Pringle Finance Group

The Reserve Bank has announce interest rates to stay on hold at 4.35%. While this decision was widely expected, it has significant implications for both current homeowners and those looking to secure a new home loan.

If you’re currently locked into a high-interest home loan, now might be an excellent time to consider refinancing. The RBA’s decision to pause rate hikes offers a window of stability, which can be advantageous for securing better loan terms.

If you're looking for a rate review, Jess is here to help! She can provide personalised advice based on your financial situation and help you navigate the best course of action.

If you’re fortunate enough to have an offset account linked to your mortgage, you’re already on the right track. Can you make it work even harder for you?

An offset account reduces interest on your mortgage by offsetting your loan balance against your savings balance. Consider adding any additional savings or windfalls you receive into your offset account, and directing your salary into the offset account. It’s a simple yet powerful way to supercharge your mortgage repayment strategy.

Got any questions? Reach out to Jess today for a no-obligation chat.
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Mortgage brokers give you access to a wide range of loan options from different lenders, saving you time and potentially money without any cost to you. Using a mortgage broker can provide numerous benefits and make the home buying or refinancing process as smooth and stress-free as possible.

Discover how! 📲 Book your free 15 minute chat with Jess.

Our top tip for budgeting we give to home buyers: start with a clear budget, factoring in all homeownership costs, not just the mortgage. This planning is key to financial wellbeing.

Interested in learning more? Reach out for a no-obligation chat.

Lower your debt-to-income ratio by paying down debts. This ratio is crucial for lenders to assess your ability to manage monthly payments.

Want to learn more? Book an appointment with us today! 📲⠀
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If your low fixed rate period is ending, a mortgage broker can compare the market to secure a competitive rate despite recent hikes. Staying proactive can save you thousands!

Get in touch today for a free chat to see how we can help your financial situation.

Amazing day in the city today 🤝

Great to see the lovely Andrea
From our days running around the city as BDMs providing guidance and education to over 4000 brokers in Sydney to now owning our own independent brokerage businesses.

Our clients needs are always changing so keeping up with the latest developments in our industry all while negotiating with lenders on the daily for superior client results these meetings are always well timed.

Not competing but uplifting, encouraging, supporting and inspiring each other! 👯‍♀️

Want to boost your loan approval odds? Improve your credit score by paying bills on time and reducing debt. Lenders also look favourably on stable employment, a solid savings account and consistent income history.

Even with rates on the rise, opportunities to refinance at a better rate exist. Let a broker review your options to potentially lower your payments. Book in a no-strings-attached chat with us today to discuss your financial situation.

SMSF loans allow you to invest in property through your superannuation fund. Want to learn more? Chat to us today to understand the rules and potential benefits with a broker's help.

Brokers compare loans across the market, saving you time and potentially money by finding lower rates and better terms.

Are you ready to start your journey with your local broker? 📲 Book your free 15 minute chat now.⠀

Personal loans can cover large expenses or consolidate debt. Options vary from secured to unsecured, with differences in rates and terms.

Get in touch if you're seeking a personal loan solution. Book via link in bio 📲
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Investment property loans may require higher down payments and come with different rate structures. A broker can guide you through these differences to find the best deal.

Curious about investment property loans? Book an appointment with us today! 📲⠀

The home loan landscape is constantly changing. From interest rate shifts to new lending policies, we keep you informed on what matters.

If you’re a homeowner, it’s important not to be complacent with your mortgage to avoid paying more than you should.

With interest rates going up and a constantly changing market, it’s a good idea to regularly review your loan to ensure you’re on the best deal.

Here are our tips on accessing the most competitive home loan:
1. Keep track of interest rates
2. Negotiate with your lender
3. Consider switching to a different lender
4. Get guidance from experts, based on your unique situation

Get in touch if you're seeking a more competitive home loan solution.

Our energetic and accomplished team has the experience and knowledge to guide you along the entire home loan journey. We kick-off with an initial strategy session to learn about your financial goals: Will this be for your first home? Or is this for an investment property? What do we need to know to help you the most?

This knowledge and research combined with our strong network of lenders finds you a tailored solution for your loan requirements.

We invest the time in getting to know you, your situation and your goals to then craft a tailored strategy that will help you get there.

