Your Perfect Mortgage

A throwback to a fun evening we shared during the holidays with our Advisor partners and mutual clients!

💕 Pictured above our some of our sweetest clients 💕

Thank you to our partners and clients. Our relationships extend beyond the transaction, and for that, we are grateful 🙏

🌞 Joyfully sharing some client SUNSHINE!

🙏Thank you to our amazing clients who let's us play a part in their incredible real estate journeys and who take the time to share their experience working with us.

✨️We truly love what we do, and we hope it shines through!

🌱 𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙖𝙘𝙦𝙪𝙞𝙧𝙚, 𝙗𝙪𝙞𝙡𝙙 𝙖𝙣𝙙 𝙖𝙘𝙘𝙚𝙨𝙨 𝙬𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚 🏡

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📢 𝘈𝘴 𝘢𝘯𝘵𝘪𝘤𝘪𝘱𝘢𝘵𝘦𝘥 👇

🚫 NO CHANGE in the Bank of Canada benchmark interest rate.

📅 Next announcement is
January 24, 2024
🌱 𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙖𝙘𝙦𝙪𝙞𝙧𝙚, 𝙗𝙪𝙞𝙡𝙙 𝙖𝙣𝙙 𝙖𝙘𝙘𝙚𝙨𝙨 𝙬𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚 🏡

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🏆We know lately we have been quiet here on social media, but it's only because we have been busy!

🙏We are proud to receive this accomplishment for 2022 & 2023.

🫂Thank you to our clients who continue to trust us with the most important transactions of their lives 💕

We're ready for 2024....

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🏆🏆This one is a double win for us - our client & our industry partner!

🤓 Christian trusted us to look after his parents' financing needs, and since then, all his clients' needs as well.

📊 As an Investment Advisor, Christian places a major importance on the financial well-being of his clients in both investing and borrowing. We are thrilled that we continue to be an important part of his business🙏.

🌱 𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙖𝙘𝙦𝙪𝙞𝙧𝙚, 𝙗𝙪𝙞𝙡𝙙 𝙖𝙣𝙙 𝙖𝙘𝙘𝙚𝙨𝙨 𝙬𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚 🏡

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📢 𝘈𝘴 𝘢𝘯𝘵𝘪𝘤𝘪𝘱𝘢𝘵𝘦𝘥 👇

🚫 NO CHANGE in the Bank of Canada benchmark interest rate.

📅 Next announcement is October 6th
🌱 𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙖𝙘𝙦𝙪𝙞𝙧𝙚, 𝙗𝙪𝙞𝙡𝙙 𝙖𝙣𝙙 𝙖𝙘𝙘𝙚𝙨𝙨 𝙬𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚 🏡

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𝙏𝙚𝙨𝙩𝙞𝙢𝙤𝙣𝙞𝙖𝙡 𝙏𝙞𝙢𝙚 💯

This one had us swooning. ❤️

🙏 THANK YOU for taking the time to share your experience working with us!

🎁 We are always so grateful when a client takes time to share their experience working with us - it's a gift!

🙏 It is our pleasure being part of your Real Estate journey!

🌱 𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙖𝙘𝙦𝙪𝙞𝙧𝙚, 𝙗𝙪𝙞𝙡𝙙 𝙖𝙣𝙙 𝙖𝙘𝙘𝙚𝙨𝙨 𝙬𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚 🏡

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📈 𝗛𝗼𝘄 𝘁𝗼 𝗥𝗮𝗶𝘀𝗲 𝗬𝗼𝘂𝗿 𝗖𝗿𝗲𝗱𝗶𝘁 𝗦𝗰𝗼𝗿𝗲𝘀 𝗙𝗮𝘀𝘁

💳 Improving your credit scores generally takes time and patience, but there are strategies to consider if you're aiming to increase your credit scores quickly - see these 5 tips above! ☝️

⏳️If you have a particular time frame in which you're hoping to improve your credit scores, such as during a mortgage application, it would be beneficial to speak with your mortgage agent. 🤓 They can review your report and help strategize which habits might result in a credit score increase.

