Ben Jeffrey Mortgages, Barrie, ON Videos

If you don't own a home, you better have a good retirement plan!
Don't let rent costs eat into your retirement savings! 🏡💭 1️⃣ Is owning a home part of your retirement plan? 2️⃣ How much will rent be when you retire? 3️⃣ Will your retirement income be able to handle the cost of living? Take control of your retirement now! 📈 Contact me to explore your homeownership options. -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Would you rather go with your parents' bank or have a broker explore ALL your options for free? -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

🏠 While you wait for rates to drop... this is happening! 👇🏼 The national average home price is expected to rise over $100K over the next few years. 📈 Is waiting worth it? Let's run your numbers to find out. 💬💰 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Buying a Remediated Grow-Op: Step-by-Step Guide 🌱🏡 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Buying a home outside city limits?📍 🎥 Watch to learn more about purchasing rural properties and potential limitations. Have a property in mind? Contact me, and let's review it together to assess any impacts on your mortgage application. 💬 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Prices are rising 📈 , rates are dropping 🏦 , and job and budget worries abound. 🤷‍♀️ Understanding these real estate statistics is crucial for making decisions. 📊 As your mortgage expert, I'll guide you through with a pre-approval. Let's plan your next move together! 🏘️ -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie source: t.ly/dtI7l

𝐑𝐚𝐭𝐞 𝐂𝐮𝐭 𝐁𝐫𝐞𝐚𝐤𝐝𝐨𝐰𝐧: 𝟔.𝟗𝟓% 𝐭𝐨 𝟔.𝟕𝟎% 📲 Good news! The Bank of Canada cut rates by 0.25%. Here's what that means for you: ➡️ Adjustable rate mortgages: Expect lower payments soon! 𝘠𝘰𝘶𝘳 𝘭𝘦𝘯𝘥𝘦𝘳 𝘸𝘪𝘭𝘭 𝘶𝘱𝘥𝘢𝘵𝘦 𝘺𝘰𝘶. ➡️ Variable Rate Mortgages: Interest savings heading your way! 𝘠𝘰𝘶𝘳 𝘭𝘦𝘯𝘥𝘦𝘳 𝘸𝘪𝘭𝘭 𝘶𝘱𝘥𝘢𝘵𝘦 𝘺𝘰𝘶. ❌ Fixed-rate mortgages: Your rate stays the same. 𝘔𝘦𝘴𝘴𝘢𝘨𝘦 𝘮𝘦 𝘵𝘰 𝘭𝘦𝘢𝘳𝘯 𝘢𝘣𝘰𝘶𝘵 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘰𝘱𝘵𝘪𝘰𝘯𝘴 𝘯𝘰𝘸 𝘵𝘩𝘢𝘵 𝘳𝘢𝘵𝘦𝘴 𝘢𝘳𝘦 𝘨𝘰𝘪𝘯𝘨 𝘥𝘰𝘸𝘯. Curious about your specific situation? DM me for a free consultation! 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

🛑 Here's when we 𝐜𝐚𝐧𝐧𝐨𝐭 include your overtime or bonus income: 1️⃣ New to the industry 2️⃣ Lack a two-year average 3️⃣ The average is lower than your base income Curious if we can use that extra income? Contact me today to find out! 📞💬 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

𝐈𝐟 𝐲𝐨𝐮 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞𝐝 𝐚 𝐡𝐨𝐦𝐞 𝐢𝐧 𝟐𝟎𝟐𝟎, 𝐤𝐞𝐞𝐩 𝐫𝐞𝐚𝐝𝐢𝐧𝐠! 👀 Your renewal is coming up soon, likely within the next 18 months or so. 📅 You were fortunate to lock in a super-low rate for 5 years back then. But now, that 5 years is up, known as your renewal. 🔔 During the last 5 years, rates have gone nowhere but UP 📈 , with some recent slight decreases. However, they're nowhere near as low as when you initially bought your home. 😢 Now is the time to mentally and financially prepare for what that will entail. 🤔 Call me, and we'll review mortgage scenarios together, exploring different rates and options. ⚖️ Call today to get started! 📞 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Concerned about your retirement nest egg? 🥚 Don't let worries about the future overshadow the present. ⏳ Let's craft a strategic home financing plan together to secure your retirement! Whether it's leveraging equity, investing in rental properties, or exploring mortgage options, I'll help you build a tailored retirement strategy that aligns with your goals and lifestyle. 🏡 Schedule a call today to take the first step towards securing your golden years! 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

