Poly Home Loans

🌺 Our Clients Speak: Success Stories with Poly Home Loans 🌺
😊 Joyful Journeys, Happy Clients: Your Success, Our Pride 🙏🏽

🇳🇿 🇫🇯 🏠✨ Breaking News: Another Young Couple Secures Dream Home with Poly Home Loans! ✨🏠
We're absolutely thrilled to announce that our niece and her partner, both just 22 years old and originally from New Zealand, have made a big move to Perth! They've proudly purchased their first property with a construction and land loan from Poly Home Loans, guided by their broker, Uncle Joe of course 😀, every step of the way. 🌟

Congratulations to the young couple on this amazing achievement! 🎉
Ready to take the next step in your own home journey? Contact us today and let's make your dreams a reality! 📞💬 https://bit.ly/3PSRpPE

🖥️🔗 Visit: https://polyhomeloans.com.au/

🌴Bula Vinaka! 💪🏽 SETTLED 📢 💥

A lovely young immigrant couple of African Descent, who set foot in our community just 8 months ago, has been on an inspiring path.

They've been renting through a licensed real estate agent for over 6 months while working full-time jobs. Their dream? Owning their very first home! 🏡They reached out to us for help, and we're thrilled to announce their success story! 🙏🏽

A few of the key criteria they needed to meet were:
✅Rented for 6 months through a licensed real estate agent (no need for genuine savings as this meets the bank criteria of the minimum 5% deposit rule)
✅Australian permanent residents or Australian citizens

Due to meeting the above minimum criteria they also:
✅ Qualified for a mortgage insurance waiver under the first home loan deposit scheme, saving a whopping 25k! 😱
✅Plus, they also qualified for the First Home Buyer Grant exempting them from stamp duty, saving another additional 26k! 🎁💰

Why not share the love with your loved ones, Spread the good word and share this message.
☎️ Contact us https://bit.ly/4enO6dz

🚀Introducing tailored loan solutions 🚀
🌴Talofa, Kia Ora, Bula, Malo e lelei - Escape the mortgage burden. Spend quality time with your Whanau.
✅ Low Deposit Home Loans
✅ First Home Buyer
✅ Debt Restructure
✅ Refinancing & more... https://bit.ly/3KHeu4Q

🌺 Wave Goodbye to Renting, Pasifika Whānau! 🌺

It's time to secure your own slice of paradise with OwnHome's low-deposit path to homeownership! 🏡✨

🔑 Key Points:

Low Deposit: Start your journey with just 2.2% upfront.
Flexible Loans: Choose any home loan from any lender.
Personalized Support: Get expert help from a dedicated Buyer’s Agent.
No LMI Required: Save on costly Lender's Mortgage Insurance.
👉 Discover more and begin your homeownership journey today!

https://bit.ly/3QDwh06

🌺 Pasifika Families, This One's for You! 🌺

At Poly Home Loans, we understand the unique needs of our Pasifika community.
Whether you're dreaming of your first home, needing a better rate, or planning for the future, we've got you covered. Let us help you secure your family's financial well-being with loans designed just for you.

🏡 Refinancing – Lower your monthly payments and save more.
🏡 First Home Buyer – Turn your homeownership dreams into reality.
🏡 Second Home Buyer – Expand your horizons with ease.
🏡 Self-Employed – Flexible options for your unique situation.
🏭 Construction Loans – Build your dream home from the ground up.
🌴 Personal Loans/Debt Consolidation – Simplify your finances and reduce stress.
🚙 Car Loans – Get on the road with confidence.
🏡 Self-Managed Super Funds – Secure your financial future.

👉 Ready to get started? Poly Home Loans – Your community, your future.
📞 Call us now or visit our website to learn more! 📞 https://bit.ly/3QDwh06

#

🌴 🇹🇴 Our Pasifika Family Accomplishment 🌴 Congratulations Brother! 🇹🇴
We are overjoyed to announce that one of our Pasifika brothers has had his loan fully approved for his very own beautiful home! 🏠✨

🌺At Poly Home Loans, we're committed to empowering the Pasifika community with tailored financial solutions that respect and preserve our cultural values.

