5-0 Investor Group

Little visit to Flower Pot Island in Ontario. The world has given us so many things to visit BUT time is something we must use and reserve to appreciate!
We are so embedded into our work, side hustle that we miss out!
Do short visit/vacation to recharge, think what is really important.
Hope we take a short vacation from our businesses and memories will be remembered!
I came across where memories are remembered but what we have accumulated are short lived.
Planning to do more!

Got to meet my friend .realtor for coffee!
Great conversations around JV partners, how to validate and some of the characters to have such as generosity factor! Meaning don’t partners with person that is after cents.
Also discussed on what’s happening in our market and the importance to keep quality property in cities with growth, strong economy & immigration.
Be selective if the vision is buy & hold for long term!
Also we spoke about life challenges and also good to have a buddy you can talk to!
Thanks 🙏 .realtor

Some days are , some days . different situations are the way to move forward. There are days you feel brain exhausted, .
It is not a , it is a Yes it will be hard. As you think you are kicking ass, then life happens, reality check.
We are human! We learn, adapt, live! Follow your dream, follow your plan, move forward and adapt like a 4x4

Helping Hand! You have a question regarding real estate investing, coaching programs, or mortgages options, DM me. I want to help!
wants to help Canadians to do well in this promising land!
If I don’t know, I will refer you to my network of friends that may know!

Check out my interview this year with François | Jennifer Investors] about the journey and the meaning of

https://youtu.be/1_vyIy7ET6Q

You will learn:
- why I invested in RE
- how I convinced my wife to invest & allow me to invest 😊
- benefits of real estate

Give a follow to my friends Francois & Jennifer François | Jennifer Investors]

Happy Holidays & Merry Christmas 🎄

Systems in place: Always have some choices on floors, tiles and Colors for your renovation.
When they go on special, you can act fast!
You can design fast!
You can visualize fast!
That is why I always my Bench Black V-Neck T-shirt- I don’t have to think every morning what to wear!
Create templates for your choices as part of your Reno system!

Finally we did it! This upper unit is ready for new family!
Wanted to share with you on this update as this is been long journey, ups and down!
Thanks for all the support!
The demand in Brampton is great!
To the next opportunity!

So excited to share some update on our upper unit!
Some before and after pictures.
We are way behind on the Reno! But we have made a great progress.
After 12 years, the upper unit became vacant. We had good family on this upper unit.
We renovated the basement unit after 12 years too!
Yep I had great families on this unit forever!!!
This upper unit will be awesome and so the CashFlow. Buy & Hold beauty since 2009 recession!
Strategy: buy & hold with CashFlow. Everything was covered by rental income, down payment by line of credit & interest payment by rental unit!
It’s never been a get quick reach this real estate thing! Now a new chapter for this property! Top and bottom renovated to current standard.
You want to be on due diligence podcast I host, DM me plz!

One of my duplex in St Catharines We Sold!
Sometimes Good Performing Property should be sold! Based on my future maintenance prediction, the property will require more $$ for repair!
Do I want that in future Or Sell the property? The Market was Hot Hot in March 2022 and while it was seller market, I sold it!
Working with my buddy .realtor , we priced it right and sold it at High $$ with no condition!
I love buy and hold. Here are the numbers:
Purchased in Jan-2018 - $318k
LOC for down payment -20%
CashFlow per month $500 to $700
SOLD -March-2022 -$735k
Goal- paid of kids university depth, Placed Money into Private Mortgage.
Gave $$ to my daughter for her investment!
It made sense to offload that property and open other investment doors!

Excited to begin this renovation. This time, it’s the main floor of the duplex. We finished basement unit and it’s rented to happy family.
We are repeating the same for the upper unit. We make some modifications to open the whole and give it full face lift.
Excited that this property not being renovated to full extend since our tenants have been living here since 2010!
Yes the rent will be much higher than before!
DM if you have questions.

Do you want to share your due diligence steps, let’s get on podcast. Link in bio!

Cheers!

YESSS finally our legal basement unit is ready to call it home! It took us alimony 1 year to complete since our long time tenant was moved to long term care facility. We learned a ton with this project, lots of delays, curve ball thrown to us by the city.
Finally It’s is ✅. The unit was so outdated and I am sure you have seen my pictures!
From end to end, I managed the project and because of trust with my Reno team, video tour was enough for me, did not have to go everyday day there.
We planned the week and we set them in motion! Then we check progress & repeat the process!
Happy for the outcome even though we faced delays.
The new clients will love their new place! Honestly it does not feel like a basement due to giant windows and hood lights!

Next, tenant placement & due diligence!
By the way reach out if you want to be guess on my podcast, let’s talk about tenants & due diligence steps! ☑️

Special Pegasus Private Mortgage. This is Jan 2022 promo! Bank Says NO, alternate solutions available!
DM if any questions, happy to help!!

