H&L Mortgage Solutions

It’s always an honor to receive validation for your work through a client review.

I'm especially glad to assist my Spanish-speaking clients in their native language, and it’s gratifying to see that effort recognized. Mortgage jargon can be challenging, even for native English speakers, so I understand how important it is to have everything explained in your own language.

Thank you so much for your wonderful review, Michelle!

H&L Mortgage Solutions is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

We had a great weekend!!! On Saturday Benji had a football tournament in Harrogate in which he played some great football and his team managed to win a trophy, well done Benji!!!

We do have another son, I promise!!!, but he's not so keen on me showing him off here. Oliver, that's the name of our other son is working really hard and planning for his very important Year 11 school year.

Anyway, hope you are all ok. It is Monday and I am inmerse again in the mortgage world.

A remortgage can release equity tied up in your property, giving you access to funds for that dream home improvement project. 🌴

Let me help you explore your options and see if a remortgage is right for you. Get in touch today on 0345 2185211 for a no-obligation initial consultation! 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Approved by The Openwork Partnership on 26/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Had a great date with my wife Louise at . Food was fantastic and last night was pie night, don't mind if I do! If you live in and around Doncaster I would highly recommend you to visit.

Life sometimes turns into a chain of routined actions, work, home, dinner (or tea up here), TV and bed, and repeat.

Routine is good, don't get me wrong, but we can't get stuck in a mindless circle and sometimes routine needs to be broken. Let's hope we can have many more date nights!!

Today I will finish the day on a very positive note:

◾ Two new clients booked in for appointments.

◾ One application sent to lender and submitted to my network.

◾ One AIP accepted for a client who thought she would never be able to get one because of her adverse credit.

◾ And in one hour I have a date night with my wife, what else does one want?



H&L Mortgage Solutions is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

You wouldn't dream of heading out without putting on some suncream, so why leave your finances unprotected? ☀

Income protection acts like a financial SPF, helping to shield you from unexpected income loss due to illness or injury. 🤕

Here's why it's important:
✅ Peace of mind: Knowing you’ll retain some income to put towards bills can take a weight off your shoulders during a tough time.
✅ Helps to maintain your lifestyle: Income protection can help to meet the costs of living the life you love
✅ Debt mitigation: Helps to manage repayments on the mortgage or other debts

Call us today on 0345 2185211

Approved by The Openwork Partnership on 24/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

We hope you all have a wonderful bank holiday ☀

Don't drown in confusion! We're here to put your mind at ease. 😊

Let's break down those confusing terms and find the right mortgage for you and your circumstances. 🤝

We’ll be by your side every step of the way! 😄

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Approved by The Openwork Partnership on 18/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

We hear it every single time we board a plane, "put on your oxigen mask before helping others", and this is something we really need to apply to life itself.

How can I take care of my family, friends and clients if I don't take care of myself first?

So here I am, taking care of myself on a windy Friday morning by going lane swimming.

Have a great weekend everybody!!

Today I celebrate that I have lost a business opportunity, but why? Well, just because I did the right thing for my client!!

Lucia and Juan wanted to remortgage their shared ownership property and buy a higher percentage of ownership. As it happens, staying with their current lender and applying for additional borrowing to increase their share is the cheapest option and due to the lender's policy, Lucia and Juan must go direct to their lender.

Today I have lost a mortgage application and earnings, but I have gained what I hope will be lifetime trust by doing my job properly and making sure my clients always have the best possible outcome.

In life we just have to do the right thing!!



H&L Mortgage Solutions is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

Buy To Let (BTL) can be a stepping stone towards building a larger property portfolio. 🏡🏠🏘
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most Buy To Let Mortgages are not regulated by The Financial Conduct Authority

As you gain experience and manage your first BTL investment successfully, you can consider acquiring additional properties. This can be a powerful wealth-building strategy, allowing you to leverage rental income and potential property value appreciation across your portfolio. 💸

However, it's essential to be mindful of increasing your financial commitments and manage risk effectively. 📈
Are you thinking about Buy To Let? Call us on 0345 2185211 today!

Approved by The Openwork Partnership on 18/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

🏡✨ Getting Mortgage Ready: The Path to Your Dream Home ✨🏡

Are you ready to embark on the exciting journey of homeownership? 🏠 To make your dream home a reality, you need to be mortgage-ready! Here's what you'll need to get started:

Proof of Income: Gather your payslips, employment contracts, or tax returns to show lenders your financial stability.

Credit History: Ensure your credit report is in good shape. Review and fix any errors and maintain healthy credit habits.

