Judge Law Firm plc

You've gotten an eviction notice, now what do you do? Check out our latest article about what to expect from the eviction process and how to represent yourself during an eviction hearing. Read the full article here: https://bankruptcylawtucson.com/what-to-do-when-you-get-an-eviction-notice/

What to do When You Get an Eviction Notice - Judge Law Firm Currently, in Arizona, there is a pause on all evictions and eviction hearing due to the economic hardships brought on by the Coronavirus pandemic

Do you rent your home in AZ? Protect yourself and find out what your rights are during an eviction. Read our most recent blog post about how the law protects renters during evictions. Read the article here!

https://bit.ly/AZEvictions

Arizona Evictions: Know Your Rights - Judge Law Firm On July 16th Governor Doug Ducey signed an order extending the eviction hold order until October 31st, 2020 because of the impacts of coronavirus on the economy of Arizona.

So you've checked your credit report and found an error...now what? Read our latest blog post about how and why to dispute credit errors as soon as you find them!
Read the full article here! https://bankruptcylawtucson.com/fix-errors-on-your-credit-report-today/

Fix Errors on Your Credit Report Today! - Judge Law Firm What To Do When you Find A Mistake on Your Credit Report What happens when credit agencies make a mistake on your credit report? Absolutely nothing…unless

Read our firm's latest article about "The Top Reasons to Check Your Credit Today" here! In this article we talk about why everyone regardless of their employment status, amount of debt, or age should order a free credit check. At the end of the article we also provide a guide on how to order you credit check for free. Follow our page to see our article next week on what to do if you find an error on you credit report.
https://bankruptcylawtucson.com/top-four-reasons-to-check-your-credit-score-today/

Top Four Reasons to Check Your Credit Score Today - Judge Law Firm As we are all at home more these days watching the economy continue its downward trend, it can be easy to spend a lot of time worrying about your

Judge Law Firm plc updated their business hours.

Check out our Linkedin Page! Stop by the new firm page and follow us there for more updates on what we are doing.
https://www.linkedin.com/company/65680177/admin/

How Arizona Evictions Delay Works....Scroll down to the bottom of the article for details.

https://www.azcentral.com/story/money/business/consumers/2020/05/24/renters-still-being-evicted-arizona-heres-why/3118505001/?utm_source=azcentral-Coronavirus%20Watch&utm_medium=email&utm_campaign=baseline_greeting&utm_term=newsletter_greeting

Evictions are still happening in Arizona. But they've dramatically dropped Evictions are still happening in Arizona. But they've dramatically dropped.

Temporary mortgage relief?



https://tucson.com/ap/national/is-mortgage-forbearance-an-option-heres-what-to-know/article_fd245873-ff4b-5dbc-b92e-47500eb8f38b.html

Is mortgage forbearance an option? Here's what to know Suddenly out of work or making due with reduced paychecks, an estimated 4.1 million Americans have sought forbearance on their mortgage, according to data released Monday by the Mortgage Bankers

Arizona unemployment system struggling...



https://www.azfamily.com/news/continuing_coverage/coronavirus_coverage/130-000-arizonans-didnt-receive-federal-unemployment-benefits-pau-system-stalls/article_54234dcc-93fd-11ea-ad48-f3808b2d2ee9.html

130,000 Arizonans didn't receive federal unemployment benefits, PAU system stalls The Arizona Department of Economic Security (DES) is apologizing to people who filed for their weekly pandemic unemployment benefits, but did not receive their $600 federal payment.

Stimulus direct deposit notice. Wednesday is the deadline to sign up for direct deposit.

The IRS Says Wednesday Is the Last Day to Sign Up for Stimulus Check Direct Deposit If you don't act fast, you will have to wait for your check to arrive by mail.

FREE RESOURCE! $20 value.

NCLC’s “SURVIVING DEBT” is available Free in digital format during this Covid-19 Crisis. $20 value.