December Promo! This is great for the GTA area! Short term Lending for your project.
Lending Possibilities!
DM me for more info!

Endless Opportunities in the Lending Space.
Solutions available for your real estate need and journey.
Alternate Lending Available when your bank says NO.

Hi, Nice to meet you! I am Nassir and this is my beautiful family. My real estate journey started in 2009 when my wife gave me as a gift the book on real estate investing in Canada. Since then when the market was crushing, I decided to jump into the real estate world. My family is my WHY! Today the girls are young ladies in the house! Almost 13 years ago when I started my journey, I made my goal that my kids will not worry about their future education tuition fee, they will be in better situation than me and not to worry about the roof over their head.
Today I am grateful for everything, for friends, relationships, what I have built, the knowledge I gained in real estate, the free advise I have given to others and do better!
Now a new chapter started as Mortgage Broker. Investor like minded, I am here to provide creative lending & be part of your success! Message me and we can grab a cup of coffee! Together Everyone Achieve More [T.E.A.M]

What is the worse case when you own a property? Well you still own the property and there is always a client you can find! Don’t think about all of the worse cases but if you do your due diligence, it does work!

Yep this is me! This was taken 7 years ago when I met a great real estate educator with . His name . is been my spark that started the 🔥 on real estate! The book Real Estate investing In Canada book was the book gifted to me by my wife! I keep talking about real estate and this book helped me very much to start my journey!
The education and research provided by REIN Canada was super advanced. Who knew a go train built in 5 years will increase the home price but you buy before the stations shows up!
Make sense but powerful knowledge!
Over the years I learned:
- property analysis and not paralysis!
- due diligence on city and property: economy , transportation
- CashFlow will make you surprise in down turn!
- smart renovations
- exit strategies when you buy property
- eliminate emotions!

With right information and knowledge, you eliminate emotions and you make real estate to be boring which means you have a process in place!
Thank you to for his past support and education and having positive impact.
Because of real estate, I am in better position than hoping for government pension!

My legal basement update:
- we are moving forward
- we finished HVAC retrofit & install the duct sensor
- we run into a problem where our bedroom2 door need to move due to height
- framing done
- electrician work is 70% done
- we are getting a quotes for egress and windows cut and install. It’s been tough as some do not know legal requirements BUT we will find a solution
- shooting for next inspection this coming Friday!
- learning a lot & I am doing all the coordination work / GC work!

Basement Renovation in progress. Demolition done. What you think about an open concept? Just kidding! Will make sure a good bathroom Reno.
Tons of design choices. No need to reinvent the wheel.
$Check other reno on IG
$Customize as required
$Tons of suppliers to shop around
$follow drawings: having arch drawing has saved me time lots of time with my contractors
$Refer to drawings if questions!
$Time for shopping, flooring, studs…

Finally Basement Reno Started! Permit from city took 4 months! During this time, lignes up the contractor and selected suppliers.
What we learned so far:
$patience - must have. $materials - line up the suppliers while waiting. $funds - always have HELOC available for Reno.Don’t over leverage. $Mindset - set it to everything can be Figureoutable!
$spouse - ask her/him for design opinion

with my daughter! word added! Glass of multi-color represents for on us to ! Also as you know, my love for blue water and sunny days! When my day is cloudy, I drive to a lake & seat outside on sunny day! Try it out!

3 Hacks when Buying this Property (During Christmas)

🎄- The seller wanted to be out by Dec 23 to celebrate Christmas in their new house; we helped them with that.

🎄 - We purchased this property with a good discount- given the timeframe, making it a win-win for all!

🎄 - Our Mortgage Broker allowed us to make this happen during the holidays, with no delays.

Have you ever done this? Comment below. Save this for the upcoming winter season.

3 🔥 tips for your renovation project: (remember to save this post)

🗺 Drawing of the basement makes it easier to visualize for all trades
🗺 Have measurements, that way you can order materials remotely
🗺 Visualize the end before the work starts, that way you know where you need to end up

For all those embarking on this project, good luck!

Books are truly the 🔑 to a successful career in investing alongside consistent research and networking.

This was a pivotal book for me and here are the 3 biggest takeaways from me.

💰- Take control of your money head on
💰 - When investing in mutual funds remember that there are management fees associated which cut into your returns
💰 - Invest in real estate with mortgages

Have you read this book? What else did you learn?

After buying this property, renovating it, and finding tenants- what now?

📌 This property remains in our portfolio; yielding long term value
📌 Returns are great, and will continue to increase; bringing more value to the investors
📌 South Windsor is currently attracting high income families; growth potential is high