Jason Hare

Here are nine quick facts about RESPs and how to make them work for you: https://tinyurl.com/bdhzm6s3

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Turning 71 is an important milestone for Canadians You now must convert your RRSP into a RRIF. Here’s what you need to know:
https://tinyurl.com/37bd4pwc

Happy 71st birthday! You now must convert your RRSP into a RRIF. Here’s what you need to know For people converting their RRSP to a RRIF, there are crucial considerations, say experts, including opening a RRIF before you turn 71.

Budget extends Canada Child Benefit, sets up autoenrollment for RESPs: https://tinyurl.com/4uctambj

Budget extends Canada Child Benefit, sets up autoenrollment for RESPs | Investment Executive Government also allocates $60 million toward free financial advice

Federal Budget 2024: How it will affect Canadians’ finances and taxes
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Federal Budget 2024: How it will affect Canadians’ finances and taxes - MoneySense Learn how the federal government’s 2024 budget can affect you and your money. All the ways the federal government's spending and investment plans for the coming year could end up affecting yours

Canadian dollar could 'crater' if Bank of Canada cuts faster and deeper than the Fed, say economists: https://tinyurl.com/r4bn3kya

Canadian dollar could 'crater' if Bank of Canada cuts faster and deeper than the Fed, say economists Canadian dollar will fall if the Bank of Canada cuts interest rates sooner and deeper than the Fed, warn economists. Read more on the loonie

First-time home buyers now have extra incentive to contribute to their RRSPs after the federal government announced on Thursday, April 11, it would increase the home buyers’ plan withdrawal limit to $60,000 from $35,000: https://tinyurl.com/auv5puzz

Feds boost home buyers plan withdrawal limit to $60,000 | Investment Executive Expanded HBP, combined with FHSA, could help first-time buyers build down payment faster

When it comes to saving money, small changes can add up quickly. Here are some of the best ways to save money right away: https://tinyurl.com/4m5m6yku

Canada’s RRSP home buyers’ plan: How it works, who can use it: https://tinyurl.com/3w4undnu

Canada's RRSP Home Buyers' Plan - NerdWallet The Home Buyers Plan allows Canadian homebuyers to withdraw up to $35,000 from their RRSPs to help fund a first home purchase.

Here are six tips to make the most of your RRSP: https://www.fidelity.ca/en/insights/articles/rrsp_tips/

Six tips to make the most of your RRSP A tax-smart way to save

Should you claim your common-law partner on your taxes? https://tinyurl.com/4maznuuc

Should you claim your common-law partner on your taxes? - MoneySense Changing your status to common-law has an impact on your tax return and government benefits. Here’s how to know when you should take that step.

What’s the difference between ETFs and Mutual Funds?
https://tinyurl.com/4jxhdcsf

ETFs vs. Mutual Funds – What’s the Difference? | Fidelity Investments Canada What's the difference between an ETF and a mutual fund? While both hold portfolios of stocks, bonds, commodities or metals only ETFs can be traded like stocks.

Here are the TFSA contribution limit and withdrawal rules for 2024: https://tinyurl.com/y9v2c3s5

TFSA Contribution Limit and Withdrawal Rules - NerdWallet Canada TFSA contribution limit for 2024 is $7,000 — an annual ceiling for how much you can contribute to a tax-free savings account. However, over-contributing, can cost you a tax penalty.

How to compound your money over time: Invest early: https://tinyurl.com/yc4bhkar

How to compound your money over time: Invest early Imagine how much more money you might have had in your bank account if you started investing earlier. One of the best ways to build wealth is to start investing early – even if it’s only a small amount.

Here are five steps to help you find, hire and start working with a financial advisor: https://tinyurl.com/4nt32ram

Working with a financial advisor Move to the next level with topics such as analyzing your portfolio, tax-smart investing and managing volatility and risk.

RRIF and LIF withdrawal rates: Everything you need to know: https://tinyurl.com/5euxv8mt

RRIF and LIF withdrawal rates: Everything you need to know - MoneySense Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF withdrawals.

