Pama Platform

𝐒𝐚𝐯𝐞 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐭𝐡𝐢𝐧𝐠𝐬 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐰𝐢𝐭𝐡 𝐏𝐚𝐦𝐚’𝐬 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐒𝐚𝐯𝐞𝐫 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐀𝐜𝐜𝐨𝐮𝐧𝐭!

Simone from Lockhart River recently opened a Personal Saver Opportunity Account to save for furniture and household goods. 🛏️🪑

Simone told us how a Personal Saver is going to help her reach her goals.

“I’ve been thinking about saving but it is very hard for me to do. I think a Pama Personal Saver account is going to help me a lot (as) I cannot take money out of the account and I can work towards my goals - it will be very good for me! There are several things I would want to save for, like furniture for my Grandmother, and then a car for myself.” 🚗

Personal Saver is a targeted savings account, designed for the bigger goals in life, where you’re in charge. You set your saving target and your regular contribution amount into your locked account, so you can reach your goal sooner!

Visit your friendly O-Hub staff to open a Personal Saver that can help you reach your goals! 🧍‍♀️🧍‍♂

If you're in Cairns and need assistance with the Pama app or your Pama Opportunity accounts, drop by the Cairns O-Hub! 📲💼

Our friendly team is here to help you get the most out of Pama, including:

- navigating the Pama app
- opening Opportunity Account
- making a purchase from your account

You can find us at:

📍 𝐀𝐝𝐝𝐫𝐞𝐬𝐬: Baninh Yeeum Building, 302-310 Sheridan Street Cairns.

🕒 𝐎𝐩𝐞𝐧: 8:30am to 5:00pm Mon-Fri.

📞 Contact us at 4042 7260 for more info or to make an appointment.

Don't miss out on maximising your opportunities with Pama while you're in Cairns. See you soon! 👋

𝐑𝐞𝐚𝐜𝐡 𝐠𝐨𝐚𝐥 𝐚𝐟𝐭𝐞𝐫 𝐠𝐨𝐚𝐥, 𝐰𝐢𝐭𝐡 𝐚 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐒𝐚𝐯𝐞𝐫! ✔️

Gregory opened his Personal Saver a few years back with the goal of saving for his 𝟓𝟎𝐭𝐡 𝐛𝐢𝐫𝐭𝐡𝐝𝐚𝐲! 🥳 Using savings in his Pama account he recently celebrated this milestone birthday, and he has now set his sights on his next goal - his block registration fees. 👍

With a Personal Saver, you do not need to open a new account when you’re reached your goal - you keep using your existing account for your next big goal. Greg visited our Cairns O-Hub recently to use his existing Personal Saver for his new goal, and he says, “I’m excited for my next goal!”

Visit your friendly O-Hub staff to find out how a Personal Saver can help you to achieve your very own goals! 🧑🏽👧

𝐁𝐨𝐨𝐬𝐭 𝐲𝐨𝐮𝐫 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐰𝐢𝐭𝐡 𝐚 𝐥𝐮𝐦𝐩 𝐬𝐮𝐦 𝐝𝐞𝐩𝐨𝐬𝐢𝐭! 💰

Looking to bump up your savings with your tax return? 🚀 Consider making lump sum deposits into your Pama Opportunity Account!

Whether you're saving for:
- your kid’s education 📚🖊️
- a place to call your own 🏠
- the things that you want 🏝️🛏️

Every contribution counts towards securing your financial future!

