April Perkins, Senior Mortgage Specialist, RBC

The spring-long stalemate between buyers and sellers stretched into May. Home resales and prices were little changed nationwide, edging lower by 0.6% and 0.2% from the previous month, respectively. High interest rates and poor affordability have taken the wind out of the market’s sail for some time but a looming rate cut—delivered by the Bank of Canada in early June—likely prompted some buyers to hold off on a purchase until the uncertainty cleared.

Homebuyers play the waiting game - RBC Thought Leadership The spring-long stalemate between buyers and sellers stretched into May. Home resales and prices were little changed nationwide, edging lower...

RBC Monthly Housing Market Update: Mixed start to the spring housing market.

Mixed start to the spring housing market - RBC Thought Leadership March brought a mixed bag of activity to Canada’s housing market. Resales continued to linger around February levels at the national level—still softer than activity that took place pre-pandemic.

PODCAST: Why is it so hard for renters to save?
Canadian renters are more squeezed than ever before! Renters are allocating a greater share of their take-home pay to housing than homeowners at the same time that costs for other essentials (and interest on debt) have risen. This has resulted in renters as a collective spending more than they earn. Down-payment requirements are mounting relative to take-home pay, making it exceptionally difficult to save for a home.

Why is it so hard for renters to save? Canadian renters are more squeezed than ever before! Renters are allocating a greater share of their take-home pay to housing than homeowners at the same time that costs for other essentials (and inte

The Bank of Canada holds rates steady with talks shifting to timing of cuts.

RBC Economics - RBC Thought Leadership Get timely economic forecasts and analysis for Canada, the United States and key international economies.

Here are your Monthly Stats Highlights from the Canadian Real Estate Association.

Canadian Housing Market Stats CREA compiles and analyzes numerous factors affecting the real estate market for the public, REALTORS® and governments.

Proud to share the news that the Minister of Finance has approved RBC’s proposed acquisition of HSBC Canada. We look forward to welcoming our new clients and colleagues in 2024!

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If you own a home and you’re looking to sell it and buy a new one, there are strategies available to help you.

Selling and Buying a Home Visit RBC Royal Bank to learn about different strategies to help you sell your current home and buy the next one.

Choosing to buy a home from a builder can be a great option when you want a brand-new home that you can customize to your tastes and needs.

Buying a Home from a Builder Buying a home from a builder requires planning and foresight. Before you start talking to builders, your RBC mortgage specialist or lawyer can be an excellent resource. Visit RBC Royal Bank.

Thinking of buying a property to rent out? An Investment Property Mortgage might be able to help with that.

Buying Investment Property Whether you want to generate regular rental income or invest in a longer-term real estate opportunity, RBC Royal Bank can help you with an RBC Investment Property Mortgage.

Closing costs have a way of creeping up on you, here's a few to prepare for.

Closing Costs You May Need to Pay When Buying a Home Expense-wise, there's more to owning a home than your monthly mortgage payment. Visit RBC to learn about the one-time closing costs and other expenses you need to plan for when buying a home.

For a limited time only, enjoy a cash bonus of up to $3,500 and 55,000 Avion points when you apply for a mortgage - Offer ends June 30th, 2023.

Get up to $3,500 and 55,000 Avion points, only with an RBC mortgage - RBC Royal Bank Get your best possible rate and more with an RBC mortgage. Whether you’re buying your first home or you’ve been through this before, we can help make sense of your options and guide you through the mortgage process from start to finish. You’ll receive personalized advice from a dedicated mortg...

When comparing mortgages, the lowest rate may be attractive — but it shouldn't be the only thing you look at before signing on the dotted line........

Look Beyond the Mortgage Rate: What to Consider When Choosing a Mortgage Lender Looking for a mortgage? Here are features to consider to help you save money, pay down your mortgage faster and manage your payments.

What is Alternative Lending and Can It Help You? Alternative lending may help some home buyers reach their goals. Here's how.

If getting a mortgage has been a challenge for you, alternative lending may help you get a mortgage to suit your unique needs.

What is Alternative Lending and Can It Help You? Alternative lending may help some home buyers reach their goals. Here's how.

The best time to buy a home is when it's best for you. When life changes, having the right space can help you adapt and love where you live.

When is the Right Time to Buy a Home? Are you wondering when will be the right time to buy? Here are times when it might be right for you.

If you are a first-time home buyer, join us for this free, online event to learn everything you need to know!

Register for an Upcoming Event - RBC Royal Bank Sign up for free financial literacy seminars and workshops on everything from to student budgeting to retirement planning

With interest rates rising, you may be wondering how you can pay off your mortgage sooner. Here’s some tips……….

You Want a Home Not a Mortgage. Here Are 3 Quick Tips to Pay it Down Faster Want to be mortgage-free sooner? Here are a few tips to help you pay down your mortgage faster.

Thinking about switching your mortgage to another lender? Before making the move, here are 5 questions to ask yourself.

Is Switching or Breaking Your Mortgage the Right Move for You? Ask These 5 Questions First

Wishing you and yours a bright holiday season filled with joy and wonder.

Buying your next home? Find out the estimated equity you have in your current home, and how it can be used towards your next purchase. It's fast & simple, and won't affect your credit score.

Pre-Qualify for a Mortgage with RBC True House Affordability Thinking of buying a home? Get pre-qualified for a mortgage to see what you might afford. It only takes a minute and won't affect your credit score.