Canadasbestagents.ca, Paula & Sam, Brokers Remax Premier, Luxury Collection
Real Estate sales in Toronto and the surrounding areas. Community information about your neighbourhood.
Luxury Realtors who offer over 25 years of Experience and have earned their position as Top Canadian Real Estate Brokers. We offer personalized concierge service to all our clients.
13/04/2023
Mortgage debt taking up a record share of income
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Mortgage debt taking up a record share of income - Mortgage Rates & Mortgage Broker News in Canada Borrowers are now spending roughly $1 out of every $13 of their disposable income on servicing their mortgages. That’s according to Statistics Canada’s fourth-quarter national balance sheet and financial flow accounts. The data shows Canadians are spending 7.66% of their household disposable inc...
06/04/2023
Canadian Real Estate Prices Climb For The First Time In Nearly A Year
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Canadian Real Estate Prices Climb For The First Time In Nearly A Year - Better Dwelling Canadian real estate prices have been spiraling lower, but is a change in trend around the corner? Data from the Canadian Real Estate Association (CREA) shows that the price of a typical home increased in February. The national composite’s benchmark price had not moved higher since rate hikes bega...
29/03/2023
National average home price rises $50k in February
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National average home price rises $50k in February - Mortgage Rates & Mortgage Broker News in Canada On a non-seasonally adjusted basis, home prices registered their first monthly rise in six months, jumping over $50,000 to $635,000.
23/03/2023
The Cheapest Houses You Can Buy in March 2023
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Cheapest Houses Near Me: 10 Cheap Houses for Sale in Canada Are you wondering, "where are the cheapest houses near me?" Here are the cheapest real estate listings across Canada for March 2023.
09/03/2023
Canadian Seniors Are Racking Up Reverse Mortgage Debt At A Rapid Rate
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Canadian Seniors Are Racking Up Reverse Mortgage Debt At A Rapid Rate - Better Dwelling Canadian reverse mortgage debt isn't slowing down due to higher interest rates—seniors have accelerated borrowing against their home equity.
02/03/2023
The Cheapest Real Estate Listings for February
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The Cheapest Houses You Can Buy in February 2023 Do you want to buy a cheap house in Canada? Check out this list of some of the cheapest houses you can buy in February 2023.
23/02/2023
Home sales down, but new listings are surging across Canada
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Home sales down, but new listings are surging across Canada - Mortgage Rates & Mortgage Broker News in Canada Higher borrowing costs are continuing to weigh on housing demand in many of the country's largest cities. But the latest data also shows a surge in new listings in January.
16/02/2023
The pros and cons of a reverse mortgage to help pay off your debts
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The pros and cons of a reverse mortgage to help pay off your debts Be cautious before entering into an agreement to chip away at your home equity
19/01/2023
Canadian Mortgage Payments Surge In Size, Largely Due To Real Estate Prices
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Canadian Mortgage Payments Surge In Size, Largely Due To Real Estate Prices - Better Dwelling Canadian mortgage payments were seeing double-digit growth before rate increases, as real estate prices surged.
13/01/2023
Staging Your Home With Mirrors to Enlarge the Space
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How to Make Your Home Appear Larger With Beautiful Mirrors Wall mirrors can give the illusion of space and can enhance ceilings, small spaces and more. Also, use them over a fireplace to create a focal point.
29/12/2022
Housing demand may be reaching a bottom
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Housing demand may be reaching a bottom - Mortgage Rates & Mortgage Broker News in Canada After plummeting more than 40% since February, home sales are showing signs they may be reaching a bottom.
22/12/2022
The Ultimate Guide to Credit Scores in Canada
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The Ultimate Guide to Credit Scores in Canada Everything you need to know about the credit score Canada assigns to you and what you can do to improve it. Learn all the basics: what factors influence a credit score, what is a good credit score in Canada, and what can you do to improve your score?
