Tricia Northeast - Financial Coach

I'm sure it's 5pm somewhere!!!!

Have an awesome weekend all.

OK guys, which house are you in and why?

Ok, what are they?

Singing out loud is good for the soul.
Go on, sing the alphabet out loud.

Have a great weekend, all

Agreed, it was great chatting and brainstorming with you Gabriella of Tradie Wives Money & Life Hub

Happy Friday All
Be Safe and Well, whatever you get up to this weekend 😃

Please don't ever allow yourself to be overwhelmed by money matters.

Our Spending Planners help families take control of their finances for themselves.

We don't take your money and give you a short-term fix....
We walk alongside our clients and their families - young and old - supporting & guiding them - Empowerment to you is key 😃

"Building habits in the present allows you to do more of what you want in the future." James Clear

Developing healthy spending habits is easy with a Spending Plan - call us for assistance - 0408 772 247

The Number 1 reason to get your money on track:

Less Money Stress = A Happier Life

It's just that simple. From Money Disaster to Money Master - use a Spending Plan to organise your money and start creating wealth. Book a free consultation today - https://calendly.com/tricia-thataway-financial-one-full-table/1800

If you don't know me by now, it depends 🤣🤣🤣

Your circumstances are different from others.

I would like you to consider, how you would feel if an "unexpected" expense occurred and you could pay it with savings and not add to your debts, how awesome.

However, there are always other options with other justifications!!! 😆😆

If you are heading to poor credit management and an adverse credit score, then the need to pay off your minimum repayments may be more important.

As I said, it depends 🤣

I came across this graphic earlier this week (shared by Mridula Amin and Alex Lim from ABC news) and it was such a great example of why sitting on your laurels in a place of fear has such a detriment to your financial future.

There is so much out there in the media sharing about the financial struggles of today in entering the property market, cost of living, mortgage rates and being poverty stricken in retirement.

A lot of this boils down to trying to set up oneself financially in the same manner past generations did.

News flash – it’s not working. People are doing the EXACT same thing and expecting the same results as our parents or grandparents.

However;

The world is not the same.
Wages are not the same.
Cost of living is not the same.

So why would we try and secure our financial future in the same manner? It just seems crazy to me.

Pensioners were never meant to have a home loan in retirement. They were never meat to rent in retirement. Our system is not cut out for it and unfortunately that’s the path many are taking by delaying buying property.

When your parents bought the family home in Melbourne, Sydney or even Brisbane – life was different back then. So why are you trying to buy in the same place? One of my team members was just telling me that when her parents bought a block of land and built the family home in the northern suburbs of Melbourne they were the ONLY house on the street! It was about 20min from the patriarchal home of inner Melbourne (and all the grandparents and family thought they have moved so far away) but it was what they could afford at the time.

That property today is certainly not in the middle of nowhere anymore and is worth a hell of a lot of money.

So why are you trying to buy and invest in locations where everyone has already made the big bucks?

You can still live in these locations if its better for school access for children, closer to work etc – but you should be concentrating on investing in regional areas across the entire country that suit your budget.

It's not like you won’t find a tenant (hello national rental crisis).

It's completely unreasonable to try and set yourself up financially the way your parents did. There are better ways out there to take, albeit a slightly different looking path.

The same will be said for generations to come – we must learn to adapt, pivot and change with the times to identify new pathways to achieve our goals.

If you don’t do something different you WILL miss out and I promise you – when you retire you will have 110% regret.

Yes this seems rather pushy but I felt the need to really make sure you are aware of the impact of your decisions (or your children if they are at buying age) Feel free to reach out on 1300 736 754 if you want to explore what options are available in your budget.

Or CASH ???
My Thoughts, it depends 🤣
Do you have control of your spending and can keep it within your income and expenses?
If you can, then credit cards can work to your advantage.
If it's a bit of a struggle, then keeping to debit cards will help you monitor your spending the best you can.
CASH - if you have kids, I would like you to consider using it, when you are with them, it will help them understand money, dollars and cents.
You know the, need for financial literacy thing we keep talking about, it starts with understanding that money is not unlimited, and physical use will help build great foundations. 😁

Happy Friday All
Hope your week has been brilliant, have a great weekend

I've heard both sides of this argument, financially and emotionally
For us, we know we don't trade cars in when they are 5 years old or so, in fact, we are just the opposite, we drive vehicles till they are traded to a wrecker 😁
What is your trend?