⁉️𝘘𝘶𝘦𝘴𝘵𝘪𝘰𝘯𝘴 𝘢𝘣𝘰𝘶𝘵 𝘤𝘳𝘦𝘥𝘪𝘵 𝘴𝘤𝘰𝘳𝘦𝘴? 𝘊𝘰𝘮𝘮𝘦𝘯𝘵 𝘉𝘦𝘭𝘰𝘸! 👇

🌱 𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙖𝙘𝙦𝙪𝙞𝙧𝙚, 𝙗𝙪𝙞𝙡𝙙 𝙖𝙣𝙙 𝙖𝙘𝙘𝙚𝙨𝙨 𝙬𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚 🏡

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💳 This month, we are focusing on all things CREDIT SCORE!

⁉️ 𝙒𝙝𝙖𝙩 𝙩𝙤𝙥𝙞𝙘𝙨 𝙬𝙤𝙪𝙡𝙙 𝙮𝙤𝙪 𝙡𝙞𝙠𝙚 𝙩𝙤 𝙡𝙚𝙖𝙧𝙣 𝙢𝙤𝙧𝙚 𝙖𝙗𝙤𝙪𝙩? 𝙇𝙚𝙩 𝙪𝙨 𝙠𝙣𝙤𝙬 𝙗𝙚𝙡𝙤𝙬 👇

🌱 Helping you acquire, build and access wealth through Real Estate 🏡

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🌞 We hope you all had a wonderful long weekend!

🩶 We are starting the week off on a lovely note with a client testimonial ✍️

🙏Thank you for trusting us with your most precious purchase! It's not just a house, it's the place where you care for your family, where you make memories, and celebrate important milestones.

🌱𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙖𝙘𝙦𝙪𝙞𝙧𝙚, 𝙗𝙪𝙞𝙡𝙙 𝙖𝙣𝙙 𝙖𝙘𝙘𝙚𝙨𝙨 𝙬𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚🏡

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🤔 𝐄𝐯𝐞𝐫 𝐰𝐨𝐧𝐝𝐞𝐫𝐞𝐝 𝐰𝐡𝐚𝐭 𝐦𝐚𝐤𝐞𝐬 𝐮𝐩 𝐲𝐨𝐮𝐫 𝐜𝐫𝐞𝐝𝐢𝐭 𝐬𝐜𝐨𝐫𝐞?

💯 Your credit score is one of the most important pieces of your credit application.

💳 Improving your credit score generally takes time and patience, but there are strategies to consider if you're aiming to increase your credit scores quickly.

📈 The length of time it will take to improve your credit scores depends on your unique financial situation, but you may see a change as soon as 30 to 45 days after you have taken steps to positively impact your credit reports.

✅️ First Tip - check your credit reports for incorrect information that may be dragging you down.

🇨🇦 Canadians, you will want to check 𝑬𝒒𝒖𝒊𝒇𝒂𝒙 & 𝑻𝒓𝒂𝒏𝒔𝑼𝒏𝒊𝒐𝒏, as these are the 2 major consumer credit bureaus in Canada.

🤓 𝑆𝑡𝑎𝑦 𝑡𝑢𝑛𝑒𝑑 for more helpful tips this month on how to improve and manage your credit!

🌱𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙖𝙘𝙦𝙪𝙞𝙧𝙚, 𝙗𝙪𝙞𝙡𝙙 𝙖𝙣𝙙 𝙖𝙘𝙘𝙚𝙨𝙨 𝙬𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚🏡

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🎉 𝑩𝑰𝑮 𝑪𝑶𝑵𝑮𝑹𝑨𝑻𝑼𝑳𝑨𝑻𝑰𝑶𝑵𝑺 𝒕𝒐 𝒐𝒖𝒓 𝒄𝒍𝒊𝒆𝒏𝒕𝒔 𝒇𝒐𝒓 𝒄𝒍𝒐𝒔𝒊𝒏𝒈 𝒐𝒏 𝒕𝒉𝒆𝒊𝒓 𝒍𝒐𝒗𝒆𝒍𝒚 𝒇𝒂𝒎𝒊𝒍𝒚 𝒉𝒐𝒎𝒆 𝒊𝒏 𝒕𝒉𝒆 𝑼𝒑𝒑𝒆𝒓 𝑩𝒆𝒂𝒄𝒉𝒆𝒔 (𝑻𝒐𝒓𝒐𝒏𝒕𝒐) 🏞6️⃣

🙏 This is the 2nd home we have had the honour of financing for this family, which to us is the ultimate compliment.

🆙️ This family has moved from a condo to a house to accommodate their growing family. This plan has been in the works for sometime and we have worked together over the years to ensure they were prepared in every way.

