Momentum Credit Union

If you are looking for some local events to participate in, here are a couple links that have a TON of events you and your family can enjoy.

In hamilton Hamilton
https://www.todocanada.ca/canada-day-around-hamilton/

In oakville Bronte BIA
https://visitoakville.com/events/town-of-oakville-canada-day-celebration/

Just a reminder to our members. We will be closed on Monday, July 1st for Canada Day. Have a great holiday weekend.

Need some extra money this summer? Jobs are consistently shifting throughout the course of the year in Canada. During the summer, here is a list of popular jobs that can help with extra spending money or top up your savings.

Retail/Hospitality
Construction
Childcare
Landscaping
Overseas teaching

This is a short list, whatever you choose put your heart in it and it will pay off.

If you have been thinking about getting away to a beautiful beach with your family. Here are a few ideas to enjoy a family-friendly getaway that is 3-4 hour flight that won't break the bank.

Florida City, Florida
Varadero, Cuba
Puerto Vallarta, Mexico

All 3 have reasonably priced flights and accommodations and some have all-inclusive pricing that lets you relax for the week. Where ever you choose to go here are a couple tips to make the most of your time away.

Disconnect from work & don't overplan.

Hope your summer is a great one

Tips on Spring Cleaning your finances:

-Sweep out old spending habits or monthly subscriptions.
-Set a new budget.
-Catch up on late payments & clean up any hits on credit score.
-Re-assess a plan for your future.

Apply for the CU Succeed Youth Bursary

Calling all students! Applications are now open for the CU Succeed Youth Bursary.

Deadline June 30th
Apply at OCUF.org/Bursary

Learn more:
https://momentumcu.ca/2024/05/01/apply-for-the-cu-succeed-youth-bursary-2/

Enhanced security features are coming May 13th. All members will be asked to set up this new security feature requiring a one-time passcode each time you login to online banking. You can choose to get your code via SMS (text) or email.

REMINDER to all Members! Please RSVP today to [email protected] for our virtual Annual General Meeting.

Sunday April 14th 2024 at 10AM

For more information, visit our website or call us at 1.888.956.6636.

Members! Please join us for our virtual Annual General Meeting.

Sunday April 14th 2024 at 10AM

RSVP to [email protected]
by April 11TH, 2024

For more information, visit our website or call us at 1.888.956.6636.

A reminder of our hours over the Easter weekend. We are closed Good Friday and Easter Monday.

Happy International Women's Day from all of us at MCU. Today, March 8th is a global day celebrating the social, economic, cultural, and political achievements of women.

A TIP from our MCU team:
Have you checked how many subscriptions you have lately?
If not, you are not alone.
Subscription management is the fastest way to SAVE MONEY every month.
There are some great apps that can track up to 10 subscriptions without any cost! Cancel the ones you can do without. Every dollar counts.

Last Call!
3 days left to contribute.
Reach out to our Solution Centre 1-888-956-6636, we are ready to help.

As part of our commitment to our members, we wanted to remind you that topping up your RRSP can give you a huge boost to your financial wellness.

February is a great time to top up your RRSP contributions as it reinforces your commitment to your retirement plan and the tax break can be applied to the 2023 year.

The deadline to contribute to your plan for the 2023 tax deduction is February 29th.

To open your RRSP, reach out to our Solution Centre at 1-888-956-6636 and our team will be happy to assist you.

link to RRSP info
https://momentumcu.ca/personal-services/investments/registered-retirement-savings-plan-rrsp/

The RRSP deadline is February 29. The 30 day countdown starts TODAY! Contact a branch to open yours today.

Get this off your to do list this month. You have until February 29, 2024 to make RRSP contributions for the year 2023. Contributions made in January and February can assist you lower your tax liability for the prior year. Don't wait till the end of February.

Learn more:
https://momentumcu.ca/personal-services/investments/registered-retirement-savings-plan-rrsp/

We are hours away from a New Year. Where ever you are celebrating this evening, have fun, be safe and make a commitment to start 2024 fresh. Reflect on 2023 and build on what you do best. Happy New Year from all of us at MCU.

It just makes sense to use the holidays to relax, rejoice, reflect, and recharge. Downtime allows you to enjoy time with family and friends, rekindle your passion, rest, replenish your resources, and recover your physical and mental vigor. These calm times provide an opportunity to reflect, refresh and plan for the new year.

As the holiday season approaches. May your homes be filled with laughter, joy, and pleasure, as well as great food shared with family and friends. Have a joyous and safe Holiday Season.

Do you have BIG plans for your finances 2024? Leverage your membership and harness the power of personal, customized advice. Take the first step by contacting our solution centre.
1-888-956-6636 or [email protected]

During the holiday season, we have augmented hours. Please take a moment to review them. Have a great holiday season.

We are CLOSED 23rd-26th & Jan1st.
Regular hours 27th and 28th.
Closing at 1pm on the 22nd & 29th.

Doing everything you can to save and grow your savings? Consider an 18 month GIC with a 5% return. Put your money to work!
https://momentumcu.ca/rates/investment-rates/

If you missed the Black Friday and Cyber Monday bargains, there is still time to discover excellent discounts and enjoy the Christmas decorations while avoiding the bustle of last-minute shoppers. Early December is a good time to start shopping.

Before you head out, grab your Momentum Cash Back Visa and take a moment to read a few tips on how to stay within your budget.
https://momentumcu.ca/2023/11/07/holiday-spending-tips-to-help-get-you-through-the-season-without-breaking-the-bank/

Don't have a Momentum Cash Back Visa, apply here:
https://momentumcu.ca/credit-cards/

Tis the season of giving. In support of initiatives held by Citykidz, we are now accepting new, unwrapped toys and monetary donations at both branch locations until December 13th.

To learn more about Citykidz and other ways you can help, visit their website.
https://citykidz.ca/

Thank you helping us make Christmas a little brighter for kids in need!

https://momentumcu.ca/2023/11/20/annual-toy-drive-2/

Tomorrow we honour those who have fought for our country, our freedom and the ideals we stand for.

The holiday season is a great time of year for all. This season of giving doesn't have to break the bank. With the realities of the rising cost of living, enjoying the holidays can be difficult if you are stressed about money.

To help relieve some stress of the season, we have put together some tips that can help you budget your holiday expenses so you can focus on the season as it is meant to be.

https://momentumcu.ca/2023/11/07/holiday-spending-tips-to-help-get-you-through-the-season-without-breaking-the-bank/

Key tip: If you don't already have a cash-back credit card, apply for a Momentum Cash Back Visa today! You might as well get something when spending that budget.

https://momentumcu.ca/personal-services/credit-cards/momentum-visa-cash-back/

For questions relating to your specific financial situation, contact us at [email protected] or 1-888-956-6636.

Start early.
Contribute often.
Take advantage of one of the BEST RATES in the industry to INVEST IN YOUR FUTURE. Get a 5% return on our 18-month GIC. MCU doing MORE for our members.

https://momentumcu.ca/personal-services/investments/invest-in-your-future/

Thinking about final improvements before the winter sets in? If you need some help in financing the project our team is ready to help.

Contact the Solution Centre:
Toll-Free Line: 1-888-956-6636
[email protected]

Happy Thanksgiving to the best members ever! From all of us at MCU we are thankful and grateful to have had the privilege of serving our members for nearly a century.