Sqale Finance

It's is good to see businesses flourishing during this economy. Most businesses are experiencing supply chain delays and the new car market is seeing deliveries for orders in excess of 12 month waiting times.

This has certainly boosted the used car segment and this client is riding the wave and bolstering his inventory.

Being less than 2 years old, this client has over 200 vehicles on site and each vehicle being sold in less than 3 weeks since arriving on the yeard. Keeping with demand, we were happy to help obtain the finance he needed to inject more funds into his business and purchase more inventory to boost his revenue.

It has been a tremendous month busy assisting self-employed clients but we had to take a moment to celebrate this settlement.

This client is on a bridging visa and could not obtain finance for weeks. She had a great business however she discovered that most lenders can only work with permanent residents or citizens.

We got her approved in two days so she could open her third outlet and be on her way to scaling her business to greater heights!

We love helping all types of businesses grow. This is a great example of an entrepreneur who is expanding his network of dental practices across NSW. We obtained $300,000 in finance for this client who is smart about how he leveraged debt. He has taken what he needed now and will continue to fund his growth in time.

We love supporting businesses as much as our partners. It takes a great team to journey towards success in business.

So if you were wondering who built our awesome website? The guys at Getmilk.

Sqale is an Australian business supporting Australian businesses. We needed a team who live and breath our culture.

Matt & Peter understood who we were ie our brand/voice and delivered!

Perhaps they can do this for you!

This couple has been operating in northern nsw for more than 8 years and recently started to expand their business by purchasing a second franchise.

They initially came to borrow $75,000 for fitouts of the new premise and they qualified for loan options up to $150,000.

After further discussion with us at Sqale, they really loved the idea of a combination of an overdraft and a loan. They liked the flexibility it gave their business to draw down what they needed and paying interest only on what they used.

Since they only needed a cashflow buffer at this stage and they also had pre-approval for a loan up to $150K which they can obtain within 24 hours, they decided to settle on a $30K overdraft first.

This is a great case of Sqale assisting a business owner to make an informed and strategic decision in leveraging debt wisely in growing their business.

This client has a great relationship with his bank. Having multiple businesses with a total revenue of $20M, he was always scaling his business by seizing opportunities. The client never understood the benefits of alternative lenders until one of his labour hire companies needed funding to support a new contract and contacted Sqale.

The client was surprised we could settle within two days with funds in his account when they expected a turnaround time of at least 2 weeks.

We had a total of $350K approved. The client was happy to settle $200K now and another $150K in a couple of weeks. He was also amazed that he could access this amount completely unsecured.

It is a delight to support a commercial client such as this because it really comes down to funding that makes strategic sense.

This client had a dream to spread the love of delicious pad thai's and massaman curries amongst other gastronomical experiences. Like most entrepreneurs, usually there just isn't sufficient spare cash to realise this goal. Especially when you have already taken loans to secure the site and just shy of the desired amount to get the fitout completed, its paramount to get this goal across the line.

Happy to deliver an outcome for this client! Afterall, who doesn't love a good Thai?!

It is so much more satisfying when we deliver for a client where multiple lenders could not assist. This labour hire business has been operating for over 3 years and averaging over $470K per month.

Not all businesses have a perfect record particularly through these challenging times. Even with a strong cashflow, the client needed $250K to support their growth but since they missed the beat on a couple payments with their existing loan six months earlier, this one of the reasons it did not meet most lender credit policy.

One lender recognised how well this business has been managed for most part, strong cashflow and month on month growth, they took a holistic view and offered the client a very competitive loan.

The client was happy our approach had minimal impact on their credit profile while delivering what they needed within 3 days. Afterall, were here to support businesses in scaling their growth.

Celebrating another happy client!

This client was seeking funds to grow their business and fitout their 3rd outlet in a shopping centre in Victoria. They needed to front the fitout cost which will be reimbursed by the landlord within 3-4 months.

Most of the time, clients would have applied with a lender directly or through an online broker to get a loan. Not knowing loan products intimately, they could have been stuck with a lock in period and paying for unnecessary interest. This could mean thousands of dollars out of pocket.

We asked the right questions, understood the business and took a strategic approach in obtaining suitable loan options that gave the client flexibility to payout early with no penalty.

We take comfort in knowing our clients have made an informed decision when choosing a loan for their business.

It's all about "Financing growth with loans that MAKE SENSE!"