This book receives the Judge Law Firm's Highest Recommendation



https://www.nclc.org/for-consumers/guide-to-surviving-debt.html

Guide To Surviving Debt - National Consumer Law Center NCLC’s most popular book, a classic in its field, Surviving Debt provides precise, practical, and hard-hitting advice on how to deal with an overwhelming debt load. We have made the digital edition of Surviving Debt free to all during the COVID-19 crisis. “A gold mine on topics like how to handl...

Laid off? Some debt options...

Laid Off Due to the Coronavirus (COVID-19)? Bankruptcy Can Help. If you’re one of the millions laid off because of the coronavirus outbreak, it may make sense to file for bankruptcy, especially if you’re struggling with debt.

"True or False: You Won't Get a Stimulus Check if You Owe Money to The IRS"....

True or False: You Won't Get a Stimulus Check if You Owe Money to the IRS And what if you owe your bank as well?

Thisistucson.com has a good list of resources for "newly jobless restaurant workers and others."

https://thisistucson.com/eat/local-resources-for-newly-jobless-restaurant-workers-and-others-facing/article_edda4be6-6937-11ea-8e7e-83004ef1d42e.html

Local resources for newly jobless restaurant workers and others facing layoffs The Tucson City of Gastronomy compiled this list of resources.

"Debt Collectors Are Going After Stimulus Checks".

Debt collectors are going after millions of stimulus checks — 5 ways to stop them ‘Millions of Americans have court judgments against them,’ says Lauren Saunders, an associate director at the National Consumer Law Center.

Tucson Utilities Temporary Assistance

While each utility company has stated they will not disconnect services due to non payment at this time, the missed payments do not go away. They just become a new debt. If possible, utilities services should be paid as usual. If you are unable to pay them in full each month, contact the utility as soon as possible to explore your options. At this time, Tucson based utilities have agreed not to stop service but this is only a temporary assistance. All those bills will come due in a couple months. In the middle of the Tucson summer, it might be challenging to pay your current A/C bills while also paying off your past due balances.

TEP offers the following information and tips on their website: https://www.tep.com/covid-19/

Suspending service disconnections and late fees
Contact the company to make payment arrangements
Payment extensions can be obtained by visiting “My Account” on their site or calling (520) 623-7711

Tucson Water: https://www.tucsonaz.gov/water/tucson-water-covid-19-preparedness

Tucson water will not disconnect water due to non payment, If you are currently disconnected, they will reconnect services.
Call their Customer Service Line (520) 791-4133 or to pay bill visit https://www.tucsonaz.gov/pay

Southwest Gas: https://www.swgas.com/en/covid19

Service disconnections are suspended indefinitely. Visit “My Account” to view payment options.

Additional Short Term Assistance Programs
Interfaith Community Services
Pima County Community Action Agency
Portable Practical Education Prevention
Salvation Army of Green Valley

COVID-19 TEP Taking Steps to Support Public Health, Ensure Reliable Energy

Family Support Now.

Amphitheater School District has put together a nice list of resources to help cope with this current crisis.

COVID-19 (Coronavirus) Information / Family Resources Our social workers put together a resource guide to help get through this difficult time. There are links on the left to help with food assistance, internet access, social emtional learning, economic assistance, the mental health crisis line, tips to support your children and information about COV...

COVID-19 News and Resources for Tucson and Pima County. Go to the following link. Thank you Tucson Metro for compiling this list.

https://tucsonchamber.org/covid19/

covid19 — Tucson Metro Chamber

Resources for unemployed, underemployed and small business owners.

For Tucson workers, business bans to fight the pandemic 'a really bad movie' Exactly how many people in Pima County have lost their jobs overall, or are facing decreased hours due to the virus outbreak of COVID-19, is not clear.

Smart strategies to stay sane during this crisis...

How to cope with financial stress and anxiety during the coronavirus pandemic Millions of Americans are going to face financial strains in the coming weeks, whether it's from unexpected medical costs, losing income or seeing their retirement savings plunge. If you are struggling, a financial therapist advises focusing on what you can control and seeking mental health care if....

Billionaires and their Bankruptcies...



https://www.businessinsider.com/rich-billionaires-who-declared-bankruptcy-2019-7

These 10 billionaires have all gone broke or declared bankruptcy — read the wild stories of how they lost their fortunes These billionaires were on top of the world before declaring bankruptcy or losing a majority of their money.