🚀 When the right opportunity came - 𝒕𝒉𝒆𝒚 𝒘𝒆𝒓𝒆 𝒓𝒆𝒂𝒅𝒚 𝒇𝒐𝒓 𝒊𝒕!

🛣The gratification of the journey is not always immediate. Sometimes the path of homeownership,  upsizing, and growth takes time and patience.

🫶 However, with a plan and a support system - all is possible and the wait is worth it!

🤔  𝘋𝘰 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘲𝘶𝘦𝘴𝘵𝘪𝘰𝘯𝘴 𝘢𝘣𝘰𝘶𝘵 preparing for a home purchase?

📲 𝗦𝗲𝗻𝗱 𝘂𝘀 𝗮 𝗗𝗠!

🌱 𝘏𝘦𝘭𝘱𝘪𝘯𝘨 𝘺𝘰𝘶 𝘢𝘤𝘲𝘶𝘪𝘳𝘦, 𝘣𝘶𝘪𝘭𝘥 𝘢𝘯𝘥 𝘢𝘤𝘤𝘦𝘴𝘴 𝘸𝘦𝘢𝘭𝘵𝘩 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦 🏡

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🌞 Sharing some kind words from our amazing clients! 🩶

🏡 Whether it's a refinance, a purchase, debt consolidation, investment, downsizing, upsizing, or retirement - we are here for you!

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⁉️𝘿𝙄𝘿 𝙔𝙊𝙐 𝙆𝙉𝙊𝙒?

👉 For those entering into fixed rate terms today, it is important to remember that breaking these terms prior to maturity in a future declining rate environment means larger penalties.

𝐑𝐮𝐥𝐞 𝐨𝐟 𝐓𝐡𝐮𝐦𝐛: 📉 Rates go down, break penalties (aka. IRD) go up 📈 and vice versa.

👉 One way to avoid these penalties is to PORT your mortgage.

🔎Determining if porting your mortgage versus breaking it is the better option depends on your individual circumstance.

ℹ️ Swipe through the slides for more into!

🌱 Helping you build Wealth through Real Estate 🏡

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🗝 𝘾𝙇𝙊𝙎𝙄𝙉𝙂 𝘿𝘼𝙔 𝙞𝙨 𝙤𝙪𝙧 𝙛𝙖𝙫𝙤𝙪𝙧𝙞𝙩𝙚 𝙙𝙖𝙮!

🥂 ℂ𝕠𝕟𝕘𝕣𝕒𝕥𝕦𝕝𝕒𝕥𝕚𝕠𝕟𝕤 to our clients for closing on this beautiful new home! They are officially pool people now! 🏊‍♀️

Just in time to enjoy warm days and barbecues! Sounds like a dream! 💭

🤔  𝘋𝘰 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘲𝘶𝘦𝘴𝘵𝘪𝘰𝘯𝘴 about purchasing a resale properties?

📲 𝗦𝗲𝗻𝗱 𝘂𝘀 𝗮 𝗗𝗠!

🌱 𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙗𝙪𝙞𝙡𝙙 𝙒𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚 🏡

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👋Happy Monday! Sharing some love today from one of our clients...

🙏 We are always beyond grateful when our clients take time out of their busy schedules to share their feedback.

🏡Thank you for trusting us with your most precious purchase! It's not just a house, it's the place where you care for your family, where you make memories, and celebrate important milestones.

🩶We certainly do not take it for granted!

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🌞 Fantastic Friday!

Some 💖 from a client on the West Coast 🏖

🙏We are always beyond grateful when our clients take time out of their busy schedules to share their feedback.

🏡 First Time Home Buyer?
✅️ We've got you covered.

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📈 The Bank of Canada raised its overnight rate by 25 basis points to 4.75 per cent on Wednesday, its first increase since pausing hikes in January. 

🔹️Several factors led to the bank’s decision to raise the key interest rate, including economic growth in Canada. Gross Domestic Product exceeded expectations in the first quarter of this year, growing by 3.1 per cent.

🔹️In April, inflation increased for the first time in 10 months to 4.4 per cent. The bank still expects inflation to decline to 3 per cent by this summer, but concerns remain that inflation could get stuck above the 2 per cent target.

🔹️Going forward, the Bank of Canada’s Governing Council will focus mainly on inflation expectations, wage growth, corporate pricing and excess demand to ensure these factors are in line with the inflation target.

🗓 The next scheduled rate announcement is expected on July 12, 2023.