Visit the friendly staff at your local O-Hub to set up your lump sum deposit today! 💲

Pama Platform is proud to be an award-winning, First Nations-designed, and Australian-first web-based app that transforms the lives of Indigenous Australians by helping them take control of their money and day-to-day life. 🏆✨

Pama Platform’s commitment to empowering Indigenous Australians perfectly matches this year’s NAIDOC Week theme, Keep the Fire Burning! Blak, Loud & Proud. 🔥🌏💪🏾

Our web-app empowers and connects our community, ensuring lasting positive impacts for generations to come. 🌟💻👨‍👩‍👧‍👦 You can find out more at mypama.com.au

𝐒𝐚𝐯𝐞 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐭𝐡𝐢𝐧𝐠𝐬 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐰𝐢𝐭𝐡 𝐏𝐚𝐦𝐚’𝐬 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐒𝐚𝐯𝐞𝐫 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐀𝐜𝐜𝐨𝐮𝐧𝐭!

Karen from Mossman Gorge opened a Personal Saver account to put money aside to cover some future, big-ticket car expenses. 🚗

“The Pama accounts are the only thing that have helped me to save and to appreciate savings. I will continue to save for my vehicle enhancements, types, and repairs and maintenance," Karen said.

“This truck will not be doing any four-wheel driving!”

Personal Saver is a targeted savings account, designed for the bigger goals in life, where you’re in charge. You set your saving target and your regular contribution amount into your locked account, so you can reach your goal sooner!

Visit your friendly O-Hub staff to open a Personal Saver that can help you reach your goals! 🧍‍♀️🧍‍♂️

Pama Platform Pama Platform - Pama for short- is a web-based app, which helps you take control of your money and da

𝐀𝐜𝐜𝐞𝐬𝐬 𝐏𝐚𝐦𝐚 𝐚𝐧𝐲𝐰𝐡𝐞𝐫𝐞, 𝐚𝐧𝐲𝐭𝐢𝐦𝐞! 🖥️📱

With support from the Pama team, Greg created a shortcut on his phone so that he can quickly access Pama to check his Opportunity Account balances and transactions.

“This makes it so much easier now!” he said. 👍

Pama is a web-based app, which means you can create or log into your account from any computer or smart device. All you need to log in is your email address and a secure password. And with a shortcut on your phone, it’s even easier to get to the website quicker!

Visit your friendly O-Hub staff if you would like support to add a shortcut to your phone 📱

𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐒𝐚𝐯𝐞𝐫 𝐢𝐬 𝐚 𝐭𝐚𝐫𝐠𝐞𝐭𝐞𝐝 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐚𝐜𝐜𝐨𝐮𝐧𝐭 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮'𝐫𝐞 𝐢𝐧 𝐜𝐡𝐚𝐫𝐠𝐞!

Majella from Coen opened a Personal Saver account to save for a Gold Coast holiday for the family! She is saving for theme park tickets and a big family dinner for the kids. 🌮🍕

“I have been planning a holiday with my kids for so long but haven’t succeeded because of financial obstacles. Last year I set a goal to take my children to the Gold Coast theme parks and have been saving ever since!" she said. 💰

Personal Saver is a targeted savings account where you're in charge. You set your saving target and your regular contribution amount into your locked account, so you can reach your goal sooner!

Visit your friendly O-Hub staff to open a Personal Saver that can help you reach your goals! 🧍‍♀️🧍‍♂️

Pama Platform Pama Platform - Pama for short- is a web-based app, which helps you take control of your money and da

𝐒𝐚𝐯𝐞 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐭𝐡𝐢𝐧𝐠𝐬 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐰𝐢𝐭𝐡 𝐚 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐒𝐚𝐯𝐞𝐫 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐀𝐜𝐜𝐨𝐮𝐧𝐭!

Chantelle from Aurukun recently opened a Personal Saver to save for a car! 🚗 She also completed her budget on Pama to work out how much she could set aside each fortnight towards her goal. 👍

Personal Saver is a targeted savings account where you're in charge. You set your saving target and your regular contribution amount into your locked account, so you can reach your goal sooner. 💰

Visit the friendly staff at your local O-Hub to open a Personal Saver today! 🧑🏽

Pama Platform Pama Platform - Pama for short- is a web-based app, which helps you take control of your money and da

𝐘𝐨𝐮𝐫 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐚𝐫𝐞 𝐫𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐚𝐧 𝐮𝐩𝐠𝐫𝐚𝐝𝐞!

