Bigg Mortgage Group
Full service Mortgage Broking company operated by Hayden & Caroline Folbigg
Wishing you a safe and festive Diwali.
See if you can get a treat this Halloween by checking if your interest rate is competitive. It’s a great way to help prevent you from paying more than you need to.
We can help you find the loan solution that’s right for you. Chat to us.
Data from CoreLogic has revealed that property values in some capital cities are now below their all time high. Could that mean that now is a good time to buy in those areas?
As your broker, we can help you explore your loan options and secure pre-approval so you can start your property search sooner.
When it comes to your home loan, you don’t need to spend time going from lender to lender trying to find one that gives you the right loan solution for your needs. With a broker, that’s all at your fingertips.
With access to more than 60 lenders and thousands of loan options, we can help you find the one that’s right for you, starting with a simple phone call.
Did you know that if your loan allows for it, making just a few extra repayments to your mortgage can make a real difference. It could reduce how much you pay in interest as well as how long it takes you to pay off your mortgage.
Our mortgage repayment calculator can help provide an estimate of just how much you could saved based on your circumstances.
https://loom.ly/xakl4kc
You might have heard that if you don’t have a 20% deposit for your property purchase that you will need to pay lenders mortgage insurance. We are glad to confirm that this is not always the case. While LMI can be a helpful tool to help get you into your new home sooner, there are circumstances in which you can avoid it. This can include eligible first-home buyers and people in certain careers.
As your broker, I can help you understand whether you may be able to avoid paying LMI.
If you’re looking for ways to improve the long-term sustainability of your home and reduce your impact on the environment, a green loan could help you get there.
Also known as sustainable loans, green loans, may even offer lower interest rates, lower fees and more flexible borrowing options.
If you’d like to know whether a green loan could be right for you, reach out to us today.
According to a survey by Domain, location, bedroom count and home size are important considerations for Australians looking for a new home. But priorities are different depending on the generation:
- Gen Z wants a home with more bedrooms (18%) and a shorter commute time (14%)
- Millennials want a freestanding home (28%) with a backyard (14%) and more bathrooms (17%)
- Gen X wants a freestanding home (29%) on a quieter street (23%) with a more functional floor plan (14%)
If you’re thinking about moving home, reach out.
When it comes to working with us as your broker, we’re a team, not just individuals.
We’re committed to helping you find the right loan solution for your needs and guiding you every step of the way. Let’s reach your homeownership goals together.
Wondering whether to go fixed or variable for your home loan rate? What if you didn’t have to decide? A split loan allows you to have some of your loan on a fixed rate, and the rest on a variable rate.
Our split loan calculator can help provide you with an estimate of your repayments for both the fixed and variable portions of your loan.
https://loom.ly/G6DOfMc
Why go with a broker? The statistics speak for themselves. With access to more than 60 lenders and thousands of loan options, chatting to us about your next home loan journey is a no-brainer. Reach out today. We’re here to help.
Whether it’s out on the open ocean, on the river or an inland dam, spending time out on the water as the weather warms up is a dream for many Australians. And that dream could be closer than you think.
As your broker, we can explore your current circumstances alongside your goals to put a plan in place that gets you out on the water sooner.
If you’re looking to apply for a loan in the future, it’s a good idea to do what you can to put your best loan application foot forward. Part of that is ensuring your credit score is in a strong position.
Whether your credit score is already excellent and you’re ready to apply or there’s room for improvement before you begin your loan journey, as your broker, we’re here to help.
If you're looking for a way to help make your debt more manageable, debt consolidation could be worth considering.
As your broker, we go through your current circumstances and goals in detail to help determine if debt consolidation could be right for you.
If you’re going to have a coffee, why not have a coffee with a broker? It could save you money.
Happy International Coffee Day.
Getting a loan when self-employed is a little different to PAYG employees. Different lenders require different documentation, but we will find the lender most aligned with your circumstances.
If you’re saving a deposit, it helps to budget. By understanding how much you have coming in compared to your expenses, you can see where you could be saving more.
Our budget planner calculator can help you create a structured plan for saving the deposit you need to secure your new home.
https://loom.ly/bXURgzw
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