Bank Statements: Lenders want to see your financial history. Prepare several months' worth of bank statements.

Proof of Identity: Provide a valid ID (passport or driver's license) and proof of address (utility bills or council tax statements).

Deposit: Be prepared to show where your deposit is coming from and its source.

Employment Details: Your employment history, including job changes, may be requested.

Debt Details: Share information on any outstanding loans or debts.

Getting all your documents in order is the first step towards securing your mortgage. 📑✅

Don't worry; you don't have to navigate this process alone! At H&L Mortgage Solutions, we're here to guide you through every step. Let's make your dream of homeownership a reality.

Ready to get started? Contact us today for a no obligation consultation. Your dream home is closer than you think! 🌟🏡


H&L Mortgage Solutions is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by Openwork on 10/11/2023

Fantastic weekend celebrating Jono's birthday. Started the afternoon at Cutlery Works in Sheffield and what a great food market it is, I highly recommend it. We followed the evening at Fang Sheffield where we had a great time, and again, a highly recommended visit if you are in and around Sheffield.

Happy birthday old man!

Thinking of increasing your ownership stake in your Shared Ownership home? Staircasing could be the answer! 😊
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Staircasing is a way for Shared Ownership homeowners to buy more shares in their property over time. This means you'll own a bigger percentage, reducing the rent you pay to the housing association. 🤝

We can help you understand the staircasing process, check if it's right for you, and explore your mortgage options. Contact us today! 📞✉

Approved by The Openwork Partnership on 14/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

1. Try a no-spend week or month
This means you’re only spending money on the essentials – basic food (no indulgences), utilities, housing and travel. The things you can’t spend on are luxuries like eating out, coffee shops, takeaways, non-essential clothes and extras like ride-sharing apps, cinema trips or salon treatments. Note down how much less you’ve spent over the period than usual.

2. Save 10% of your monthly wage
Take 10% of your salary (after deductions) and put it in a savings account every month. If you do this on the same day as you’re paid, you’re less likely to miss it. This way of saving gives you an idea of how much you’re earning and makes your money work a bit harder.

3. Save a pound every day
You could set up a standing order to make it easier. After a year you’ll have £365.

4. Save for 52 weeks
At the end of week one, save £1. At the end of week two, make it £2. Carry on increasing the amount until week 52 (when you’ll be saving £52). By doing this, your savings for the year should be £1,378.

5. Try online marketplaces to sell unwanted items
There are plenty of apps to help you sell things like clothing or furniture you no longer use. Try putting the money you make straight into your savings account.

6. Stop a spending habit for a month
Your habit could be buying cosmetics, coffee or fast fashion. Whatever it is, pause it for a month and see how much you can save compared to a regular month.

7. Food shopping
Save money when you’re food shopping by scanning the supermarket’s own brand range. You could find items that are similar to – or better than – the branded versions.

If this is something you are struggling with, email us today and we can discuss some more saving tips!

Approved by The Openwork Partnership on 14/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

✨ Fridays are just ace (if you work Monday to Friday that is of course) . The sense of accomplishment after a week of hard work, paired with the excitement of what’s to come—it’s a feeling like no other.
Whether it’s spending time with family, diving into fun activities, or simply unwinding, Fridays carry that sweet promise of joy and relaxation.
Here’s to embracing the weekend with a full heart and a big smile. You’ve earned it. 😊

I set my alarm at 4.40 am Monday to Saturday, and I get asked a lot why?

😀 Best time of the day for me, it is quiet and I can be with myself.
🤲 It allows me to do my daily meditation (don't laugh, it is so helpful!)
📖 I have time to do some reading.
🏋️‍♀️ It gives me time to do my daily excersise (not a lot, but it compounds over time).
👫 It gives me and Louise (my wife for those who don't know) time to have a coffee and a chat.
🏢 As the children are off school I can start work early and finish early if possible giving me more time with my family (you can't have too much of this)

Does your morning look anything like this?

One of the primary advantages of Buy To Let is the potential for generating a regular income through rent. This can be particularly appealing if you're looking for additional income to supplement your current earnings, invest for retirement, or pursue other financial goals. 💸

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most Buy To Let Mortgages are not regulated by The Financial Conduct Authority

However, it's crucial to remember that rental income isn't guaranteed. Market fluctuations, void periods, and maintenance costs can all impact your income stream. 📈📉

Let’s discuss if Buy to Let is right for you, call us today!

