Approva.

Thinking about moving to a new city? 🏠 This post dives into the market performance of top migration suburbs in Australia's major capitals.

Check out these intriguing trends:

🔹 Melbourne's Rockbank-Cottrell: Strong rental growth (7.2%) but a slight dip in property values (-4.9%).
🔹 Perth's Alkimos-Eglinton: Leading with the highest rental growth (13.4%) and a strong property value growth (7.6%).
🔹 Adelaide's Munno Para West-Angle Vale: Enjoying healthy growth in both rents (10.3%) and property values (10.9%).

Is one of these suburbs your dream destination? Share your thoughts in the comments!

Ready to secure your dream home in a booming market? Approva can help you navigate the mortgage process and find the best loan for your needs. Book a FREE consultation with one of our mortgage experts today!

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Disclaimer: The information in this post is for educational purposes only and should not be construed as financial advice. Please consult with a qualified financial advisor before making any financial decisions.

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Thinking about refinancing your mortgage? Don't miss out on our exclusive report: “7 Money-Saving Secrets to Know Before Refinancing Your Mortgage” – available for FREE for a limited time!

Discover:
💡 How to lock in savings and cashback
🎁 How to secure an extra $2k cashback
❌ How to avoid hidden costs and save thousands
⏳ Strategies to leverage mortgage brokers
💵 How to unlock your home’s hidden wealth
🚫 Common refinancing mistakes to avoid

And much, much more…

Head to the link in our bio, fill in your details, and get this FREE report sent straight to you! 🔗

Have you ever seen a $130 million house? 🏰 Let us introduce you to Uig Lodge, a breathtaking Scottish baronial mansion located in the prestigious suburb of Point Piper. This architectural masterpiece has earned the title of Australia's most expensive property ever sold! 🌟

With its luxurious design, panoramic views, and opulent features, Uig Lodge stands as a testament to unparalleled elegance and grandeur.

P.S. Anyone got spare change for a down payment? 😅

As anticipated by economists, the Reserve Bank of Australia (RBA) Board has decided to keep the cash rate unchanged at 4.35% following the conclusion of its monetary policy meeting this afternoon, June 18th.

Discover how this decision impacts you and your home loan. Arrange a FREE consultation with one of our relationship managers today!

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Looking to rent a new place? Finding the right fit goes beyond just the monthly cost! As your mortgage broker, here are 5 key things to look for when signing a lease that might signal a smooth experience:

1️⃣ Crystal-Clear Lease: Ensure the lease is clear, concise, and outlines all responsibilities, including rent, due dates, late fees, pet policies, and maintenance procedures.

2️⃣ Responsive Landlord: A professional and responsive landlord or property management is crucial. Quick responses during the application process indicate good communication.

3️⃣ Willingness to Negotiate: Some lease terms can be flexible. A landlord open to discussing rent increases, pet fees, or minor modifications is a good sign.

4️⃣ Well-Maintained Property: A clean and well-maintained property with functioning amenities shows the landlord cares about their investment and your living conditions.

5️⃣ Clear Move-In/Move-Out Procedures: A detailed lease outlining the move-in inspection process, normal wear and tear, and security deposit return procedures helps avoid future disputes.

Remember, a smooth rental experience can make a big difference. These green flags can help you find a great place to live while you work towards homeownership! If you're ever considering buying a place in the future, we'd be happy to chat about your options. 🏡

Need mortgage advice? Reach out to Approva today! 📞✨

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Australia's housing market has hit an astonishing $10.7 trillion! 📈 Despite high interest rates and a cost-of-living crisis, the value of residential dwellings soared by $209.4 billion in just three months. This massive figure surpasses the combined value of our superannuation, share market, and commercial properties! 💰🏢

What are your thoughts on this housing market surge? Drop in the comments below.

