Sutherland Elliott Insurance Brokers

Did you know that flooding is one of the most common natural disasters in Canada? One in five Canadian homes is at risk!
Thankfully, you can take steps to assess risk factors, implement protective measures, and reduce damage in the event of a flood.
Read this week's blog post to find out where most flood claims are happening, how your risk might evolve in time, and how you can safeguard your family and property before a flood strikes.

Q&A with an industry expert: Am I at risk for flooding? • DJE & Associates Inc 1 in 5 Canadian homes currently at risk of flooding. Read on how you can prepare your loved ones and property before a flood happens.

✅ WE ARE HIRING !! 🟩

REGISTERED INSURANCE BROKER
* Licensed Insurance Agents will be considered

Full-time position working in a growing insurance brokerage serving London since 1947!
Our organization is designed to provide insurance and financial advice to our clients that meets their needs.

Your role is:
• Meeting customers’ needs through a review of their situation not solely based on price,
• Providing products and coverage that provide security and prosperity,
• Making sure our processes are done effectively producing error-free documents,
• Flexible approach to obtaining, making changes, renew products through multiple channels whether in person or electronically.
• We offer advice in person, at our office, at their home or work, in their language, email, online and without any contact!

What you can expect?
All applications will be held in strict confidence. performance and overall office growth, matching RRSP, full benefits for you and your family plus short-term and long-term disability, vacation and volunteer time off.

All applications will be held in strict confidence.

Please contact David Elliott at
[email protected]
1054 Willow Dr
London Ontario
N6E 1P3

Job Type: Full-time

Pay: $42,000.00-$52,000.00 per year

Benefits:
• Company events
• Dental care
• Disability insurance
• Extended health care
• Life insurance
• On-site parking
• Paid time off
• RRSP match
• Vision care

Flexible Language Requirement:
French not required

Schedule:
Monday to Friday

Supplemental pay types:
Bonus pay

Application question(s):
RIBO

Licence/Certification:
RIBO (preferred)
OTL (preferred)

Work Location: IN OFFICE – 1054 Willow Drive, London, Ontario N6E 1P3

Flood preparedness for your small business!
Flood damage can cause significant downtime for your small business affecting everything from supply chain disruptions to the safety of your staff.
We're here to help with these proactive tips to safeguard your business before, during, and after a flooding emergency.
Don't let flood damage catch you off guard- read this week's blog to learn more.

How to protect your small business from flood damage • DJE & Associates Inc Help protect your small business from flood damage with these great tips on What to do before, during, and after a flood.

Summer power outages are a real thing!⚡
Blackouts have been known to strike because of summer storms, sweltering heat, and air conditioners working overtime. Don’t let a power outage catch you off guard!
Read these essential tips to help you keep cool and stay safe during a summer power outage.
Prepare now and stay chill! 😎🧊

Before, during, and after a summer power outage • DJE & Associates Inc Summer power outages are more common. Here's a guide to help you cope with before, during, and after a summer power outage.

Boating season is here! 🌞
Whether you're revving up your water skis, preparing your paddle boat, or getting your wakeboard ready, remember that safety is key.
Make sure to take a moment to read these five crucial tips and Canadian legal requirements for safe boating before you head out for some fun on the water! 🏄

5 safe boating tips to remember when you hit the lake this summer • DJE & Associates Inc Follow these five boating tips to meet Canadian safety requirements and enjoy a safe, fun summer on the water with family and friends! 🌞

Wishing everyone a Happy Canada Day! 🇨🇦

Please note that we will be closed on Monday, July 1st.

Before you buy your next car or switch car insurance providers, it's essential to know how insurance companies calculate your premiums.

Check out our latest blog, we discuss these three crucial points and simplify it for you:
1. What factors are included in car insurance premium calculations?
2. Why did my car insurance company increase my premium?
3. How can I reduce the cost of my car insurance?
Learn more now!

How are car insurance premiums calculated? • DJE & Associates Inc Before buying your next car, consider these three factors that insurance companies use to calculate your car insurance premiums.