Approved by The Openwork Partnership on 14/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Life insurance pays an agreed lump sum to your loved ones (or any other beneficiaries) when you die. The terms of the amount paid out are set when you buy your policy. 🤝

Life insurance is there to help ensure your family has financial security during a difficult time without you and to give you the peace of mind that they will receive a lump sum to use for whatever they need. 👶

1. Term assurance ✅
Runs for a set number of years and a payout is made if you die during the term. Once the term comes to an end, coverage also ends, so if you die after the end of the term, there is no payout.

2. Whole life insurance ✅
Carries on for as long as you are alive and will pay a lump sum when you die. Whole life will cost more in premiums than term life, and you will keep paying the premiums on your policy throughout your life, to stay covered.

3. Employee life insurance ✅
Check with your employer to see if you are covered by employee or group life insurance (also known as a death-in-service benefit) as part of your contract. This coverage usually pays between two and four times your annual salary.

If you are thinking about life insurance, get in touch on 0345 2185211

Approved by The Openwork Partnership on 14/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

If you're facing challenges selling a property, Buy To Let (BTL) can offer an alternative solution. 😊

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most Buy To Let Mortgages are not regulated by The Financial Conduct Authority

By letting out the property, you can generate income while waiting for the market to improve. This can be a strategic option to avoid potential losses from a forced sale or a prolonged period on the market. 🏡

It's important to remember that BTL comes with its own set of responsibilities and potential risks, so it's crucial to weigh them against the benefits before making a decision. 🤝

We can discuss whether this is right for you. Contact us today! ✉📞

Approved by The Openwork Partnership on 14/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

🎉 It’s Finally Friday! 🎉

The end of the workweek is here, and it’s time to unwind, relax, and let the weekend vibes take over! 🥳

Whether you're planning a cozy night in, catching up with friends, or just enjoying some well-deserved me time, make sure to leave the work stress behind and embrace the fun side of life. 🌟

Here’s to a weekend filled with joy, laughter, and all the good things! 🕺💃

What’s your favorite way to kick off the weekend? Let us know in the comments!

🔑 Mortgage Industry Jargon Made Simple! 🔑

Feeling lost in the sea of mortgage terms? Don’t worry, we’ve got you covered!

Whether it’s LTV (Loan-to-Value), SVR (Standard Variable Rate), or Stamp Duty, we’ll help you understand what it all means and how it affects your mortgage decisions.

💡 First up: "Loan-to-Value" (LTV). This is the percentage of the property value that you’re borrowing through a mortgage. A higher LTV usually means a smaller deposit, but it can also mean higher interest rates. Understanding LTV is key to getting the best deal!

Follow along to become a mortgage pro! 🏠✨



H&L Mortgage Solutions is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

🔑 Buying a home is more than just a financial decision—it's an emotional journey!

Ever wondered why finding the "perfect" home feels so important? 🏡 Emotions often drive our choices, from the excitement of envisioning your future to the stress of securing the right mortgage. Understanding the psychology behind home buying can help you make more informed decisions. 💭

Here are a few key emotional factors at play:

🛡️ Security: We crave a safe space to call our own.
🏅 Status: Owning a home often symbolizes success and achievement.
💪 Identity: Your home reflects who you are and your lifestyle.

Balancing these emotions is crucial to making choices that feel right—both financially and personally. 🏠✨

H&L Mortgage Solutions is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

If you’ve driven past your dream home, don't let it stay a dream! ☁

Let's chat about your circumstances and find the right option for you. 🤝

Call us today on 0345 2185211 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Approved by The Openwork Partnership on 17/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

🏠🔑 First-Time Buyer Alert! Your Dream Home Awaits! 🔑🏠

Hey there, future homeowners,

Are you ready to take the exciting leap into homeownership? 🎉 At H&L Mortgage Solutions, we understand that buying your first home is a monumental step, and we're here to make it as smooth and stress-free as possible.

🌟 Here's why you should choose us as your mortgage partners:
✅ Expert Guidance: Our team of seasoned experts will guide you through every step of the mortgage journey, ensuring you make informed decisions.
✅ Tailored Solutions: We'll find a mortgage that suits your unique needs and financial situation.
✅ Peace of Mind: Rest easy knowing you have a trusted partner by your side.
✅ Tailored recommendations to ensure you have the right mortgage protection in place.

Ready to embark on your homeownership adventure?

📩 Send us a message or give us a call to schedule a no obligation initial consultation. Let's chat about your dreams and make them a reality.

