Andrew MacFarlane

'Why would someone invest in property?' 🙄

Someone said this to me a few days ago and my response was:

'Why would you not?'

He then went on to tell me why he didn't think it was safe in comparison to his current 'investments'. He had stocks and shares ISAs, a strong pension pot, his house was paid off and he had a fairly decent chunk of cash sat in the bank, alongside some other smaller investments.

To most people that is a really good position to be in.

The majority of people I speak to who are in a similar position simply don't realise the potential that property has to genuinely increase their wealth.

It's not until you realise that at BEST most ISAs only 'preserve' wealth against inflation and in the case of cash in the bank, inflation is literally eroding the value of your money every single day that you really start to see the benefits of property.

There's a reason that the vast majority of millionaires and billionaires in the World own real estate. Do you think people got wealthy through stocks and shares ISAs? Absolutely not.

The good news is that after having this chat, he was intrigued enough to book in a further chat with me, so hopefully we can get his property journey underway.

But the point in this post is to not ask yourself 'why would I invest in property?', the question you should be asking yourself is 'why would I not invest in property?!'

Andrew

More Buy-to-Let numbers here in BIRMINGHAM! 🏠

If you like the look of these numbers and want me to build YOUR Buy-to-Let portfolio in this great City, drop me a message and let's set up a quick 15 minute call to discuss how I can help!

Andrew

💥 INFINITE RETURN IN PROPERTY? 💥

Did you know that based on long-term property growth here in Birmingham you can pull out ALL of the money that you have invested in a Buy-to-Let property in 6 years?

You can do this be refinancing the property and 'pulling out' the money you invest on day 1 over time, and the best part is that money is completely TAX FREE.

Your Return on Capital Employed (ROCE) is measured by diving the net rental income you receive on the property divided by the total investment you have made.

Baring that in mind, if you chose to go down the refinancing route to pull money out, after that 6 year period you could essentially leave NONE of your own money in the property and be left with an asset that is paying you approx. £550 per per month, again based on average rental increases here in Birmingham.

Does £550 per month income on a property you effectively have no money left in sound good? I personally think it does!

However it doesn't stop there! Your property is still growing in value, and thanks to compounding, the property is growing at a faster rate every single year.

Once you reach this point, you are able to pull out over £10k per year on top of the rental income, and with that figure being debt, it's all TAX FREE!

I always like to preach the long term results...so just to really push the boat out, by the time we go to the 30 year mark, you are looking at over £1500pcm net and £40k per year in money out through refinancing!

With all that being said, if you are looking to get into property or would just like a further chat discussion on it, reach out by dropping me a message and we can set up a quick call and go through what your investment could look like based on available funds, and how I can build that property portfolio completely on your behalf! 🏡

Andrew

More Buy-to-Let numbers here in BIRMINGHAM!

If you like the look of these numbers and want me to build YOUR Buy-to-Let portfolio in this great City, drop me a message and let's set up a quick 15 minute call to discuss how I can help!

Andrew

There are so many people out there sitting on a potential fortune 😦

I think a lot of people believe you need to have a boat load of money in the bank to grow a property portfolio, but the simple truth is that you don't.

I understand that £60,000 is A LOT of money, but one thing I have learned and been shocked by since getting involved in property is the amount of people that have not just £60,000 in the bank, but multiples of it!

Every single one of those people, and you may be sitting there reading this in the same situation, have such a massive potential to grow a portfolio of properties that could genuinely change the way you live, your kids live and beyond, IF you are willing to be patient.

The reason I say this is that with that bit of patience, that money invested today in 1 property here in Birmingham, based on medium-long term averages and utilising the combination of capital growth and leverage, becomes 2 properties in 6-8 years, becomes 4 properties in another 6-8 years, becomes 8 properties in another 6-8 years...you can see where I'm going with this. (PS - that's before we even consider adding value via refurbishments 👀).

This is without adding any more money over time, the option to pull that £60k back out, technically leaving none of your own money in the portfolio, keeping all the rental income, minus taxes of course, and with the right letting agents, not even spending any time thinking about it!