🇵🇭 Kumusta & 🇫🇯 Yadra Family 🇦🇺
🎊 We’re excited to announce that we’ve successfully refinanced a land and construction loan for a wonderful family! 🌟 This journey was a true team effort, with mum, dad, and their amazing daughter all involved. 🌺

🌴Initially, they faced challenges securing approval from the bank and ended up paying unnecessary interest for months. But with our expertise and dedication, we restructured the deal, ensuring the bank’s approval and a better financial future for this deserving family. 👨‍👩‍👧‍👦

🏝️Gooood Morning & 🎼 Don't worry about a thing... 🎼 At Poly Home Loans, we understand that in the business world, time, flexibility, and quick access to funds are crucial. ⏳
🏭Our commercial solutions provide swift funding to meet your needs, ensuring your success without delay. ⤵️ ⤵️ ⤵️
✅ Borrow up to 75% of the property value
✅ Alternative income verification available
✅ Credit impairments considered
✅ Discharged bankrupts considered
✅ Defaults considered
✅ Mortgage arrears considered
✅ Purchase within SMSF


, thank you for all your support in this space🙏🏽



How to Apply?
email: [email protected]
Contact us form: https://bit.ly/3PSRpPE

🇫🇯 Namaste 🇫🇯 Family & Friends

🎊SMSF ( Self Managed Super Fund ) LOAN SETTLED IN SUNNY QUEENSLAND.

🌺To apply for a SMSF loan, you will need to provide the following specific documentation:

🌴 Certified copy of the SMSF Trust Deed
🌴 Certified copy of Custodian Trust Deed
🌴 Financial information to ensure serviceability (e.g. 2 years SMSF audited financial statements, 12 months SMSF bank statements, rental estimates)
🌴 A full copy of the contract of sale

🇹🇴 Malo e lelei 🇹🇴 🌺 Sharing a Real Pasifika Success Story 🌺

Our Pasifika siblings from Tongan heritage decided to make their dreams happen with a little help from family. 🏡🚀

They used their parents' property as a limited guarantee for a family pledge loan. It wasn't just about the paperwork; it was about trust, unity, and building a better future together. 💖💼

This isn't some distant tale; it's a story from our own community, showing what's possible when we come together. 🌟💪
🌴Congratulations once again guys! 🎊

🌺Bula Vinaka Family🌺
🎉 Great news to share! 🎉 We're thrilled to announce that another one of our amazing customers has just had their home loan approved! 🏡✅

By using their rental history from the past 6 months, they successfully met the genuine savings policy. 📜💼 And on top of that, they were eligible for the First Home Loan Deposit Scheme! 🌟💰

It's moments like these that remind us why we love what we do – helping our clients achieve their dreams of homeownership. 🏠💖

Reach out!
https://bit.ly/3PSRpPE

🌺 🏡🔑 Exciting News for First-Time Home Buyers! 🔑🏡
Talofa fam!
Our young customers took a smart approach by leveraging their rental history from the past 6 months to fulfill the genuine savings policy requirement. (5% deposit gifted from family member)📜✅ And guess what? They also qualified for the First Home Loan Deposit Scheme! 🏠💰

Dreams do come true, and we're here to help you make yours a reality too. Whether you're a first-time buyer or looking to upgrade, our team at Poly Home Loans is dedicated to finding the perfect solution for you. 🌟

Ready to take the next step towards owning your dream home? Don't wait any longer – reach out to us today and let's make it happen! 💼🔑

🌴 Bula fam! Something you might be interested in. Please read below.
Australia’s fourth-largest mortgage lender, ANZ, is one step closer to acquiring the country’s ninth-largest, Suncorp Bank, after winning an appeal against an earlier rejection of the deal.
Important Link - https://bit.ly/3QyfFXg

Moce!
🌺🔆

🫡 💪🏽As Pasifikas, our rich traditions and cultural values may not be fully understood by mainstream lenders and financial institutions in Australia.