Celebrating all the wonderful dads - Happy Father's Day! 🌟

TO CLAIM, OR NOT TO CLAIM, THAT IS THE QUESTION.

Have you hesitated to make a home insurance claim because of the fear of losing your claims-free discount, or wondered if your premium will be affected? Remember, the point of home insurance is to protect you when you need it most. Before deciding to file a claim, consider these three important questions from this week's blog post.

Should I make a home insurance claim? • DJE & Associates Inc Are you hesitating to make a home insurance claim because your premium could be affected? Read this blog post before you make a claim!

Summer is almost here! 🌞
Now is the perfect time to refresh your car following the snowy, slushy, and icy winter months. Complete these ten to-dos to prepare your vehicle for a trouble-free summer on the road! 🚙

How to get your vehicle ready for summer • DJE & Associates Inc Alas - summer is almost here! 🌞 Read these 10 practical tips on how to get your vehicle ready for summer.

Are you planning to buy a new home? 🏡
As exciting as it is, it can also be quite overwhelming!
Before buying your first home, secure your finances, research the nuances of home insurance, and align yourself with a trusted real estate agent.
Read these three simple tips to help make this process less stressful and smoother.

Top tips for first-time homebuyers • DJE & Associates Inc For all first-time homebuyers, make sure to read these 3 top tips to help make you're experience less stressful and more pleasant!

Happy Victoria Day everyone!

Please note that we will be closed on Monday, May 20th.

Are you taking your first steps into homeownership?
Or are you a seasoned house hunter buying a new home?
There are many factors to consider before settling on the best option. Whether a house meets your family's needs and proximity to schools and nearby groceries are typically considered early on. However, it's essential to consider elements like the state and age of the house, its electrical system, and proximity to a fire station or a fire hydrant. ⚠️ These factors could significantly impact the cost of your home insurance.
Explore our guide to discover seven important questions to ask before you decide to buy.

What questions should I ask when shopping for a new house? • DJE & Associates Inc Shopping for a new house? Read this guide to see 7 factors that could significantly impact the cost of your home insurance.

Happy Mother's Day to all the amazing mothers among our families, friends, clients and staff. 🌺

Did you know that your bicycles and golf carts might not be fully covered by your standard home insurance policy? 🚲
There are likely 'special limits of coverage' on those items. Precious chinaware and antiques might be excluded from basic home insurance policies as well. 🖼️
Make sure to read the list of the most commonly excluded items in our blog post!

15 items your home insurance might not cover • DJE & Associates Inc Do you need to supplement your standard home insurance coverage to make sure all your stuff will be fully protected in the event of a claim?

Did you know that installing a sump pump could save you money on your home insurance?
In this blog, you will learn all about sump pumps, how they work, and how to test and maintain them to keep water out of your basement. Don't forget to chat with your broker about potential discounts on your home insurance.

Sump pump 101 • DJE & Associates Inc Read this blog post to learn about sump pumps, how they work, and how to test and maintain them to keep water out of your basement.

Did you know that water has surpassed fire as the leading cause of home insurance claims? 💦 vs 🔥
This change is mainly due to extreme weather events. While most standard home insurance policies cover water damage caused by sudden and accidental events inside of your home, water damage caused by water that enters your home from external sources is likely not covered. Read this guide, and talk to your broker to find out what is covered by your policy and what additional coverage is available to you.

Q&A: Do I really have “flood insurance”? • DJE & Associates Inc Do you have flood insurance on your home? Read this post for answers to some important questions about water coverage for your home.

Are you looking to save money on your car expenses? 🚗
With the rising costs of vehicles, you can easily extend your vehicle's lifespan with ongoing maintenance. Follow these five simple maintenance tips to help you get the most out of your car - and save money too! 🙂

How to extend the life of your car • DJE & Associates Inc Do you want to extend the life of your car? If so, read these 5 maintenance tips to help you prolong the life of your car.