15/12/2022
6 Easy Ways to Stage Your Home for Free
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Save Money With These 6 Free Home Staging Tips From cleaning and decluttering your home to moving furniture, these home staging tricks don't cost anything.
08/12/2022
Buying a House With Multiple Owners? 10 Things Youll Want to Know
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Buying a House With Multiple Owners? 10 Things You’ll Want to Know Are you thinking of buying a house with multiple owners? To avoid costly mistakes, start here and do it right.
27/10/2022
How Quebec’s Bill 96 could impact English-speaking homebuyers
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How Quebec's Bill 96 could impact English-speaking homebuyers - Mortgage Rates & Mortgage Broker News in Canada Quebec homebuyers and mortgage brokers looking to sign documents will now be required to draw up the originals in French, regardless of whether any of the signatories speak it.
20/10/2022
Buying a second home: How it works in Canada
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Buying a second home: How it works in Canada - MoneySense Whether it’s for yourself or it’s an investment, here’s what you should know about the rules and requirements of buying a second property.
13/10/2022
Canadian Mortgage Debt Is Slowing, But Growth Is Still Historically High
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Canadian Mortgage Debt Is Slowing, But Growth Is Still Historically High - Better Dwelling Canada’s mortgage debt boom is slowing but still remains historically elevated. Bank of Canada (BoC) data shows outstanding mortgage credit hit a new record in July. Higher interest rates are throttling growth, as they shrink borrowing credit capacity. Even so, annual growth is still at a level ra...
07/10/2022
Big banks hike short-term fixed mortgage rates as their popularity grows
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Big banks hike short-term fixed mortgage rates as their popularity grows - Mortgage Rates & Mortgage Broker News in Canada Over the past week, nearly all of Canada's Big-6 banks have increased their shorter-term fixed mortgage rates.
Variable? Fixed? Static? Picking the right mortgage as interest rates rise
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21/09/2022
How to make it as a first-time home buyer in Toronto
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How to make it as a first-time home buyer in Toronto - MoneySense Learn how to make good on your Toronto homeownership goals, from setting realistic expectations to accessing the right government programs.
19/09/2022
It's possible to be a first-time home buyer twice—here's how
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It’s possible to be a first-time home buyer twice—here’s how Some government programs are flexible with the definition of “first-time home buyer.” Find out what it can mean for you.
16/09/2022
Most Canadian Real Estate Markets Fell From Peak, Down As Much As $355,000
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Most Canadian Real Estate Markets Fell From Peak, Down As Much As $355,000 - Better Dwelling Canadian real estate prices suffered another sharp drop in July, bringing markets as much as $355,000 lower than peak values.
01/09/2022
Is Canada's mortgage stress test still relevant?
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Is Canada's mortgage stress test still relevant? - Mortgage Rates & Mortgage Broker News in Canada Earlier this month, the Bank of England scrapped its mortgage affordability stress test. With mortgage rates presumably approaching their peak for this rate-hike cycle, some are wondering if changes to Canada's stress test are overdue.
18/08/2022
Mortgage insurers clarify qualification rules for VRM applications amid rising rates
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Mortgage insurers clarify qualification rules for VRM applications amid rising rates - Mortgage Rates & Mortgage Broker News in Canada The Bank of Canada's historic 100-bps rate hike last week has led to confusion over how the stress test should be applied to variable rate mortgage applications already in lender pipelines.
11/08/2022
Missed a mortgage payment? Here are the next steps you should take
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Missed a mortgage payment? Here are next steps you should take Amid a series of interest rate hikes recently implemented by the Bank of Canada, some homeowners may be concerned about keeping up with their mortgage payments. For those who are worried about being able to afford their home, experts say there are a number of tools available to help, including mortg...
04/08/2022
7 Tips for Selling a Home for the First Time
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7 Tips for Selling a Home for the First Time - Moving.com Selling a home for the first time? From hiring an experienced realtor you trust to pricing your home correctly, here are 7 tips for first-time home sellers.