Let us help you with your first and second property. Let us help you build a strong foundation for your family. 💪🏽

Contact us - https://bit.ly/3PSRpPE

🌺 Something I'm asked quite regularly is, what on Earth is a Mortgage Broker? It's not a silly question.
Unless you have experience purchasing property it’s not a term people spend time thinking about and to be honest, finance isn’t always the most riveting topic.
Simply put, a broker: 🔆
🌴Is a mortgage expert who is there to help you for the entirety of your loan.
🌴Negotiates with lending institutions to help find you the right deal for a great price
🌴Has a database full of lenders who all want your business
🌴Can organise special discounts on your behalf
🌴Will even do your paperwork for you!

🔆Most importantly though, a mortgage broker is there to support you through one of the biggest financial undertakings of your life. Your success is their success, so they will do everything they can to make your home loan experience a fulfilling one.
If you are ready to begin your property journey with confidence or have any questions on how I can help you, feel free to contact me anytime - 0451 373 707.

See what we do here ➡️ About us - https://bit.ly/3TSDGcL

🇦🇺 Big congratulations are in order for our Nurse and IT couple living in Sydney! 🏡 They've successfully navigated through a challenging period of rising interest rates and loan repayments by refinancing their x2 investment properties in Queensland. 🌴💼
With their previous low fixed rates expiring and facing a whopping threefold increase in home loan repayments, we knew we had to work tirelessly to find the perfect solution. 💪 After careful consideration, we devised a strategy to consolidate over $100k in personal debts, effectively freeing up their monthly cash flow. 🔄💰 This not only alleviated their financial strain but also provided them with the opportunity to channel additional funds towards paying down their home loan faster. 🚀✅

Despite facing credit fraud since 2022, which severely impacted their credit file, our dedicated team ensured that their loan was unconditionally approved! 📈🔒

It's stories like these that truly showcase the power of strategic financial planning and perseverance. We're thrilled to have played a part in helping this amazing couple achieve their financial goals. 🌟💼

🇼🇸 Talofa Lava Fam 🇼🇸
🚙 Congratulations guys!! - Healthcare Request 🎊

Ready when you are with our simple business car and equipment finance.❗ Unlike a Hire Purchase or a Finance Lease, an Equipment Loan gives you ownership right away and you then pay off the loan from the income the asset generates in your business.
Eligibility:
✅You can apply if your business:
✅Has a current ABN
✅Has been trading for more than 12 months
✅Has a good credit rating
✅Isn’t going through the process of bankruptcy

🌴You can apply as an individual if you’re:
✅Aged 18 years or over
✅Eligible to work in Australia
✅An individual, sole trader, sole owner of your company or someone authorised to apply for finance and credit for a business
✅Financing equipment that will be used by a business (mostly or entirely for business purposes)
🌺APPLY HERE: https://bit.ly/3PSRpPE 🌺

EMAIL: [email protected], [email protected]
call: 0451 37 37 07

🇹🇴 Mālō e lelei! 🇹🇴 Just wanted to share some wonderful news - a big shout-out to our hardworking Tongan couple who just got unconditionally approved for the Refinance & Construction of their Investment Property. 🏠💼🎉
What started as a transition from an owner-occupied space to an investment property turned into a rollercoaster ride of ups and downs. 🎢
Our initial deal encountered a hiccup when council approval took longer than anticipated, causing the deal to expire. Despite challenges, our client remained determined. 💪🏽
🥳 Big thanks to our client for their patience and trust throughout the process. Wishing you all the best on your investment journey ahead.

Calling all voices passionate about the Pacific Islands!

Join this inaugural issue of Visions & Voices as we delve into the theme ‘Tides of Change in the Pacific Islands.’ Share your 800 to 1,200-word submission on any topic relevant to the Pacific Islands region by March 31, 2024.

