products/secured-card

Want to boost the growth of your savings? Consider a High Dividend Savings Account, or HDSA, from USALLIANCE!

The national average of a traditional savings account is 0.57% APY while our HDSAs currently have a rate of 4.55% - think about how much more you can earn on your savings! With no monthly maintenance fees to cut into those extra savings, what are you waiting for? Open an HDSA today: https://www.usalliance.org/banking-products/high-dividend-savings

USALLIANCE is hiring!

If you're interested in working somewhere that you're empowered to be your best, everyone works towards a meaningful mission, and you get great benefits on top of it, then USALLIANCE is the place for you.

Learn more and apply today: https://www.usalliance.org/about-us/careers

Parenting a teen can be difficult, and few areas of life make that more obvious than finances. On the one hand, you want your teen to be financially independent and to learn to be responsible with money...but on the other hand, are you prepared to let them operate all on their own with no supervision?

Give your teen a bit of the freedom they crave while you keep a watchful eye over them with a MyLife Checking for Teens Account: https://www.usalliance.org/banking-products/mylife-checking-for-teens

Credit card debt can be frightening and make you feel like there's no hope - but don't give up! Our article, "Is There an End to Credit Card Debt?" will show you the tools and strategies you can use to dig out of debt and finally gain some relief: https://blog.usalliance.org/is-there-an-end-to-credit-card-debt/

With a MyLife Savings for Kids Account, you can help set your child up for life by getting them excited about saving! Learning the value of saving money early can go a long way, and your child will have fun watching their savings grow over time. USALLIANCE wants to help get your little one started off on the right financial foot, so we give them a boosted APY on the accounts first $500 so they can really see the exciting results.

Learn more: https://www.usalliance.org/banking-products/mylife-savings-for-kids

Monthly Fraud Tip: Stay Safe Online
Most of us spend more time than we'd like to admit online every day. The average user may visit two dozen websites in any given day. That's why it's more important than ever to make sure you're protecting yourself while surfing the web. Check out our article, "6 Ways to Tell if a Website is Safe" to learn ways to check for a site that might be unsafe: https://blog.usalliance.org/6-ways-to-tell-if-a-website-is-safe

MyLife Savings from USALLIANCE is the essential savings account that helps you prepare for the future and meet your financial goals. Funds are safe and insured by the NCUA, so you can rest easy while you save up for a rainy day. Best of all? USALLIANCE will help you get a head start on your saving by giving you 2.00% APY on the accounts first $500.

Learn more and start saving today: https://www.usalliance.org/banking-products/mylife-savings

The Visa® Classic Card from USALLIANCE is for those who want a credit card without any of the headaches or hoops to jump through. No teaser rates, no penalty APRs, no annual fees, just a simple credit card with a great rate that's far below the national average. Credit cards don't get much easier than that.

Avoid the confusion and enjoy the peace of mind knowing that you have a great rate and no tricks: https://www.usalliance.org/banking-products/classic-card

Happy I Love My Credit Union Day!

Today is all about one thing: the credit union community coming together to celebrate the reasons that we love our credit unions.

Use the hashtag to share why you love USALLIANCE or any credit union you use!

We’re very thankful to all our members and look forward to celebrating with the entire credit union community today!
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Do you want to work with dynamic, collaborative teammates?
Do you want support and resources to help your career development?
Do you want to make a positive impact on the community and have fun doing it?

Then a career with USALLIANCE is a great fit for you! We are currerntly hiring for a number of positions across the organization, so take a look and see if there's an opportunity for you to join our growing, innovative team: https://www.usalliance.org/about-us/careers

We're in the thick of the summer now, and if you're heading overseas for a vacation, you need to take a look at our infographic, "Saving Money While Vacationing Abroad". We break down ways that you can make the most of your international vacation without making a mess of your budget: https://blog.usalliance.org/infographic-saving-money-while-vacationing-abroad

Check out this mention about our 11-month certificate special!

Best No-Penalty CD Rates (July 2024) The best no-penalty CD rates from our top picks are from Marcus by Goldman Sachs, America First Credit Union, Ally Bank, USAlliance Financial and CIT Bank.