Videos by Modern Financial Mortgage Brokers in Melbourne. A unique look at property & finance that provides relevant and applicable information. I am a finance broker who helps people take a considered approach to home loan structure and asset selection.
RENTVESTING - New episode live on the Modern Money Pod! ๐๏ธ
James and Tori dive into the strategy of rentvesting - its advantages, disadvantages and why it might be the right strategy for you.
Itโs a strategy which a lot of people disregard and overlook, however itโs certainly a strategy which, if is right for you, could help you get to your dream home sooner!
Go check it out! ๐ฅ
RENTVESTING - New episode live on the Modern Money Pod! ๐๏ธ James and Tori dive into the strategy of rentvesting - its advantages, disadvantages and why it might be the right strategy for you. Itโs a strategy which a lot of people disregard and overlook, however itโs certainly a strategy which, if is right for you, could help you get to your dream home sooner! Go check it out! ๐ฅ
Monthly residential property market update from Tori & Flash. Property price movements around the country, auction results and some data on new listing days on market.
Another gold tip from Buyers Advocate, Anthony Gallo on securing a property prior to auction ๐๐ก
A key part on why engaging a Buyers Advocate can really help you find your dream home! Go check out our latest episode on the Modern Money Pod to hear from Anthony Gallo on how a Buyers Advocate can help you ๐ก๐
A gold tip from a leading Buyers Advocate, Anthony Gallo on negotiating on property ๐ฅ Excited for you to hear this episode of the Modern Money Pod, James sits down with Buyers Advocate, Anthony Gallo. They dive into negotiating, how to be best prepared when buying, and the role of a buyers agent. We think youโre going to like this one and get a lot of gold tips if youโre looking to buy, we certainly did! Episode live Tomorrow ๐๏ธ
Busting the mortgage myth of changing your repayment frequency to pay your loan down sooner You have probably seen one of the many videos on the internet telling you to change the frequency of repayments to weekly or fortnightly, to pay your home loan down quicker. Having an offset account attached to your loan, is going to have the exact same effect. You donโt need to over complicate your repayment strategy to pay your loan down sooner!
Ensuring you know your numbers before making the commitment to a mortgage is so important. Getting a pre-approval allows you to do this, so you know exactly what financial situation you are getting yourself into before buying a property! NEW EPISODE LIVE - on the Modern Money Pod ๐๏ธ In this episode we deep dive into pre-approvals, what they are, the importance of them and the benefits to getting one. Go check it out!
February Qtr Market Update ๐ - Vendors who have taken their properties to market for a sale in the Feb quarter have ended up selling 3.8% below the original listing priceย ย - For the last 3 years, we have seen a significant number of properties that sold, were sold somewhere between 10-20% higher then the listing price.ย - The tide has turned & the listed range is more realistic in most cases.ย Vendors have discounted in six capital cities in the last 12 months.
NEW EPISODE LIVE - in this episode we discuss who you need in your corner when you are buying a property. Go check it out ๐ฅ๐ง If you are unsure on where to start when you are thinking of buying your first or next home, a Mortgage Broker is a good place to start. Talking to a Mortgage Broker initially will give you insight into your borrowing capacity, your maximum purchase price as well as really help you understand how the property will affect your cash flow.
Depreciation is a key part when you are planning to buy a property ๐ On this episode of the Modern Money Pod, James sits down with Mitch Calley from Wakefield Pacific Accountants, to discuss all things property and tax. An interesting one if you are planning to buy your first or next property, go have a listen!๐ฅ๐๏ธ๐ง
A conundrum a lot of people have, do I go direct to the bank or to a mortgage broker? LIVE NOW - In this episode of the Modern Money Podcast, we dive into to reasons why you would go to a broker or direct to a bank. Go have a listen ๐๏ธ๐ง
The First Home Guarantee Scheme allows first home buyers to get into the property market with as little as a 5% deposit.
Mitchell Calley from @wakefieldpacific_ explaining a concept that all property owners should understand. . . . This should not be taken as personal advice and is general in nature, anyone looking to discuss should contact an industry professional for personal advice
Ooo La La, King in The Castle. Does your hubby do this at the Sat morning inspections ๐ #propertysearch #househunting #realestate #husbandsofinstagram
The reaction we get when we do our clients rate review and get them another discount #mortgage #homeloan #interestrates
When the Realestate.com links just keep on coming #propertysearch #realestate.com #themisso #mortgagebrokers #property #homebuying