Iponerang Palawenia

Marami ang ayaw kumuha ng LIFE INSURANCE kasi hindi naman daw mapapakinabangan kapag buhay ka pa. Kasi ang totoo, hindi naman talaga para sayo ito kundi para sa pamilya mo.

Pero paano kung sabihin ko sayo na meron naman palang 3 in 1 na?

1. LIFE INSURANCE - to protect your family if you die too soon.

2. LONGTERM HEALTHCARE - to protect yourself for hospitalization if you live too long.

3. INVESTMENT - money working for you when you can't work anymore.

Wala kang talo di ba?
Mabuhay ka man ng matagal o maagang kunin ni Lord, mapapakinabangan mo.

Pm me for details

𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐢𝐬 𝐧𝐨𝐭 𝐚𝐛𝐨𝐮𝐭 𝐭𝐡𝐞 𝐚𝐠𝐞.
It's about the amount of money you need in order to sustain Your Life, during your Retirement Years.

Kung magre-retire ka nang 60 years old at mabubuhay ka hanggang 80, your Retirement Years = 20. By then you will, most probably, be unemployed (unable to work nor actively participate in your business) and thus, you'll need alternative sources of income to fund the basic expenses of a typical retiree (food, househelp, maintenance medicine, hospitalization, etc.) and of course, to live-out your dreams (travel, re-modeled house, upgraded car/vehicle, regular treat for grandchildren, etc).

Sa food mo pa lang, kulang na ang P1 Million para makakain ka ng 3 times/day (at P50/meal). Isang araw lang na walang pera ang tao, mahirap na diba? Imagine if 20 years kang walang pera kapag retirado ka na.

"Never stop learning. Because even at retirement, life will never stop teaching."

Bakit marami sa atin allergic pag naririnig ang salitang LIFE INSURANCE. Yung iba, pag inalok mo ng Insurance eh hindi daw interesado, wala pa daw budget o kaya hindi pa naman daw kailangan..

Tanong: BAKIT MO BA KAILANGAN ANG LIFE INSURANCE?

If we DIE early, hindi mo na alam kung saan at pano ka ibuburol at ililibing?
PROBLEMA na ng pamilya mong naiiwan un.

Kaya lang, gusto mo bang iiwanan mo na nga lang sila eh PROBLEMA pa ang maiiwan mo sa kanila?

Hindi ba't mas mabuting maiwan mo man sila ng maaga eh, safe and secure ang kinabukasan nila? Yung kahit mawala ka eh naiibigay mo pa rin ang pangangailangan ng mga mahal mo sa buhay?

Tandaan natin, Life insurance is not meant for you but for your family..

So If you love your family, you will secure their future..

ALAM mo kung ANO
ang pinakamasakit?

Yung tipong tumanda ka
na wala kang IPON.

Tapos maaaring magkasakit ka pa,
magiging pabigat ka sa pamilya mo.

Eh paano na kung wala din silang ipon?

Saklap di ba?

SAVE AND INVEST FOR YOUR HEALTH.
Health first!

Get a savings & investment plan now that protects your health & life, too!

It should be everyone's priority.

PM us for more details

ONE MILLION Retirement Fund???
May tatlong options ka na pwedeng gawin...

1.) PUT YOUR MONEY IN SAVINGS ACCOUNT
Para ma-hit mo ang 1,000,000 pesos retirement fund after 20 years.
Eto ang computation:
20 years × 12 months = 240 months
So how much money do we need to save to hit that 1 million retirement fund?
1,000,000 pesos ÷ 240 months = 4,166.67 pesos
Ibig sabihin nito ay kailangan mag-save ng 4,166.67 pesos per month para ma-hit natin ang 1 Million sa loob ng 20 years.
Kaya ba? mukhang mahirap bukod sa matagal ay mabigat ang 4,166.67 a month.

2.) PUT YOUR MONEY IN MUTUAL FUNDS
Kung average 12% per annum in 20 years using the Wealth Calculator ang kailangan mo nalang isave ay 1,000 per month, ang lalabas na result ay 978,031.12.
That's almost 1 Million Retirement Fund. Ang question kaya ba mag-save nag 1,000 per month? Of course! Kayang kaya, pero ang next question ay kaya mo ba gawin yan consistent sa loob ng 20 years?