Confused about Australia's current rental market? CoreLogic's Regional Market Update Report released on May 2024 can help! This summary shows the top performers for rental growth and gross rental yield. 💸📈

Thinking of investing in property? Let's chat about your goals! Whether you're navigating the rental market or exploring investment opportunities, we can provide personalised advice to help you find the perfect mortgage fit. 🏠💰

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Disclaimer: The information in this post is for educational purposes only and should not be construed as financial advice. Please consult with a qualified financial advisor before making any financial decisions.

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Homeownership is more than just having a roof over your head; it’s about creating a space where dreams come to life. 🏠💫

Take the first step towards your dream home today. Connect with our experts and secure your mortgage!

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Thank you, Chad, for your kind words! It's always our goal to provide a seamless experience, no matter the changes or challenges.

If you're looking for a smooth and reliable mortgage process, reach out to Approva today! Let's make your home-buying journey stress-free. 🏡💼

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Curious about the auction clearance rate? 🤔 Swipe through to learn all the essentials you need to know about this key real estate metric! From what it is and how it's calculated to what it tells you about the market and important considerations, we've got you covered.

Get the full scoop and make smarter real estate decisions! 👉

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Disclaimer: The information in this post is for educational purposes only and should not be construed as financial advice. Please consult with a qualified financial advisor before making any financial decisions.

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Regional Australia's housing market is on fire! CoreLogic reports record-breaking dwelling values, surpassing even capital cities. 🔥 Here's the scoop:

🏡Regional dwelling values jumped 2.1% in Q1 2024 - the fastest quarterly growth in almost 2 years!
🏡Compared to capital city growth of 1.7%, regional markets are leading the pack.
🏡Western Australia takes the spotlight! Geraldton boasts an impressive 8.8% gain, while Bunbury shines with the fastest selling times (14 days!) and a 20.7% annual increase.

What are your thoughts? Is regional Australia the next big property play? Let's discuss in the comments!

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Disclaimer: The information in this post is for educational purposes only and should not be construed as financial advice. Please consult with a qualified financial advisor before making any financial decisions.

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Facing mortgage hurdles? We've got you covered! 💼🏡

Head over to our blog page for tips and expert insights to help you navigate the mortgage process with ease. Don't let obstacles stand in your way—get the knowledge you need to succeed!

🔗 Click the link in our bio to learn more!

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Vacancy rate is a key metric in real estate, showing the percentage of available units that are unoccupied. Whether it's apartments, office spaces, or hotel rooms, here's what it means:

High Vacancy Rate:
🏠 Lots of empty units
🏠 Could mean the property isn’t in high demand or rent is too pricey

Low Vacancy Rate:
🏠 Few empty units
🏠 Strong rental demand
🏠 Might be time to consider raising rents

Keep an eye on vacancy rates to gauge the health of your rental investments! 📈

Need expert advice on managing your properties or finding the best mortgage rates? Contact Approva Mortgage Brokers today! Let’s make your real estate dreams a reality. 📞💼

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Thinking of buying a home? Making a larger house deposit can have a big impact on your financial future. Here are 4 key benefits to consider when planning your deposit strategy! 🏡Swipe through to discover how a bigger deposit can transform your home buying experience and set you up for long-term success. 👉

Need home loan help? Approva is here for you! Contact us today to get started on your home buying journey. 🤝✨

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Discover the Top 10 SA3s by Annual Dollar Growth, reported by CoreLogic last April 2024! 📈🏡

Why does this matter? Knowing the fastest-growing areas empowers you to make informed investment decisions, stay competitive in the property market, and spot emerging hotspots. Whether you're a homebuyer, investor, or real estate enthusiast, this insight is essential for navigating the ever-evolving housing landscape.

Here are the top performers:

🔥 Warringah, Sydney - $245,195
🔥 Carindale, Brisbane - $236,277
🔥 Mt Gravatt, Brisbane - $206,605
🔥 Eastern Suburbs - South, Sydney - $204,715
🔥 Pennant Hills - Epping, Sydney - $202,600
🔥 Burnside, Adelaide - $186,868
🔥 Marrickville - Sydenham - Petersham, Sydney - $186,264
🔥 Nathan, Brisbane - $179,013
🔥 Sunnybank, Brisbane - $178,222
🔥 Canada Bay, Sydney - $174,588

The housing market is on fire! Ready to take the next step in your property investment journey? Contact Approva today to explore these booming markets and make your investment dreams a reality!

