Prospera Solutions

Prospera Solutions

Prospera Solutions is an independent brokerage that offers a complete suite of services. We help you make informed financial decisions during every life stage.

Whether it’s retirement, a job change, divorce, death of a spouse, or selling your business.

11/07/2024

What a great piece of information. Many do not know this. Be informed and learn. Education is key to making the right decisions for the future of your family.

Many believe a Divorce Judgment is enough post-separation, but a Separation Agreement offers further protection. It covers assets, debts, parenting, and support in detail.

Click the link to learn more: https://collaborativepractice.ca/2022/12/06/do-you-need-a-separation-agreement/

Adults—Yes, Adults—Are Throwing Half-Birthday Parties 02/05/2024

Adults—Yes, Adults—Are Throwing Half-Birthday Parties Younger adults especially are throwing themed picnics, booking DJs and planning vacations that run into the thousands of dollars.

It’s Not You. Those ‘I Am Not a Robot’ Tests Are Getting Harder. 01/05/2024

It’s Not You. Those ‘I Am Not a Robot’ Tests Are Getting Harder. Captchas that aim to distinguish humans from nefarious bots are demanding more brain power. It's about to get even stranger.

Capital gains tax changes impact Canadians in many — and needlessly complicated — ways 30/04/2024

Capital gains tax changes impact Canadians in many — and needlessly complicated — ways The general feelings of Canadians on the new capital gains tax changes can be summed up in two words: anger and frustration. Some of the concerns are valid,

Are Your Brain Waves For Sale? 29/04/2024

Are Your Brain Waves For Sale? Companies quietly selling customer data has been in the news lately. Could your brain activity be their next product?

Here’s Why Unrealistic Expectations Are Prohibiting Your Success 28/04/2024

Here’s Why Unrealistic Expectations Are Prohibiting Your Success Unrealistic expectations set unattainable standards, add to stress, demand instant success, or expect constant validation. And they drastically interfere with your ability to pursue what matters most. But it might not be enough to identify why we have unrealistic expectations. You must also understa...

Who Can Be Trusted for Retirement Advice? New Rules Strengthen Protections. 27/04/2024

Who Can Be Trusted for Retirement Advice? New Rules Strengthen Protections. When you walk into a financial adviser’s office, you expect them to put your best interests above all else — in the same way a doctor would, rather than, say, a car salesperson. But many people don’t realize that the rules financial professionals must follow vary, depending on where they work ...

Soft skills, preparation can help new graduates land jobs, experts say 26/04/2024

Soft skills, preparation can help new graduates land jobs, experts say Landing a job isn’t as easy as it was a few years ago, especially for younger Canadians, as the labour market continues to loosen.

As a financial planner, I give my clients 4 tips to make their money last a lifetime 25/04/2024

As a financial planner, I give my clients 4 tips to make their money last a lifetime There's no easy answer to earning more money, but it's important to not ignore that factor.

The truth about protein: how to get enough – at every age 24/04/2024

The truth about protein: how to get enough – at every age We need protein to build muscle, produce hormones, regulate mood and appetite, and strengthen bones. But how much, and what kind, should you eat every day?

Retiring in Mexico: A Former Librarian Reflects on 15 Years in Oaxaca 23/04/2024

Retiring in Mexico: A Former Librarian Reflects on 15 Years in Oaxaca How a 59-year-old divorced woman thrust into early retirement found a new start in Mexico. Here's how she budgets, manages healthcare and spends her days.

5 Tips To Creating A Successful Savings Plan 22/04/2024

5 Tips To Creating A Successful Savings Plan Whether you're saving for a vacation or retirement, sticking to your savings plan can be challenging. Follow these tips to create a plan that sticks.

A New Generational Divide Opens Over Cheap Stuff on Temu 21/04/2024

A New Generational Divide Opens Over Cheap Stuff on Temu The fast-growing Chinese online retailer has middle-aged Americans hooked on its discounts. Their kids can’t stop roasting them.

Here’s What It Will Take To Lower Inflation And Cut Interest Rates 20/04/2024

Here’s What It Will Take To Lower Inflation And Cut Interest Rates Expectations on interest rate cuts are being dialed back as 2024 inflation data has exceeded expectations. Here's what could change that.

Are Battery-Powered Home Appliances in Our Future? 19/04/2024

Are Battery-Powered Home Appliances in Our Future? Appliances with batteries are designed to keep working when the power goes off. Some researchers believe they also could help prop up the electrical grid.

This Emergency Room Doctor Has Seen It All — And in Moments of Failure, He Shares The 2 Things That Help Him Start Again 18/04/2024

This Emergency Room Doctor Has Seen It All — And in Moments of Failure, He Shares The 2 Things That Help Him Start Again Here's how an ER doctor grapples with loss, failure and persistence — and how you can do the same.