3.) PUT YOUR MONEY IN KAISER SAVING PLAN
Ang Kaiser ay Long-term Healthcare, db? YES! Tama ka jan... pero hindi lang Healthcare ang meron si Kaiser, meron yang Life Insurance at Investment Component. Yung Investment component niya ay precomputed.
Just by saving/investing of 5,882 per month sa loob ng 7 years, magkakaron ka ng 1,166,168 pesos na retirement fund pagdating ng 20th year (maturity).

**************************
Anong pipiliin mo para ma-achieve ang 1 Million Retirement Fund?
1. Saving 4,166.67 pesos per month for 20 years
2. Investing 1,000 pesos per month for 20 years
3. Investing 5,882 pesos per month for 7 years

Message me for more details po 😊💞

EXCLUSIVE BENEFITS FOR OFW..

"Hindi mo kailangan maniwala sa Insurance, pero kailangan meron ka" lalo na kung Breadwinner ka.

How to avail? Pm me

Ang buhay ABROAD ay sobrang MAHALAGA, Pero alam mo ba na meron pang mas mahalaga.., Yong buhay mo pagkatpos mag ABROAD"..

📷"Ang maksama mong muli at BUO ang PAMILYA"

📷Ang tanong sapat ba ang na IPON mo para maitaguyod ang pangangailangan ng iyong pamilya?

📷Kadalasan hindi di ba? Kaya dapt ngayon pa lang maging WISE ka. Sa pag hawak ng iyong PERA.

📷Si IMG ay hindi networking at hindi nagbebenta ng kung ano ano. Ang platform ay para matulungan ka at magabayan kung ano ba talaga ang kailangan mo para sa pamilya at sa sarili mo pagdating ng araw or paguwi mo ng pilipinas. Ikaw mismo ang magdecide pagkatapos mong matutunan ang kailangan mo para magkaroon ng financial freedom at solid financial foundation.
Join us and you will see the difference.📷📷

Kung ang edad mo ay 40 years old below
At kaya mong magsave ng 2,647 monthly mayron kanang...
HEALTHCARE
LIFE INSURANCE
INVESTMENT

Nais mo bang magkaroon ng sapat na Retirement Fund pagretire mo?
Ngayon ang magandang panahon upang makapagsimula ka.

Hindi sapat ang SSS pension pagtanda mo kaya mas maganda ngayon palang dagdagan mona ang iyong savings para sa future mo.
Maganda rin may ipon ka pamana rin yan sa iyong mga anak.

Take Note: 7 years ka lang magsacrifice, magdiscipline sa iyong sarili sa pagiipon mo, konting tiyaga lang. Isipin mo kung dika magTake Action ngayon. Habang tumatagal tumatanda ka. Paiksi ng paiksi ang time mo na makapagprepare..

Pag nasa banko lang Ang pera mo lahat...hindi ikaw Ang kikita....cla ang kumita sa pera mo...
be wise
Be smart how to diversify...
Message ka lng ,guide ko po kayo.....

Gusto mo bang maging shareholder sa JOLIBEE at sa iba pang big corporations sa Philippines like AYALA, METROBANK, BDO, SM, GLOBE, BPI, PLDT and many more? (and even if you're abroad?)

Are you familiar with Stock Market? There are 2 ways to invest in the Stock Market:
1. Direct Investing sa stock market.
2. Indirect Investing thru a financial product like Mutual Funds, Life Insurance and Healthcare with cash value.

Akala ko dati pang-mayaman lang ang pagiging shareholder, ang hindi ko alam, pwede pala ito sa lahat.

Dahil sa Financial Education classes, natuto ako kung saan at paano makakapag-umpisa. I'm committed to help you learn, understand and start right away.

Sa Mutual Funds pwedeng magsimula sa P1,000 ngunit mas maraming benefits kapag mag-sisimula ka bilang isang IMG Associate Member.
Send us a message if interested.

