Helping Families Stay Protected

People pay $14/month to insure a $1000 cell phone but they won’t pay that to ensure their life? What is wrong with this picture?

Why do we put off planning for the inevitable? We know that we are not immortal we are going to pass away some day so why do we avoid planning for it? Is it fear, procrastination or is it lack of information, or maybe superstitions?

A lot of young people say they will do it when they are older because they don’t think they need it. What they don’t realize, but eventually will when they are older is that they are missing the boat when it comes to starting permanent insurance. All older people who start life insurance regret not doing it when they were young.

It’s like this, if you had to save up $1000 in a year and you start saving in January you can easily do it by setting aside around $19/week but if you put it off and wait until December then you have to set aside $250/week just to reach your goal of $1000.

Ask yourself would you rather be the person who saves $19/week or the person who puts it off and has to save $250/week just to reach the same goal?

The Importance of Buying Insurance at A Young Age:

1.) The younger you are when you purchase insurance the cheaper it is

2.) You are never going to be as young or as healthy as you are right now.

3.) The younger you are when you start a permanent insurance plan the more time you have for it to build up cash value.

4.) The more cash value that builds the better paid up option you can take when you retire. When you retire you can actually cut your payments out completely but still keep most of you coverage in place. (Wouldn't it be great to keep your coverage in place but not have to pay premiums anymore especially when you are on a fixed income.)

Only permanent insurance can build up cash value, and you are 100% guaranteed to get money back out of the policy either by taking your cash value back tax free or having a nice amount of money to leave for you children or your family someday.

The average funeral today costs between $12 000 and $15 000 for a burial and every 22 years the price of something doubles. Wouldn't it be nice to know that your family will be looked after even after you are gone?

Do not leave the burden of these expenses onto your family or your children. Call me today to book your free consultation. I will work with you to make sure that your family is protected based on your budget.

Do you have your will done up yet?

Did you know that if you pass away without a valid will then all your belongings and assets will be divided according to the province in which you live. Then there are probate fees in which your family will have to pay.

Don't let your family go unprotected. Message today for your free insurance consultation and complimentary legal will kit.