🚨 Bank of Canada Issues Warning! 🚨 Don't wait for the storm to hit - plan early for your mortgage renewal to protect your investments, home, and family. 🏡 If you're up for renewal in the next 24 months, brace yourself: payments are likely going up, and your finances will feel the impact. 📈 Ready to take control? Let's start planning today! 🤝 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

❗️ 𝐒𝐭𝐫𝐮𝐠𝐠𝐥𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐛𝐚𝐝 𝐜𝐫𝐞𝐝𝐢𝐭? Here are 6 quick tips to increase your score and get that mortgage approval: 1️⃣ 𝐏𝐚𝐲 𝐛𝐢𝐥𝐥𝐬 𝐨𝐧 𝐭𝐢𝐦𝐞, even if it’s just the minimum. 2️⃣ Keep credit 𝐮𝐭𝐢𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧 𝐮𝐧𝐝𝐞𝐫 𝟓𝟎%. 3️⃣ Have 𝐦𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐭𝐫𝐚𝐝𝐞 𝐥𝐢𝐧𝐞𝐬 (credit card, line of credit, car loan). 4️⃣ 𝐔𝐬𝐞 𝐲𝐨𝐮𝐫 𝐜𝐫𝐞𝐝𝐢𝐭 regularly but responsibly. 5️⃣ 𝐊𝐞𝐞𝐩 𝐨𝐥𝐝𝐞𝐫 𝐜𝐫𝐞𝐝𝐢𝐭 accounts active. 6️⃣ 𝐀𝐯𝐨𝐢𝐝 𝐦𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐜𝐫𝐞𝐝𝐢𝐭 𝐜𝐡𝐞𝐜𝐤𝐬. I hope this helps! Feel free to share and reach out with any questions. 😊 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Going through all the emotions today! 😅 For the first time since March 2020, the Bank of Canada has (FINALLY) lowered the overnight rate by 0.25%! 🎉 For years, variable and adjustable rate mortgages have seen nothing but increases. The last few years have been unpredictable in the world of real estate and interest rates. It's nice to see that most economists now predict we’ll see more frequent rate drops until 2027. 🙌 If you're wondering what this means for your mortgage or pre-approval, message me and we can go over your specific scenario together. Comment below if you're excited to see a rate drop! 🎤💨 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐏𝐨𝐫𝐭𝐟𝐨𝐥𝐢𝐨: "A real estate portfolio is a group of properties owned by someone or a company." The first step to growing your real estate portfolio is working with a mortgage broker who can help you strategize current and future investment moves. Let's connect and get approved for your first or next rental property! 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Don't have a copy of your separation agreement anymore? 🧐 In some cases, the lender will waive the requirement for this document if you've experienced a previous marital breakdown. 💔 This often applies to long-term separations, especially if the children have moved out. A statutory declaration may suffice, depending on the lender's policy. 📝 Facing a separation or divorce? Let's discuss financing to plan for your next home purchase. 🏠 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Take the leap from renting to homeownership! 🚀 Let me be your guide through every step of the process, from getting pre-approved to finding your dream home. 🏡🔑 Let's turn your homeownership dreams into reality together! 💼💫 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Amortization might sound dull, but it's crucial in mortgage decisions. 💸 Sometimes longer terms mean more cash flow, but consider the interest over time. 📈 Other times, longer financing fits short-term needs or specific property purchases. 🏘️ 📊 Let's chat to plan and ensure you grasp the short and long-term impacts of your amortization choice. 🤝 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Even though life and disability insurance isn't mandatory when getting a mortgage, you should strongly consider it. 🛡️ I'm not a licensed agent, but I can connect you with one who will explain how you can safeguard your assets, including your home, and protect your family in the event of the unimaginable. 🏠 Let's dive into the details together and secure your future! 🌟 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

Is your move-in date for your new home before your old home's closing date? 🤔 No problem - Let's schedule a time to chat about how Bridge Financing can assist you. 🏠 🔄 🏠 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie

🚨 BOC Update: There's NO update! 🚨 Yet again, it's the same old song with no adjustments to the overnight rate. 😔 But hang tight, because the numbers are painting a hopeful picture for a couple of drops in 2024, starting possibly in June. 🗓️ If you're eyeing a fixed-rate mortgage at the moment, let's talk before you make it official. 🖊️ Opting for a shorter-term or variable-rate mortgage could be your ticket to long-term savings. 💸 Questions? Let's have a chat. 📲 -- 📞 416-277-8262 📩 [email protected] 🌐 BenJeffrey.ca #mortgagebroker #mortgagebrokers #broker #brokers #barriemortgagebroker #barriemortgagebrokers #barrierealestate #barrierealtor #barrierealtors #barrie source: t.ly/ygFea