“As we invite submissions to Visions & Voices, we recognize the urgent need to facilitate communication on issues relevant to the Pacific Islands,” said Dr. Mary Hattori, Director of the Pacific Islands Development Program at the East-West Center. “In the vast sea of media, this publication aims to illuminate stories and voices vital to our region.”

Learn more: pireport.org/submissions

🇫🇯🇼🇸🇹🇴🇳🇿 Good Morning Fam! Talofa! Malo e lelei! Kia ora whanau 🩵

SICK OF RENTING AND SAVING but don’t quite have your full deposit?

A deposit loan could be for you! A deposit loan covers the gap you need in savings to access a traditional home loan.

I’m working with OwnHome to help more clients become homeowners. If you’re curious about how it works and would like to learn more, the first step is getting in touch!

🫡 Learn how OwnHome puts homeownership within reach for just 2% (+GST and government fees) upfront. ☎️ Get in touch to learn more! Call 0451 37 37 07 or visit https://ownhome.com/?OHref=OH-BRKR-ZK5FCNXL

Yadra fam! 🇫🇯
💥🌴 REFINANCE & RESTRUCTURE COMPLETED 🌴💥 SYDNEY & QUEENSLAND
Our incredible hardworking Pasifika customer who has a successful business, refinanced both his owner-occupied home in Sydney and his investment property in sunny Queensland 🔄✨ Vinaka 🙏🏽

Get in touch if you need to refinance your property/s

We work with 30+ lenders to provide you with tailored options at discounted rates.
Feel free to reach out.
☎️0451 37 37 07
💌 [email protected]
💻 www.polyhomeloans.com.au

Malo e lelei family! Fefe hake? 😃

Sick of renting and saving but don’t quite have your full deposit? A deposit loan could be for you! A deposit loan covers the gap you need in savings to access a traditional home loan. 🆘

🎊I’m working with OwnHome to help more clients become homeowners. If you’re curious about how it works and would like to learn more, the first step is getting in touch!

Call 0451 37 37 07 or visit https://ownhome.com/?OHref=OH-BRKR-ZK5FCNXL

🇫🇯🇼🇸🇹🇴🇳🇿 Bulaaa! Talofa! Malo e lelei! Kia ora whanau 🩵

❗Ready to become a homeowner but don't have a full deposit just yet?

🫡 Learn how OwnHome puts homeownership within reach for just 2% (+GST and government fees) upfront. ☎️ Get in touch to learn more! Call 0451 37 37 07 or visit https://ownhome.com/?OHref=OH-BRKR-ZK5FCNXL

*2% (+GST) is with reference to the purchase price of the house. Other fees and charges apply - refer to the Target Market Determination. Subject to eligibility and assessment. Lending criteria and T&Cs apply.

🌺Talofa family! How's everyone doing today?💪🏽

Ask me about OwnHome, a deposit loan lender that makes it possible for you to move into your dream home today for just 2% (+GST) upfront.
🏡OwnHome is a great path for those who are ready to become a homeowner and those looking to re-enter the market, but don’t have the savings needed for their deposit.
✅ If you have a high household income, and great credit scores but need support with your deposit, a deposit loan could be for you.
☎️Get in touch to learn more! Call 0451 37 37 07 or visit https://ownhome.com/?OHref=OH-BRKR-ZK5FCNXL

^ 2% (+GST) is with reference to the purchase price of the house. Subject to eligibility and assessment. Lending criteria and T&Cs apply. Fees and charges apply - refer to the Target Market Determination.

🌴Bula! Talofa! Malo e lelei! Kia Ora! Kia orana! Namaste & Hello Friends 🙏🏽

I trust you had a fantastic Australia Day celebration, filled with joy and memorable moments with your loved ones. Let's dive into a topic that resonates with all of us - BUDGETING.➡️ This link https://bit.ly/3vOYl90 is a go-to! ⬅️

Spread some POLY 🩵🩵🩵🩵🩵

https://active.social/social-share/dmgt6