28/07/2022
How the central bank's latest big hike is squeezing Canadians with mortgages
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How the central bank's latest big hike is squeezing Canadians with mortgages | CBC News Kartik Soni's payments on the home he bought in London, Ont., six months ago after moving from Brampton have increased by nearly $500 because he has a variable-rate mortgage. Amandeep Singh's fixed mortgage term is about to expire, and he worries his family won't be able to handle the ballooning pay...
16/06/2022
Mortgages 101: A Guide to Getting Your Mortgage
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Mortgages 101: A Guide to Getting Your Mortgage - GreedyRates Looking to buy a home but don't know where to begin? Read more about the complete ins and outs of mortgages so that you can make smarter decisions.
10/06/2022
Canada Quietly Changed It's First-Time Home Buyer Program To Limit It's Losses
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Canada Quietly Changed Its First-Time Home Buyer Program To Limit Its Losses - Better Dwelling Canada is changing a first-time home buyer program to limit its exposure to losses. The Canada Mortgage and Housing Corporation (CMHC) made unannounced changes to the First-Time Home Buyer Initiative (FTHBI). The program, which sees the government take a stake in a successful applicant’s home purc...
02/06/2022
What mortgage rate should you choose right now? Three economists weigh in
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What mortgage rate should you choose right now? Three economists weigh in How can mortgage shoppers plan for upcoming rate hikes? Is now the time to gamble on a variable or go fixed?
26/05/2022
Canada Has Never Seen Real Mortgage Rates This Low and Its Fueling The Bubble
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Canada Has Never Seen Real Mortgage Rates This Low and It’s Fueling The Bubble - Better Dwelling Canada’s real estate industry is sounding the alarms on higher rates, warning it’ll “punish” buyers. However, these folks are blissfully unaware that mortgage costs are near record lows. In real terms, households have never had access to mortgages this cheap, which is part of the problem. Ce...
19/05/2022
The complete guide for first-time homebuyers in Canada
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The complete guide for first-time home buyers in Canada - MoneySense | Helping You Make Better Financial Decisions How much can you afford on your first home? Should you buy or continue renting? We answer these questions and more in our guide for first-time buyers.
12/05/2022
The Latest in Mortgage News: GTA Home Prices Down 22% from February
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The Latest in Mortgage News: GTA Home Prices Down 22% from February - Mortgage Rates & Mortgage Broker News in Canada Early April housing data indicates prices for certain housing segments in the Greater Toronto Area are down from their February peak by as much as 22%.
07/04/2022
Canada's housing market is breaking records at an alarming rate
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Canada’s housing market is breaking records at an alarming rate Sky-high prices, low mortgage rates and a short supply have yet to slow things down
31/03/2022
How interest rate hikes could affect your mortgage payment
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How interest rate hikes could affect your mortgage payment With the Bank of Canada's key interest rate target expected to rise this year, experts point to the cumulative impact this will have on Canadian homeowners, particularly those with variable-rate mortgages.
24/03/2022
7 smart strategies for first-time homebuyers
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7 smart strategies for first-time home buyers - MoneySense It's important to consider not only what you can afford now, but what you’ll be able to swing if a baby comes along or your career goes off-track.
17/03/2022
Mortgage Rates: How High Could the Bank of Canada Hike Rates in March?
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Mortgage Rates: How High Could the Bank of Canada Hike Rates in March? | The Motley Fool Canada Inflation is now 5.1%. How high will the Bank of Canada hike interest rates to combat it?
03/03/2022
Fixed Mortgage Rates Are Rising. Are Variable Rates Next?
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Fixed Mortgage Rates Are Rising. Are Variable Rates Next? - Mortgage Rates & Mortgage Broker News in Canada Numerous banks and other mortgage lenders have been raising fixed mortgage rates in recent weeks, following the lead of rising bond yields that are now at a two-year high. And next week, all eyes will be on the Bank of Canada to see if it raises its overnight target rate earlier than expected, which...