Smartmove Professional Mortgage Advisors

First-time home buyers in Australia face several obstacles when they enter the property market. We address some of your inquiries on how parents can assist their children in making their first market entry with the Bank of Mum & Dad in this post.

Bank of Mum & Dad. Helping children enter the property market - Smartmove We all know entering the Australian property market is challenging for first home buyers due to high housing prices relative to incomes, stricter lending criteria, limited housing supply in desirable areas, and competition from investors. This makes saving for a deposit and securing a mortgage diffi...

Daniel from Smartmove proudly partnering with Marconi Stallions FC and Club Marconi for the Boys Youth League and First Grade Women's Team.

The latest market share data released by the Mortgage & Finance Association of Australia (MFAA) has confirmed that between January and March 2024, a record 74.1% of all new residential home loans were written by mortgage brokers, the highest result observed since the measure has been recorded. In the December 2023 quarter mortgage broker rose 0.3 percentage points from the September 2023 quarter. In comparison to the December 2022 quarter, mortgage broker market share rose 2.5 percentage points and 5.3 percentage points when compared to the December 2021 quarter.

Source: https://www.mfaa.com.au/news/mortgage-brokers-remain-the-first-choice-for-homebuyers

Don’t want to change banks? But want to keep your existing bank honest? This past month we have saved our clients thousands of dollars in interest payments without even having to move providers! If you or someone you know would benefit from this let us know anytime.

Smartmove is honoured that its Academy has been named a Finalist for Professional Development at the MFAA National Excellence Awards. This is great recognition for the generosity, time, and effort the whole team puts in each day to develop new team members. Fingers crossed it's 3rd time lucky 🤞.

As a part of our vision to be unparalleled leaders through trusted lifelong relationships, we have been reviewing our clients’ interest rates every month and renegotiating with their existing lenders to help them reduce their interest costs resulting in thousands of dollars saved in the long run. We have been able to save $102,914.25 in interest in April alone.

If this is something we can help you with, please send us a message or contact your Mortgage Advisor directly.

This past Thursday marked a significant milestone as we celebrated the graduation of Adam and Daniel, who are part of our 7th Academy class (our first Graduation since merging with the Viridian Group) . We extend our heartfelt congratulations to Adam and Daniel for their successful completing the intensive 6-month program. As they move forward, we look forward to watching your continued development & success well into the future.
It was also great to have our 8th Academy Class present (3 in person, 2 dialing in remotely) to witness what is only a couple of months away for them. Our 8th Academy class is our first to span multiple states, including NSW, VIC & WA.

Always in our clients’ corner, even after the loan has settled. We help them indefinitely by renegotiating with their existing lender to get them better rates when we see the opportunity to do so. Our years of service and expertise have allowed us to help our clients save $164,125 in March. If this is something you think you could benefit from or know someone who would, please send us a message or contact your broker directly.

Before joining Smartmove, Enosh worked in both the mortgage and vehicle financing industries, whilst completing his bachelor’s degree in applied finance. On a more personal note, Enosh is a passionate foodie and enjoys playing tennis.

Enosh can be contacted at [email protected] and 0421 913 941.

As a young and ambitious professional, Vikram is committed to helping individuals and families achieve their property goals.

Vikram can be contacted at 0418 725 928 and [email protected].

Happy International Women's Day 2024! Let's celebrate and inspire inclusion today and every day.

To all the amazing and inspirational women around the world, Happy Women's Day!

This article outlines a range of strategies to assist with navigating the upcoming expiry of a fixed-rate home loan period so that your mortgage continues to be competitive and well-suited to your needs.

Fixed rate mortgage expiring... Now what? - Smartmove They say all good things must come to an end… and that includes your home loan fixed interest rate period. If your fixed rate expiry is coming up, you might have started to think about what happens next and what action you need to take. Or you might be sticking your head in the sand and avoiding t...

Before joining Smartmove, Daniel had 2 diverse careers firstly in the hospitality and secondly in the real estate industry. Daniel is a huge sports fan and on weekends likes spending time with family and friends or on a hike enjoying the sun.

Daniel can be contacted on 0417442327 or [email protected].

As a part of our vision to be unparalleled leaders through trusted lifelong relationships, we have been reviewing our clients’ interest rates every month and renegotiating with their existing lenders to help them reduce their interest costs resulting in thousands of dollars saved in the long run. We have been able to save our clients $103,956.60 in February alone.

Before joining Smartmove Adam had been in a lot of customer-based roles. On a personal note, Adam loves playing Cricket, Soccer, Golf, watching almost all sports, and spending time with family and friends.

Adam can be contacted on 0430 690 222 and [email protected].

Celebrating Darren today as he completes 10 years at Smartmove. What you do on a daily basis and how you go above and beyond to ensure the best outcome for our clients and team members has been second to none and we cannot thank you enough for it. Thank you and Happy 10th Anniversary!

Amid the ongoing cost of living challenges, managing mortgage repayments isn’t easy. There are options available to you that you might not have considered, which don’t involve selling your home.

What to do if you can't afford to pay your mortgage If you’re struggling financially, there are options available to you that you might not have considered, which don’t involve selling your home.

We are delighted to announce that Smartmove has been named one of the top brokerages in Australia after securing a place in The Adviser’s Top 25 Brokerages 2024 ranking. It is a great honour to have been recognised 12 years in a row for the undying support from our clients, business partners, and team members. We cannot thank The Adviser for recognising what our team does everyday to ensure our clients get the best and our clients and business partners for their ongoing support of Smartmove.

While many brokers are focused on “the sale” or are “transactional”, our vision is focused on trusted lifelong relationships. As a part of this, we renegotiate the loans of our existing clients and help them save thousands of dollars in the long run. Please reach out if this is something we can help you with or talk to Mortgage Broker directly.

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means.

Kicking off 2024 on an amazing note by saving thousands of dollars in interest for our clients in December by renegotiating their interest rates with their existing lender. This is merely a part of what we do to help our clients in the long run and if this is something we could help you with, please feel free to reach out or speak to your Mortgage Advisor.