Hero Innovation Group

We're excited to announce that Hero Financials will be attending the ICEF Berlin Conference! 🇩🇪

ICEF Berlin is an annual gathering for the global education industry, and this year marks its 28th edition. This event brings together thousands of professionals from over 120 different countries.

Taking place at the InterContinental Hotel in Berlin, ICEF Berlin 2023 spans three exciting days. It's the industry's biggest event and an incredible opportunity to network with top-notch professionals who unite each year to shape the future of our businesses and the entire industry.

If you're attending the event, we'd love to connect with you! Come visit us at booth #81. Let's make the most of this fantastic opportunity!

Are you ready to take your career to the next level? We're on the lookout for a talented Business Development Representative who's eager to embrace the challenge of driving sales in the dynamic markets of Brazil and Europe.

As a Business Development Representative, you will play a pivotal role in our growth strategy, reporting directly to our VP of Business Development. Your mission: plan, develop, and execute sales initiatives across the exciting regions of Brazil and Europe.

What We're Looking For:

3+ years of sales experience in the international education industry.
Self-motivated, responsible, and excels in remote work environments.
Willingness to travel domestically and internationally as required.
Fluent in both Portuguese and English.

Ready to embark on this exciting journey? Dive deeper into this opportunity and unleash your potential with Hero Innovation Group. Apply now at the link below:

👉 Apply Here: https://hubs.ly/Q026F0Pg0

Are you ready to take your career to the next level? We're on the lookout for a talented Business Development Representative who's eager to embrace the challenge of driving sales in the dynamic markets of Brazil and Europe.

As a Business Development Representative, you will play a pivotal role in our growth strategy, reporting directly to our VP of Business Development. Your mission: plan, develop, and execute sales initiatives across the exciting regions of Brazil and Europe.

What We're Looking For:

3+ years of sales experience in the international education industry.
Self-motivated, responsible, and excels in remote work environments.
Willingness to travel domestically and internationally as required.
Fluent in both Portuguese and English.

Ready to embark on this exciting journey? Dive deeper into this opportunity and unleash your potential with Hero Innovation Group. Apply now at the link below:

👉 Apply Here: https://hubs.ly/Q026DFWF0

Are you a passionate and dynamic professional with a background in Operations and Customer Support Assistance? We're thrilled to extend an invitation to individuals like you to explore an incredible part-time opportunity at our vibrant downtown Vancouver office.

Our dream candidate is a meticulously organized Operations and Customer Support Assistant who draws inspiration from our innovative products and the impactful mission of providing financial solutions for international students. If this resonates with you or someone in your network, let's come together and discover the perfect addition to our exceptional team! 🤝

To dive deeper into this opportunity and kickstart your journey, visit:
https://hubs.ly/Q026c3r80

Sign up for a chance to win a SideKick’s Living Expenses Scholarship, available for students this fall!

SideKick Card is a financial solution designed to help international students to manage and save on their living expenses while studying in Canada.

We want to offer you the chance to win an extra $200CAD! Sign up today at https://hubs.ly/Q01-tngV0

We are thrilled to share that SideKick Card has been selected as one of the finalists for the prestigious Partner-Voted StudyTravel Star Awards 2023! 🎉🏆

We are nominated in the esteemed category of "Service Provider," and this recognition wouldn't have been possible without the continuous support and trust of our amazing partners. Thank you all for your unwavering belief in us!

The winners of the StudyTravel Star Awards will be unveiled at an exclusive gala dinner in the heart of London on September 2nd, during the highly anticipated ST Alphe UK 2023 conference. This event promises to be a night filled with celebration, networking, and industry excellence!

We are deeply honoured to be among the finalists, and we couldn't have reached this milestone without our dedicated team's hard work and our incredible community. Your feedback and loyalty inspire us every day to deliver top-notch services and innovative solutions.

Fingers crossed for the big day! Let's come together, celebrate, and raise a toast to all the outstanding achievements in the world of international education.

Thank you for being a part of this incredible journey! 🌍❤️

Our Hero team will attend ICEF Vancouver from May 6th to 8th, 2023. We are excited to see you and share the biggest news about our Hero platform!

Thanks to many of our partners, our schedule is fully booked, and we eagerly look forward to connecting with them. For those who haven't yet scheduled time with us, we encourage you to stop by our booth #51 to say hi.

If you would like to have a private chat with our team, please book a call here:

https://hubs.ly/Q01MnY2f0

Teaching children about money management is an essential life skill they will need to master as they grow up. One of the ways parents can help their children learn about money is by giving them an allowance. This can be an effective tool for teaching children about budgeting, saving, and decision-making.

By giving children an allowance, parents can help their children learn about the value of money and how to manage it effectively. Children who receive an allowance are more likely to be financially literate and make better financial decisions in the future. They will also be better equipped to avoid common financial mistakes like overspending or accumulating debt.