This result of compound growth will only accelerate your portfolio growth over time, increasing cash flow and most importantly capital gains EXPONENTIALLY over the medium-long term. The results are truly frightening and to be honest, not even believable to most people on the surface of it.

The sad part is 90% of people won't take the leap into this...and the reason I hear most is because of that overriding fear of debt, which I don't blame anyone for because that's just what we've all been taught. Debt is bad...but yet we are also all pushed into getting personal mortgages, new cars, new £1000 phones and so on, which is ALL DEBT, but the difference is that debt isn't working for you, it's working for the banks!

The truth is, the people who are most successful in property absolutely LOVE DEBT, because it's good debt and that's the mindset and the question to ask; what is the difference between 'good debt' and 'bad debt'?

If you're reading this and you are intrigued, interested or even doubtful by the £60k example I used above, just drop me a message and let me run through it with you.

My aim of all this is to open people's minds to the potential you have to create 'financial freedom' in you and your families lives, which is an overly chucked around term in my opinion because it's so linked to the BS 'get rich quick' schemes.

Property IS NOT a 'get rich quick scheme', but it's a 'build wealth exponentially over time scheme'. Albeit the latter doesn't quite roll off the tongue or sound quite as sexy 😉

Andrew

DO YOU PAY FOR YOUR CAR VIA A PCP/LOAN AGREEMENT? 🤔

The approximate average car payment in the UK is £430 per month. 😳

Would you rather:

1. Pay £430 per month out of your own pocket. ❌

2. Invest £60k into a Buy-to-Let, generating £430 per month in passive income and never pay for a car payment out of your own pocket EVER AGAIN! ✔

Moral of the story? Buy assets that pay for your liabilities!

Bonus: The capital growth will allow you to pay for the ever growing deposits you put down on those cars as well 😉

Andrew

Wishing everyone out there a very Happy Easter today! 💙

"WHY WOULD YOU SAVE MONEY WHEN THEY'RE PRINTING MONEY?"

This is a question I heard the LEGENDARY Robert Kiyosaki ask a podcaster in an interview they did together recently.

It really doesn't make sense to me why people are obsessed with saving something that is eroding in value EVERY SINGLE DAY! For me personally, having a bit of an emergency fund, which of course will be a different amount for each individual person, is all I want.

I'd rather have money working hard for me, not the other way around. I don't want my money sat in the bank, which is what we've all been programmed to do, just for the bank to lend it out!

This is where property is so powerful. Property has always on average outpaced inflation and is one of the very few asset classes that has hundreds of years of evidence of growing an individuals wealth.

Even if property isn't the answer for you, which of course it should be 😉, just ask yourself that question; "WHY WOULD YOU SAVE MONEY WHEN THEY'RE PRINTING MONEY?"

Andrew

Another example of a Buy-to-Let deal that would be sourced on behalf of one of my hands-free investors, this one in the B23 postcode of Birmingham 💥

Focusing on the longer term results of buy-to-let is why I always put a 10 year return on your cash, based on a conservative 5% capital appreciation per year 📈

Looking to build a long term property portfolio here in Birmingham? Drop me a message and let's set up a quick 15 minute introductory call to explore your options 🤝

Want to know a bit more about the City's investment areas? Let me know and I can also send you over a copy of my 2024 Birmingham Investment Guide 🏠

Andrew

Another example of a Buy-to-Let deal that would be sourced on behalf of one of my hands-free investors, this one in the B44 postcode of Birmingham 💥

Focusing on the longer term results of buy-to-let is why I always put a 10 year return on your cash, based on a conservative 5% capital appreciation per year 📈

Looking to build a long term property portfolio here in Birmingham? Drop me a message and let's set up a quick 15 minute introductory call to explore your options 🤝

Want to know a bit more about the City's investment areas? Let me know and I can also send you over a copy of my 2024 Birmingham Investment Guide 🏠

Andrew

Another example of a Buy-to-Let deal that would be sourced on behalf of one of my hands-free investors, this one in the B44 postcode of Birmingham 💥