👉For guidance on how this impacts your mortgage, please reach out via DM 📲
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🏆We had a great time at last week's 1st annual CMP Women in Mortgage Summit!

🙏Thank you to all the incredible women in our business that sat on the panels and provided their valuable insights, success and industry knowledge.

✨️See you all next year 2️⃣0️⃣2️⃣4️⃣ !

⁉️𝗬𝗼𝘂 𝘂𝘀𝗲𝗱 𝗛𝗼𝗺𝗲 𝗕𝘂𝘆𝗲𝗿𝘀 𝗣𝗹𝗮𝗻 (𝗛𝗕𝗣) 𝗶𝗻 𝘁𝗵𝗲 𝗽𝗮𝘀𝘁, 𝘀𝗼𝗹𝗱 𝘁𝗵𝗮𝘁 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗮𝗻𝗱 𝗻𝗼𝘄 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗯𝘂𝘆 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗵𝗼𝗺𝗲 𝘂𝘀𝗶𝗻𝗴 𝗛𝗕𝗣, 𝗰𝗮𝗻 𝘆𝗼𝘂?

🇨🇦 𝘠𝘰𝘶 𝘢𝘳𝘦 𝘤𝘰𝘯𝘴𝘪𝘥𝘦𝘳𝘦𝘥 𝘢 𝘍𝘪𝘳𝘴𝘵 𝘛𝘪𝘮𝘦 𝘏𝘰𝘮𝘦 𝘉𝘶𝘺𝘦𝘳 𝘢𝘨𝘢𝘪𝘯 𝘪𝘧:

✅️ In a full 4 year period, you did not occupy a home that you owned, or one that your current spouse or common- law partner owned.

✅️ You would have to withdraw again from your RRSP, and prior to doing so your previous HBP withdrawal would need to be repaid in full.

✅️ Must be a Canadian Resident

✅️ Must occupy the home

𝗙𝗼𝗿 𝗺𝗼𝗿𝗲 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗿𝗲𝗴𝗮𝗿𝗱𝗶𝗻𝗴 𝗛𝗼𝗺𝗲 𝗕𝘂𝘆𝗲𝗿𝘀 𝗣𝗹𝗮𝗻 𝗮𝗻𝗱 𝗘𝗹𝗶𝗴𝗶𝗯𝗶𝗹𝗶𝘁𝘆:

👉  Visit 🇨🇦 www.canada.ca & Search 🔎 Home Buyers Plan
👉 Speak to your Accountant

🌱 Helping you build Wealth through Real Estate 🏡

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✨️ 2️⃣0️⃣2️⃣3️⃣ ✨️

👉 𝘞𝘦 𝘢𝘳𝘦 𝘢𝘭𝘮𝘰𝘴𝘵 𝘩𝘢𝘭𝘧𝘸𝘢𝘺 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 2023 𝘢𝘯𝘥 𝘪𝘵 𝘩𝘢𝘴 𝘣𝘦𝘦𝘯 𝘢 𝘣𝘶𝘴𝘺 𝘰𝘯𝘦 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘭𝘢𝘥𝘪𝘦𝘴 𝘢𝘵 @𝘺𝘰𝘶𝘳𝘱𝘦𝘳𝘧𝘦𝘤𝘵𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 !

❓️We didn't know what to expect going into this year, however one thing we have learned is that no matter what is happening in the world there is always a way to serve our clients - and that's exactly what we have been doing.

𝙃𝙖𝙫𝙚 𝙥𝙚𝙤𝙥𝙡𝙚 𝙗𝙚𝙚𝙣 𝙗𝙪𝙮𝙞𝙣𝙜?
✅️ YES, they are.

More strategically. On purpose. With a plan and guidance.

𝘼𝙧𝙚 𝙥𝙚𝙤𝙥𝙡𝙚 𝙧𝙚𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙣𝙜?
✅️ YES, they are.

There is debt to consolidate, incomes to supplement, necessary renovations to finance, emergencies that happen, and investment opportunities that need to be taken.

𝙄𝙛 𝙞𝙩'𝙨 𝙣𝙤𝙩 𝙩𝙝𝙚 𝙧𝙞𝙜𝙝𝙩 𝙩𝙞𝙢𝙚, 𝙙𝙤 𝙮𝙤𝙪 𝙨𝙩𝙞𝙡𝙡 𝙬𝙤𝙧𝙠 𝙬𝙞𝙩𝙝 𝙘𝙡𝙞𝙚𝙣𝙩𝙨?