Whether you want to grow your business, purchase your forever home or build your property portfolio, we're here to make the process simple. Our impeccable credentials and straightforward approach to helping you achieve your dreams is what sets Pringle Finance Group apart.

Our team excels at simplifying complex financial terms, processes and empowering you to confidently navigate every step of your finance journey. Combining advanced technology with our expertise, we’re committed to discovering the right loan solution for your unique needs.

Are you ready to start a conversation with your dedicated mortgage broker? 📲 Book your free 15 minute chat now: https://bit.ly/3S4iJus

Transitioning can be tricky, but it doesn't have to be! Explore the best options tailored for your next step.

Let's find a rate that feels right at home. Contact your dedicated broker at Pringle Finance Group through the convenient “Speak to a Broker" link on our website: https://bit.ly/3U2u3JW

Let us guide you smoothly into your next phase.

Did you know that Mortgage Brokers bring a wealth of financial wisdom to the table? We're not just about securing the best mortgage rates; we're also your strategic allies in dissecting your spending habits.

With the guidance of a Mortgage Broker, you can embark on a transformative journey. Together, we'll strategise, optimise, and revolutionise your financial habits, setting the stage for not just homeownership, but also a financially empowered future. Book an appointment with us today! 📲 https://bit.ly/3kIvjSW

We are here to simplify your finance and property decisions. Whether you want to grow your business, purchase your forever home or build your property portfolio, we’re here to make the process easy.

Use one of our calculators to find out your borrowing power and the costs of buying or investing in property!

2 out of 3 Australians have used a broker, and here are the reasons why:

👉 We are experts in home loans.
👉 We run product comparisons across various lenders.
👉 We identify the most suitable solution tailored to your needs.
👉 We handle the legwork on your behalf.
👉 We operate with your best interests in mind.

Interested in learning more? Reach out for a no-obligation chat.

Got a loan already?

Maybe we can help you get a better one which has more of what you want and less of what you don’t. More flexibility, better rate, offset account, more dollars in your wallet, or all of the above? Can’t hurt to explore your options.

Book a call today 📲

Thinking of investing?

With our extensive experience, established network of lenders and proven success rate, we'll guide you through the process to secure finance to purchase an investment property, strategically:

☑️ Guiding you to the most suitable loan product
☑️ Maximising your borrowing capacity
☑️ Crafting a compelling loan application
☑️ Setting you up with the right loan structure

Easy, transparent home loan options for your unique situation and financial goals. Book a chat with us today 📲

A New Year's resolution often goes from one year to the next without much persistence. However, if your goal is to purchase a new home or make an investment, don't hesitate to reach out and discuss it with us!

Wishing our cherished clients, colleagues, and business partners a wonderful festive season 🎄🎁 🎉

Thank you for your steadfast support throughout the year. Working with you has been a genuine pleasure, building connections and helping you achieve your dreams.

We can't wait for another year of shared success in 2024.

Merry Christmas and Happy New Year!

Using Pringle Finance Group costs you nothing, and it means you get a dedicated Mortgage Broker to manage the entire loan process for you. We’re paid directly from the bank if you get a loan through us.

That's right, nothing! You won't pay a higher interest rate or extra fees on the loan. We work with multiple lenders, which means we can help you find a loan that fits your specific needs and budget.

Using a Mortgage Broker can provide numerous benefits and make the home buying or refinancing process as smooth and stress-free as possible. Book a meeting today for strategic guidance on all things finance: https://bit.ly/3kIvjSW

Navigating the world of home loans?

This is where working with a Mortgage Broker really pays off. Unlike the banks, who can only recommend their own products, your Mortgage Broker literally has hundreds of loan products to choose from and can help you pick the right choice for you. Our partners negotiate to find you the most suitable loan, with rates you’ll love.

Get in touch today to find the perfect fit for your situation, from an expert team of advisors.

The Reserve Bank has paused interest rates at its final meeting of 2023, delivering millions of families a reprieve from another rise in their mortgage repayments early in the New Year.

Central bankers decided to leave the cash rate target unchanged at a decade high 4.35 per cent at a meeting on Tuesday, where it will stay until at least next February when the RBA returns.

Read more at our latest blog post: https://bit.ly/4aeBMdG

Thinking of refinancing? Chat to us today for trusted financial advice. Visit the link in bio and tap the "Speak to a Broker" link, pick a date and time that works for you and we’ll call you.