Your child’s Student Education Trust is getting an upgrade! Now called a Pama SET Opportunity Account, you will still get the same security and benefits from Student Education Trust, but now with the added benefit of 24/7 access to your account balance through the Pama Platform, as well as access to the other lifelong opportunities Pama provides.

In order to upgrade from Student Education Trust to Pama, you need to have an open READY, SET or GO Opportunity Account in the name of the beneficiary. Depending on the type of Trust deed signed, you may also be required to complete additional legal documents as well. Visit the friendly staff at your local O-Hub to find out more! 👨🏽👩🏽‍🦳

𝐓𝐡𝐞 𝐎-𝐇𝐮𝐛 𝐭𝐞𝐚𝐦 𝐰𝐚𝐬 𝐬𝐨 𝐞𝐱𝐜𝐢𝐭𝐞𝐝 𝐭𝐨 𝐬𝐡𝐨𝐰𝐜𝐚𝐬𝐞 𝐭𝐡𝐞 𝐥𝐢𝐟𝐞𝐥𝐨𝐧𝐠 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐏𝐚𝐦𝐚!

As part of Youth Week 2024, PCYC Aurukun held an expo for the youth of Aurukun - it was a one-stop shop for young people to find out more about the programs on offer in their community.

O-Hub staff showcased the benefits of signing up to the Pama app, including the ability to:

✔ Manage and track your finances 💰💰
✔ Create and update your job profile 👷🏾‍♀️👨🏾‍🍳👩🏾‍🏭👩🏾‍🔧
✔ Find out about events in your community 🎉🏃🏾🎟️
✔ Accumulate points and earn rewards for progressing towards your goals.

Want to learn more about Pama? Drop into your nearest O-Hub to learn how to get the most out of this lifelong opportunity! 👩‍🦰 👨‍🦰

Looking to start a new job? 🧐 Is your resume up to date? 📄 𝐏𝐚𝐦𝐚 𝐡𝐚𝐬 𝐚𝐧 𝐞𝐚𝐬𝐲 𝐭𝐨 𝐮𝐬𝐞, 𝐛𝐮𝐢𝐥𝐭-𝐢𝐧 𝐫𝐞𝐬𝐮𝐦𝐞 𝐦𝐚𝐤𝐞𝐫!

Head to bit.ly/My_Pama_JobProfiles to create your resume today 🎉

You just simply fill in your employment details, like:
• Education and training qualifications 📃
• Work history 💼
• References 📩
• Interests and availability 📷
• And, a photo (if you want to) 🧑🏾‍🦲

Then let Pama create a resume for you! Job done. 😌

𝐘𝐨𝐮𝐫 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐚𝐫𝐞 𝐫𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐚𝐧 𝐮𝐩𝐠𝐫𝐚𝐝𝐞!

Sheanine from Coen has had Student Education Trust accounts for her children since 2013, and she recently opened Opportunity Accounts for them so that she could upgrade to Pama’s locked Opportunity Accounts for their future education, employment and training expenses. 💻 👨‍🎓

“I love how I can check the balances online in my own time using the Pama Platform!” she said.

The long-running Student Education Trust is getting an upgrade, to Pama Opportunity Accounts. If you have a Student Education Trust for your child, please visit the friendly staff at your local O-Hub to find out how you can upgrade to take advantage of the benefits that come with Pama! 👨🏽👩🏽‍🦳

You can redeem your Points for a deadly Pama t-shirt! 🥳

Tamika from Mossman Gorge recently redeemed her Pama Points for 2 Pama t-shirts. One morning, O-Hub staff found her eagerly waiting for them to open the O-Hub so she could collect her shirts! 😃

Each Pama t-shirt is worth 100 Pama Points, and we have children’s, ladies', and men’s sizes available. 👨‍👩‍👦 Head to bit.ly/pama-points to check how many Pama Points you’ve got, and lodge your redemption today. ✅

𝐏𝐚𝐦𝐚 𝐏𝐨𝐢𝐧𝐭𝐬 𝐠𝐞𝐭 𝐲𝐨𝐮 𝐫𝐞𝐚𝐥 𝐫𝐞𝐰𝐚𝐫𝐝𝐬!

