Coventry & District Credit Union

ST PHILIPS CHURCH – LADY GODIVA – ENDORSING CREDIT UNION

Volunteers Needed!

Do you want to learn new skills? The Coventry & District Credit Union needs Volunteers. Why not help out.
Email us : [email protected]
Call: 02476998099

Due to the Easter holiday celebrations, we will be closed on Friday 29, March - Tuesday 2, April 2024. We will reopen Wednesday 3, April.

The staffs and Volunteers wish every member a happy Easter .🐣

Nekpen and Isabelle Coventry & District credit Union worker at VAC event Foleshill.

Councilor Asha Masih with Credit Union chair. Pat Noone event Canley.

Just a few more days to go! excited

Hagard team and Credit team end a successful day.

Councillor Ram Lakha with New Credit union member.

Credit Union Volunteers working alongside Refugee and Migrant center.

Credit Union Volunteers sign up New member.

The open day was a huge success; many hard to reach groups engaging with, and signing up for the budgeting course, to volunteer & hearing about all the other services and projects on offer.
Urban Goodies Community Fridge Holbrooks Community Care Association

Our next budgeting course will be held on Friday 11th August 9.30-2.30pm Holbrooks Community Care Association

Please share across your networks or email us at [email protected] to book on

Voluntary Action Coventry
Coventry Libraries and Information Service
my holbrooks
Holbrooks Residents
Coventry Refugee and Migrant Centre
Urban Goodies Community Fridge

Our next budgeting course will be held on Friday 11th August Holbrooks Community Care Association

Please email us at [email protected] to book on

Our next budgeting course will be held on Friday 11th August Holbrooks Community Care Association

Please email us at [email protected] to book on

We have such great stuff coming up in August; keep your eyes on the page, details coming soon...:)

If you haven't joined yet, please do talk to us & join our sister page over Urban Goodies Community Fridge too :)

COVENTRY & DISTRICT CREDIT UNION EASTER CLOSURES

FRIDAY 7TH APRIL 2023

MONDAY 10TH APRIL 2023

TUESDAY 11TH APRIL 2022


RE-OPEN

WEDNESDAY 12TH APRIL 2023– (Holbrooks – Appointment Only)

TUESDAY 18TH APRIL 2023 - (Bell Green Library – Information Drop In)

COVENTRY & DISTRICT
CREDIT UNION LIMITED

ANNUAL GENERAL MEETING
THE PARK
115 HOLBROOK LANE
COVENTRY
CV6 4DE
TELEPHONE 024 76 998099

WEDNESDAY 26TH APRIL 2023
12.30pm – 2.00pm

LIGHT REFRESHMENTS

EVERYONE WELCOME

JOB VACANCY

DEVELOPMENT/ADMINISTRATION WORKER
REQUIRED FOR 18 HOURS PER WEEK
FIXED TERM CONTACT FOR 18 MONTHS

£20,200 pa/pro rata

No experience necessary full training will be given

We are looking for someone who is keen to learn and wants to work in community development,
someone who is empathetic, a good communicator, energetic, flexible, reliable, familiar and
is proficient with Microsoft office packages and social media.

Knowledge of the voluntary sector is desirable but not essential

A full driving license is desirable but not essential

This is an opportunity to change career or start a new career within the voluntary sector

For more information & application packs contact us at

[email protected]

Closing date for applications are
Friday 21 st October 2022 – 4pm

Good Luck

IMPORTANT NOTICE

CLOSURE DATES IN AUGUST 2022

The Credit Union will be closed on the following dates for essential upgrades to our systems & bank holidays

Wednesday 17th August 2022 - Essential upgrades to our systems.
Thursday 18th August 2022 - Essential upgrades to our systems.
Friday 19th August 2022 - Essential upgrades to our systems.

We will re-open Monday 22nd August 2022

The Credit Union will close again for the Bank Holiday

Monday 29th August 2022 – Bank Holiday
Tuesday 30th August 2022 – Bank Holiday

and will re-open on Wednesday 31st August 2022


Thank you for your patience

Due to the Queen's Jubilee extra bank holiday celebrations, we will be closed on:

Thursday 2nd June 2022
Friday 3rd June 2022

We hope you have a great long bank holiday weekend.