Follow this link to learn more about the benefits of giving your children an allowance: https://bit.ly/3SDeiq8

Visit our website to learn how Hero can help teach your child about money management: https://bit.ly/3xofDYk

Technology Hero Group has developed a powerful dynamic platform that acts as the heart of all of our technology. Extensive integrations with partners combined with our own proprietary development have resulted in a backend that can be adapted to fit any variety of product needs.

Managing money is tough, and rising interest rates can make it even more confusing.

With so many factors to consider and financial decisions to make, it's easy to feel overwhelmed. The Financial Consumer Agency of Canada has some helpful tips on handling the impact of increasing interest rates on your finances. From budgeting to debt management, check out their advice to stay financially resilient.

Read more from the Financial Consumer Agency of Canada:

Managing your money when interest rates rise - Canada.ca How your loan payments increase when interest rates rise by 0.5%, 1%, 2% and 3%. Find out how paying off debt can protect you from financial stress if interest rates rise.

Innovation is not only in our name. It's on everything we do and create!

Visit our website to learn how our products and services can address your specific unmet needs: https://bit.ly/3UdwjMD

According to a March 16 report from Credit Karma, Gen Z accumulates credit card debt much faster than Millennials and Gen X. The information is based on data collected from 78.2 million Credit Karma users ranging from those in the Silent Generation to Gen Z.

Although Gen Z's credit card debt was the lowest among all five generations tracked, it grew at the fastest pace of around 6% compared to the three months through May 2022.

Researchers suggest that the pandemic, lack of financial education, and social media influence may be contributing factors. Experts urge young people to prioritize financial education and responsible credit card use to avoid long-term debt.

Learn more about Gen Z's use of credit cards in this article!

Gen Z is chalking up credit card debt and falling behind on their payments faster than any other generation, new report says American Gen Zs chalked up $2,781 worth of average credit card debt in the fourth quarter of 2022 — up 6% from March to May 2022, per Credit Karma.

According to a new survey by the National Financial Educators Council, Americans estimate that their lack of financial literacy cost them an average of $1,634 in 2022, with 15% saying that their lack of financial literacy set them back $10,000 or more. This lack of knowledge can affect everything from how much you save to how much debt you take on and under what terms.

To combat this, financial literacy advocates say the teaching must start before teens graduate high school. As of last year, 24 states require personal finance coursework by grade 12, according to the nonprofit Council for Economic Education.

Follow this link to read the full article! https://cnb.cx/3GowLCf

Lack of financial literacy cost 15% of adults at least $10,000 in 2022. Here's how the rest fared The average cost of lacking financial know-how was $1,819 in 2022, according to the survey of about 3,000 adults across the U.S.

A recent study shows that millennial parents are highly involved in their children's financial education, with more than 60% of millennial parents teaching their children about money management by age five.

This is especially important given the economic challenges Gen Alpha will face, such as increased student loan debt and a more competitive job market which will prove financial literacy to be an essential skill to have for future generations.

Read the Forbes article below to learn more about how millennial parents are setting the financial stage for Gen Alpha:

Setting The Financial Stage For Gen Alpha By Engaging Millennial Parents As a new generation of consumers emerges—Generation Alpha—investors are beginning to make predictions about how these young people will spend their money. To understand the ethos of this growing demographic, we turn to their parents: Millennials.

We are thrilled to announce that Hero Financials is entering the USA market with a presence at the fourth edition of ICEF Secondary Education in 2023! This hybrid event brings together in-person networking and virtual delegates from around the world, providing a unique opportunity to connect with potential partners from nearly 60 countries. Whether it's recruiting international students for secondary, boarding, high school, foundation, and junior education programmes, Hero will be there! Join us in San Francisco from March 19-21, at table #4 and let's make it a memorable event!

Ready to save and build wealth? 💸

Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP) can be your best friends! Both accounts offer tax-free growth of investments, but there are some differences to be aware of.

How are you managing your savings?

We are excited to announce that Hero Financials will be participating in the fourth edition of ICEF Secondary Education in 2023! This hybrid event combines in-person networking at the Hilton San Francisco Union Square with virtual delegates from around the world. We look forward to connecting with potential partners from nearly 60 countries, focused on recruiting international students for secondary, boarding, high school, foundation, and junior education programmes. See you in San Francisco from 19 – 21 March!

With our customer-centric approach and a powerful dynamic platform that acts as the heart of all of our technology, we are well-positioned to embrace the transformation of the banking industry for a digital society.

Learn more on our website! https://bit.ly/3xofDYk

Are you a passionate and driven Sales Support professional looking for an opportunity to join our team? We are seeking an enthusiastic individual to work remotely from Mexico to provide outstanding service and go the extra mile for our customers. If this is you, or someone you know, please help us find the perfect candidate for our team!

To learn more and apply, visit:
https://hubs.ly/Q01Fwm-N0

Transferring money internationally can be bureaucratic and time-consuming, often involving substantial intermediary relationships. Hero has already established trusted partnerships and completed integrations to allow users to quickly and easily transfer money from overseas.