✅️ YES, we do.

We are here to help you acquire, build and access wealth through Real Estate. No matter how long that takes. First a plan, then take action.

🙋🏻‍♀️𝙒𝙝𝙚𝙧𝙚 𝙬𝙞𝙡𝙡 𝙮𝙤𝙪 𝙛𝙞𝙣𝙙 𝙪𝙨 𝙩𝙝𝙚𝙨𝙚 𝙙𝙖𝙮𝙨?

⚜️ With our recent licensing in Quebec, we are happily expanding that sector of our business to bring our approach and client experience to more Canadians,

📈 Working closely with Canadian Investment Advisors to provide additional support and solutions through Real Estate.

💭Attending industry events so that we continue to learn, grow and educate ourselves. The better we are the better we can do.

👩🏽‍💻Supporting our clients both in person & virtually - whatever is needed.

👋& lastly, right here - for you!

🌱𝐇𝐞𝐥𝐩𝐢𝐧𝐠 𝐲𝐨𝐮 𝐛𝐮𝐢𝐥𝐝 𝐖𝐞𝐚𝐥𝐭𝐡 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 🏘

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🙏 Kicking the week off with some for our client and her sweet words!

✨️We are always beyond grateful when our clients take time out of their busy schedules to share their feedback.

🏡Thank you for trusting us with one of the most important aspects of your life.

🧘🏽‍♀️ It's not just 4 walls, a ceiling and floor. It's a HOME & your sanctuary.

🩶We certainly do not take it for granted.

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✨️𝐓𝐞𝐥𝐥 𝐮𝐬 𝐲𝐨𝐮𝐫 𝐫𝐞𝐚𝐥 𝐞𝐬𝐭𝐚𝐭𝐞 𝐝𝐫𝐞𝐚𝐦𝐬, 𝐚𝐧𝐝 𝐰𝐞 𝐰𝐢𝐥𝐥 𝐬𝐡𝐨𝐰 𝐲𝐨𝐮 𝐡𝐨𝐰 𝐭𝐨 𝐦𝐚𝐤𝐞 𝐭𝐡𝐞𝐦 𝐜𝐨𝐦𝐞 𝐭𝐫𝐮𝐞.

🌱 Helping you build through .

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🅗🅐🅟🅟🅨 🅜🅞🅝🅓🅐🅨❣️

ℹ️ We're here to help keep you from fainting when your solicitor calls to tell you how much to make out your final closing cheque for....

🤦🏻‍♀️Who else has been there!?

➡️ Swipe right for an overview of what comprises "closing costs" on a home purchase in .
🌱 Helping you build Wealth through Real Estate 🏡

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"Canadian Jobs Report Much Stronger Than Expected, Keeping Interest High For Longer" from Chief Economist Dr. Sherry Cooper

Canadian Jobs Report Much Stronger Than Expected, Keeping Interest High For Longer - Dominion Lending Centres High Interest Rates Have Not Slowed the Labour Market Sufficiently The Canadian labour market has done it again, blowing past expectations for the fifth straight month. In April, a whopping 41,400 new jobs were added, more than double what economists predicted. Since February, monthly employment gro...

💖 Friday reminder!

⏳️All the worthwhile things require time (and some planning)
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🌞 𝗦𝗼𝗺𝗲 𝘀𝘂𝗻𝘀𝗵𝗶𝗻𝗲 𝗼𝗻 𝗮 𝗿𝗮𝗶𝗻𝘆 𝗱𝗮𝘆!

🙏 We are always beyond grateful when our clients take time out of their busy schedules to share their feedback.

🏡Thank you for trusting us with your most precious purchase! It's not just a house, it's the place where you care for your family, where you make memories, and celebrate important milestones.

🩶We certainly do not take it for granted!

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5️⃣5️⃣➕️❓️

𝙇𝙚𝙩’𝙨 𝙩𝙖𝙡𝙠 𝙍𝙀𝙏𝙄𝙍𝙀𝙈𝙀𝙉𝙏!

𝑻𝑯𝑬 𝑭𝑨𝑪𝑻𝑺:

🇨🇦 𝑴𝒐𝒓𝒆 𝒕𝒉𝒂𝒏 1 𝒊𝒏 5 𝒆𝒎𝒑𝒍𝒐𝒚𝒆𝒅 𝑪𝒂𝒏𝒂𝒅𝒊𝒂𝒏𝒔 𝒂𝒓𝒆 𝒃𝒆𝒕𝒘𝒆𝒆𝒏 55 𝒂𝒏𝒅 64.

