Ben Churchill - Protection Adviser

How Blue Monday can actually be good for you | Vitality Magazine Head of Mental Health and Wellbeing at Vitality explains how to use the power of a positive mindset to banish the blues on Blue Monday.

Value Added Benefits

Many insurance providers offer additional benefits as part of their insurance offering.

For example, these benefits are worth over £700 per year and are included as standard with Aviva's DigiCare+ package, and this is not even all of the benefits!

This Wednesday at 10am we're honoured to be hosting a webinar with Vitality Ambassador and rugby union star, Maro Itoje.

With four Premiership titles, three Six Nations tournament victories, and three European Rugby Champions Cup winner medals, Maro is also making waves off the field as an activist, political thinker, model and podcast host. We'll find out what motivates him to succeed, and how he prepares himself for success both on and off the field.

This event is open to all - register for the webinar here https://fal.cn/3ldkb and submit your question for Maro!

Why the ‘micro-habit’ could be 2022’s answer to making healthy goals stick | Vitality Magazine Want to know how to sustain your New Year's resolutions? We asked a Doctor to talk us through behaviour change and micro-habits.

📞 01304 626448

🎅DAY 4🎅
What is buildings and contents insurance? What does it cover? Is it necessary?🤔
Our expert advice article can answer these questions and get you started to ensure you have the right cover for your home🏡...
https://bit.ly/3pF8JJM

It is the first day of our 12 days of protection!🎅
🎶 On the first day of Christmas Mortgage Advice Bureau gave to me a reminder about my insurance policy!🎶

10 answers to your winter-health questions | Vitality Magazine As the weather turns frosty, it’s important to know the facts about your health. We asked a doctor your questions on cold-weather wellness.

Last chance to enter this giveaway - head over to this post to be in with a chance of winning!

*NOW CLOSED*

⚡⬇️ GIVEAWAY ⬇️ ⚡

This year’s Vitality Women's FA Cup Final is taking place at Wembley Stadium connected by EE on the 5th December 2021 and we’re giving 5 of you (and your plus 1) the chance to be there! ⚽

Here’s what you need to do…

- Tag your plus 1 in the comments below 👇⁠ (1 tag = 1 entry, you can enter as many times as you like)
- Make sure you like and are following our page
- Like this post ☑️
- And if you’re really committed and looking for an extra entry, you’ll share this post and tag us 🙋⁠

Giveaway closes at midnight on the Thursday 4th November 2021 and the winners will be drawn on Friday 5th November 2021.Full T&C’s: https://fal.cn/3jj2E

What a difference this will make to this customers buying options - well done Ruth Russell - Mortgage Adviser 🙌

Join us tomorrow for a live webinar with Professor Gordon Wishart, Chief Medical Officer at Check4Cancer.

We will be providing information about the signs and symptoms of breast and cervical cancer, helping people understand their own personal risk and encouraging the use of screening and diagnostic pathways.

We will also be joined by two Vitality members who have been through cancer treatment to share their experiences and answer your questions live.

Save your spot here: https://fal.cn/3jdDt

We are used to the NHS being able to deal with whatever condition we present them with, and it does a marvelous job. However, outside of the UK there is pioneering research and innovation within the healthcare sector that is not available on the UK's NHS.

If treatment is available exclusively overseas, it is expensive – prohibitively so in many cases.

So, what would you do if more effective or lifesaving treatment for you or your children was only available outside the UK?

Would your finances stretch to the cost of travel, accommodation and the treatment itself?

Do you know that we have a provider that will cover the following treatments:

Cancer treatment
Coronary artery bypass surgery
Heart valve replacement or repair
Neurosurgery,
Live-donor organ transplant
Bone marrow transplants

anywhere in the world for just £3.00pm as an add on to any of their protection plans.

To find out more, drop me a message or give me a call 07889 570715

Why should joint policy holders consider a trust?

A trust is a good way to help you both decide now, who you want to benefit from the insurance money.

For example an unmarried couple’s extended family, may have differing views on who the beneficiaries should be, when a claim is made on a joint life policy.

For example, John Smith and Lisa Cole buy a joint life policy together for £150,000. When John dies, the money is paid to Lisa direct as it’s a joint policy and she is the survivor on the policy. However John had two children, Sam aged 9 and Luke aged 6 from his first marriage. John’s ex-wife is dead and the grandparents believe the money should have gone to help provide for his children’s future not Lisa’s, so take Lisa to court to fight for the money.

If the policy had been placed in a trust, it would have been outside of the estate with clear instructions as to who John wanted to receive the money, depending on both Lisa and John’s joint decision up front, helping to avoid any future issues.

Are your plans in Trust?

Did you know, that one insurance provider we have access to actually gives you a discount for staying fit 🏋️‍♀️ and healthy?

Get in touch to find out more

Did you know it was ?🤸‍♂️
While you may not want to get your fitness into shape it might be an idea to get your mortgage into shape...
https://bit.ly/3ksV5YX

The financial impact of unexpected events in our lives can be significant.
☎ 07889 570715 to talk about your protection options

Ben Churchill - Protection Adviser Advice and recommendations for people looking to protect their property and themselves and their fam

Johnny TImpson (Cabinet Office Disability and Access Ambassador) explains that the FCA has concluded that there are 27.7m adults in the UK with characteristics of vulnerability eg poor health, low financial resilience or recent negative life events.

The regulator has also flagged up that the UK has significant consumer income protection needs - as well as a greater gap with 53% of consumers lacking any protection products.

To discuss your protection needs, give me a call 07889 570715 or drop me a PM and I will be happy to help

Protection when renting is just as important as when you are owning your own home! This is why we offer protection for renters to ensure you are always covered whatever your situation may be!🏡 https://bit.ly/3tmWXoR

National Tea Day on 21st April.

I take mine as a 4 - how do you take your tea?

The research also found that almost half (47%) of respondents with a mortgage currently have no mortgage financial protection in place, despite 43% saying they are concerned about making their monthly mortgage repayments and 40% having no savings to fall back on.

Don't be a statistic.

To review yours and your families situation, give me a call to discuss - 07889 570715

Three in five (61%) took four weeks or more off work to care for themselves, while 19% cared for their partner and the same number (19%) to care for a family member. 17% took time off to care for their child(ren).

34% of respondents to MetLife's research said they have had to take four weeks or more off work due to accident or illness. As a result of this, almost half (47%) said they needed financial support to help them meet their mortgage repayments.

26% of homeowners have missed a mortgage payment due to falling ill or having an accident, and one in seven (14%) say this has happened more than once, according to research from MetLife UK

But this can stress can be avoided and your credit file protected.

Call 📞 07889 570715 to find out more

🙌🤞