Rich Americans who want a backup plan are getting second passports. These are the countries they're choosing. 17/04/2024

Rich Americans who want a backup plan are getting second passports. These are the countries they're choosing. Not everyone has the means to prepare an exit plan, but the wealthy Americans who do, are. They've started acquiring second passports to other countries through golden visa programs in nations like Portugal, Malta, Greece, Italy, and New Zealand.

Why Pay Raises And Promotions Are So Hard To Get, And How To Get Them 16/04/2024

Why Pay Raises And Promotions Are So Hard To Get, And How To Get Them Understanding how companies think about and administer pay and promotions can help you take more of an active role in how you manage your own career

The Costco Shoppers Putting $2,000 Gold Bars in Their Carts 15/04/2024

The Costco Shoppers Putting $2,000 Gold Bars in Their Carts Young investors say the old-school store of value is a hedge against inflation and catastrophe.

Landlords have a secret weapon 14/04/2024

Landlords have a secret weapon Rents are soaring. Is a popular software tool to blame?

How to Hit a Golf Ball Farther, According to Research 13/04/2024

How to Hit a Golf Ball Farther, According to Research These are the physical attributes that can make a big difference—and those that won’t.

Teens Are Spending Less This Year. Where Their Allowances Are Going. 12/04/2024

Teens Are Spending Less This Year. Where Their Allowances Are Going. Perhaps the pullback isn’t too surprising. With just 38% of teens surveyed saying they held a part-time job—and the national teen labor participation rate coming in at 38.2%, well below the average of 62.7%—most teens are getting their pocket money from mom and dad.

Artists’ AI dilemma: can artificial intelligence make intelligent art? But can a future of undetectable deepfakes be avoided? 11/04/2024

Artists’ AI dilemma: can artificial intelligence make intelligent art? But can a future of undetectable deepfakes be avoided? Pierre Huyghe’s uncanny machine-human hybrids in Venice are the latest attempt to find deeper meaning in a technology that leaves many creatives playing catch-up.

10 Factors That Affect Life Insurance Premiums 10/04/2024

10 Factors That Affect Life Insurance Premiums Understanding factors that affect life insurance will help you understand the quotes you’re getting. Some factors you can’t do anything about, like your age. But you may be able to improve other factors and get lower life insurance quotes.

I asked a financial planner what I should know about getting earthquake insurance 09/04/2024

I asked a financial planner what I should know about getting earthquake insurance If much of your assets are tied into a home, it might be worth considering earthquake insurance.

Business Schools Are Going All In on AI 08/04/2024

Business Schools Are Going All In on AI American University and other top M.B.A. programs are reorienting courses around artificial intelligence. “It has eaten our world.”

Who are the HENRYs? Charts show who makes more than $200,000 and how they earn it 07/04/2024

Who are the HENRYs? Charts show who makes more than $200,000 and how they earn it HENRYs are high earners but not rich yet. On average, HENRYs are white Gen Xers, and a good chunk of them are also D***s. While HENRYs hold financial assets and earn substantial wage income, many carry debt.

In the age of the broken ‘career ladder’, here’s how to zigzag towards the job you want 06/04/2024

In the age of the broken ‘career ladder’, here’s how to zigzag towards the job you want Young people may have fewer paths from shop floor to boardroom – but you can still find your way to a more fulfilling role, says André Spicer of Bayes Business School.

Julia Louis-Dreyfus Thinks Youth Is Overrated 05/04/2024

Julia Louis-Dreyfus Thinks Youth Is Overrated The actor wants you to start listening to older women - and not just because they're guests on her podcast.

The average Gen Zer started saving for retirement 15 years earlier than baby boomers. It still may not be enough 04/04/2024

The average Gen Zer started saving for retirement 15 years earlier than baby boomers. It still may not be enough Retirement looms large in the American psyche, with many millennials and Gen Zers worried that come age 65, they won't be able to afford to enjoy their golden years outside the confines of a nine-to-five. But the youngest generation in the workforce is doing a few things right.

Helping you Prosper for Life

Prospera Solutions is an independent brokerage that offers a complete suite of services to help bridge the gap between where you are now financially and where you want to be. We are here to help you make informed financial decisions during every life stage. Whether it’s retirement, a job change, divorce, death of a spouse, or selling your business, we are here to help you manage your financial resources through every situation that life brings.

I have worked in the financial industry for last 23 years. As a CERTIFIED FINANCIAL PLANNER, I love every facet of financial planning – from the challenges of finding tax solutions to helping couples save for their dream vacation to placing the “umbrella” of insurance over families’ heads. Uncovering their life stories and working closely with clients are the joy of my career.

I am passionate about educating individuals on financial and insurance options so they can feel confident about the decisions they make. With extensive product knowledge and an emphasis on sound financial planning, I have built a reputation as a trusted advisor for individuals and business owners alike.

With a specialized designation as a Certified Divorce Financial Analyst™ and a Registered Collaborative Professional, I help divorcing couples and their lawyers find ways to split marital property fair and equitably, and addressing financial issues.

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Thank you Gunn Law Group for the sweet Christmas treat. I appreciate your collaboration in helping my clients reach peac...
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