Loans Combined

"Xavier has been an invaluable support through the entire process. From providing us various options to clarifying any of our queries patiently. He did not rush us to make decisions but rather enabled the decision." says Edwin

Loans Combined - Mortgage Broker | Payneham, SA ★★★★★ Xavier has been an invaluable support through the entire process. From providing us various options to clarifying any of our queries patiently. He did not rush us to make decisions but rather enabled the decision.

Found yourself digging around for bills and documents to support your loan application? Save yourself the time (and paper cuts) with our new SmartData system. It’s a safer and simpler process that quickly captures your bank account and credit card transaction history, liabilities and expenses.

It sounds cliche but creating and sticking to a budget really can do wonders for helping you to reach your financial goals.

Our budget planner calculator can help you get started on your budgeting journey.

https://loom.ly/IHjsnEo

"Good service." says David on Google

Loans Combined - Mortgage Broker | Payneham, SA ★★★★★ Good service.

The RBA has announced that the cash rate will remain on hold. This is the fifth time it has been held since it was last raised in November.

https://loom.ly/QYib9tk

If you’ve been thinking about entering the world of property investment or expanding your portfolio, you’re not alone.

Data from Corelogic has revealed that 56.2% of Australian household wealth is held in housing.

As your broker, we can take you through all your investment loan options and guide you every step of the journey.

Whether you’re looking for a new kitchen, new bathroom or ways to make your home more eco-friendly, we can help you secure the finance to get there.

If everyday life keeps standing in the way of you getting behind the wheel of a new car, we can help.

With access to a wide variety of lenders, as your broker, we can help you secure a competitive rate for your car loan. Get on the road sooner.

A honeymoon rate can help you reduce your monthly repayments on your home loan for a set term. Chat to your broker. We can help determine if a honeymoon rate could be right for you.

If you’re curious about how much you could save with a honeymoon rate, our honeymoon rate calculator can provide an estimate. https://loom.ly/NG7rbRA

"One of the best in the business , never had trouble getting in contact when needed always on time" says david on Google

Loans Combined - Mortgage Broker | Payneham, SA ★★★★★ One of the best in the business , never had trouble getting in contact when needed always on time

You may have heard that you need a 20% deposit in order to purchase property. The reality is, this isn’t necessarily the case. There are a number of circumstances and government schemes available that could help you buy a home sooner.

As your broker, we can help you determine if you could purchase with less than a 20% deposit.

As your broker, we can help you find the right one for you. Happy National Doughnut Day.

"had a great experience with the loans combined team. very experienced and savvy staff walked us through the whole process and executed it perfectly. thanks to tanaya and david we look forward to working with you guys in the future." says Stephen on Google

Loans Combined - Mortgage Broker | Payneham, SA ★★★★★ had a great experience with the loans combined team. very experienced and savvy staff walked us through the whole process and executed it perfectly. thanks to tanaya and david we look forward to working with you guys in the future.

If you’re looking to move house, you may have concerns about what will happen with your finances between when you sell your current property and when you purchase your new one. A bridging loan could be the solution you’re looking for. It’s a short-term loan that can be used between buying a new property and selling the older one.

Get in touch to see how we can help you too.

Timing the selling of your current and buying your next property can be a challenge but that’s where bridging loans come in. As your broker, we can help you determine if a bridging loan could be right for you.

You may know that you can get a loan to purchase things like a vehicle for your small business, but did you know there are plenty of other small business assets that can be funded that way as well?

As your broker, we can take a look at your small business goals and equipment needs in detail to help determine the right solution for you.

We love receiving your feedback! Thanks to everyone who has left a review for us.

Data from Proptrack has revealed that the prices of dwellings across most of Australia’s capital cities have increased in the last 12 months. Could this mean you now have equity available in your existing property that you could use to do things like purchase an additional property, refinance your current home or fund renovations?

"Very professional and helpful. Sorted an approval in very short and critical time" says Pep on Google

Loans Combined - Mortgage Broker | Payneham, SA ★★★★★ Very professional and helpful. Sorted an approval in very short and critical time

If you’re looking to buy a property but won’t be able to secure a 20% deposit, using a guarantor could help.

As your broker, we can discuss what this means and help determine if using a guarantor could be right for you.

"Very responsive customer service. Highly recommended 👏" says Simon on Google

Loans Combined - Mortgage Broker | Payneham, SA ★★★★★ Very responsive customer service. Highly recommended 👏

If you’re looking to secure the finance to purchase a new vehicle, we can help you get there.

If you make extra repayments to your mortgage, did you know that it could potentially save you thousands of dollars in interest and take years off your loan?

Our extra mortgage repayments calculator can help you run the numbers. https://loom.ly/Xr2bKyg

The 2024/2025 federal budget was revealed last night by Federal Treasurer Jim Chalmers - how does it affect you?

Find out what was announced for housing, budgeting and small businesses. https://loom.ly/9Z8cfpo

Before beginning your investment journey, it’s important that you do your homework. We’re dedicated to guiding you all the way through the process ensuring you have a full understanding of processes along the way.

Data from PropTrack has revealed that national house values have increased by 39.9% since the pandemic began in 2020.

If you currently own property, this could mean that you may have equity available to use for things like refinancing, renovations and even purchasing an investment property. If you’re curious about whether you may have equity available, we’re dedicated to answering all your questions and finding a loan solution that’s right for you.

"David and his team have been professional and prompt. The process has been seamless and done with such a high level of personable communication. Overall, a great experience making the loan process a breeze." says Christin

Loans Combined - Mortgage Broker | Payneham, SA ★★★★★ David and his team have been professional and prompt. The process has been seamless and done with such a high level of personable communication. Overall, a great experience making the loan process a breeze.

To every mother, aunty, grandma and caregiver, we wish you a safe and enjoyable Mother’s Day.