Loan Market Southwest

Happy National CSM Week🥰

Wishing you a great weekend!

Happy Mother’s Day💐

The Board determined at today's meeting to maintain the 4.35 percent cash rate objective and the 4.25 percent interest rate paid on Exchange Settlement balances.

Relief for borrowers as RBA opts to leave rates untouched The Reserve Bank has on Tuesday again left interest rates untouched, in a decision widely predicted by economists.

Loan Market data has revealed an increase to the number of investment loans lodged in 2024.

What’s behind this? It could be confidence that the cash rate has hit its peak for this cycle, resulting in steady interest rates. Also, median house prices around the nation have continued to grow, potentially returning healthy investments.

Whether your home renovations look like a full backyard transformation complete with a pool or you’re just wanting to put new tiles in the bathroom, we can help you secure the finance to get there.

Data from CoreLogic has revealed that time on market has increased for most capital cities and across Australia overall between January 2022 and January 2024.

We will remember them.

If you’re considering entering the world of property investment for the first time or are looking to expand your portfolio, we can help secure the finance to get you there.

According to the Federal Chamber of Automotive Industries, battery electric vehicles made up 9.6% of vehicle sales in February 2024. This is up from 6.8% the year before.
At the same time, the federal government has made progress on its plans to introduce a New Vehicle Efficiency Standard (NVES).
These changes aim to see a 61% reduction in average new car emissions from 2024 to 2029.

If you’re interested in finding ways that could make your debt more manageable, consolidation could be worth considering. We can evaluate your situation to determine if it is right for you.

With a broker on your side for your property investment journey, you can spend less time worrying about securing finance and instead, focus on finding your next property.

From the fuzzy and friendly to slithery and scaly, pets make our lives brighter.

Happy National Pet Day!

You may have heard the news that Australia’s fourth-largest mortgage lender, ANZ, is set to merge with Australia’s ninth-largest, Suncorp Bank.

But what does this mean for consumers? What would happen if your bank were to merge with another?

If you’re self-employed, own a small business or are a contractor and want to grow your business or buy a vehicle, you may be looking for asset finance.

As your broker, I take a look at your current situation and goals in detail to help determine what asset finance solution is right for you.

A broker can get you into your new home faster. No joke.

As we bid farewell to the Easter weekend and embrace the start of a new week, Let's reflect on the profound love and sacrifice of Jesus, whose resurrection brings us hope and redemption. As we journey through this day, may we embody his teachings of compassion, forgiveness, and grace.

May the spirit of Easter continue to inspire us to spread love, kindness, and hope wherever we go.

Wishing you all a wonderful Easter Monday!

Wishing you all a safe and enjoyable Easter.

May this Good Friday inspire heartfelt reflection and gratitude for the love and sacrifice from God. Let's embrace the spirit of renewal and hope that Easter brings through the resurrection of Jesus as we honor this sacred day.

May your hearts overflow with joy, your homes resound with laughter, and your spirits find peace as you gather with loved ones to celebrate. Let this Easter weekend be a time of profound renewal, boundless love, and abundant blessings for everyone!

Have a Blessed Good Friday!

Speak to our home loan experts today!

If you’ve been thinking about joining the growing group of battery electric and hybrid vehicle drivers, your broker can help you get there.

Source: Federal Chamber of Automotive Industries.

You may have heard a rumour floating around that you need a 20% deposit in order to buy a house.

Consider that myth busted. In fact, there are ways to purchase property with as little as a 5% deposit. Your broker can help you find out if you’re eligible

This year’s International Day of Happiness’ theme is “Be mindful. Be grateful. Be kind.”. A little can go a long way.

No need to carry a lucky charm. With a broker on your side, we can help you create your own luck.

One of Australia’s leading economists, Ray White Group Chief Economist Nerida Conisbee, has a look at what we can expect to see from the property market in Australia in 2024.
https://www.firstnationalulladulla.com.au/pages/real-estate/blog/14252/the-property-market-forecast-what-to-expect-in-2024 #:~:text=With%20the%20property%20market%20showing,considerable%20opportunities%20following%20COVID's%20impacts.

Have you got, or thinking about getting pre-approval for your home loan?

It can be a great way to understand your borrowing power, however keep in mind your pre-approval doesn’t last forever. It’s important to check with your broker when the right time is for you to apply for pre-approval as well as being aware of when it expires.

Happy International Women’s Day. Here’s to all the amazing women in our community.