Nikisha regularly attends the Mossman Gorge to check her Pama Points and complete tasks on our web-app. She recently updated her detailed budget - earning herself another 100 points, which she says she’s eager to redeem for a Pama t-shirt!

Pama Points are earned when you make progress towards your goals through the Platform. Your Points can be redeemed for real financial rewards, including:

Pama t-shirts

Credit to Opportunity Accounts

👨‍👩‍👦 Head to bit.ly/pama-points to check how many Pama Points you’ve got, and lodge your redemption today. ✅

The theme for National Reconciliation Week, Now More Than Ever, signifies the need to continue fighting for the rights and empowerment of First Nations peoples.

Pama Platform, an award-winning, First Nations designed web-app that helps Indigenous people take control of their finances, is one way to achieve this. Through its ‘locked’ Opportunity Accounts, Pama empowers community members to meet their financial goals, enabling them to better their lives and the lives of their families.

Shobi Salam has multiple Pama Opportunity Accounts, including GO, Bayan and a number of Personal Saver accounts for her differing goals.

“It really seemed like the easiest way for me to contribute and to reach my goals. I often think of all the things I wouldn’t have if it wasn’t for these accounts,” she said.

“They are really convenient. I like that there are rules there on how you can access the money. And the interest – I can see that building up and I hadn’t thought about the difference that would make.”

𝐒𝐚𝐯𝐞 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐜𝐡𝐢𝐥𝐝'𝐬 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 𝐚 𝐒𝐄𝐓 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐀𝐜𝐜𝐨𝐮𝐧𝐭

Alicia opened SET Opportunity Accounts for her children a few years ago to regularly put aside money to pay for all their education and extra-curricular expenses. 💰

When her son Haji’s Year 6 class had a field trip to the reef, Alicia accessed his SET account to pay for it! Not only did Alicia not have to stress about finding the funds to cover the unexpected cost, but Haji had a fun and informative excursion. His favourite part of the trip was snorkelling with jellyfish and learning how to make fire with two sticks. 🔥🤿

Visit the friendly staff at your local O-Hub to open a SET account today! 👨🏽👩🏽‍🦳

𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐲𝐨𝐮𝐫 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐚𝐧𝐝 𝐬𝐞𝐭 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐠𝐨𝐚𝐥𝐬 𝐰𝐢𝐭𝐡 𝐏𝐚𝐦𝐚 𝐛𝐮𝐝𝐠𝐞𝐭𝐬! 💰

Budgeting helps you buy the things your family needs, and can be the first step in saving for those big ticket items - like a boat or a car! 🚗🚤

Pama has two easy-to-use budgeting tools - a quick budget and a detailed budget. Head to https://bit.ly/My_Pama_Budget_App to see where your money goes and how much you should be able to save.

For example, if your budget shows you can save $100 a fortnight, in one year you will be able to save $2600!!

With an Opportunity Account for every stage of life, pick the account that's right for you:
• Save for your child's first years with READY 👶🏽
• Save for your child's education with SET 📚
• Save for your future with GO 👷🏽
• Save for the things you want with Personal Saver 💰
• Save for a place to call your own with Bayan 🏠

𝐇𝐨𝐰 𝐝𝐨 𝐲𝐨𝐮 𝐨𝐩𝐞𝐧 𝐚 𝐏𝐚𝐦𝐚 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐀𝐜𝐜𝐨𝐮𝐧𝐭?
Visit the friendly staff at your local O-Hub today and make it happen!😃

𝗦𝗮𝘃𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘁𝗵𝗶𝗻𝗴𝘀 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘄𝗶𝘁𝗵 𝗮 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗦𝗮𝘃𝗲𝗿 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗔𝗰𝗰𝗼𝘂𝗻𝘁!

