Amanda -Oak Mortgages

Amanda -Oak Mortgages

With over 16 years of experience let your mortgage worries be over with friendly,down to earth advise Mortgage Options (Partnership Division) Ltd.

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage Options in a trading style of Mortgage Options (Partnership Division) Ltd, which is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales, under no. 07352047. Registered office address - 4 Finkin Street, Grantham, Lincolnshire, NG31 6QZ

07/11/2024

๐Ÿ“‰ ๐๐š๐ง๐ค ๐จ๐Ÿ ๐„๐ง๐ ๐ฅ๐š๐ง๐ ๐‚๐ฎ๐ญ๐ฌ ๐ˆ๐ง๐ญ๐ž๐ซ๐ž๐ฌ๐ญ ๐‘๐š๐ญ๐ž๐ฌ!

The Bank of England has dropped rates again, down to 4.75% from 5% โ€” the lowest in over a year.

Great news for homeowners and buyers alike.

If youโ€™re considering a mortgage or have questions about how this might impact your finances, donโ€™t hesitate to get in touch with our team at Oak Mortgages.

07/11/2024

Beautiful gift delivered today from one of my clients, thank you so much โค๏ธ๐Ÿ 

05/11/2024

๐Ÿ“ข Changes Coming to the Right to Buy Scheme - ACT NOW! ๐Ÿ 

Starting November 21, 2024, there are important updates to the Right to Buy scheme for purchasing council homes.

Hereโ€™s what you need to know:

๐Ÿ”น New Discount Limits: The maximum cash discount will drop from ยฃ102,400 to between ยฃ16,000 and ยฃ38,000, depending on your location.
๐Ÿ”น Discounts Based on Tenure: Discounts will now be determined by how long youโ€™ve lived in the property and property type.

To qualify for Right to Buy, tenants must:

๐Ÿ”นHave been a public sector tenant for at least 3 years
๐Ÿ”นWant to buy their only or main home

๐Ÿ“… ๐ˆ๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ: ๐€๐ฉ๐ฉ๐ฅ๐ข๐œ๐š๐ญ๐ข๐จ๐ง๐ฌ ๐ฌ๐ฎ๐›๐ฆ๐ข๐ญ๐ญ๐ž๐ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐๐จ๐ฏ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ๐Ÿ, ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’ ๐ฐ๐ข๐ฅ๐ฅ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐›๐ž ๐ž๐ฅ๐ข๐ ๐ข๐›๐ฅ๐ž ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐ก๐ข๐ ๐ก๐ž๐ซ ๐๐ข๐ฌ๐œ๐จ๐ฎ๐ง๐ญ๐ฌ.

๐ƒ๐จ๐งโ€™๐ญ ๐ฆ๐ข๐ฌ๐ฌ ๐จ๐ฎ๐ญโ€”๐š๐œ๐ญ ๐ฌ๐จ๐จ๐ง ๐ข๐Ÿ ๐ฒ๐จ๐ฎโ€™๐ซ๐ž ๐ญ๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐จ๐ฎ๐ง๐œ๐ข๐ฅ ๐ก๐จ๐ฆ๐ž ๐ฎ๐ง๐๐ž๐ซ ๐ญ๐ก๐ž ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐ญ๐ž๐ซ๐ฆ๐ฌ!

Want to learn more about how these changes could impact you? Contact us today!

02/11/2024

๐Ÿšจ ๐‚๐ก๐š๐ง๐ ๐ž๐ฌ ๐ข๐ง ๐’๐ญ๐š๐ฆ๐ฉ ๐ƒ๐ฎ๐ญ๐ฒ ๐š๐ง๐ ๐‘๐ข๐ ๐ก๐ญ ๐ญ๐จ ๐๐ฎ๐ฒ ๐Ÿšจ

Stamp Duty hikes are here for those buying a second home in England and Northern Ireland, with rates now up to 5% above standard for additional properties.

Plus, bigger changes are on the way in April 2025 that will impact most buyers, including first-timers.

If youโ€™re thinking about buying, securing your property sooner could save you from higher rates.

Read more at https://oakmortgages.co.uk/important-changes-to-stamp-duty-and-right-to-buy/

๐Ÿก Get in touch to discuss your options!

"

30/10/2024

๐Ÿ‚ Autumn Budget 2024 โ€“ Key Highlights ๐Ÿ‚

Today, the Chancellor unveiled the largest tax-raising Budget since 1993, projected to generate ยฃ40 billion for government initiatives. However, the definition of a "working person" raises some questions. ๐Ÿค”

๐Š๐ž๐ฒ ๐œ๐ก๐š๐ง๐ ๐ž๐ฌ ๐ข๐ง๐œ๐ฅ๐ฎ๐๐ž:

Capital Gains Tax: Lower rate up from 10% to 18%; higher rate from 20% to 24%.

