Loan Market Husky-Vincentia

According to ABS data, the increases in construction costs are easing. The gap between construction costs and the cost of buying an existing home (with building often being more expensive) has been one of the drivers behind price growth in the past two years.

Inflation is no joke, and the rising cost of living is being felt right across the board.

It's probably a good time to have a break from fast fashion, and instead choose quality over quantity where we can. What better way to support local businesses?

Frivolous spending on items you don't love isn't a bad habit to break, and also means your spending will look a lot more attractive to lenders.

Tell us, have you been shopping less lately?

When a broker helps you to get a loan, they usually receive payment from your chosen lender. We always serve your best interest to recommend the loans suited to you, and often our service is free to you.

The RBA has announced the cash rate will remain on hold at 4.35% this month. Despite homeowners paying higher interest, we are seeing increased movement in people buying their next home.

Here are tips before you make the move. https://bit.ly/3CfxAxM

You only ever want to borrow what you can afford to pay back, but if you're looking for ways to maximise your borrowing power, you might want to consider:
- Reducing your existing debt - pay back those credit cards, Afterpay facilities and then cancel the accounts.
- Reducing your living expenses - cut down on delivery services and subscriptions and shop around for better energy and ISP deals.
- Increasing your income - negotiate a pay rise with your boss (easier said, than done!).
- Improving your credit rating - pay your bills on time and don't make too many applications for credit.

Get in touch for an accurate estimate of how much you might be able to borrow for a home loan.

🎉☕Brewing up some excitement! Join us for a coffee competition in partnership with 5 Little Pigs & The Local, Jervis Bay to celebrate 30 years of Loan Market! Let’s raise a cup to three decades of connections, community, and caffeinated creativity!

Enter here for the 5 Little Pigs in Huskisson: https://broker.loanmarket.com.au/husky-vincentia/about/coffee-activation
Enter here for the The Local Jervis Bay, Vincentia: https://bit.ly/48jiJyn

Pick your convenient coffee location and good luck!

To celebrate 30 years of Loan Market we're holding a Coffee Competition in Huskisson AND in Vincentia. Enter to win a month worth of Coffee.

Enter here for the 5 Little Pigs in Huskisson: https://bit.ly/3YjebU6

Loan Market launched 30 years ago - and many things have changed in that time. What hasn’t changed is our drive to help finance your dreams by finding the right loan for your needs.

Three financial habits that will boost your borrowing power:
– Reduce your debt
– Build your savings
– Keep your credit score healthy

Want to borrow for your dream home? Start by adopting these three simple financial habits.

Reducing your debt and building up savings show lenders you’re financially responsible. Checking your credit score helps you stay on top of any issues that could impact your application.

The better state your finances are in, the more power you have when it comes time to applying for a mortgage 💪

Ready to take control? Send us a DM to start talking strategy.

Have a happy and safe Diwali.

If the idea of having to get your head around an abundance of new financial terminology has you more scared than Shaggy and Scooby being chased by a zombie, we’ve got your back.

As your broker, we are available throughout the home purchase journey to answer any questions and ensure you have a full understanding throughout the process.

Why choose a mortgage broker over going direct to the bank? It's simple. We compare dozens of lenders, negotiate better rates, and make the whole process easy.

Plus, we work for you – not the bank.

Let’s make sure you get a home loan that works in your best interests, without the hassle.

Home loans don't have to be a nightmare 👻

Let us take the horror out of the process 🤝 Call us 📲

Thank you for choosing us! 🥳

Sleep soundly knowing you’ve got yourself an excellent deal on your home loan. Get in touch with us to find out how we can help you achieve your property dream – smarter, not harder.

If you’re looking to buy a property and have less than a 20% deposit, you will need to pay lenders mortgage insurance…or will you?

There are some instances where you may not have to. For example, certain careers like doctors, accountants, lawyers and more are able to avoid paying LMI.

Want to know whether your career could help you avoid LMI? Reach out for a chat.