Fiona from Mossman Gorge opened a Personal Saver account to save for a holiday to Townsville and see her favourite NRL team! 🏈

She tells us: “Thanks to my Pama savings account, I fulfilled my dream of watching my beloved NRL Team, the Panthers, live! From entry tickets to accommodation and food - every expense was covered. I will continue to save and will look at setting my new goal, maybe for another adventure!” 👍

Personal Saver is a targeted savings account where you're in charge. You set your saving target and your regular contribution amount into your locked account, so you can reach your goal sooner. 💰

Visit your friendly O-Hub staff to find out how a Personal Saver can help you to achieve your very own goals! 🧑🏽👧

𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝘆𝗼𝘂𝗿 𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝗮𝗻𝗱 𝘀𝗲𝘁 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗴𝗼𝗮𝗹𝘀 𝘄𝗶𝘁𝗵 𝗣𝗮𝗺𝗮 𝗯𝘂𝗱𝗴𝗲𝘁𝘀! 💰

Budgeting helps you buy the things your family needs and can be the first step in saving for those big ticket items - like a boat or a car! 🚗🚤

Pama has two easy-to-use budgeting tools - a quick budget and a detailed budget. Head to https://bit.ly/My_Pama_Budget_App to see where your money goes and how much you should be able to save.

For example, if your budget shows you can save $75 a fortnight, in one year you will be able to save $1950!!

With an Opportunity Account for every stage of life, pick the account that's right for you:
◾ Save for your child's first years with READY 👶🏽
◾ Save for your child's education with SET 📚
◾ Save for your future with GO 👷🏽
◾ Save for the things you want with Personal Saver 💰
◾ Save for a place to call your own with Bayan 🏠

𝗛𝗼𝘄 𝗱𝗼 𝘆𝗼𝘂 𝗼𝗽𝗲𝗻 𝗮 𝗣𝗮𝗺𝗮 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗔𝗰𝗰𝗼𝘂𝗻𝘁?
Visit the friendly staff at your local O-Hub today and make it happen! 😃

𝗦𝗮𝘃𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗰𝗵𝗶𝗹𝗱’𝘀 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝗮 𝗦𝗘𝗧 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗔𝗰𝗰𝗼𝘂𝗻𝘁!

Darren from Hope Vale recently attended the O-Hub to restart contributions for his daughter’s education. 📚🖊️

Of how SET has supported him, Darren told us: “Having a SET Account has been very helpful as it saves us a lot of stress as we know we have funds in the account for when our daughter needs any education items or goes on a school camp.”

Visit the friendly staff at your local O-Hub to open an account today! 👨🏽👩🏽‍🦳

𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝘆𝗼𝘂𝗿 𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝗮𝗻𝗱 𝘀𝗲𝘁 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗴𝗼𝗮𝗹𝘀 𝘄𝗶𝘁𝗵 𝗣𝗮𝗺𝗮 𝗯𝘂𝗱𝗴𝗲𝘁𝘀! 💰

Budgeting helps you buy the things your family needs, and can be the first step in saving for those big ticket items - like a boat or a car! 🚗🚤

Pama has two easy-to-use budgeting tools - a quick budget and a detailed budget. Head to https://bit.ly/My_Pama_Budget_App to see where your money goes and how much you should be able to save.

For example, if your budget shows you can save $50 a fortnight, in one year you will be able to save $1300!!