What is asset allocation? How can it impact your investment portfolio? https://tinyurl.com/5v43xktm

What is asset allocation? How can it impact your investment portfolio? Move to the next level with topics such as analyzing your portfolio, tax-smart investing and managing volatility and risk.

Here are 2024 Canadian income tax brackets: https://tinyurl.com/u76erha5

2024 Canadian income tax brackets Check out this easy-to-understand refresher on how the Canadian tax system works, featuring 2024 Canadian income tax brackets, rates, and dates.

How pre-authorized contribution plans (PAC) can help you reach your financial goals: https://tinyurl.com/f3b2dsys

How pre-authorized contribution plans (PAC) can help you reach your financial goals Saving money every month can feel like a chore, but as life gets busier – and more costly – putting money away is a must. But how can you save regularly when you can barely find the time to do all the other things you need to do in your life? The solution to this challenge might be easier than y...

What is a stock? https://www.fidelity.ca/en/investor-education/what-is-a-stock/

What is a stock? Stocks are a type of security that is sold to raise money for starting a new company or for expanding an existing company.

What is an asset class? https://www.fidelity.ca/en/investor-education/what-is-an-asset-class/

What is an asset class? Move to the next level with topics such as analyzing your portfolio, tax-smart investing and managing volatility and risk.

Investing lessons we learned in 2023: http://tinyurl.com/fnb25yrj

Investing lessons we learned in 2023 It’s been said that adversity is one of life’s greatest teachers. If that’s the case, then investors sure learned a lot in what was an eventful 2023.

There’s been a ‘power surge’ of new women investors. But there still aren’t enough: http://tinyurl.com/45mc7w8d

There’s been a ‘power surge’ of new women investors. But there still aren’t enough There has been a new “power surge” of women investors in recent years, a new report finds. But while women are making financial gains, more can be done to ensure they are financially prepared for the future. Sixty-eight percent of women are currently saving for retirement, compared with 66% in 2...

How to be happy about your child’s RESP? http://tinyurl.com/8tbxj4rm

How to be happy about your child’s RESP Saving can sound tedious, but when the time comes to cash out for tuition, your RESP will spark serious joy.

What is a non-registered account and how does it work? http://tinyurl.com/ydjbupct

What is a non-registered account and how does it work? All mutual fund companies in Canada must maintain an independent committee to advise investors about conflicts of interest that can arise from mutual fund management. Fidelity's Independent Review Committee has published the following annual reports.

Understanding your investment return: http://tinyurl.com/28mdybkx

Understanding your investment return If you are new to investing or interested in learning more about the performance of your portfolio, understanding how your investment return is calculated is a great place to start.

Diversify your portfolio: Don’t put all your eggs in one basket: http://tinyurl.com/2uyy82t6

Diversify your portfolio: Don’t put all your eggs in one basket Which are riskier, stocks or bonds? The right answer is both: either one can be risky if it’s the only type of investment you have.

Canada Benefits Payment January 2024: When Will You Get CRA Payments in January Month? http://tinyurl.com/mtd8t38z

Canada Benefits Payment January 2024: When Will You Get CRA Payments in January Month? In 2024, a large number of government credits, CRA 2024 Payments will be made available. The federal government may genuinely give you with thousands of

How TFSAs can help achieve investment goals: http://tinyurl.com/jc49rnz2

TFSA basics Regardless of what you are saving for, a Tax-Free Savings Account (TFSA) is a great way to save for any financial goal – a long-term goal such as retirement or a short-term goal such as a car or a vacation.

New year, new tax measures — what to expect in 2024: http://tinyurl.com/3952s9um

New year, new tax measures — what to expect in 2024 | CBC News New tax measures, and changes to existing ones, will begin affecting Canadians in 2024. But tax experts say the effects on most individuals are likely to be minor, unless they’re high-income earners.

Know your TFSA limit and stay within it — or else the CRA will come knocking: http://tinyurl.com/bdedjz4a

Know your TFSA limit and stay within it — or else the CRA will come knocking It’s important to stay on top of your TFSA contribution limit lest you inadvertently overcontribute and face the CRA's penalty tax. Read on.