Lui D'Acunto - Mortgage Agent

PSA spray OFF before going on a hike 🤣

Happy Monday! Cheers to my first-time homebuyer client today on closing their new home 🏡

Assisting these clients through their first transaction is always exciting and I am grateful to have been able to support as best possible!

This wouldn’t have been made possible without the support of & .law.squad 🙌🏼 here’s to great team work and another happy client!

My reaction when someone says the bank is the best place to get a mortgage 🤥

Now, I’m glad I got your attention 🤗

Before you scroll past, this is a very common myth… ⬇️

The best place to get a mortgage really depends on your own circumstances. 😉

Some first-time home buyers will find that a conventional mortgage at a bank is probably the best option for their needs. 👍🏼

But other buyers may require working with a lender that considers other factors beyond a high credit score or a full-time job 🤔

DM me today to get started on your first or next purchase 📲

Great weekend to go to the beach ☀️🏝️ ⛳️

Happy Monday…I’m running back to the weekend ✌🏼☀️

On Saturdays we run 🏃🏻

Easy 10k run/walk today. Sporting Life 10k next week 🙌🏼

Happy Saturday y’all make it count!

Action cures (kills) fear 😉

Here’s some Friday positivity for you ☀️

The worst thing you can do when things become overwhelming is to completely stop. One thing that helps me is to take a step back, take a breather & then hit the ground running again 👨🏻‍💻

When you completely stop, you make room for your doubts and fears to infect your thinking…

Take action, believe in yourself and enjoy the process ✌🏼

With that being said, let’s all have a great weekend 🤟🏼

Let's take a look behind the scenes shall we...

Needless to say, Selling Sunset isn't the norm and contrary to popular belief *sarcasm* there are individuals who truly care about their clients and not just the commission cheque 😮

So, what's my goal with this post? 🤔

Firstly - To show you that most nights we're plugging away after hours ensuring we've crossed our T's & dotted our I's (benefit of using an agent/broker) 🫡

Secondly - To newer commission agents, when you focus on doing the work rather than just the cheque, chances are you're business will only go up because most people truly enjoy working with someone who has their back (crazy I know 😅)

Finally, ensure you have a great support system to guide you when you need it and who will encourage you to keep taking that next step 🤟🏼

If you're in the market of renewing your mortgage or purchasing a property slide in those DM's and let's get you some 💰🏡📲

Let’s talk money habits for 2023 💰

And yes, I did use Eiko as click bait for this post…but how couldn’t I?

Anyways, back to business…

It all starts with a Goal & a Budget — No doubt adhering to a budget can be difficult, especially during the rise of the cost of living. But, with that being said, I’m sure there are some areas where you could cut costs to put those dollars towards your debt or saving for a down payment

Next on the list, Income — It’s 2023, there’s 10000 side hustles you can do that will add to your overall income. If you’re in need of increasing your income a side hustle that you can almost treat as a hobby and utilize those additional funds accordingly.

Finally, track your progress and ensure you’re being truthful with yourself (sometimes the hardest part).

If you need help, would like to review your overall budget or want to learn how we could potentially consolidate your debt into your mortgage give me a call and let’s get you funded 💰

With the Spring Real Estate market upon us let’s talk on 3 renovations that actually ADD value to your home 🏡

1️⃣ Adding outdoor structures to your property — think decks, fences, fire pits, swimming pools, etc

2️⃣ Replace new windows — adding new windows can definitely freshen up the appearance of your home, while also saving money on energy bills during the colder months

3️⃣ Finish your basement — this will be on the more expensive end, but, can add significant value to your home for prospective buyers

🚨 Bonus Tip — If zoning permits & you have the means to do so, create a separate entry to your basement unit for potential investors and create a more lucrative cashflow property

If you’re planning on doing renovations this upcoming summer and need help financing the project shoot me a message and let’s chat! 📲

3 things I learned from completing the 30 day run challenge ⬇️

☝🏼 Showing up as you are daily is better than only showing up when you “feel good” (consistency prevails)

✌🏼 Procrastination makes the task at hand 10x worse than it actually is…just get it done

🤟🏼 You truly can achieve the goals you set for yourself as long as YOU believe you can

Once again, thank you to all that showed support. I am fully committed to keep running in my regular workout schedule and am excited to see the progress I’ll be making in the coming months 🙌🏼

Run completed ✅ time to start training for the next one ✌🏼

5 easy ways for investors to come up with a down payment 💰

•Borrow from your secured line of credit.

•Get an RRSP loan, wait 90 days and then use the Home Buyers plan if you qualify for the program.

•Renovate a property, mainly just visuals, and then refinance to pull out the down payment and your renovation costs.

•Find a borrower to go on the deal with you who has money but doesn't want to run a rental property (Joint Venture)

•Ask for a gift from parents.

Looking to understand how YOU can get into the market today? Hit me up and let’s chat 📲

Spring Real Estate Market is about to be 🔥 here’s 6 ways to ensure you’re ready for it ⬇️

1️⃣ Get your finances in order with a pre-approval
2️⃣ Ensure your down payment is liquid and ready to be used
3️⃣ Understand your needs vs your wants
4️⃣ Ensure you’re working with a great realtor

If you’re wondering how the process works or are interested in understanding your mortgage affordability slide in those DM’s and let’s chat! 📲

Took the plunge today and signed up for my first running event. Decided to take on the April 1st and couldn’t be happier 🙌🏼

I’ve been over the moon with all the supportive msgs from many of you, I truly appreciate your kind words!

Now let’s get to work 🏃🏻

Be your own motivation 💪🏼

Definitely found my favourite new hobby 🏂

Saturday’s are for the slopes 🏂

It’s a Sherwood thing…🥂🙏🏼

With 2023 fast approaching it’s that time to start setting new goals and getting a jump start onto them 🤟🏼

Here’s a list of what I will be working on in the new year ⬇️

•Continuing to walk 10k+ steps daily
•Emphasis on journaling weekly
•Prioritize a night time routine to begin my days energized & organized
•Network with one new person every week
•Break 90 on the golf course (LOL)

Feel free to drop your goals below and let’s hold each other accountable 🙌🏼

IG vs Reality 🎅🏼

In the market for a new mortgage or want to pull out equity in your home?

Let me help walk you through the process 🏡

Don’t let the process scare you, let’s work together to find the proper financing for your situation 💰

Very grateful and appreciative for this testimonial! 🙌🏼

This is a great client success story…our timelines were short, emotions were high, but, we were able to close the file without needing to extend or delay the funding! 💰

An absolute pleasure to work with and I am beyond happy for them! 🎉

If you have any questions regarding your current mortgage or a potential need for one in the future, please feel free to send me a message. I’m always happy to help! 🙏🏼

Is your mortgage coming up for renewal within the next 6 or 9 months? Now is the time to reach out to your mortgage agent.

Starting earlier gives you the time to make all the necessary changes. Also an early mortgage renewal will allow you make well informed financial decisions.

Feel free to reach out to me today if you have questions about early mortgage renewal.

Before you make investment choices, take a moment to reflect on your money mindset. Are you making decisions out of fear? are you busy competing with others and running after what's trending rather than what you want?

As a Mortgage Agent, I want you to make the best choices for yourself while buying property. Smart investing is not just about knowing the market, it's also about knowing yourself. 💯

Let me know your thoughts in the comments. 👇🏻

Mortgage Tips: Purchasing a home helps you grow your net-worth!

Are you a first time homebuyer looking to finance your new home?, or do you have questions about buying your next property? feel free to send me a DM. I am more than happy to chat. Happy Tuesday!