BANK HOLIDAY CLOSURES

WE WILL BE CLOSED FOR THE BANK HOLIDAY ON

MONDAY 2ND MAY 2022
TUESDAY 3RD MAY 2022

AND WE WILL RE-OPEN WEDNESDAY 4TH MAY 2022

HAVE A GREAT WEEKEND

COVENTRY & DISTRICT CREDIT UNION

EASTER CLOSURES

FRIDAY 15TH APRIL 2022
MONDAY 18TH APRIL 2022
TUESDAY 19TH APRIL 2022

WE RE-OPEN

WEDNESDAY 20TH APRIL 2022– (Holbrooks – Appointment Only)

MONDAY 06TH JUNE 2022 - (Willenhall – Information Drop In)

TUESDAY 26TH APRIL 2022 - (Bell Green Library – Information Drop In)

We hope you all have a great Easter break.

Beginners Budgeting Tips
The idea is to have more money coming in then going out. Although this is a daily struggle, there’s small changes you can make to look after the pennies, so that the pounds look after themselves.

Why do you need to budget?

You should always watch your money, even when you feel you’re earning enough to splurge however there may be an initial reason why you need to budget; you may have a big event coming up such as a wedding or a holiday, alternatively, you may have just lost your job and finding it hard to provide for your children. Whatever the reason, good or bad, remember, everything is temporary. You can enjoy yourself without spending a huge amount, you just need to be careful.

Step One: Make a list

Sit down and understand exactly where your money is going. Start by writing out what necessities you have. Some of these will be: housing, phone fees, food, and transportation. When you have written down your monthly outgoings, you can work out how much you have left over and ultimately save.

Step Two: Set goals

Do you want to save your money or just cut the cost? Whatever you need to do, set some goals to get to. These goals have to be realistic, don’t set a goal of saving more money then you make, when you could simply put away £5 every week. This can give you structure to your spending and allow you something to work towards.

Step Three: Use Visuals

With your goals set, you may feel overwhelmed by using cards. At this point you should take out a weekly amount for spending and stick to it. Using mason jars to see how much you are saving and spending can show you how far away you are from your goals set.

Step Four: Cut Costs

Although there are plenty of luxuries you may use such as getting that new top you decided you deserved or even treating yourself to a cheeky night out on the town, do you REALLY need that gym membership you have used once in the last 2 years? Close that account and walk to work instead. Saves you a membership and petrol.

UK Households can save hundreds by switching utility providers for example, Moneysavingexpert.com suggests ‘our research suggests the price cutting trend has reversed, and the cheapest deals are disappearing - likely due to Brexit and the weak pound. Back in May, someone with typical usage could lock their energy for just £724, and there were five firms offering tariffs under £750 a year. Now, the cheapest fixed deal is £770 for a year’s usage.’

What is the Engage Account?

Engage is a fair and ethical digital account and contactless Visa debit card that works just like a high street current account - but with no hidden fees or unexpected costs.

There are two types of Engage Account available:

Engage Classic Account – basic banking and low fees
Engage Premium Account – ideal if you need to pay bills by direct debit

Once your Engage account is open, regular funds or a Credit Union loan can be paid directly into your Engage account and you can immediately access cash from an ATM, shop online or instore using your contactless Visa debit card, pay your bills and easily manage your money with the Engage digital mobile app.

**The Engage account is only available to Credit Union Customers

for more information about Engage and on how to apply, visit us at https://www.creditunioncoventry.com/engage

CHRISTMAS CLOSURES

THE CREDIT UNION WILL CLOSE OUR APPOINTMENT ONLY FACE TO FACE SESSIONS FROM

WEDNESDAY 22nd DECEMBER 2021
AND WILL RE-OPEN
WEDNESDAY 5TH JANUARY 2022

A LIMITED TELEPHONE & EMAIL SERVICE WILL BE AVAILABLE FOR EMERGENCIES ON THE FOLLOWING DATES: 28TH 29TH & 30TH DECEMBER 2020

THE STAFF AND VOLUNTEERS AT THE CREDIT UNION WOULD LIKE TO WISH THE MEMBERSHIP A MERRY CHRISTMAS AND A PROSPEROUS & HEALTHY
2022

𝐈𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭 𝐍𝐨𝐭𝐢𝐜𝐞 - 𝐏𝐨𝐬𝐬𝐢𝐛𝐥𝐞 𝐅𝐫𝐚𝐮𝐝

It has been brought to our attention that people have received telephone calls from a gentleman who says he is calling from the Credit Union International Investigation Team.

