Taylor Financial Management

This time next week we will know who will be living at Number 10 for the next four years. We have been having a number of conversations with clients recently about their concerns with their financial plans at this time of uncertainty. Our tops tips at times like this is to:

✨ Speak to us. If you are concerned, always call or email.
✨ Stay calm. Don’t make any knee-jerk reactions right now.
✨ Take a long term view. Markets are likely to move over the next few weeks, but we live in a global economy and the UK market is only one part of it.

If you would like to speak about your financial planning, please get in touch.

Last night we along with our guests were incredibly lucky to be invited to the exclusive launch of the highly anticipated new Porsche Taycan by . It was a fantastic event at the . The food, wine and company were all incredible and the performance of the new Taycan is absolutely mind blowing! 0 to 60 in just 2.2 seconds…!

Thank you again to the amazing team!

💚 The 5th of June is led by the UN Environment Programme (UNEP) with this years theme being land restoration, desertification and drought resilience. 💚

🌍 If green investing is passionate to you, did you know we have access to the whole of the market and can invest your money in line with the things you really care about and matter the most to you? 🌍

If you would like to find out more, get in touch with us today.

Today is our anniversary! With marriage being the topic of the day, did you know the nil rate band can only be passed to your spouse or civil partner. If you are single or are part of an unmarried couple, your estate over the value of £325,000 could be subject to an inheritance tax liability. Want to know more, get in touch.

Lindsay has been nominated for the Professional Adviser Women in Financial Advice Awards 2024. We could not be prouder of her ✨

Good luck to all those who have been nominated.

The Northern Lights are often one of the things clients mention they would like to see in their lifetime, something they want to tick off their bucket list. It’s not always a case of having the money to see them though as there are so many factors involved in the appearance of the aurora borealis. Last night we were lucky enough to see them in Essex…there are no filters on these photos and they were taken on an iPhone! Did you see them?

Did you know this week is ? This year’s theme, 'The way we talk about Dying Matters’, focuses on the language that we use, and conversations we have, around death and dying.

This is an opportunity for people to talk about death, dying and grief, but is also a reminder that having your Will, your Lasting Power of Attorney and your financial affairs in place, can help lessen the burden on your loved ones when the inevitable happens.

If you would like more information on this, please do get in touch.

Hospice UK

Being self employed has many benefits, but having a structured pension plan is usually something which slips off the priority list. Did you know that contributing to a pension can help your tax bill? Want more information, get in touch.

We couldn't agree more Rory! If you would like to have a conversation about your financial plan, please get in touch for a complimentary meeting.

If you or your parents believe you have an inheritance tax liability, please get in touch to see how we can potentially help reduce it.

Are you confident that your money is working as hard as it should be to reach your financial goals? If not, why not get in touch for an initial complimentary meeting.

Wishing all our wonderful clients and followers a very Happy Easter! We hope it is filled with lots of yummy chocolate and time spent with family and friends.

It’s the annual Easter egg competition at school…our little boy is rugby mad so he decided to go with the Six Nations theme. And as our biggest cheerleader he wanted our Taylor Financial Management logo as a sponsor on the sidelines!!!

I am so proud to have been featured in the 2024 Top Rated Adviser Guide by VouchedFor which was published in The Times and The Sunday Times newspaper on Saturday.

This is my second year running and it is due to my 5* verified reviews from clients and prospects, so thank you to everyone who has taken the time to write these reviews for me.

I look forward to continuing this and making it a hat-trick for 2025! James

Today's Spring Budget from Jeremy Hunt was somewhat underwhelming, however the introduction of the £5,000 British ISA will be a welcome addition to some investors.

Don't miss your chance to use your personal allowances this tax year. There is only one month left so get in touch if you want to maximise your tax savings and plan for your future!

Would you like to know how much money you need to retire? If so, our handy tool below can help you. Check it out now…

Retirement and Lifestyle Planner

The clock is ticking and tax year end is fast approaching. If you are a business owner, high rate tax payer or someone who is interested in paying less tax by saving tax efficiently, get in touch to discus how we can help you!

