JRS Financial Services Ltd

What is buildings insurance? 🏡

☑️ Provides coverage in case your home is damaged and requires repairs.
☑️ Often required as a condition of your mortgage.
☑️ If you’re a landlord, it’s your responsibility, not your tenants’.
☑️ Falls under the broader category of ""home insurance.""

While it may not always be mandatory when purchasing a home, this type of insurance should be a top priority.

Check out our website for more information:
🔗https://bit.ly/JRS-insurance

During the state opening of parliament on July 17th, The government outlined its plans to reform the , focusing on improving mental health provision🧠 In alignment with these governmental efforts, insurance providers have enhanced policies to include benefits that cater to people, young and old.

Find out how they can support you in our latest 🗣

🔗

Give your mental health the attention it needs During the state opening of parliament on July 17th, The Labour government outlined its plans to reform the Mental Health Act,

At JRS we know how important family is, and it can cause huge worry thinking about what's going to happen once you pass away. Life insurance is a way of ensuring your loved ones are looked after should anything happen to you.

Looking for further information? We can give you support and advice on the types of policies available and help answer any questions you may have, just get in touch https://bit.ly/JRS-contact-us!

Buy to let can be a great investment, but knowing where to start or the best options out there can be confusing - that's why we're here!

Get in touch with our advisers on 01494 864 666 to find out more about buy to let properties now.

Looking to make your first home purchase? Knowing where to start can feel like the biggest obstacle, but that's what we're here for!

We want to help you make the best decision, give us a call on 01494 864 666 and our advisers will talk you through everything - you can also visit our website https://bit.ly/JRS_Financial_Services for more information.

Are you self employed, or looking to work for yourself, and finding it difficult to secure the financial support you need?

Discover the options available to you, with support and advice completely tailored to your circumstances! Get in touch with us on 01494 864 666 to find out more about how we can help.

The first step of starting the mortgage process can often be confusing, but we're here to help! For all the mortgage information you may need, visit https://bit.ly/JRS_mortgages.

Still looking for more advice? Call us on 01494 864 666 and we'll talk you through everything.

As we gear up for the 2024 election, on July 4th, you may be wondering how the political landscape might impact your mortgage options.

You can read all about it in our latest newsletter!

https://bit.ly/JRS_june24_news

Imagine your savings benefiting you whilst they're sitting in the bank - sounds good right? Now what if we told you, you could have this for yourself?

A flexible offset mortgage allows you to to do this, and it could be the thing for you.

To find out more about how a flexible offset mortgage could benefit you, get in touch!

We all want to make sure we're fully protected, and your home should be no exception. General insurance is something that makes sure your home is protected when it needs to be.

Want to find out more? Get in touch with us on 01494 864 666 and our advisers will talk you through everything.

Curious about the amount you could borrow for your mortgage? Try out our convenient mortgage calculator to discover now! 📊
https://bit.ly/JRS_mortgages

Interested in exploring the market independently? Take a look at our mortgage finder tool: https://bit.ly/JRS_mortgages

Simply input basic details and uncover the top mortgage deals tailored to your needs!

Take a look at the services and support we can offer you!

Curious about your potential monthly mortgage payments? Check out our convenient mortgage calculator to determine your estimates instantly! 📊
https://bit.ly/JRS_mortgages

Given the various mortgage choices out there, deciding on the perfect one for both you and your prospective home can feel daunting.

Let us guide you in discovering the best mortgage tailored to your budget, individual situation, and requirements - all with the benefit of our expert and professional advice.

Explore how our services can assist you in finding the ideal mortgage fit for your needs: https://bit.ly/JRS_mortgages

The complete JRS Financial Services promise TO YOU!🔑💙

There's so much involved with buying a house, the last thing you want to be worrying about are fraudsters. We've put together some of our tips on how you can protect yourself when purchasing a property.

Knowing how to protect yourself against cyber scams can be confusing, but we have some top tips on what to do!

Cyber fraud is a significant risk, and fraudsters are increasingly trying to trick home-buyers, sellers and solicitors, into transferring their money into scam accounts.

Cyber fraud is done by fraudsters hacking into emails between buyers, conveyancers and estate agents. They then create fake emails to try to persuade people to send money to accounts in the fraudster’s name.

No one can guarantee they will not be the victim of an accident or be diagnosed with a serious illness. But you can guarantee that the bills will keep arriving. When faced with this difficult situation the majority of people depend on state benefits, which are often below the necessary level.

Paid through monthly premiums, an income protection policy is essentially 'peace of mind' insurance.

As the mortgage market continues to evolve, staying informed is key to securing the best deal when purchasing a home.

Check out our latest news update for information on how to navigate the mortgage market in 2024, as well as falling mortgage rates and the protection that's out there for unmarried couples.

Navigating the mortgage market in 2024... As the mortgage market continues to evolve, staying informed is key to securing the best deal when purchasing a home.

Most people don't like to contemplate what would happen if they were diagnosed with a critical illness. But with survival rates increasing, critical illness cover could provide that all important financial cushion. In the wake of a critical illness, survivors can be faced with major financial difficulties, not all can return to work and many need home modifications or private therapeutic care.

Critical illness cover premiums tend to rise with age and will depend on both you and your family's medical history, but linking your critical illness cover alongside life insurance, can often reduce the costs.

There are various types of life assurance to choose from depending on your budget and how much, and when, you would want a lump sum to be paid to your loved ones.

It falls into two categories:
Term Assurance - Will pay either a lump sum or an income if you die during the term of the policy.
Whole of Life - This is more expensive as it will pay out on death, whenever it occurs.

In our first news update of the year we discuss generation rent, the Renter's Reform Bill and your priorities in 2024!

Continue reading below.

What to expect in 2024... Generation rent, Renter's Reform Bill, and what are your priorities this year?

Merry Christmas from all at JRS Financial Services🎄

Thank you for your support throughout 2023 and we look forward to working with you again in 2024!💙