With an Opportunity Account for every stage of life, pick the account that's right for you:
◾ Save for your child's first years with READY 👶🏽
◾ Save for your child's education with SET 📚
◾ Save for your future with GO 👷🏽
◾ Save for the things you want with Personal Saver 💰
◾ Save for a place to call your own with Bayan 🏠

𝗛𝗼𝘄 𝗱𝗼 𝘆𝗼𝘂 𝗼𝗽𝗲𝗻 𝗮 𝗣𝗮𝗺𝗮 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗔𝗰𝗰𝗼𝘂𝗻𝘁?
Visit the friendly staff at your local O-Hub today and make it happen! 😃

𝗦𝗮𝘃𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘁𝗵𝗶𝗻𝗴𝘀 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘄𝗶𝘁𝗵 𝗮 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗦𝗮𝘃𝗲𝗿 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗔𝗰𝗰𝗼𝘂𝗻𝘁!

Caitlyn from Mossman Gorge has used her Pama Personal Saver account to reach her savings goal - a car deposit! 🚗

She said “Opening a Pama savings account was the first step towards securing a new car for myself and the kids. Consistently putting money aside each week allowed us to accumulate enough funds to make our purchase a reality. Can't wait to set my next goal.” 🙂

Personal Saver is a targeted savings account where you're in charge. You set your saving target and your regular contribution amount into your locked account, so you can reach your goal sooner!

Visit your friendly O-Hub staff to open a Personal Saver that can help you reach your goals! 🧍‍♀️🧍‍♂️

𝗬𝗼𝘂 𝗰𝗮𝗻 𝗿𝗲𝗱𝗲𝗲𝗺 𝘆𝗼𝘂𝗿 𝗣𝗼𝗶𝗻𝘁𝘀 𝗳𝗼𝗿 𝗮 𝗱𝗲𝗮𝗱𝗹𝘆 𝗣𝗮𝗺𝗮 𝘁-𝘀𝗵𝗶𝗿𝘁 🥳

Each Pama t-shirt is worth 100 Pama Points, and we have children’s, ladies', and men’s sizes available. 👨‍👩‍👦

Lodge your Point redemption online or visit your local O-Hub for assistance, and soon you can be rocking one of these deadly tees. 👕

𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝘆𝗼𝘂𝗿 𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝗮𝗻𝗱 𝘀𝗲𝘁 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗴𝗼𝗮𝗹𝘀 𝘄𝗶𝘁𝗵 𝗣𝗮𝗺𝗮 𝗯𝘂𝗱𝗴𝗲𝘁𝘀! 💰

Budgeting helps you buy the things your family needs, and can be the first step in saving for those big ticket items - like a boat or a car! 🚗🚤

Pama has two easy-to-use budgeting tools - a quick budget and a detailed budget. Head to https://bit.ly/My_Pama_Budget_App to see where your money goes and how much you should be able to save.

For example, if your budget shows you can save $20 a fortnight, in one year you will be able to save $520!!

With an Opportunity Account for every stage of life, pick the account that's right for you:
◾ Save for your child's first years with READY 👶🏽
◾ Save for your child's education with SET 📚
◾ Save for your future with GO 👷🏽
◾ Save for the things you want with Personal Saver 💰
◾ Save for a place to call your own with Bayan 🏠

𝗛𝗼𝘄 𝗱𝗼 𝘆𝗼𝘂 𝗼𝗽𝗲𝗻 𝗮 𝗣𝗮𝗺𝗮 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗔𝗰𝗰𝗼𝘂𝗻𝘁?
Visit the friendly staff at your local O-Hub today and make it happen! 😃

𝗦𝗮𝘃𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗰𝗵𝗶𝗹𝗱❜𝘀 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝗮 𝗦𝗘𝗧 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗔𝗰𝗰𝗼𝘂𝗻𝘁

Alicia opened SET Opportunity Accounts for her children, to put aside money to pay for all their education and extra-curricular expenses. 💰 She says: "With SET, I know that the money’s there to pay for the big, unexpected education expenses when they come up. I like that I don’t really have to think about it. Out of sight, out of mind - the money goes in every fortnight and there’s no temptation or option to spend it" 📚

When her son, Haji, needed a laptop for his final year of primary school Alicia accessed Haji’s SET account to help pay for it.