DISCLAIMER:
International Marketing Group (IMG) is one of the few companies of its kind in the industry today; a company which caters to the financial needs of every individual and families who wish to attain financial independence. IMG is a financial educator, who has established agreements with many of the world's leading financial services companies who offer a broad array of financial products & services. IMG does not sell mutual funds. All mutual funds are sold by Rampver Financials.

Ngbabayad ka ng St Peter Plan mo 900+ pesos monthly for 5 years diba? Kabaong lang yun 😁,

PEro pag IMG member ka 500 pesos one time payment lang may 50k life insurance kana na convertible sa memorial concierge pa 😊, Saan kapa! 😍

Fidelity is essentials lalo na kung breadwinner ka,

Handa kabang maging beneficiary?
Iinsured na dapat ang mga breadwinner.

Mura db? Murang mura... Be a member of IMG and you can have it too.



ctto

One day,
You will realize the value of SAVING and INVESTING.

One day,
You will realize that it's useless working hard w/o having knowledge how your money will work back.

One day,
You will thank the people who shares to you the mission of IMG.

REALITY is:
'There's nothing wrong of teaching people how to build their finances, right and strong.
There's nothing wrong in helping people to achieve their financial goal..

Save and invest while you can, because, No matter what your excuse is, one thing is for sure. Your going to get old, and you will eventually retire and stop making active income.....

Learn how money work for you!

OFW ka ba? DO YOU WANT TO BE AN INVESTOR OF JOLLIBEE at iba pang COMPANIES!? 🐝

If you don't have millions of money to franchise, why don't you just become an investor & ride the growth of Jollibee & other companies like BDO, SM & PLDT? That's why even an OFW is capable of investing & changing their future & this is the right way how you can grow your money that you worked hard for. For only 5,500 pesos you can be an indirect shareholder thru Mutual Funds as an IMG Member.



Tandaan: Financial Education is not only for the Wealthy. It's for Everyone.

Konti lang ang may alam about Stock Market sa Pilipinas. Kahit ito ang pinaka LEGAL sa lahat ng investment. 😬

Dito pwede kang mag INVEST at bumili ng shares sa malalaking kumpanya sa halagang 1,000 lamang. So habang kumikita sila, kumikita ka din bilang shareholder/partowner ng kumpanya. Hindi ka lang dapat customer nila. 😃 Turuan kita?

Learn from Kakai Bautista..

"Start with insurance, health cards. Health is Wealth and it's an investment. Kase, kahit gaano pa kadami ang ipon mo, kapag nagkasakit liliparin yan."

Sabi nga sa isang commercial, BAWAL magkasakit. Alam ntin na hindi lang gamot ang mahal sa panahon ngaun, maski Hospital mahal. Mahal ang mga 5 star hotel room, pero mas mahal hospital room/bed.

Marami din meron ng St. peter, pero in reality dadaan muna kay St. Luke bago kay St. Peter. Wag tayong excited sa huling hantungan, Healthcare muna.

Paghandaan ang kinabuksan. Protect your family, protect yourself.

Got inspired with Manang Esterlita Oracion, kahit sa kanyang sitwasyun na isang senior citizen na, at kahit hindi na nakakakita ay may positive outlook pa rin sa paglearn dito sa IMG dahil ayaw na nyang ma iiSCAM pa ulit!!

You are an inspiration to all and a proof na hindi hadlang ang edad at challenges upang mabago ang mindset at takbo ng buhay natin!!

Congratulations and welcome to IMG Manang..we are so happy and blessed to have you in our community ❤️🥰🙏💪





Ctto

REPOST

Kung isa ka sa mga matatagal ng Empleyado at hanggang ngayon ay wala pa rin ipon, Mag isip ka na, dahil ang pagiging empleyado ay hindi habang buhay.

Mahirap Mag-Ipon, pero Mas Mahirap ang Walang Ipon.




Just pm me for more details

3 famous personalities in Philippines.

Naniniwala sa mission ni IMG.

Korina Sanchez Roxas - Naniniwala na Financial Literacy ay mahalaga sa atin.