Check out our new and improved website!

https://bankruptcylawtucson.com/

Judge Law Firm - Judge Law Firm

Judge Law Firm on Google A common question Tucson, Bankruptcy attorney Jeffrey Judge hears is, "Will all my debt be wiped out if I file for bankruptcy in Tucson, Arizona?" In this video Jeffrey explains which debts can be discharged during the bankruptcy process. https://www.youtube.com/watch?time_continue=17&v=fkUP8-7xFMs&...

Last week, the Boy Scouts of America filed for bankruptcy protection. According to the article, they list their assets as "$1 billion to $10 billion in assets and liabilities of $500 million to $1 billion. The Scouts statement noted that local Scouts councils are not part of the bankruptcy."

https://www.latimes.com/california/story/2020-02-17/boy-scouts-bankruptcy

Boy Scouts seek bankruptcy under wave of new s*x abuse lawsuits The move comes after the deadline for filing childhood s*xual assault claims was extended in California and other states.

Elderly Bankruptcies is on the Rise.

Forbes writes eroding pensions and rising elder medical costs are among the many reasons for the rise in elderly bankruptcies.

https://www.forbes.com/sites/teresaghilarducci/2019/08/15/elderly-bankruptcy-why/

Elderly Bankruptcy Is On The Rise -- Here's Why America has embarked on a 40-year economic experiment of do-it-yourself pensions, the breaking of unions, real wage stagnation, and cutting Social Security benefits. The effects of that experiment are now coming home to roost.

End of scouts or a chance to reorganize?

https://nypost.com/2020/02/01/boy-scouts-bankruptcy-is-imminent-amid-s*xual-abuse-scandals/

Boy Scouts bankruptcy is ‘imminent’ amid s*xual abuse scandals Crippled by thousands of child s*x-abuse claims in multiple states — and with more victims coming forward every day — the bankruptcy case could reach into the “billions,” said one lawyer who repres…

Ridesharing your way to Bankruptcy.

Working for ridesharing companies such as Uber, Lyft, Grubghub etc. can offer many people a convenient way to supplement their income. What most drivers or contractors for these companies don’t factor in, is the financial risk of getting into an accident while on the job and not having the proper insurance coverage. These companies do require drivers to send proof of insurance to start working, and periodically resubmit proof of insurance. The issue at hand is insurance companies will not cover on the job auto accidents if the driver has not obtained proper coverage for these ridesharing jobs. Unless driver inform their insurance companies, they are doing rideshare work, there is no way for them to inform the driver they need supplemental coverage. Often, the rideshare companies themselves do not verify that their drivers have the specific rideshare coverage, so long as they have a general policy. While many drivers think they are covered, one accident that is not covered by their insurance can lead to a financial nightmare, ultimately driving them to bankruptcy. While “side hustle” gigs are great ways to earn extra income, drivers should be aware of what their insurance will and won’t cover. Carina Julig’s article talks about Heather Noel’s story warning other drivers to be aware.


-J.R.

https://www.reporterherald.com/2020/01/01/she-got-into-an-accident-while-driving-for-grubhub-now-she-might-have-to-file-for-bankruptcy/?fbclid=IwAR1DesNoCmhbiNDEPRJ3XVv65C0wAjM7FJw7d335dvrSwj7lQDgvD5k0-2A

She got into an accident while driving for Grubhub. Now she might have to file for bankruptcy. Former Grubhub driver Heather Noel may have to declare bankruptcy because she was unaware she did not have the right type of insurance to cover her if she got into a car accident while on the job.

More fun pictures of Holiday Party fun!

More fun pics from Our Elf themed Holiday party! Thanks to Elizabeth and Humphrey with Farmers Insurance next door for joining the party!

Another great holiday party. Lots of friends and Santa showed up this year with Buddy the Elf!

We are a Toys for Tots drop off location. Please drop off a new and unwrapped toy this holiday season!

Normally we are open from 9:00 AM-5:00 PM, but given the holiday schedule hours vary. Please give us a call to confirm we are here to accept your donation