Do your future self a favour and start a Spending Plan.

There is a lot of fun to be had in life when you are in control of your finances.

But don't get bogged down by noting every penny you've spent .... there's a better way to take control of your spending than looking backwards.

Find out how a spending plan brings financial freedom. For more info, call – 0408 772 247

💜 Create a Spending Plan - no one wants a restrictive budget - Yuck
💜 Do you know where your money is going?
💜 Stop the Lazy Tax by checking your bank statements, ensuring you need everything you are paying for.
💜 What emotional triggers make you want to impulsively spend money?
💜 A savings account = A Peace of Mind Account 💜💜💜

Happy Mother's Day to all the incredible women who nurture, love, and support in countless ways.

To the mothers who cradle their children with unconditional devotion, to the ones who carry the memory of lost little ones in their hearts, to the aunties who pour out love as endlessly as if they birthed their own, and to every woman who embodies the spirit of motherhood in her own unique way.

Today, we celebrate your strength, your compassion, and the immeasurable impact you have on the lives you touch.

May your day be filled with love, appreciation, and the warmth of knowing how cherished you are.

Blessed Be.

Happy Friday All
I hope you have a wonderful weekend planned, with of course, some quality time planned for yourself and, with your loved ones.

The power of a digital app will out perform pen and paper every time. However, for some, I totally get the need for the tactile of pen and paper.

Put first things first! It's time to organise your money.
A Spending Plan makes the task easier.
Once you've prioritised your expenses, it takes just 10 minutes weekly to stay on track. Trust us, it declutters your brain at the same time.
Now you can plan for fun stuff without constantly worrying about your money situation. Phone us to find out more – 0408 772 247

Football is finished, we (Geelong) lost to Melbourne by 8points.
Round 8 for those that don't know and our first loss 😕
But now Daisy thinks its time to play!! Well neither of us are interested in golf, so OK 👍 😃

May the 4th be with you 😀

Are you a Star Wars fan, while I have seen every movie thanks to Eric and the Kids, a fan I am not. 😂

What is your favourite movie?

If you need support with decluttering?
Julie and her team are awesome 👌 👏
Check out this event Space and Time are running

Exciting News for the Western Suburbs of Melbourne!

Join us for "Declutter Your Life," an in person interactive 2-hour workshop filled with expert decluttering and organising tips to transform your home!

Date: Monday, 13th May 2024
Time: 1:00 PM - 3:00 PM
Location: Braybrook and Maidstone Neighbourhood House, 113 Melon Street, Braybrook, VIC

Whether you're overwhelmed by clutter or just looking to refresh your space, this workshop is for you. Our team of decluttering experts from Space and Time will guide you through practical strategies to help you organise and reclaim your living space.

Spaces are limited, so make sure to RSVP now on 039317 5610!

Come along, bring a friend, and take the first step towards a clutter-free life. We can't wait to see you there!

Follow me for cooking tips 🤣🤣

Happy Friday All.
I hope your week has been fruitful and you have some quality time set aside over the weekend for your loved ones and a little self-care to fill your cup. 💜💜
Blessings xx

Today is a good day to get your life in balance with a Spending Plan.

It's like an online version of the old money jar system - except with a Spending Plan you know exactly where you stand today and you can see exactly where you will be in 6 months, 12 months or 2 years ..... you can see the bumps in the road ahead so that you can plan for them today and avoid that stress altogether.

Book a 30-minute chat to see how I can help you gain some balance and calm in your life, i.e. NO MONEY STRESS
https://calendly.com/tricia-thataway-financial-one-full-table/1800

Oh gosh, it's May already - how are your 2024 money goals progressing?
Take a close look at your daily habits and consider what adjustments could be made to improve your progress ..... next time you check your goals, you will find they're much closer. Ditch bad spending habits and your money goals will become achievable.