From faulty wiring to overloaded circuits, the risk of electrical fires can pose a significant threat to your home and family.🔥
Fortunately, these seven actionable tips can help protect your family from the dangers of electrical fires.
Read this week's post to help you fireproof your home.

7 tips to prevent electrical fires at home • DJE & Associates Inc Protect your family from the dangers of a home electrical fire.🔥 Read these 7 practical tips to help you fireproof your home.

Happy Easter! 🐣

Please note that we are closed on Good Friday and open on Easter Monday.

Have you ever wondered how insurance companies determine your premium for your home insurance? This blog post answers the following three questions to help you better understand their process:
1. What factors are included in home insurance premium calculations?
2. Why did my home insurance premium increase at renewal time?
3. How can I lower the cost of my home insurance?
A quick read will help you manage your home insurance cost more effectively.

How are home insurance premiums calculated? • DJE & Associates Inc Do you wonder how your home insurance premiums are calculated? Read this - we show how they determine the amount you’ll pay for coverage.

Did you know your credit scores can hurt your business insurance rates?

In a previous article titled "Q&A: Can my credit score affect my insurance rates?" we showed how insurance companies factor in your credit score when determining the costs of your home and car insurance coverage. This week, we look at how your credit score can affect your business insurance premium. We'll also provide practical tips for improving your credit score to secure more favourable premiums.

Can my credit score affect my business insurance rate? • DJE & Associates Inc Read how your credit score could affect your business insurance premium and learn how you can improve your rating!

Coping with the aftermath of a car accident is stressful enough without the added pressure of uncertainty about what to do next. Here are a few pitfalls to avoid:
❌ Never argue with the other driver.
❌ Don't voluntarily assume fault or responsibility.
❌ Don't feel pressured to use an unauthorized tow truck.
✅ Read this post to discover the immediate steps you should take instead.

What to do immediately after a car accident • DJE & Associates Inc Would you know what to do immediately after a car accident? Here are steps to take immediately after you’ve been involved in a car accident.

Are you getting ready to welcome a new baby into your life?
Here's a quick guide to help you baby-proof your home in these three key stages:
1. Before your baby is born
2. Before your baby learns to crawl
3. Before your baby learns to walk

How to baby-proof your home • DJE & Associates Inc If you’re getting ready to welcome a new baby into your life, make sure to baby-proof your home. Read how to do this in three stages.

Because of their allure, classic cars are not immune to the threat of theft and damage. 🚘
Many classic cars are common targets for car theft, especially since most don't have the security and anti-theft technology found in the newer makes and models.
Read effective methods to help protect your classic car in this week's blog post.

How to protect your classic car from theft and damage • DJE & Associates Inc Attention classic car enthusiasts: Classic car theft rates soaring. Discover invaluable methods to safeguard your prized car in this blog.

HAPPY FAMILY DAY! 😃

Closed on Monday, February 19th.
Open on Tuesday, February 20th.

Happy Valentine's Day! ❤️

Severe weather phenomena such as floods, wildfires, tornadoes, and extreme heat were once considered rare. Now, these events are affecting communities and neighbourhoods more frequently.
With significant property damage rising each year, it's important to improve the climate resilience of your home to minimize potential damage. Our guide can help you mitigate and prevent damage to your property. Find out more here!

How to make your home climate-resilient • DJE & Associates Inc With increasing extreme weather in Ontario, you can take steps to make your home climate-resilient. Read more in this guide!

Until December 31, 2023, Direct Compensation Property Damage (DCPD) was a mandatory component of no-fault car insurance coverage in Ontario. However, as of January 1, 2024, Ontario car insurance customers can decide whether to opt out of DCPD coverage at any time.
👉 It is important to carefully consider your options and comprehend how this change might impact you. Read this blog post for more details and reach out to your broker if you have any questions related to your policy and coverage needs.

The ins and outs of opting out of Direct Compensation Property Damage coverage in Ontario • DJE & Associates Inc Ontario car insurance customers can now decide whether to opt out of DCPD (Direct Compensation Property Damage) coverage at any time. Read this and carefully consider your options as this change might impact you.