Mortgages by Naomi
Working as a Licensed Mortgage Advisor at Kardia Mortgage Inc. I will help guide you through the Mortgage process.
Ensuring you received the best rates and products available to you. As your Licensed mortgage professional I offer a free, professional, unbiased service to you. I will shop for you, sourcing the best financial products at the best rates to suit your immediate and future needs.
15/02/2021
Happy Family Day!
14/02/2021
Happy Valentines Day!
01/02/2021
Shopping for a new home? Before heading out to viewings make sure you know how much you can afford. Getting pre-approved will help avoid delays and disappointment!
Contact me to find out what you could be pre-approved for!
17/01/2021
11/08/2018
25/06/2018
Interest only mortgages make a comeback.
Mortgage Rates & Mortgage Broker News in Canada - Home The Latest in Mortgage News – The Stress Test & A Slowing Housing Market Steve HueblJune 15, 2018 There's been no shortage of new data pointing to slower home sales and tempered price growth across the country. Most of the blame has be... Read More... Mortgage Broker News4 min read
01/06/2018
On Wednesday The Bank of Canada announced that for now it will be keeping the overnight target rate at 1.25%, however a rate hike in July is likely. If you are renewing or looking to purchase in the next few months now is a good time to lock in a rate. Questions? Call me: 403-9662195
28/05/2018
Fixed or variable rate mortgage? If you are considering a variable, read here to find out why a variable rate might be better in the long run.
Why a variable-rate mortgage might save you more money in the long run than a fixed-rate right now Even in this rising interest rate environment, experts suggest current variable-rate options are attractive when compared to fixed-rate mortgages
14/05/2018
Rates for May 14. 2018
10/05/2018
Bank of Canada has raised the mortgage “stress test” rate by 20 basis points to 5.34% which will decide if you are able to afford a mortgage.
Bank of Canada's mortgage 'stress test' rate climbs higher | CBC News As mortgages get more expensive with interest rates rising in Canada, the hurdle that some borrowers must pass is also getting higher.
21/04/2018
Congratulations to my clients Gary and Lyndsey on the purchase of their first home. Happy to be able to assist with getting financing in place for them.
19/03/2018
Best rates for March 19. 2018
05/03/2018
Best rates for March 5, 2018
16/02/2018
Need help navigating the mortgage process? I'm here to help!
31/01/2018
Annual mortgage statements are on their way. Now is a good time to get a mortgage check up and make sure your mortgage is working for you.
Questions? Give me a call: 403-966-2195
If you have any questions about the rate hike announcement today. Give me a call to see how you are affected. 403-966-2195
Best rates for January 8, 2018
Big changes to mortgage qualifications. Effective January 1. 2018. The new rules affect all low ratio mortgages (more than 20% down payment). This will impact anyone looking to renew or refinance an existing mortgage too, not just first time buyers.
NOW is the time to talk to an expert and find out your options.
Call me for more information 403-966-2195
Rates for week of October 23, 2017
Here’s how much house you’ll be able to buy with the new mortgage stress test
New changes coming to Mortgages January 1 2018.
Canadas banking regulator has announced "stress test" for uninsured mortgages (20% down or more) buyers with uninsured mortgages will need to prove they can afford payments based on the Bank of Canada's benchmark rate (4.89) or contract mortgage rate plus two percentage points.
globalnews.ca Even homebuyers who don't require mortgage insurance will have to prove they can keep making payments at higher interest rates.
Rates for week of September 25 2017
Best rates for week of August 14
Buying a home? Here's 9 important steps to the process that should be considered. If you are looking at purchasing I would love to help guide you through this process.
Give me a call I'm always happy to chat.
403-966-2195
Rates for this week.
Best rates for week of June 12th 2017
Rates for Week of May 22nd 2017
Rates for week of May 8 2017
Mortgages by Naomi
Mortgages by Naomi's cover photo
Best rates for April 24 2017
Best rates for April 10 2017
Edmonton Real Estate Blog - Condominium Insurance
Some great advice about insurance for anyone who owns a condo or thinking of owning one.
bestedmontonrealestate.com When purchasing an Edmonton condo make sure that you are fully covered with the correct insurance, including special assessment insurance.
Proud to be a part of the CML team, this is their 5th year sponsoring this worthwhile cause. Another great reason to use a Canadian Mortgage Lender Professional.
Best rates for March 27 2017
Videos (show all)