Fuel Duty: Frozen for the year.

Employers' National Insurance: Increasing by 1.2% to 15% from April 2025.

Inheritance Tax: Threshold frozen until 2030.

Stamp Duty Land Tax: 5% surcharge on 2nd homes starting as of 31st October.

Right to Buy Discounts: Reduced, making council houses more expensive.

On the positive side, the national minimum wage will rise to ยฃ12.21 per hour in April 2025.

I am interested to hear your thoughts on the Budget - especially the impact for small business and landlords?

30/10/2024

6am start today for my clients ๐Ÿก

18/10/2024

Photos like this make my night
Congratulations to this beautiful couple on the purchase of their first home โค๏ธ๐Ÿ 

14/10/2024

We absolutely love receiving gifts from our amazing clients! ๐ŸŽ

A big thank you to our happy client who surprised us with some delicious goodies last week. Iโ€™ve never seen the team move so fast... though I may need to hide those cocktail tins! ๐Ÿน๐Ÿ˜‰

Your kindness means the world to us โ€“ itโ€™s a pleasure working with such wonderful people!

11/10/2024

๐ŸŽ€ ๐๐ซ๐ž๐š๐ฌ๐ญ ๐‚๐š๐ง๐œ๐ž๐ซ ๐€๐ฐ๐š๐ซ๐ž๐ง๐ž๐ฌ๐ฌ ๐ƒ๐š๐ฒ โ€“ ๐๐ž๐ฑ๐ญ ๐…๐ซ๐ข๐๐š๐ฒ ๐Ÿ๐Ÿ–๐ญ๐ก ๐Ž๐œ๐ญ๐จ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’ ๐ŸŽ€

Ladies, it's time to give your tatas some love! ๐Ÿ’–

Early detection saves lives, so donโ€™t forget to check regularly! ๐Ÿฉท

Take a moment for self-exams and schedule those routine check-ups! #๐๐ซ๐ž๐š๐ฌ๐ญ๐‚๐š๐ง๐œ๐ž๐ซ๐€๐ฐ๐š๐ซ๐ž๐ง๐ž๐ฌ๐ฌ isnโ€™t just a day, itโ€™s a reminder to protect your health.

๐Ÿ‘™ Check. Feel. Protect. ๐Ÿ™Œ

Tag a friend to spread the word, because weโ€™re in this together! ๐ŸŽ—๏ธ

10/10/2024

Just about composed myself
This wonderful client was told she would not get a mortgage through no fault of her own and here's the keys to her new property. We went to war with the lenders over this one and it's a day full of happy tears.
My client is a wonderful lady and I wish you every single bit of luck and happiness in the world โค๏ธ

10/10/2024

๐Ÿ“ข ๐Œ๐ž๐ž๐ญ ๐€๐ฆ๐š๐ง๐๐š ๐‡๐จ๐ฉ๐ฉ๐ž, ๐จ๐ฎ๐ซ ๐š๐ฆ๐š๐ณ๐ข๐ง๐  ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ฌ๐ฉ๐ž๐œ๐ข๐š๐ฅ๐ข๐ฌ๐ญ ๐›๐š๐ฌ๐ž๐ ๐ข๐ง ๐ญ๐ก๐ž ๐–๐ž๐ฅ๐ฅ๐ข๐ง๐ ๐›๐จ๐ซ๐จ๐ฎ๐ ๐ก ๐š๐ง๐ ๐๐จ๐ซ๐ญ๐ก๐š๐ง๐ญ๐ฌ ๐š๐ซ๐ž๐š!

Whether you're looking to Remortgage, Move Home, or Purchase your very first property, Amanda is dedicated to guiding you through the process with expertise and care.

With a growing number of happy clients, she's your go-to for making your homeownership dreams a reality. ๐Ÿกโœจ

Get in touch with Amanda today and see how she can help you with your next big move!

09/10/2024

Would like to apologise if I have been a little slow on the inbox this week I am moving homes but back too it tomorrow so will be in touch then โœ…

09/10/2024

๐Ÿšจ ๐๐ž๐ฐ ๐๐ฅ๐จ๐  ๐€๐ฅ๐ž๐ซ๐ญ! ๐Ÿšจ

We just published a new blog post diving into the unsung heroes of the mortgage industryโ€”๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐š๐๐ฆ๐ข๐ง๐ข๐ฌ๐ญ๐ซ๐š๐ญ๐จ๐ซ๐ฌ! ๐Ÿก๐Ÿ’ผ

Ever wonder what keeps your mortgage application moving smoothly behind the scenes? Discover how these vital team members drive efficiency, ensure compliance, and help brokers deliver exceptional service to their clients in todayโ€™s fast-paced market. ๐ŸŒŸ

๐Ÿ‘‰ Read the full blog now to learn why great administrators like Vicki are the backbone of any successful mortgage business!

