Jennie Bailey, Financial Advice

Where is your money taking you?

Use our personal finance tool to discover your financial wellness score and what this means for you and your family

Take the quiz to discover more:
https://financialwellnesslbwm.scoreapp.com/

Really important piece of planning that will save all sorts of complications 👍

Do you know who’ll look after your affairs if you can no longer? Suppose you cannot make decisions about managing your money, property or medical care. In that case, you can appoint someone you trust to look after your affairs with a power of attorney. Here's why it's important to arrange a power of attorney: https://ow.ly/QAwo50Qbs2s

What does the Autumn Statement mean for your financial plan?

Yesterday's budget announcement could impact you, your family or your business.

More details are here: https://partnership.sjp.co.uk/lesterbrunt/article/detail/sjpp/what-does-the-autumn-statement-mean-for-your-financial-plan.html

Such a confusing area so getting some advice is really important 👍

When an elderly relative needs long-term care, it can be a difficult and stressful time for all concerned. Read how Connor and his mum, Sarah, navigated care challenges with the guidance of their SJP Partner Lisa: https://ow.ly/E0IC50Q8qwE

It’s so important to talk about money. Many people don’t like to but it’s important to secure your own financial future.

Good exercise for anyone to do. You never know what you may have forgotten you have. 👍

Something to be aware of. Do you know where all your pensions are 🤔

As many as 1 in 20 people could have a lost pension they have forgotten about or simply didn’t know existed. In the last 4 years the number of lost pots has risen by 75%.

Really worth a read as this is a complex area.

If you need long-term care and have received a care support plan, the next step is to undergo a financial assessment (also known as a 'means test') to see if you qualify for any financial support. Here we unpack what the test involves, how you can prepare for it, and what happens afterwards: https://ow.ly/V6z950PAKo3

Start planning, today.

Great thing to offer employees as great leaders make great teams 👍👍👍

Always important to have a plan and keep it under review

The cost of long-term care is going up and the price of residential care has increased by 50% in the last decade. (Laing & Buisson Care Homes for Older People Report, 2022) In next week's webinar, Michael will discuss the government plans summarised to come into effect in 2025 and the possible implications this may have on the current care system.

Really worth spending the time to understand this area if you or anyone you know needs care now or in the future.

Between March 2021 and February 2022, there were an estimated 360,792* care home residents in England. (*ONS, 2022)

Lester Brunt Charity Golf Day Announcement!

It's that time of year where we are on the run up to our annual charity golf day. With 4 weeks to go we would like to introduce who we'll be working with!

This year we are proud to continue our support in aid of the fantastic cause that is The Bowra Foundation. Last year, thanks to all the tremendous support, we raised in excess of £30,000 and we endeavour to achieve that again, if not more!

We wouldn't be able to achieve this without the support of our co-sponsors AVASK and our amazing hosts Ferndown Golf Club.

If you would like to donate and support us in this journey, please donate via our CollectionPot: https://app.collectionpot.com/pot/bowragolfday2023/

Keep an eye out for more information about BOWRA and what to expect over the coming weeks!

Great course to unlock the potential of your leaders 👍

It’s great to be able to save for your children. I have saved for my son, only a small amount each month but he now has enough for car , driving lessons and insurance which is great. 🚗💷👩‍👦

It's never too early to start planning for your child's financial future, so should you start a pension for your child? http://ow.ly/BJUH50OCNSb

When funding the cost of later life care, not everyone is entitled to financial assistance from their local authority.

Such a lot to consider if you or someone you know needs care. Well worth joining this 👍👍

Our next webinar will cover everything you need to know about financing long-term care. If you are searching for guidance and are overwhelmed by the amount of information available, this interactive webinar will provide some peace of mind and direction to help you think about your next moves.



Register here: https://us02web.zoom.us/meeting/register/tZwsc-ygqTgoGNfbXRxASGN_ou9_av-Eas4P #/registration

Lester Brunt Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 24/05/2023

Really important to make sure you make the most of any extra money you. After paying a mortgage for so long why not make the amount you pay monthly work for you.
Well worth a read 👍

When you pay off your mortgage, you’ll have money that’s freed up by no longer having mortgage payments. Rather than see this money used in household budget or day-to-day spending, consider how powerful it could be: http://ow.ly/uWwG50OrUGF

Helping you plan for the retirement you want.

Great item that shows the benefits of investing in a pension and the tax relief available. 👍

So important that children get this education early as when they leave school they should have an understanding of money and finance. Great programme 👍👍

Evidence shows that numeracy is a major factor in influencing people’s financial capability (Banks & Oldfield, 2007; Lusardi, 2012), which is why we believe it’s important to reach school children with our financial education programmes. These sessions teach young people some of the basic money management skills you’ll need in life, like budgeting, saving and understanding interest rates.

So important to speak to someone

Feeling overwhelmed by money worries? Whatever your circumstances, there are ways to get through these tough economic times, ease stress and anxiety, and regain control of your finances.

Here are four ways to cope with financial stress.

Great for a female led business to promote women in leadership roles 👍👍

So much to think about if you sell your business this is well worth a read 👍

Selling your business can feel like a considerable weight off your mind… but you still need to work out how to use the sale proceeds to meet your objectives in your next life stage: http://ow.ly/eMiI50NNT7k

Really worth a read as making sure you can pass on what you want to tax efficiently is so important to a lot of my clients. 👍

Planning what will happen to your estate isn’t always simple, but what if things are even more complicated than usual? http://ow.ly/pz2v50NLrlf

Well worth a read 👍

If you or a loved one need long-term care in later life, how will this be paid for? Will you have to sell your house? What help is out there? http://ow.ly/jlVu50NKrll

As we enter a new tax year, now’s the time to ensure your savings and investments are set up as tax-efficiently as possible. That means using every available allowance and exemption: http://ow.ly/UZ0450NKoyb