TripleD Mortgages a Division of Matrix Mortgage Global

The prospect of halal mortgages in Canada: What you need to know - Mortgage Rates & Mortgage Broker News in Canada Since Ali Najaf moved from Pakistan to Vancouver as a student in 2012, he has earned a degree, landed a job in human resources, and gotten married. Now the 30-year-old says he’s ready to purchase his first property in his adoptive homeland, but there’s a problem; as a practicing Muslim, Najaf ca...

Multi-Tenant Units
Do you have question? I would be happy to answer them for you.



Deanna Khan
Agent Level 2
Matrix Mortgage Global
#11108
[email protected]
416-869-4599

"For each petal on the shamrock, this brings a wish your way: Good health, good luck, and happiness for today and every day." "May your pockets be heavy and your heart be light, may good luck pursue you each morning and night." "May your blessings outnumber the shamrocks that grow.

Reach out for all your Mortgage Needs
Deanna Khan
Agent Level 2
Matrix Mortgage Global
#11108
[email protected]
416-869-4599

What are your thoughts on rates and what changes might come?

I believe we are looking at the fall before we see any change in the Bank of Canada’s rates.


Deanna Khan
Agent Level 2
Matrix Mortgage Global
#11108
[email protected]
416-869-4599

Types of Mortgages

Today I am speaking about Reverse Mortgages and if is better to do a Reverse mortgages, a HELOC or to downsize.

Personally I would want to stay in my home as long as I am able to> A reverse Mortgages makes it easier to do so. You will have no payments, lower rates then most HELOC's.

Downsizing is an option, but this includes moving from the home you love as well as the hassle of moving.

Reverse mortgages are great for increasing your income when you retire, taking money out to help your kids, or switching your current mortgage so you have no payments.

March is recognized as Fraud Prevention Month, a time dedicated to raising awareness about the prevalence of fraud and empowering individuals and organizations with knowledge and resources to prevent it. Throughout this month, various initiatives are undertaken to educate people about different types of fraud, including identity theft, online scams, credit card fraud, and investment scams.

Fraud Prevention Month aims to highlight the importance of vigilance in safeguarding personal and financial information, promoting safe online practices, and recognizing the red flags of fraudulent activities. It encourages individuals to stay informed about emerging fraud tactics and to take proactive measures to protect themselves and their assets.

Businesses and organizations also play a crucial role in fraud prevention by implementing robust security measures, conducting thorough background checks, and educating employees about potential risks and best practices for fraud detection and prevention.

By working together to raise awareness, educate, and take preventive action, Fraud Prevention Month serves as a reminder that everyone has a part to play in combating fraud and ensuring the safety and security of individuals, businesses, and communities.

Deanna Khan
Mortgage Agent level 2
Matrix Mortgage Global #11108
[email protected]

This decision to discontinue the First-Time Home Buyer Incentive program by the federal government will likely impact prospective homebuyers, particularly those relying on financial assistance to enter the housing market. It's essential to monitor how this cessation might influence the accessibility of homeownership and the broader housing market dynamics.
Article below

CMHC to scrap First-Time Home Buyer Incentive and refocus funding on other tools - Mortgage Rates & Mortgage Broker News in Canada The government has announced it will be discontinuing its First-Time Home Buyer Incentive (FTHBI) program later this month.

The cost of living in Toronto went up nearly 20 percent between 2017 and 2022 – but that’s less than half the increase seen in the city’s housing prices over the last five years,

**How has the cost of living affected you? How have the housing prices affected you?

See article here

Toronto home prices up 42 per cent over last five years, cost of living up 17 per cent: report The cost of living in Toronto went up nearly 20 per cent between 2017 and 2022 – but that’s less than half the increase seen in the city’s housing prices over the last five years, according to a new report.

We offer options to put you on path to debt consolidation!

Mortgages up to $200,000 with a choice of lower semi-monthly payments!
Quick &Simple Application process!
No appraisal or lawyer required

Contact me today! text or call 416-869-4599
or email me at [email protected]

You're perfect and Happy Birthday! 🥰🐶🎂💞

Need a second mortgage?
Great rates starting as low as 4.99% up to $100,000
7.99% up to $200,000
Contact me for help
Deanna Khan Agent Level 2
416-869-4599 [email protected] ​https://www.matrixmortgageglobal.ca/2022DK/contact/

First Home Savings Account - Another way to save Tax free for your first home. That is another $40, 000 you can save tax free on top of your RRSP'.