49 days left of this tax year...have you made the most of your personal allowances and potentially reduced your tax bill?

If not, get in touch and let us help navigate your various options.

With today being Valentine's Day, I wanted to share some reasons I love being a Financial Planner:

♥ I have the privilege of helping people achieve their financial goals and secure their futures.

♥ I love the challenge of understanding my clients' unique financial situations and developing personalised strategies to help them reach their objectives.

♥ I feel fortunate to be in a field where I can make a real difference in people's lives and be challenged and fulfilled at the same time.

What do you LOVE about your job?

Last year lots of you found our tax year end checklist useful, so here is our updated one. Don't leave things until the last minute so you miss out on valuable tax incentives.

If you have any questions, please get in touch.

We haven't shared a client review in a while, so here we go. Did you know that we also advise on life insurance policies which are specific to YOU and YOUR family? If you would like to check your current policy is sufficient and will pay out what you need or you're considering taking out a new policy, please get in touch.

In 75 days the new tax year will start. Not seeking financial advice in this time could mean you are paying more tax than you need to. Make that phone call or send that email today!

We often hear 'financial planning is not for me, I am too young and I don't have much money'. It's crucial to start your financial planning as young as possible as the expense of playing catch up later down the line can be significant.

Get a head start on your financial planning today and book a meeting with us. Initial meetings are complimentary so what are you waiting for? Send us a DM today.

If you are feeling blue about your finances and financial goals, here are some tips to help you:

✨ Look at your income v your expenditure. We have a fantastic budgeting tool that we share with our clients to assess this and it highlights whether you really need to be spending on four TV subscriptions.
✨ Stop worrying about your finances and speak to a professional who can take you through cashflow modelling to see where you are. There is no use worrying over something if you don't have all the facts.
✨ Define your short and long term financial goals. Saving for a holiday v saving for your retirement can really shift your mindset.

If you would like to feel less blue about your finances and get your year off to a great start, book an initial complimentary meeting with us today.

'Finfluencers'; advice provided on social media by finance-focused influencers…

Some provide good information, but more do not. It is so important to remember, these people are largely not qualified to give financial advice and have not got the qualifications Financial Advisers have. It also isn’t tailored advice which you will get when speaking to a qualified Financial Adviser. They also have ulterior motives and quite often get paid for their posts and product placement commission.

If you are looking for financial advice, make sure you are getting it from a credible and qualified source!

We are really proud to share that our MD James has again received outstanding client reviews on VouchedFor and have received the 'Certificate of Excellence'. This means he has qualified for the 2024 Guide to Top Rated Financial Advisers - which is shared in The Times, The Telegraph and The Mail on Sunday.

We are super passionate about always providing an incredible service to our clients and always make sure they receive fantastic financial advice. If you would like more information, please get in touch.

What a fantastic start to the year, we have been shortlisted for ‘Best Adviser Marketing Initiative’ in Professional Adviser Awards 2024.

Congratulations to everyone who has been shortlisted for these prestigious awards!

PA Awards 2024: Adviser category shortlists revealed! Here they are. The first set of shortlists for the 2024 Professional Adviser Awards…

Wishing all our followers a very Happy New Year! 🥂

Still wondering what to get your family this Christmas? You can be tax-efficient and gift them money if there is nothing they really want or need! 🎅🏻

🎁 Gifting cash: You can gift up to £3,000 a year between your children and grandchildren, as well as using your small gift allowance of £250 without incurring Inheritance Tax.

🎁 Set up a Junior ISA or child’s pension: This is a tax-efficient way to save for your child's future if they are under 18. Both are designed for different reasons and varying in terms of how much you can pay in, so please get in touch if you would like further information.

🎁 Pay towards a child or grandchild's wedding: Gift up to £5,000 to a child or £2,500 to a grandchild without incurring Inheritance Tax. Just imagine their faces on Christmas Day when they receive this news! 💒