Visit our website to learn more about Hero's money transfer capabilities: https://bit.ly/3xofDYk

Follow this link to sign up for the Hero Financials app! https://bit.ly/3XBBhUc

We are seeing a drastic rise in banks modelling their approach and capabilities to that of tech companies rather than that of traditional banking operations. This is evident through trends such as allowing customers to Hyperpersonalize their accounts and providing customers with the same high-quality experiences they are used to in tech-first platforms.

Read the Mckinsey article below to get insights on how the banking landscape is changing to cater to a digital world:

Winning in digital banking Incumbent banks that hope to excel in digital banking can model their approach on leading tech companies, says Kunal Galav, Mambu’s global head of partnership development and advisory.

Having a safe and secure platform is one of our main objectives. That's why we have developed controls to provide users with various security functions, focusing on delivering a fully transparent financial solution.

These controls may be customized to fit a program's requirements, including quickly locking and unlocking a card, getting real-time notifications on important account activity, quickly replacing a lost or stolen card with limited account interruption and many more!

Learn more about Hero's security features here: https://bit.ly/3xofDYk

Follow this link to sign up for the Hero Financials app! https://bit.ly/3XBBhUc

Banking might have one of the highest stakes when it comes to security since not only is your money stored in the accounts, but so is valuable personal information. This has led to banks investing heavily in cybersecurity measures, as building credibility and trust is the cornerstone of every bank's business.

Click on this link to read the different threats and challenges banks face with cybersecurity today:

Cybersecurity in Banking Sector: Importance, Threats, Challenges This article will update you on the importance of cyber security in banking sector along with the biggest threats.

We are looking for an enthusiastic and driven Marketing Manager to join our team! This individual will work remotely from Canada or the United States, and be passionate about helping others and going the extra mile. If this sounds like you, or someone you know, please spread the word and help us find the perfect candidate for our team.

To learn more and apply, visit:
https://hubs.ly/Q01Cv-8Q0

Hero Financials is the alternative-to-banking solution built to make you better at personal financial management, saving and budgeting while promoting financial literacy.

Follow this link to sign up: https://bit.ly/3XBBhUc

As neo-banks continue to fill in the gap left by traditional banking, it is clear that this is not simply a trend but a major shift in banking and traditional finance.

Associated with low fees, easy-to-use digital navigation, and more personalised tools, read the article below to learn why businesses are choosing neo-banks over traditional banking.

The Rise of Neobanks and the Shift to Digital Banking - Financial Services - Notarize From digital-first philosophies to quicker turnarounds, this is why businesses have chosen neobanks over traditional banks.

Hero Innovation Group is partnered with over 200 financial partners to ensure that we are able to address the specific unmet needs tailored to the next generation of consumers.

Visit our website to learn more about Hero Innovation Group: https://bit.ly/3cOMPRs

Follow this link to sign up for the Hero Financials app! https://bit.ly/3XBBhUc

Neobanks and Gen Z are a match made in heaven!

As Gen Z’s reliance on smartphones and other digital mediums increase, Neobanks are the perfect intro to banking and budgeting for young adults just entering the workforce.

Since each financial transaction happens through smartphones, Neobanks offer customised suggestions to users, encouraging them to adopt healthy financial habits. Some Neobanks even have bespoke services for teenagers, attempting to instil the importance of money and budgeting from a young age.

Read the full article here:

Neobanking: A Key To Financial Solution For Gen Z Neobanks offer an excellent option towards seamless banking for a generation that increasingly relies on smartphone and digital medium to conduct most of their interactions and transactions

The Canadian Neobanking transaction value is projected to reach US$95.39bn in 2023, with an expected annual growth rate of 16.36% from 2023-2027, resulting in a projected total amount of US$174.90bn by 2027.

This can be attributed to tech-savvy customers growing trust in the sector, lower fees, and more customisable features compared to traditional banks.

Follow this link to learn more about the Canadian Neobanking market!

Neobanking - Canada | Statista Market Forecast The Neobanking segment in Canada is projected to grow by 16.09% (2023-2027) resulting in a market volume of US$169.20bn in 2027.

Hero Financials offers two types of debit cards that give your kids independence while keeping you in control.

The cards come with various financial features that help kids learn how to budget their expenses while keeping the parents informed on how the money is being spent.

Follow this link to register and choose the safest way to empower your kids towards financial independence: https://bit.ly/3XBBhUc

New to Canada?

It’s essential to understand the banking system in the country you are in to ensure that your money is being managed in the best way possible and you are using all the benefits provided by the country.

Click on the link below to learn how bank accounts are structured in Canada and how you can manage the different accounts and savings options.

Bank accounts in Canada: Understanding the basics - Hero Financials It’s important to understand the Canadian banking system to make sure you’re managing your money in the best way. Banking in Canada is fairly straightforward, but there may be some differences to the way you’re used to banking in your home country. Here, we’ll explain how bank accounts are s...