๐ก๐ญ๐ญ๐ฉ๐ฌ://๐จ๐š๐ค๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ.๐œ๐จ.๐ฎ๐ค/๐ญ๐ก๐ž-๐ž๐ฌ๐ฌ๐ž๐ง๐ญ๐ข๐š๐ฅ-๐ซ๐จ๐ฅ๐ž-๐จ๐Ÿ-๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž-๐š๐๐ฆ๐ข๐ง๐ข๐ฌ๐ญ๐ซ๐š๐ญ๐จ๐ซ๐ฌ-๐ก๐จ๐ฐ-๐ญ๐ก๐ž๐ฒ-๐๐ซ๐ข๐ฏ๐ž-๐ฌ๐ฎ๐œ๐œ๐ž๐ฌ๐ฌ-๐ข๐ง-๐ญ๐ก๐ž-๐ข๐ง๐๐ฎ๐ฌ๐ญ๐ซ๐ฒ/

07/10/2024

๐Ÿ“ˆ ๐”๐Š ๐‡๐จ๐ฎ๐ฌ๐ž ๐๐ซ๐ข๐œ๐ž๐ฌ ๐Š๐ž๐ž๐ฉ ๐‚๐ฅ๐ข๐ฆ๐›๐ข๐ง๐ ! ๐Ÿ“ˆ

For the third month in a row, UK house prices have gone up, rising by 0.3% in Septemberโ€”about ยฃ859. Looks like those falling mortgage rates are giving the property market a real boost! ๐Ÿก๐Ÿ’ธ

The average UK house price is now sitting at ยฃ293,399โ€”just shy of the record high we saw in June 2022. Even after last yearโ€™s mini-budget blip, itโ€™s clear the market is bouncing back.

Could this be the right time to get on the housing market?

07/10/2024

๐Ÿก New Blog Alert! ๐Ÿก

Thinking about investing in an HMO property? Our latest blog dives into how you can turn your buy-to-let into a high-yielding investment with House in Multiple Occupation (HMO) properties. From legal requirements to financing options and management tips, weโ€™ve got you covered every step of the way!

At Oak Mortgages, we specialise in tailored mortgage solutions to help you navigate the HMO process with ease. Ready to start your property journey? ๐Ÿ’ผ

๐Ÿ‘‰ https://oakmortgages.co.uk/investing-in-buy-to-let-properties-a-comprehensive-guide-to-success-with-hmos/

02/10/2024

Big thanks to Sam from Precise and Kent for visiting our office today and keeping us up to date on the latest products and criteria!

We truly appreciate the insightful updatesโ€”and the goodies were a fantastic bonus!

Looking forward to continuing our great partnership. ๐Ÿ˜Š

01/10/2024

Such a wonderful gift came to my door today
Honestly thank you so much I am still trying to locate which client this is ๐Ÿ˜‚โค๏ธ
But really touched me

01/10/2024

๐ŸŽ‰๐Ÿ  Congratulations to Robert and Serena on their new home! ๐Ÿ ๐ŸŽ‰

We are thrilled to have helped you secure your mortgage. Wishing you both countless happy memories in your beautiful new home! If you're looking to make your dream home a reality, we're here to help.

Cheers to new beginnings! ๐Ÿฅ‚ โœจ

Videos (show all)

Beautiful gift delivered today from one of my clients, thank you so much โค๏ธ๐Ÿ 
My client kindness and generosity astounds me what a beautiful thank you gift ๐Ÿ’ made my day thank you very much
Congratulations Cath Elizabeth โœ…Thank you to everyone that entered
The mortgage broker struggle is real ๐Ÿ˜‚
At random we have a winner selected. Well done Mary I will be trying to locate you in the comments but please comment If...
I don't really market my business as I should but I let my clients experiences demonstrate how passionate I am to help p...
Beautiful gift from a client today ๐Ÿ โค๏ธ but there was no card to say who it was from please message me so I can say thank...
What a lovely knock at the door I've just had โค so thankful to all my amazing clients

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Monday 09:00 - 21:59
Tuesday 09:00 - 21:59
Wednesday 09:00 - 21:59
Thursday 09:00 - 23:00
Friday 09:00 - 20:59
Saturday 09:00 - 21:00
Sunday 09:00 - 23:00