The Federal government announced the launch of the Tax Free Home buyers account on April 1.

Reach out if you have questions or need help with your mortgage.
Email [email protected] or [email protected]
text- 416-869-4599

TripleD Mortgages a division of Matrix Mortgage 11108

A new tax on vacant homes is set to take effect in Toronto and homeowners have until this Thursday to declare the status of their properties. It has already taken effect in Vancouver.

I think this could help in the areas where housing and rentals are in short supply. What are your thoughts on this tax?

https://www.bnnbloomberg.ca/what-toronto-homeowners-need-to-know-about-the-vacant-home-tax-1.1877349

PEI is my home away from home. I have been watching the housing market and rentals for a while. I watched my neighbor who rented have to find an affordable rental as the house he rented was sold. He is elderly and on a small pension. It took months for him to find a place because there was nothing to rent- when something did go up for rent it was too expensive. ( thankfully he found a place in the end)

Already-low P.E.I. vacancy rate slashed in half in just 1 year | CBC News The apartment vacancy rate on P.E.I. continued its downward slide in 2022, falling from 1.5 per cent in 2021 to 0.8 per cent a year later.

Today marked the eighth consecutive rate hike by the Bank of Canada and the first of 2023. If market expectations are correct, it could also be the last of this rate-hike cycle.

Full Story here:

Bank of Canada's first rate hike of 2023 could also be its last - Mortgage Rates & Mortgage Broker News in Canada Today marked the eighth consecutive rate hike by the Bank of Canada, and the first of 2023. If market expectations are correct, it could also be its last of this rate-hike cycle.

Completely agree with this

See it and believe it!!!

The Bank of Canada has announced yet another interest hike, and economists are hoping that it will be the last one for a while, with some warning it could be a step closer to recession as Canada tries to balance the need to fight inflation with the growing pressure on the housing market.

The central bank’s key interest rate is now 4.5 percent.

This is the eighth time the interest rate has increased in the last 10 months.

Are you renting? Do you feel you can not afford it?

There are some programs out there to help you. I am a renter and there were times I wish I knew about these programs in the past.

1. The Canada-Ontario Housing Benefit - there is a waitlist for this one. This one helps you find subsidy housing in Ontario https://www.toronto.ca/community-people/employment-social-support/housing-support/rent-geared-to-income-subsidy/

2. The rent supplement Program (Alberta) - There is short-term and long-term assistance with this program. The short-term one is only good for 2 years whereas the long-term one is ongoing. https://www.alberta.ca/rent-assistance.aspx

3. The Canada Housing Benefit- Done through CRA, they help low-income earners, application are currently open till March 31, 2023. It is more of a one-time top-up. https://www.canada.ca/en/services/taxes/child-and-family-benefits/top-up-canada-housing-benefit.html

4. EI SIckness Benefits- unable to work due to illness-this benefit is here to help you. The benefit can cover up to 55% of your normal income and up to 26 weeks. Note if you get paid sick leave through work you can not apply for this. https://www.canada.ca/en/services/benefits/ei/ei-sickness.html

5. Guaranteed Income Supplement- If you are over 65 this one is for you. You must be getting OAS and your income below the max annual income threshold. https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/guaranteed-income-supplement.html

How do you think the market will fair in 2023?

Last year places like Calgary, Victoria, and some east coast cities had a rise in prices whereas everywhere else decreased. In December sales started to climb again. I think now that things are settling down from the last few years sales will start going up more.

What can we expect from the housing market in 2023? - Mortgage Rates & Mortgage Broker News in Canada Housing activity picked up across the country in December after plummeting for much of 2022 due to climbing interest rates.

I decided for 2023 I want to get back to reading- before my life got crazy busy I loved reading I could finish a book in 2 hours. So I want to get back to that.

The first book I picked up is I will teach you to be rich- I am not normally one for self help books but I thought I would give it a try.

So far I love the book it is not boring like some self help books and I have learned a thing or two so far from it!!!

Whats your first book of 2023?