Chloe O'Keeffe - Mortgage & Protection Adviser

Did you know that house prices have increased by 6.9% over the past 12 months? 🤔🏡

https://www.gov.uk/government/news/uk-house-price-index-for-january-2023

Simply click the link below to try our online calculators and get a better understanding of your overall affordability 👇

https://www.mortgage-experience.com/calculators/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Reminder 🔔

A mortgage agreement principle is usually only valid for between 30-90 days 📅

If your AIP has expired or is approaching its expiry date, make sure you get in touch, simply contact the team directly on 01257 226654 or visit our website to request an appointment 👇

https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Do you want to find out how much you could afford to borrow? 🤔🏡

Simply click the link below to try our online calculators and get a better understanding of your overall affordability 👇

https://www.mortgage-experience.com/calculators/

Your home may be repossessed if you do not keep up repayments on your mortgage.

What does a decision in principle mean? 🤔

A decision in principle shows what a lender could be prepared to lend to you.

It’s also known as a mortgage in principle or an agreement in principle. It’ll give you an idea of what you can afford- handy when you start house hunting 🏡

If you have any questions or would like to discuss your options, visit our FAQs section on our website using the link below, or contact he team directly on 01257 226654 ☎️

https://www.mortgage-experience.com/faqs/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Bank of England increase the base rate to 4.25% 📈

If your current rate is due to end in the next 6 months, please contact one of our advisers at the earliest opportunity.

If you are on a fixed rate that is not due to end in the next 6 months, this will not impact you until your fixed rate period ends.

If you are on a tracker rate, and want to know what options you have available, please get in touch.

01257 226654 | [email protected] | https://www.mortgage-experience.com

Your home may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Extended Scheme Alert 📣

The Mortgage Guarantee Scheme has been extended until December 2023

This scheme is designed to allow people with 5% deposits the chance to get on the property ladder🏡

If you would like to find out more simply contact the team directly on 01257 226654 or visit our website to request an appointment 👇

https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Getting on the property ladder when you’re self-employed isn’t always plain sailing 🏡👷‍♂️

But that’s where we come in. Here at Mortgage Experience, we’re on a mission to make self-employed mortgages simple and accessible.

If you would like to discuss your options, simply get in touch with the team on 01257 226654 or visit our website https://www.mortgage-experience.com/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Happy Mother’s Day from the ME team 💜

We hope you all have the most amazing day 🌷

Did you know that 57% of fixed rate mortgages are approaching renewal this year 👀

https://www.uswitch.com/mortgages/ remortgaging/remortgage-statistics/

If this is you, you can remortgage up to 6 months before your rate ends. It is vital you use this time to find the best deal.

Contact the team directly on 01257 226654 or visit our website to request an appointment 👇
https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Have you been rejected for a mortgage based on a previous CCJ? 🤔

In this case study, Steve was rejected by several high street lenders before being encouraged to use Mortgage Experience by a friend.

At ME, we have access to several specialist lenders who will consider those with CCJ’s. If this is you, don’t give up.

Simply get in touch with the team on 01257 226654 or visit our website https://www.mortgage-experience.com/

Your home may be repossessed if you do not keep up repayments on your mortgage.

5% Deposit mortgages are still available 👀🏡

You may be able to get that home sooner than you thought 🤔👏

To find out more simply contact the team directly on 01257 226654 or visit our website to request an appointment 👇

https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgages Made Easy 😁🏡

Download our FREE App!!📱

Start your mortgage journey today. Our app allows for you to complete your application quickly and easily.

You can also stay up to date with your application and communicate with your mortgage adviser safely and securely.

Click here to download the app 👇

https://mortgageexperience.links.nivohub.com/l/n3y

Your home may be repossessed if you do not keep up repayments on your mortgage.

We all know how challenging it can be navigating the current market 🧭

Save yourself the stress and let us do it for you 😊

Get in touch with the team on 01257 226654 or visit our website to request an appointment https://www.mortgage-experience.com/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Getting a mortgage with no credit history can be challenging 🤦‍♂️

Thankfully, we work with a wide range of specialist no credit history lenders and will be able to support you every step of the way 😊

If you would like to find out what options you have available, simply give us a call on 01257 226654.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Did you know? 👀

85% of people with credit issues have their mortgage applications declined by high street lenders.

Source: https://www.mpamag.com/uk/news/general/what-percentage-of-customers-are-rejected-for-a-mortgage/403003

Don’t let this put you off looking elsewhere 🔎

At mortgage experience we have access to a number of specialist lenders that could help, despite you being declined elsewhere.

If you would get in touch, simply contact the team directly on 01257 226654 or visit our website to request an appointment 👇

https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Have you checked out our Mortgage Best Buys? 👀 💻

Our mortgage best buys could be suitable even if you are remortgaging 🏡

As whole of market mortgage advisers, we can compare 1000’s of mortgage products and help you find the right mortgage deals to suit your circumstances.

Click the link below to visit the page 👇

https://www.mortgage-experience.com/mortgage-best-buys/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Do I have to repay my mortgage by a certain age? 🤔

The answer to this is simply down to what you can afford, although in some cases it might be a lender's condition for the loan. We would advise speaking to a mortgage adviser to determine what term is suitable for your circumstances.

If you have any questions or would like to discuss your options, visit our FAQ’s section on our website using the link below, or contact the team directly on 01257 226654

https://www.mortgagexperience.com/faqs/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Happy Good Friday everyone. Hope you all have a lovely Easter weekend! 🐣

Looking to make some home improvements this year?🏡
A remortgage could be the answer for you. Speak to me today to discuss your options.
Call Chloe on 07850 132653

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