Sharon Cuneta- Pangilinan- Naniniwala na kahit maliit ang sweldo natin kung mag-iipon tayo paun unti, ito ay preparasyon para sa panahong hindi na natin kayang magtrabaho may naitatabi tayo at magagamit natin lalo na kung magkasakit tayo. Kahit maputi na ang buhok the more we need Healthcare.

Boy Abunda- Naniniwala na kailangan natin maintindihan ang halaga ng Proteksyon/Life Insurance at nag Invest tayo dito.

Hindi ibig sabihin na sila ay mayaman na, madali silang maniniwala or ginagamit sila ng kompanya kundi naiintindihan nila na by learning Financial Education, bawat isa ay malaki ang pag-asa na mabago ang mindset at mabago ang buhay.

Do you want to be part of IMG? pm is the key! ❤️ Secure Family's Financial Future.

INTERNATIONAL MARKETING GROUP 🏣

Malaki paba ang 88pesos sayo..Kung kapalit naman ay kinabukasan mo?
Just think about it..

Pinaka Legal na investment ngayon ay Stock Market and Mutual Funds.

ADVANTAGES OF MUTUAL FUNDS (STOCK MARKET)

1. Low Initial Investment
- It takes only P1,000 to start investing. After that, you can invest P20 pesos every month or every other month, or as often as you want.

2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.

3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.

4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.

5. Liquid Investment
- This means you can withdraw your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing market value.

6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therefore, investors in MF are no longer subject to tax.
-Regulated by the Securities & Exchange Commission

Let your Money Work for You instead of putting it sa Bank.

Message me for details!!

Kaya importante na ngayon palang nghahanda ka rin kasi di nman talaga ntin sure, ang anak mo may priority din yan pamilya nya. Paano ka na kung ayw mo paghandaan ang pagtanda,? Magastos pag tayo tatanda.. iba kapag may sariling pera ka.

Be a responsable retiree.

You need to prepared for your retirement,
Don't wait for so long just do it now this help you. Be part of this..

IPON NA WALANG TAPON ANG GUSTO MO? MAG KAISER 3 IN 1 SAVINGS PROGRAM NA!
ANO ANG BENEPISYO NG KAISER?
Sa PhilHealth hanggang 60years old tayo magrerenew pero sa KAISER, 7years ka Lang mag-iipon. Mabuhay ka man hanggang 100years old may healthcare ka pa rin.
3in1 product kaya may peace of mind ka. May HealthCare + Income Replacement + Investment ka na.
Disadvantages ng hindi KAISER:
❎Insurance at Investment lang. Pinakaimportante may healthcare ka. Panu babayarin mo sa hospital?
❎Kapag Insurance at Investment lang inoffer sayo at gusto mo may HealthCare. Kukuha sila ng Rider, separate mo siya babayaran kaya mapapamahal ka. Sa KAISER 3in1 Package na.
❎Taon taon tataas ang binabayaran mo kasi dumadagdag ang edad mo.
❎Sa PhilHealth naman, 15% to 20% lang ang discount sa hospital bills mo. Hindi pa lahat na sakit covered ni PhilHealth. Sa KAISER covered lahat na sakit mo.
Advantages ng KAISER:
✅Very affordable. 7 years mo lng babayaran. Sa iba 10 to 20 years. Kung may 5 years man masyadong mataas wala pang HealthCare.
✅Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
✅Sagot ang hospital bills mo including room accomodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
✅Unlimited FREE Consultation mo pati immediate family mo. Kahit araw araw ka magpacheck-up at kahit iba iba sakit mo bawat araw.
✅The day na pagsign mo ng policy mo sa KAISER kung ilan ang amount na nakalagay un lang din ang babayaran hanggang 7years. Hindi na siya dadagdag.
✅Maari mo pa itong itransfer sa iyong principal beneficiary na pagdating ng maturity makakakuha siya ng malaking pera galing sa investment mo.
♡MESSAGE ME TO ASSIST YOU♡
To get your Quotation pls click here👇🏻👇🏻👇🏻👇🏻

https://144019hk.imgcorp.com/quote/kaiser

WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE ❤️

KAISER Longterm Healthcare is the first and only longterm health care in our country.

KAISER3N1 INVESTMENT 💰