Mind Your Own Money

Setting realistic and meaningful goals is paramount to making steady progress in your financial journey. 📈

I've seen clients try to drastically cut their spending, fall short, and feel disheartened.

It's important to remember - change is hard. Instead, set small, achievable milestones. Taking baby steps keeps your motivation high and momentum strong!

Get in touch with me today: https://octopusmoney.com/coach/jon-head

Recently, many people I've coached have expressed difficulties with budgeting for large payments such as Christmas gifts, holidays, or car insurance. 🎁

My Tip: Reflect on your past year's expenditures. Identify those significant, one-off spends. Then, divide the total by 12.

Start setting this amount aside each month in a separate account or "pot". This simple step can help you anticipate and plan for such expenses, smoothing out your budget!

See how I can help: https://octopusmoney.com/coach/jon-head

It's Talk Money Week! 💰

I recently had 2 clients who had reviewed their budgets, but were really apprehensive about sharing the output with me. They didn't want to be judged. They confessed that I was the only person they'd ever revealed this information to.

I'm acutely aware of how hard it can be to talk about money, but this really brought it home and made me further refine my coaching to ensure clients feel safe and ready to share.

Feeling brave and ready to talk about your finances?

Get in touch - https://octopusmoney.com/coach/jon-head

Getting a head start on your financial planning for the new year is crucial! 🎉

It allows time to review your spending habits, set realistic goals, and make necessary adjustments so you can start the new year feeling in control of your finances.

Don't wait until the 1st of January to set your New Year resolutions. Let's start cracking those numbers today and stride into the new year with confidence and clarity.

Get in touch to see how I can help your new year today: https://octopusmoney.com/coach/jon-head

I believe that understanding your finances should never be intimidating or stressful. ✅

That's why I've created a judgement-free environment , a safe space where we can talk freely about your financial concerns, answer your questions, and together develop a plan that works just for you.

Start a conversation with me today, let's take that first step towards your financial freedom: https://octopusmoney.com/coach/jon-head

Did you know? 🤔

Only 38% of UK adults aged 65+ have used a mobile banking app!

I often find myself recommending apps to help people with their budgeting. With Open Banking, you can now aggregate your accounts into one place, set yourself budgets for different spending categories and track your spending to align to how you manage your money. Some also warn you about upcoming bills, giving you enough time to check you have the funds available!

If you want personalised help with your budgeting, get in touch to see how Money Coaching can help you - https://octopusmoney.com/coach/jon-head

Did you know?

17% of UK adults use a credit card or their overdraft in order to pay for their bills.

Creating good budgeting habits and understanding when and how to use different types of debt can be really hard. On top of that, credit cards and overdrafts are so accessible, marketed in a clever way, and can often be seen as an extension of our salary!

Working with a Money Coach can help you to build better habits step by step - get in touch today to find out more: https://octopusmoney.com/coach/jon-head

61% of people cannot remember if they were financially educated at school!

Our confidence and habits are often deep-rooted, so if we feel we didn't get help with our finances, we are unlikely to believe we are good at managing them!

Money Coaching is not just useful for the technical stuff, but also helping people to see where they are already succeeding and boosting their self-belief to continually improve their finances.

Get in touch: https://octopusmoney.com/coach/jon-head

Did you know?

More than 25% of employees in the UK are continually stressed about their financial situation, increasing sleepless nights by 13.4%!

So often a big part of the solution is to talk. I've worked with clients who have felt a lot better after just the first session, because they have started to open up and tackle the issue. This is where Money Coaching is so powerful.

Find out how I can help your business make life easier for your employees: https://octopusmoney.com/coach/jon-head

Can I mention the C word? It's never too early to think about how you'll afford Christmas this year:

Discounts: Why not start early? Search for discounts in-store this month and sn**ch them up for your Christmas collection rather than waiting until December!

Cheaper alternatives: Not everyone needs an expensive turkey! Even the cheapest brands still produce a high-quality Christmas dinner. Why not take a trip down to Aldi?

Make A List: We ask our children for their Christmas lists, now it's our turn! Having a list is a simple yet effective way of keeping you focused when Christmas shopping so you don't go over budget!

Follow these tips and have a comfortable Christmas this year! 🎄

Find out how I can help you save for the most expensive time of the year: https://octopusmoney.com/coach/jon-head

The importance of saving can never be overstated, yet 20% of us have less than £100 saved!

Savings help us feel secure, by saving for those potential emergencies, but also offer us freedom and satisfaction when they help us finance our education, or that dream wedding!

Saving sounds easy, but is much harder to do in practice and all comes down to creating good habits.

Find out how I can save your savings: https://octopusmoney.com/coach/jon-head

Did you know? 💸

61% of UK adults do not focus on their long-term goals when it comes to their finances - it's human nature!