Focusing on the longer term results of buy-to-let is why I always put a 10 year return on your cash, based on a conservative 5% capital appreciation per year 📈

Looking to build a long term property portfolio here in Birmingham? Drop me a message and let's set up a quick 15 minute introductory call to explore your options 🤝

Want to know a bit more about the City's investment areas? Let me know and I can also send you over a copy of my 2024 Birmingham Investment Guide 🏠

Andrew

Reminder…always check the weather forecast before going outside to film content! 🌧️🤦‍♂️

Amazing day of mentoring on Wednesday with 🙌🙌

It’s always such a great reset for the mindset being in a room with likeminded property people! Ready for a big push as we approach Q2!

Massive thanks to and .perfect10propertygroup for organising and delivering the day 🙏🏡

Another example of a Buy-to-Let deal that would be sourced on behalf of one of my hands-free investors, this one in the B23 postcode of Birmingham 💥

Focusing on the longer term results of buy-to-let is why I always put a 10 year return on your cash, based on a conservative 5% capital appreciation per year 📈

Looking to build a long term property portfolio here in Birmingham? Drop me a message and let's set up a quick 15 minute introductory call to explore your options 🤝

Want to know a bit more about the City's investment areas? Let me know and I can also send you over a copy of my 2024 Birmingham Investment Guide 🏠

Andrew

📣 INVESTMENT OPPORTUNITY - GOING FAST! 📣

✔ Free Legals

✔ Fully Managed Rent

Nestled just between Digbeth, the future home of the BBC's new HQ here in Birmingham, and the City Centre, is the £1.9BN Smithfield regeneration site, the site I am stood at in this picture.

The site offers the City a new home for the iconic 'Bullring Market', new hotels, restaurants, cafes, a brand new public square, over 1M sq ft of state-of-the-art office space as well as 3 luxury apartment buildings!

With the location being in a prime spot of the City, the demand from a rental perspective will be extremely high for prospective tenants looking for high quality accommodation to rent out!

So what is the investment opportunity here?

With planning permission in place for the luxury apartments, there are currently spaces available for investors just like YOU to reserve these properties 💥

If you are in the market for luxury property investments, drop me a message and we can have a further discussion about getting one of these secured for you today! For info, 1 of the 3 buildings is already fully reserved so do get in touch if you are interested as they are not likely to stick around for long!

Andrew

Another example of a Buy-to-Let deal that would be sourced for one of my hands-free investors, this time in the B44 postcode of the City 💥

Medium-long term property really is the number 1 way to build your wealth, this is why I love putting in a 10 year return on your cash based on a conservative 5% capital appreciation per year 📈

Look like the kind of return you would be interested in? I currently have a few spaces for investors this month so drop me a message and let me know if you want to be one of those! 🤝

Andrew

Another example of a Buy-to-Let deal that would be sourced for one of my hands-free investors, this time in the B44 postcode of the City 💥

Medium-long term property really is the number 1 way to build your wealth, this is why I love putting in a 10 year return on your cash based on a conservative 5% capital appreciation per year 📈

Look like the kind of return you would be interested in? I currently have a few spaces for investors this month so drop me a message and let me know if you want to be one of those! 🤝

Andrew

Out looking at a few properties here in Birmingham for one of my hands-free investors 😀

In this area of Birmingham I am looking for terraced and semi-detached houses with a target yield of around 7%, adding a good rental property to the market and achieving a good return for my investor 👌

If you are on the hunt for solid buy-to-let properties in Birmingham and want me to do it on your behalf, drop me a message and we can have a bit of a chat about the hands-free investment service I offer to investors just like you!

Andrew

Another example of a Buy-to-Let deal that would be sourced for one of my hands-free investors, this time in the B23 postcode of the City 💥

Medium-long term property really is the number 1 way to build your wealth, this is why I love putting in a 10 year return on your cash based on a conservative 5% capital appreciation per year 📈

Look like the kind of return you would be interested in? I currently have a few spaces for investors this month so drop me a message and let me know if you want to be one of those! 🤝

Andrew