When questioned, he gave a Coventry telephone number and a Coventry address. The address he gave was our registered office.

𝐏𝐥𝐞𝐚𝐬𝐞 𝐛𝐞 𝐚𝐬𝐬𝐮𝐫𝐞𝐝 𝐂𝐨𝐯𝐞𝐧𝐭𝐫𝐲 & 𝐃𝐢𝐬𝐭𝐫𝐢𝐜𝐭 𝐂𝐫𝐞𝐝𝐢𝐭 𝐔𝐧𝐢𝐨𝐧 𝐡𝐚𝐯𝐞 𝐧𝐨 𝐚𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐂𝐫𝐞𝐝𝐢𝐭 𝐔𝐧𝐢𝐨𝐧 𝐈𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐠𝐚𝐭𝐢𝐨𝐧 𝐓𝐞𝐚𝐦.

We have reported this incident to Trading Standards and our trade body ABCUL

Always remember, do not give any personal information about yourself or details of any of your accounts when receiving unsolicited telephone calls.

If you are in any doubt or anyone you know has been contacted please contact your local Credit Union, Trading Standards or the Police immediately

Thank you

We are working with Holbrooks Community Care Association to co- facilitate the A-Team life skills course.

The A-Team is a 6 week fun and interactive life skills course for 18-24 year old's living with Autism in Holbrooks.

This course will help you to:
Build confidence
Learn new things
Give you Money Tips (We will open you a Credit Union Account with £10 Free Credit)
Look at what things you can already do
Look for jobs
Find out what you want from life
and much more!

Sessions start on Wednesday 10th November until Wednesday 15th December 2021 - 11:00am-2:00pm Community Care Association, Holbrook Lane, CV6 4DE

To book a place, please fill in the form linked below and one of the team will be in touch with you to confirm places. Https://forms.gle/sbuqsNVLLDinVyJL9

For more information call 02476 638681

This course has been funded by Groundwork and will be run by Holbrooks Community Care Association and Coventry & District Credit Union

HOW TO JOIN US.

There is no joining fee, there is an annual service charge of £5.00 and we offer free life insurance on all accounts (subject to conditions).

We have served over 3000 members 1500 of which have deposits with us.
We have approximately £400K in members savings and £300K out on loan.

The Credit Union is committed to combatting financial exclusion and financial exploitation. We want to draw people away from high interest high street and doorstep lenders who exploit the vulnerability of the financially excluded drawing them into a cycle of debt.

We are a business and want to attract members from all walks of life. Those who can deposit savings and take loans are equally important to our well-being and indeed the profit generated from these members help support our work with those members who are less fortunate or fall on hard times.

We are committed to thrift, education and equality. We want and will make a vast difference to your life.

To join the Coventry and District Credit Union, follow this link https://www.creditunioncoventry.com/form/join-enquiry-form

Helping people to help each other | Coventry & District Credit Union FRN: 213395. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗜𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻

𝗙𝗿𝗼𝗺 𝗠𝗼𝗻𝗱𝗮𝘆 𝟬𝟱/𝟭𝟬/𝟮𝟭 𝘁𝗼 𝗠𝗼𝗻𝗱𝗮𝘆 𝟭𝟭/𝟭𝟬/𝟮𝟭

𝗢𝘂𝗿 𝘁𝗲𝗹𝗲𝗽𝗵𝗼𝗻𝗲 𝘀𝗲𝗿𝘃𝗶𝗰𝗲 𝘄𝗶𝗹𝗹 𝗯𝗲 𝘀𝘂𝘀𝗽𝗲𝗻𝗱𝗲𝗱 𝗳𝗼𝗿 𝗲𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹 𝗺𝗮𝗶𝗻𝘁𝗲𝗻𝗮𝗻𝗰𝗲.