Don't let the opportunity slip away! Your dream home is closer than you think. 🏡🌟



Let's open the door to your new home together! 🚪🔑💼

H&L Mortgage Solutions is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by Openwork on 10/11/2023

For a deposit with most lenders, you will need a minimum of 5% of the price of the house depending on your circumstances.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

However, it's important to remember that the size of your deposit will affect the interest rate you'll be offered on your mortgage. In short, the bigger the deposit you can save, the lower your monthly mortgage repayments will typically be. 📉
Are you starting your home buying journey? Get in touch! 📞

Approved by The Openwork Partnership on 14/06/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

🌟 Just returned from a refreshing summer break to find a wonderful review from one of our valued clients! There's no better way to get back to work than with such encouraging feedback. Thank you for trusting H&L Mortgage Solutions with your journey! 🙏

🚨Industry Update🚨

The Bank of England has chosen to lower the base rate by 0.25% to 5%

Are you trying to make your money go further? Here are some tips 👇
1. Try shopping around for the right deal for you – whether it’s a mortgage, energy contract, broadband deal, or mobile phone contract.
2. You could reduce your spending by cutting back on non-essentials when you’re shopping, and sticking to a budget every month.
3. Look out for bank or credit card providers that offer cashback or discount deals with retailers.
4. Keep track of your energy use to help save money on your bills, for example by fitting a smart meter and a water meter.
5. If you have a mortgage, compare different providers and speak to an adviser, who may be able to find you a more competitive deal.

Ready to get started on your home buying journey? Get in touch! 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Approved by The Openwork Partnership on 23/05/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Are you working part time? Concerned about getting a mortgage? Lenders assess your suitability for a mortgage based on several factors, with income being a major one.
Here's how you can strengthen your application as a part-time worker 👇
• Income Consistency
• Employment Stability
• Additional Income
• Solid Credit Score
• Saving Power

If you are working part time and worried about your mortgage application, let us put your mind to rest! Contact us today! 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Approved by The Openwork Partnership on 23/04/2025
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Our latest blog looks at the 5 essentials to know about Critical Illness Cover 🩺

Check it out 👇
https://www.justmortgages.co.uk/news/posts/2024/july/five-essentials-to-know-about-critical-illness-cover/

There are some fees you may not have thought about that come with getting a mortgage. 🏡

Valuation Fee: This one's from the lender to assess the property's value. It's usually an upfront cost along with your application.

Solicitor's Fees: These cover the legal side of things, handled by your solicitor. There's an upfront portion when you instruct them, and the rest is typically due at completion.

Property Taxes:
• England & Northern Ireland: Be aware of Stamp Duty Land Tax on purchases over £250,000
• Wales: If you're buying in Wales, you'll likely pay Land Transaction Tax on properties exceeding £225,000 (your main residence) or £40,000 (additional properties).
• Scotland: For Scottish property purchases, Stamp Duty is payable over £145,000

Lender fees:
• Arrangement Fee: This covers the lender's cost of setting up your mortgage. In most cases, you can add it to the loan amount, but remember, that increases your total loan size.
• Booking Fee: Some lenders charge a booking fee to secure your mortgage funds, usually upfront with your application.

If you are thinking of getting a mortgage talk to us about your options! Call us on 0345 2185211.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Approved by The Openwork Partnership on 24/05/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Overpaying on your mortgage might not be right for everyone. Using savings to overpay on your mortgage could leave you with less cash to fall back on in an emergency. 🤕

Not all lenders have the same rules for overpaying and there may be a penalty fee called an Early Repayment Charge (EPC) if you overpay too much. 🤝

You should only make overpayments if you’re sure you can afford them. It’s a good idea to make overpayments if you already have an emergency fund, and you don’t have any other, more pressing debts that need to be repaid. 💸

It’s always a good idea to discuss your options with an adviser, we can help guide you through all your mortgage options including advice on making overpayments. 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Approved by The Openwork Partnership on 23/05/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

By making mortgage overpayments, you could:

Be mortgage-free sooner
Overpayments can either be a one-off lump sum or a regular overpayment made throughout the year. Overpaying on your mortgage means you can potentially clear your mortgage balance quicker.

Reduce the amount of interest you pay
It could also make sense to overpay on your mortgage rather than keep your money in a savings account, because you may earn more in interest savings on your mortgage than you could earn in a typical savings account.

Access better rates in the future
Lenders will offer you better rates if you have a lower loan to value. The more you can pay to reduce your mortgage, the potentially lower interest rates you’ll have when you come to remortgage to a new deal.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Approved by The Openwork Partnership on 23/05/2024
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.