GMMAP - Greater Merseyside Money Advice Partnership

Do you use a prepayment metre for energy?

On a prepayment meter? Don’t get stung by standing charges Here’s what you need to know about avoiding unexpected gas bills this winter

During our research into pensionable age benefits, clients told us ‘they could never get Pension Credit’, until they received our help. To read more, visit https://lght.ly/cpdld6

Happy Tuesday! No changes to your food club schedule this week 💚 Make sure you pop into your closest one and see what you can get.

What's a DRO or Debt Relief Order? and how can I enter into one? Check out or website for more information

Debt Relief Orders - Greater Merseyside Money Advice Partnership From 6 April 2024 the £90 Debt Relief Order fee was abolished. This will make it easier for clients in financial difficulties to apply for DROs, where the fees have been a barrier to them taking the option, or they had to wait for a decision when applying for a charitable grant to cover the […]

For 85 years, we’ve been helping to shape a society that’s fairer for everyone.

Our network of independent charities across England and Wales support millions of people to find a way forward.

This you can help us continue our work and reach even more people.

If you can, donate here ⤵️
https://bit.ly/4bAQBa5

Here's your food club schedule for this week! No changes this week, but as always you can stay up to date right here on our page. 💚

Need help in Knowsley but struggling to call? Need info on debt, benefits, housing & more? Citizens Advice can now answer your questions on WhatsApp! Simply message us at 0151 294 6309, and one of our incredible team can give you the help that you need!

Living in the L30 area and need debt advice, our advisers will be at the drop in the L30 Community Centre this Thursday between 9.30am and 4pm. Contact L30 Community Centre for an appointment

For help with debt issues contact one of our advisers on 0808 278 7839 or request a call back here https://gmmap.org.uk/referral/?q=self-referral

Are you struggling with financial wellbeing? The Mind and Money Programme can help. Along with our partners, Citizens Advice Knowsley are here to support those in the Knowsley area. To get advice, visit https://lght.ly/k608mfc

Ofgem has announced that the Energy Price Gap will fall by 7% in England, Scotland and Wales on 1st July 2024. You are covered by the energy price gap is you pay for your Gas and Electicity by standard credit, Direct Debit, prepayment metre on Economy 7 meters. For more information on how this may affect you visit Ofgem at https://www.ofgem.gov.uk/news/changes-energy-price-cap-between-1-july-30-september-2024

If you're experiencing difficulties and are falling into debt with your energy provider, talk to one of our advisers at 0808 278 7839 or complete our contact us form for a call back https://gmmap.org.uk/referral/?q=self-referral

During February and March 2024, 45% of our debt clients who had rent arrears had also requested repairs from their landlord due to disrepair in their property. To read more, visit https://www.citizensadviceknowsley.org.uk/eviction-threats-and-rent-affordability-insight/

Are you or anyone you know anyone struggling with financial wellbeing? The Mind and Money Programme can help. Along with our partners, Citizens Advice Knowsley are here to support those in the Knowsley area. To get advice, visit https://lght.ly/cl19e1

During February and March 2024, 20% of our debt clients reported they had rent arrears. They also told us their arrears were connected to increasing cost of living pressures and increasing rental costs. To find out more about this, please visit https://lght.ly/4on55je

Citizens Advice Knowsley are a part of the National Databank. If you are struggling to be able to afford access to the internet, or struggling to afford access to make phone calls or texts, we might be able to help you out. For advice, visit https://lght.ly/15mnld8

Hear from our clients. Their stories. StepChange. Our clients share – in their own words – the impact debt has had on them and their journey out.

Wondering what ‘the essentials’ are? 🤔

Here’s our definition… ⤵️

Everyone should be able to afford the things we all need to get by in life.

But people are having to go without because Universal Credit is falling short.

This isn’t right. But if we all come together and call for change, we can fix it. 💚

Following local research from February – March 2024, Citizens Advice Knowsley found 75% of our debt clients who had rent arrears were concerned about being able to find a new home if they were evicted. To get advice, visit https://www.citizensadviceknowsley.org.uk/

Struggling with energy bills? What can you do if you can't afford to pay?

1. Check what you are currently paying. If paying by Direct Debit your monthly payment is based on your estimated energy use for the full year. Make sure you have provided metre readings of your actual use as this may help to reduce your bill.

2. Speak to your provider for ways to help pay your bill. They may be able to offer an "able to pay plan" based on what you can afford to pay.

3. If you are on a low income, you may be able to claim benefits. Contact your local Citizens Advice for a benefit check.

If you currently experiencing problems with Energy debt, contact one of our advisers on 0808 278 7839 or for a call back complete a short online form at https://gmmap.org.uk/referral/?q=self-referral

The National Minimum wage increased as of April 2024. New rates of pay can be found on the Government website -

National Minimum Wage and National Living Wage rates The National Minimum Wage and National Living Wage rates: age, apprentices, previous years.