Videos by Vault Finance in Sydney. Vault Finance is a Sydney based mortgage broker offering finance solutions. Here to help Australians dreams turn into reality by embarking on the journey with our clients. First home buyer or a seasoned investor, we have a solution for you.
π Home Loan Jargon Buster: Principal and Interest π
Your mortgage payment usually includes two parts:
Principal: The amount you borrowed. Interest: The cost of borrowing that money.
Paying both reduces your loan balance over time. Have questions? Weβre here to help!
#PrincipalAndInterest #HomeLoans #Mortgage #FinanceEducation
π Home Loan Jargon Buster: Principal and Interest π Your mortgage payment usually includes two parts: Principal: The amount you borrowed. Interest: The cost of borrowing that money. Paying both reduces your loan balance over time. Have questions? Weβre here to help! #PrincipalAndInterest #HomeLoans #Mortgage #FinanceEducation
π Home Loan Jargon Buster: LMI π LMI stands for Lenders Mortgage Insurance. If your deposit is less than 20%, lenders may require you to pay LMI. It protects the lender if you default on your loan. Not sure how it affects you? Letβs chat! ππ¬ #LMI #HomeLoans #MortgageTips #Finance
π β¨ Unlock the Secrets to Smarter Home Buying! β¨π Looking to stay ahead in the property market? Want expert tips on loans, investments, and the latest market trends? Look no further! Follow us at Vault Finance for all the insider knowledge you need. π Why Follow Us? π Expert insights on the property market π‘ Tips and tricks for first-time homebuyers π Updates on the latest loan options and interest rates π‘ Investment strategies for building your property portfolio π Educational content to make informed financial decisions π Follow us @Vault_Finance and turn on notifications to never miss an update! π¬ Comment below with any questions you have about loans or property. Weβre here to help! π² Tag a friend who could benefit from our content and help them on their journey to financial freedom. π Letβs grow together and make your homeownership dreams a reality! #VaultFinance #HomeBuyingTips #PropertyInvestment #LoanAdvice #MarketUpdates #FinancialFreedom #FollowUs #RealEstate #MortgageBroker #FirstTimeHomeBuyer
π‘ Home Loan Jargon Buster: Fixed vs. Variable Rates π‘ Fixed Rate: Your interest rate stays the same for a set period, giving you predictable repayments. π Variable Rate: Your interest rate can change, offering flexibility and potential savings if rates drop. π Which one is right for you? Letβs discuss your options! ππ¬ #MortgageRates #FixedVsVariable #HomeLoans #FinanceTips
How To Increase Your Borrowing Capacity Reduce Debts: β’ π Lower your credit card limits. β’ π³ Consolidate high-interest debts into a single, lower-interest loan. β’ π« Avoid taking on new debts before applying for a mortgage. Choose the Right Lender: β’ π Shop around! Different lenders have unique criteria. Find one that offers higher borrowing limits suited to your financial profile. β’ π¦ Donβt forget non-bank lenders and credit unionsβthey often have more flexible options. Optimise Loan Structure: β’ π Consider longer loan terms to reduce monthly repayments and increase borrowing capacity. β’ π Explore fixed-rate and variable-rate loan options to find what fits best for your financial situation. #HomeBuyingTips #BorrowingCapacity #SmartFinances
π Happy Friday, Home Buyers! π It's the end of the week, and what better way to celebrate than by taking a step closer to your dream home? π‘β¨ At Vault Finance, we believe in making your home buying journey smooth and exciting. Whether you're looking for your first home or planning to upgrade, we've got you covered with expert advice and tailored loan options. π Ready to kickstart your weekend with some home inspiration? Get in touch with our friendly team to explore the best mortgage solutions just for you! π #HomeSweetHome #HappyFriday #HouseHunting #DreamHome #VaultFinance #VaultFin
π Introducing Our Home Loan Jargon Buster Series! π Are you ready to simplify home loan terms and make your home buying journey smoother? π‘β¨ Join us as we break down common mortgage jargon in our new series. Whether you're a first-time buyer or looking to refinance, we've got the insights you need! Stay tuned and become a home loan pro with Vault Finance! πΌπ‘ #HomeLoanTips #MortgageJargon #HomeBuying #FirstTimeBuyer #FinanceTips #PropertyInvestment #RealEstate #VaultFinance #FinancialFreedom #HouseHunting #MortgageBroker #HomeLoansSimplified #SmartFinance #PropertyGoals #LoanAdvice