𝗗𝘂𝗿𝗶𝗻𝗴 𝘁𝗵𝗶𝘀 𝗽𝗲𝗿𝗶𝗼𝗱 𝘄𝗲 𝘄𝗶𝗹𝗹 𝗼𝗽𝗲𝗿𝗮𝘁𝗲 𝟮 𝗱𝗿𝗼𝗽 𝗶𝗻 𝘀𝗲𝘀𝘀𝗶𝗼𝗻𝘀 𝗮𝗰𝗿𝗼𝘀𝘀 𝘁𝗵𝗲 𝗰𝗶𝘁𝘆 – 𝗻𝗼 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝘆

𝗧𝗵𝗲 𝗼𝗽𝗲𝗻𝗶𝗻𝗴 𝗵𝗼𝘂𝗿𝘀 𝗮𝗻𝗱 𝘃𝗲𝗻𝘂𝗲𝘀 𝗳𝗼𝗿 𝘁𝗵𝗲𝘀𝗲 𝘀𝗲𝘀𝘀𝗶𝗼𝗻𝘀 𝘄𝗶𝗹𝗹 𝗯𝗲:-

𝗠𝗼𝗻𝗱𝗮𝘆 𝟱𝘁𝗵 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟭 – 𝟭𝟬𝗮𝗺 𝘁𝗼 𝟭𝟭.𝟯𝟬𝗮𝗺 – 𝗧𝗵𝗲 𝗛𝗮𝗴𝗮𝗿𝗱 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗖𝗲𝗻𝘁𝗿𝗲, 𝗪𝗶𝗹𝗹𝗲𝗻𝗵𝗮𝗹𝗹

𝗧𝘂𝗲𝘀𝗱𝗮𝘆 𝟲𝘁𝗵 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟭 – 𝟭𝟬𝗮𝗺 𝘁𝗼 𝟭𝟭.𝟯𝟬𝗮𝗺 – 𝗕𝗲𝗹𝗹 𝗚𝗿𝗲𝗲𝗻 𝗟𝗶𝗯𝗿𝗮𝗿𝘆, 𝗕𝗲𝗹𝗹 𝗚𝗿𝗲𝗲𝗻

𝗘𝗺𝗮𝗶𝗹 𝘀𝗲𝗿𝘃𝗶𝗰𝗲 𝗶𝘀 𝗮𝗹𝘀𝗼 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝗳𝗼𝗿 𝗮𝗹𝗹 𝗲𝗻𝗾𝘂𝗶𝗿𝗶𝗲𝘀. 𝗣𝗹𝗲𝗮𝘀𝗲 𝘂𝘀𝗲 𝘁𝗵𝗲 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘄𝗲𝗯𝘀𝗶𝘁𝗲 (𝗯𝗲𝗹𝗼𝘄) 𝗼𝗿 𝗲𝗺𝗮𝗶𝗹 𝗰𝗼𝘃𝗲𝗮𝘀𝘁𝗰𝘂@𝗴𝗼𝗼𝗴𝗹𝗲𝗺𝗮𝗶𝗹.𝗰𝗼𝗺.

https://www.creditunioncoventry.com/contact

Many people ask what we do and how a credit union works.. well here are the answers to some of our FAQ

𝙒𝙝𝙖𝙩 𝙞𝙨 𝙖 𝘾𝙧𝙚𝙙𝙞𝙩 𝙐𝙣𝙞𝙤𝙣?
A Credit Union is an organisation that offers its members a savings and low-cost loans service. Credit Unions provide a range of benefits including:

Low cost loans
Easy savings at your local saving points or direct for your bank by standing order.
Free insurance on savings and loans (subject to conditions).

𝙃𝙤𝙬 𝙖𝙧𝙚 𝙮𝙤𝙪 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩 𝙛𝙧𝙤𝙢 𝙗𝙖𝙣𝙠𝙨 𝙖𝙣𝙙 𝙗𝙪𝙞𝙡𝙙𝙞𝙣𝙜 𝙨𝙤𝙘𝙞𝙚𝙩𝙞𝙚𝙨?
Whilst we offer many of the same services & are regulated in the same way as banks and building societies, we are a not for profit organisation that is owned and controlled by our members.

We only lend to members who are regular savers, and any profit is given back to members as a dividend on savings.