Planning for the short, medium, and long term is an essential skill in order to enjoy day-to-day life, but also reach those key milestones that really add value to our lives such as buying your first home.

Contact me here to see how I can help: https://octopusmoney.com/coach/jon-head

A gap year can be a great way to reset and reflect on your life priorities.

Yet saving up for one can be daunting. How much will I need? What if my income changes when I come back? What happens to my pension?

Feel free to get in touch today to see how I can help you save for this exciting stage in your life: https://octopusmoney.com/coach/jon-head

Did you know that 55% of working adults feel that they do not know enough about pensions to make decisions about saving for retirement?

Saving into a pension is crucial in the UK as it not only ensures financial security for your retirement but also offers a tax-efficient way of saving.

Get in touch to book a Financial Coaching session - the first session is free! - https://octopusmoney.com/coach/jon-head

It is always so inspiring to receive positive feedback from my clients.

I pride myself on adapting the way I coach to each individual client so to hear such a positive reception is always great to see.

Get in touch to see how my coaching methods can help you: https://octopusmoney.com/coach/jon-head

Did you know your money habits are learnt by the age of 7!

And they typically learn these from how they observe their parents with money!

By teaching kids about money from an early age, we empower them with invaluable skills that will serve them throughout their lives. Showing them how their pocket money can be used to buy thing they want and the power of saving can help them towards financial independence

But first, us adults need to get our finances in line and set a good example. This is where I can help.

I provide Money Coaching through Octopus Money. Contact me today, the first session is free: https://octopusmoney.com/coach/jon-head

Are you ready for next year's holiday? ☀️

With my personalised coaching sessions, I'll guide you through practical strategies and smart money-saving techniques that will take the money stress out of holidays.

I will help you work out what's affordable and uncover those hidden expenses, so you can confidently spend money creating those special memories.

Find out more: https://octopusmoney.com/coach/jon-head

What is money coaching! ⭐

Money coaching provides a tailored and individualised approach to help you understand your unique financial situation and goals. It's not a one-size-fits-all solution; instead, it focuses on your specific needs and creates a customised roadmap for success.

Find out more: https://octopusmoney.com/coach/jon-head

No matter how far away you are from your wedding day, it is important to start saving now and to have a budget in mind.💍

I got married last year and managed to stick to my budget, but it wasn't without its challenges (or disagreements!)

As a Money Coach, I can help you consider what budget works for you, how to save up, and, most importantly, how to stick to your plan.

See how I can help: https://octopusmoney.com/coach/jon-head

Life often tempts us with expensive items that seem great at the time, but when this spending adds up, it can have a negative effect on your finances.

It is important to ask yourself once in a while - Can I get it cheaper?

Jon Head - Octopus Money Helping people to regain control, ownership and confidence over their finances is so rewarding. I’ve worked in financial services for the past 10 years, and really enjoyed helping people with their money. I also recently did a coaching course and loved it!

The wide range of benefits that come with having a money coach really boils down to one aspect in particular. The human element.

By sitting down and talking to me about your finances and the situation you are in, I can relate to you and guide you to create long-lasting mindful money habits. What search engine can do that?

See how I can help you: https://octopusmoney.com/coach/jon-head

Planning your financial future after university is a daunting task.

New job, new living arrangements? What will your finances look like? How will you tackle your student debt?

I am here to help you navigate this financial change and give you confidence to plan for your exciting future ahead! 👍

Find out more: https://octopusmoney.com/coach/jon-head

Saving up to buy your first home is one of the most challenging yet rewarding goals for your financial future.

With mortgage rates at a 15-year high, it's becoming more and more challenging to get on the property ladder.🏠

My experience in this field of finance could be your answer to having the keys a lot sooner than you think. Let's have a chat and come up with a detailed roadmap to your home.

Find out more: https://octopusmoney.com/coach/jon-head

Money plays a crucial role at every stage of your life 💸

I can help you get the most out of your money, guiding you through whatever stage of life you are currently at, whether that's saving for your first home, planning for children, or planning for retirement.

See how I can help: https://octopusmoney.com/coach/jon-head

Meet Jon!

Jon is a Money Coach who works to educate and support individuals to improve their personal finances and help them achieve their life goals. He has worked in finance for over 10 years and is an EMCC-accredited coach. 📈

Everyone can now access personalised one-to-one support with their finances. Jon is here to help you plan a blueprint to your financial goals with a genuine plan of action for you and your family.

See how Jon can help you today: https://octopusmoney.com/coach/jon-head

Jon Head - Octopus Money Helping people to regain control, ownership and confidence over their finances is so rewarding. I’ve worked in financial services for the past 10 years, and really enjoyed helping people with their money. I also recently did a coaching course and loved it!