Lydia Terpstra - BMO Mortgage Specialist

When life happens, managing your mortgage payments may get difficult.

Discover which of our flexible payment options are best fit for you. ✅ http://spr.ly/6003OP9jz

Want to learn more? Feel free to reach out.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

To save for a mortgage down payment there are many sources you may be able to tap into, including:

💰 Personal savings
🌤️ Registered Retirement Savings Plans (RRSP)
👪 Gifts from family
& more!

Connect with me for advice on buying a home. http://spr.ly/60073jdGR

Whether you're just starting out on the home buying journey or want to understand your options, determining how much home you can afford is a good first step. 🏡

Find out the maximum home price you can afford with this affordability calculator. http://spr.ly/60073jjvT

You’ve just secured your new home, now it’s time to protect it. 🔒

Check out how BMO Property Insurance offers can support you. http://spr.ly/6001O3C5B

Want to learn more? Feel free to reach out.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

We're here to help along every step of the home buying process.

1️⃣ Affordability
2️⃣ Mortgage options
3️⃣ Pre-approval
4️⃣ House-hunting
5️⃣ Closing the deal
6️⃣ Managing your mortgage

Want to learn more? Feel free to reach out.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

The First Home Savings Account (FHSA) is a registered savings account designed to help Canadians save for the purchase of their first home.

Sign up to be notified when it’s available at BMO: http://spr.ly/6003OXsKT

Want to learn more? Feel free to reach out.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

Your down payment is an important step to buying a home. 🏡 🎉

Understand what it is and ways to save with this helpful guide: http://spr.ly/6005Our8b

Want to learn more? Feel free to reach out.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

Looking to buy a home as an investment property? Here are some things you should have before you purchase. 🏠

1. Minimum 20% down payment
2. Income to cover mortgage, taxes and other payments
3. Savings for repairs and fees

Reach out to learn more.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

Confused about whether you should select a variable or fixed rate mortgage? Use this mortgage rate calculator to compare and see which option is best for you. 🏠

Want to learn more? Feel free to reach out. http://spr.ly/6008TdxHg

Should you renew or refinance? Both are great options but finding out what works for you right now is key. 🔑

Renew: Great for paying off mortgage faster
Refinance: Pay for renovations, buy another property and more

Want to learn more? Feel free to reach out.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

The home buying process is exciting – and lengthy. But you can make that process easier if you follow these 6 steps. 🏠

Read this guide to create your home buying game plan! http://spr.ly/6001TdWmX

Want to learn more? Feel free to reach out.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

A mortgage pre-approval is the best way to start your home buying process. But why is that? 🏠

With a pre-approval you can:
⭐ Identify your budget early on and find homes in your price range.
⭐ Protect yourself from rising interest rates by locking in today’s rate.
⭐ Get an edge on the competition and snag the home you want first.

If you want to learn more about a pre-approval, feel free to reach out to me. I’m more than happy to help!

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

Whether you’re looking for your first home, buying another property, or refinancing your mortgage, we can make things a little easier with:

🏡 Great mortgage rates
📈 Accelerated payment options
🤝 Knowledgeable advice from a Mortgage Specialist like me!

Please feel free to contact me with any questions concerning your home financing needs.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

http://spr.ly/6009Rdl7x

Looking to buy a home? You can figure out how much to borrow by doing a few calculations with the help of a BMO Mortgage Specialist like me. 📏

Connect with me today or check out these worksheets to find out more.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

http://spr.ly/6005Rdlwz

Refinancing your mortgage lets you borrow more money using the equity in your home. You’ll have to pay back more in the future, but it’ll help you pay for the things that matter to you today.

Connect with me today to see if refinancing is the right choice for you.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

http://spr.ly/6001Rdczt

Ready to renew or refinance your mortgage? Find out which option is right for you and how to get started.

📃 Renewing: Continue paying off your current mortgage with new terms

💰 Refinancing: Borrow more money using the equity in your home

Please feel free to contact me with any questions concerning your home financing needs.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

http://spr.ly/6009RdmdZ

Whether you're just starting out on the home buying journey or want to understand your options, determining how much home you can afford is a good first step. 🏡

Find out the maximum home price you can afford with this affordability calculator. http://spr.ly/6005RBTdU

Please feel free to contact me with any questions concerning your home financing needs.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

Mortgage default insurance (also known as mortgage insurance) allows you to buy a home with a down payment of less than 20%. You can secure a competitive interest rate with a smaller down payment and have the opportunity to get into the housing market earlier.⚠️

Please feel free to contact me with any questions concerning your home financing needs.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

http://spr.ly/6002RjToo

Ready to renew or refinance your mortgage? Find out which option is right for you and how to get started.

📃 Renewing: Continue paying off your current mortgage with new terms

💰 Refinancing: Borrow more money using the equity in your home

Please feel free to contact me with any questions concerning your home financing needs.

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

Why get pre-approved for a mortgage with us?

🔒 Lock in your rates for 130 days

✍️ Know your budget

🛡️ Shop with confidence

Questions? I can help answer them!

902-786-3400 | [email protected]
https://ca.linkedin.com/in/lydiaterpstra

Switch your mortgage to BMO and save up to $1,200 on switch fees*. Connect with me at 902-786-3400 to learn more!

I’d love to help with your preapproval!

Do you know that 55% of buyers start their process by looking at homes online. Start with the money. Being informed and prepared leverages your power and confidence.

Are you ready to renew or refinance your mortgage? Read this article to learn more about which option is right for you. http://spr.ly/6000KtvBC

To combat dwindling housing affordability, the Liberal government recently announced a Tax-Free First Home Savings Account in its 2022 federal budget. Learn how this can help Canadians break into the housing market and save for the cost of a down payment. http://spr.ly/6001KFOHb

Budget 2022: Tax-free savings account coming for first-time homebuyers - National | Globalnews.ca The 2022 federal budget had a host of housing announcements, including a new tax-free savings account for first-time buyers and plans to ramp up the pace of building.

Refinancing your home can be a responsible way of funding immediate purchases such as home renovations or tuition. Learn more about how refinancing works and how to make it work for you. http://spr.ly/6001KqGj1

BMO | When should you refinance your mortgage Wondering if refinancing your home is right for you? Visit https://www.bmo.com/refinance to see how refinancing works and how to make it work for you. Start ...

Thinking of getting another real estate property? Be sure to review all of the available financing options before you continue. http://spr.ly/6008Ks7hA

Looking to breathe some life back into your kitchen without the hefty reno bill? Refreshing your paint colour is one of the best ways to revive your kitchen while still being extremely cost effective. Check out this guide on the latest top kitchen paint colours. http://spr.ly/6006Kun4A

Top 36 Kitchen Paint Colors From modern desert clay to sophisticated seafoam and everything in between, these top 20 colors will transform your kitchen.