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Disclaimer: The information in this post is for educational purposes only and should not be construed as financial advice. Please consult with a qualified financial advisor before making any financial decisions.

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Thank you for the wonderful feedback, Katherine! 🌟 We're thrilled to hear that we could help you secure the home loan interest rate you wanted. Your recommendation means the world to us, and we're grateful for your trust in our services. 🏡✨

For anyone looking for personalised loan solutions, choose Approva today!

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Considering a home loan? 🏡🔍 Here are the top 5 things you need to know! Swipe left to uncover crucial factors that can shape your borrowing experience. Make informed decisions and find the perfect loan for your dream home!

Need guidance and tailor-fit home loan solutions? Contact Approva today! 💼💡

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Explore the fastest-growing home values in Australia, as revealed by CoreLogic! Here are the top 10 SA3s with the highest annual median home value growth:

🌟 Armadale-Perth: 28.6%
🌟 Gosnells - Perth: 27.1%
🌟 Rockingham - Perth: 26.7%
🌟 Kwinana - Perth: 25.8%
🌟 Springwood - Kingston - Brisbane: 23.6%
🌟 Serpentine - Jarrahdale - Perth: 23.3%
🌟 Wannero - Perth: 23.3%
🌟 Cockburn - Perth: 23.1%
🌟 Mandurah - Perth: 23.1%
🌟 Mt Gravatt - Brisbane: 22.6%

Thinking of investing? These regions are seeing remarkable growth! 🏡💹

Ready to take the next step in your property investment journey? Contact Approva today to explore these booming markets and make your investment dreams a reality!

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Disclaimer: The information in this post is for educational purposes only and should not be construed as financial advice. Please consult with a qualified financial advisor before making any financial decisions.

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Beware of lifestyle inflation! 📈💸 It's a subtle but significant shift where as your income rises, so does your spending—often without you even noticing.

This phenomenon can erode your potential savings, making it harder to reach your financial goals. Even though you're earning more, it doesn't feel like it because your expenses have grown alongside your income.

Stay vigilant and keep those financial goals in focus! 💼💰

Are you ready to turn your homeownership dreams into reality? Meet Approva, your dedicated mortgage broker. Our home loan solutions are meticulously crafted just for you, ensuring a perfect fit every time. 💙

Have any questions about mortgages? We've got answers, and we're lightning-fast! Simply slide into our DMs or visit our website at www.approva.com.au to chat with us for a swift reply.

Let's embark on this journey to homeownership together! 💼💬

Swipe left for the ultimate Pre-Settlement Inspection Checklist! Don't overlook a single detail as you get ready to move into your new abode. From door locks to appliance functionality, your smooth transition into homeownership starts here! 🏡✅

Got questions about mortgages or the homeownership process? Reach out to Approva today! We're here to help make your dream home a reality. Contact us now!

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Grateful for your kind words, Manjur! 🙏 Thank you for trusting Approva with your refinance. Thomas & Garrison are thrilled to have made your experience smooth. We appreciate your support and look forward to assisting you and your loved ones in the future. Cheers to your financial success! 🎉

Ready to experience the same success? Contact us today and let's make your refinancing dreams a reality! 💼💫

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What is Leverage? 🤔 It's the strategic use of borrowed funds to amplify returns or risks in investments, much like prying open a box with a lever.

Intrigued? Explore how Approva can empower you to leverage and enhance your financial prospects, especially in property investments. 📈

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Don't let your financial potential go untapped! Connect with us today to unlock the full power of your wealth-building journey! 💡💰
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Breaking Records: Mortgage Brokers Dominate Home Loan Market! 📈💼

In Q4 2023, The Mortgage and Finance Association of Australia reported that brokers secured a staggering 71.8% of new residential mortgages, showcasing their expertise and access to multiple lenders. With their free service and extensive knowledge, it's no surprise Aussies are increasingly turning to brokers!