Visit the friendly staff at your local O-Hub to open a SET account today! 👨🏽👩🏽‍🦳

𝗬𝗼𝘂 𝗰𝗮𝗻 𝗿𝗲𝗱𝗲𝗲𝗺 𝘆𝗼𝘂𝗿 𝗣𝗼𝗶𝗻𝘁𝘀 𝗳𝗼𝗿 𝗮 𝗱𝗲𝗮𝗱𝗹𝘆 𝗣𝗮𝗺𝗮 𝘁-𝘀𝗵𝗶𝗿𝘁! 🥳

Ivy noticed people community wearing their Pama t-shirts and she wanted one! She tells us: “I was proper hard-up for my own shirt! I asked everyone if I could have one of theirs. But I had to earn my own shirt, by doing a budget on Pama!”

Each Pama t-shirt is worth 100 Pama Points, and we have children’s, ladies', and men’s sizes available. 👨‍👩‍👦 Head to https://bit.ly/pama-points to check how many Pama Points you’ve got, and lodge your redemption today. ✅

𝗬𝗼𝘂𝗿 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗮𝗿𝗲 𝗿𝗲𝗮𝗱𝘆 𝗳𝗼𝗿 𝗮𝗻 𝘂𝗽𝗴𝗿𝗮𝗱𝗲!

Beverley from Aurukun has had Student Education Trust accounts for her kids for more than 15 years, and she has opened Opportunity Accounts to move across unspent savings into Pama accounts that will support their education, training, employment and more into the future!

Student Education Trust is getting an upgrade! Now called a Pama SET Opportunity Account, you will still get the same security and benefits from Student Education Trust, but now with the added benefit of 24/7 access to your account balance through the Pama Platform, as well as access to the other lifelong opportunities Pama provides. In order to upgrade from Student Education Trust to Pama, you need to have an open READY, SET or GO Opportunity Account in the name of the beneficiary. Depending on the type of Trust deed signed, you may also be required to complete additional legal documents as well. Visit the friendly staff at your local O-Hub to find out more! 👨🏽👩🏽‍🦳

𝗣𝗮𝗺𝗮 𝗣𝗼𝗶𝗻𝘁𝘀 𝗲𝗮𝗿𝗻 𝘆𝗼𝘂 𝗱𝗲𝗮𝗱𝗹𝘆 𝗿𝗲𝘄𝗮𝗿𝗱𝘀!

Dawn recently redeemed her Pama Points for a Pama t-shirt! She loves her shirt and wanted to get a photo with the woman behind the artwork - Karen. 💚 Dawn completed tasks on Pama, and she immediately redeemed them for a deadly Pama shirt. 👕

Each Pama t-shirt is worth 100 Pama Points, and we have children’s, ladies', and men’s sizes available. 👨‍👩‍👦 Head to https://bit.ly/pama-points to check how many Pama Points you’ve got, and lodge your redemption today. ✅

📷 Dawn pictured with artist Karen Gibson.

𝗦𝗮𝘃𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘁𝗵𝗶𝗻𝗴𝘀 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘄𝗶𝘁𝗵 𝗮 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗦𝗮𝘃𝗲𝗿 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗔𝗰𝗰𝗼𝘂𝗻𝘁!

Karen from Mossman Gorge opened a Personal Saver account about 2 years ago to save for a car. 🚗 By making regular contributions into her account, she recently reached her goal and purchased the car she’s always wanted! 👍

She said “I’m content and happy, and this is just the beginning of many goals. If you don't doubt yourself, you can do anything with the support of Pama Accounts through the O-Hub.”

Personal Saver is a targeted savings account where you're in charge. You set your saving target and your regular contribution amount into your locked account, so you can reach your goal sooner!

Visit your friendly O-Hub staff to open a Personal Saver that can help you reach your goals! 🧍‍♀️🧍‍♂️