❎️ People 65+ have an average annual income shortfall of $20,000

❎️ 39% of Canadians aged 55-64 don’t have an employer pension

❎️ The average Canadian has saved less than $200,000

🪙For retirees on a fixed income, worries about taxes, utilities, prescriptions, and day-to-day expenses can impact their mental well-being and take the shine off what are supposed to be their “golden years”.

🔑 Fortunately, there are solutions that can address these concerns.

📈 A reverse mortgage is a popular option for 55+ Canadians that allows Canadians to access the equity they've built up in their homes.

👍With more than 70% of Canadians owning their homes, tapping into home equity with a reverse mortgage can be an attractive option for Canadians worried about retirement.

𝑻𝑯𝑬 𝑩𝑬𝑵𝑬𝑭𝑰𝑻𝑺:

✅️ Not having to sell or move. 

✅️ No monthly payments are required

✅️ Funds are tax-free, meaning it won’t affect the marginal tax rate on your pension.

💭 𝑭𝑶𝑶𝑫 𝑭𝑶𝑹 𝑻𝑯𝑶𝑼𝑮𝑯𝑻:

💸A reverse mortgage can reduce the need to increase RRIF withdrawals by providing an alternative source of tax-free income, thereby preserving those RRIFs and extending the duration of those retirement savings.

🏡 A Reverse Mortgage gives Canadians access to the equity locked up in the home without forcing them to sell and move elsewhere.

❓️𝑯𝑶𝑾 𝑾𝑰𝑳𝑳 𝑰 𝑹𝑬𝑪𝑬𝑰𝑽𝑬 𝑻𝑯𝑬 𝑭𝑼𝑵𝑫𝑺?

Reverse mortgage products come in a variety of shapes and sizes. Canadians 55+ can opt for:

💰Lump sum
💰 Subsequent advances
💰 Planned advances monthly or quarterly
💰Combination of these options.

❓️Are you ready to explore all retirement income solutions with the Reverse Mortgage?

📲Contact us today!

🌱 𝑯𝒆𝒍𝒑𝒊𝒏𝒈 𝒚𝒐𝒖 𝒃𝒖𝒊𝒍𝒅 #𝑾𝒆𝒂𝒍𝒕𝒉 𝒕𝒉𝒓𝒐𝒖𝒈𝒉 𝑹𝒆𝒂𝒍 𝑬𝒔𝒕𝒂𝒕𝒆🏡

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🔗SOURCE: Wealth Professional – Link in Bio

🏦

😉 Fifth, contact .

💖 We do love this quote because we know that all great things happen outside your comfort zone.

BUT....

When it comes to real estate, it's more like ...

👉 𝗧𝗵𝗶𝗻𝗸 - 𝗗𝗿𝗲𝗮𝗺 - 𝗕𝗲𝗹𝗶𝗲𝘃𝗲 - 𝗮𝗻𝗱 D̶a̶r̶e̶ 𝗣𝗹𝗮𝗻!

💭 Many of our clients started out believing home ownership was a dream and something impossible to achieve in today's world.

🏡 The truth is, although it is a different landscape, then it was just a few years ago, with a strategic plan - homeownership is possible for everyone.

💡 From 𝘨𝘪𝘧𝘵𝘦𝘥 𝘥𝘰𝘸𝘯-𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴, 𝘵𝘰 𝘴𝘱𝘦𝘤𝘪𝘢𝘭𝘵𝘺 𝘱𝘳𝘰𝘨𝘳𝘢𝘮𝘴, 𝘵𝘰 𝘩𝘰𝘶𝘴𝘦 𝘩𝘢𝘤𝘬𝘪𝘯𝘨, and everything in between - there are strategies you may have not that of that could be the key to your first property.

👋That's where we can help.

📲 If you are looking for guidance to make homeownership a reality, send us a DM, and let's get you started.

🌱 𝙃𝙚𝙡𝙥𝙞𝙣𝙜 𝙮𝙤𝙪 𝙗𝙪𝙞𝙡𝙙 𝙒𝙚𝙖𝙡𝙩𝙝 𝙩𝙝𝙧𝙤𝙪𝙜𝙝 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚.

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