Ready to navigate the mortgage maze with ease? Partner with Approva now for expert broker assistance and unlock your dream home! 🏡

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Master the art of mindful shopping with these 5 proven tips! 💡👇

🔹 Implement the 'waiting rule': Pause before you purchase and watch those impulse buys lose their allure.

🔹 Stick to your list: Plan your purchases ahead and stay laser-focused.

🔹 Ditch the plastic: Leave those credit cards at home and opt for cash or a pre-loaded debit card.

🔹Unsubscribe & unfollow: Say goodbye to temptation by cleaning up your inbox and social media feeds.

🔹 Emotion-free shopping: Don't let stress or sadness dictate your spending habits. Find healthier outlets.

Don't let impulse buying drain your wallet. Start implementing these tips today! 💪✨

Like, save, and share with your friends who could use some financial wisdom. 🛍️🧠

**Disclaimer: This post is for informational purposes only and should not be considered financial advice. Always consult with a qualified financial professional before making any financial decisions.

The Reserve Bank of Australia (RBA) has decided to leave the cash rate steady at 4.35% following their monetary policy meeting today.

Learn more about what this means for you and your home loan by scheduling a free consultation with one of our helpful relationship managers!

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The annual rise of units in Australia is making waves in the real estate market. 🌊

According to CoreLogic's March 2024 report, major cities like Sydney, Brisbane, and Perth have seen significant increases in unit values. 📈🤑

Whether you're looking to invest or find your dream home, now is the time to explore the opportunities available in the unit market! 🏘️

Get in touch with Approva today and kickstart your journey! 🚀

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Disclaimer: The information in this post is for educational purposes only and should not be construed as financial advice. Please consult with a qualified financial advisor before making any financial decisions.
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Embarking on the journey of homeownership can seem daunting at first, but don't worry! 😨🚫

The First Home Owner Grant (FHOG) can lend you a helping hand. 🤝

Administered by state and territory governments, this grant extends a helping hand to prospective homeowners, providing a one-time payment to ease their entry into the real estate market. 💰

Check out the grant amounts available in your state or territory! 🏠 🗺️

And if you're curious about FHOG eligibility, why not schedule a call with one of Approva's mortgage experts? 👇

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Disclaimer: The information in this post is for educational purposes only and should not be construed as financial advice. Please consult with a qualified financial advisor before making any financial decisions.
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🏡 Struggling to over come home loan hurdles?

Learn how to boost your chances of approval with these tips 👇

📊 Check your credit score: Aim for a high score (generally above 700) by obtaining a copy of your credit report and fixing any errors.

💳 Maintain a good repayment history: Pay bills on time consistently, including credit cards, loans, and utilities.

🚫 Minimise new credit inquiries: Avoid applying for multiple loans or credit cards in a short period to avoid raising red flags for lenders.

💰 Strengthen your financial position:

Save a larger down payment: Ideally 20% or more.

Lower your debt-to-income ratio (DTI): Aim for below 36%.

Maintain a healthy savings balance for financial stability.

📑Prepare a strong application:

Gather required documents: Tax returns, payslips, bank statements, etc.

Be truthful and transparent.

Shop around for the best deal by comparing rates and terms.

💼 Seek professional help:

Mortgage broker: Find the best loan options and negotiate with lenders.

Financial advisor: Get guidance on improving financial health and setting realistic homeownership goals.

Remember, following these tips and demonstrating financial responsibility, increase your chances of securing a home loan approval in Australia.

For more tips like these, make sure to get in touch with Approva ⏬

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Disclaimer: The information in this post is for educational purposes only and should not be construed as financial advice. Please consult with a qualified financial advisor before making any financial decisions.
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