Gianey & Daughters Financial Services

Did you know? 🤔
You can start an SIP in Mutual Funds with just ₹500 ! 😎

Every investment is a step towards a brighter financial future. ✅
Stay committed & create wealth!💰

Contact Us To Start Your Investment Journey, Today! 💫



Investment in securities are subject to market risks, read all scheme related documents carefully.

Gianey & Daughters Financial Services wishes you a Very Happy New Year! 🌟
Your financial success is our priority. 💯
Wishing you and your family a year filled with wealth, health, and prosperous opportunities ahead! 🧿

Pictures from the Rotary District 3012’s Business Meet 👩🏻‍💼💻👨🏻‍💼

Honoured to grace the pages of the hindi newspaper, HINDUSTAN. 😍
Extremely Grateful for this amazing feature on 03/12/2023, Page No. 19 ! 📰😇



Investment in securities are subject to market risks, read all scheme related documents carefully.

Can AI replace Humans ? 🤔

We believe that Artificial Intelligence (AI) has become an integral part of all the sectors including Finance. It can handle specific tasks and processes, but it's unlikely to substitute the complexity of human qualities like empathy, creativity, and nuanced decision-making. Instead, AI often complements human abilities, enhancing productivity and efficiency in various fields.✅

Grateful for the opportunity to share insights as a panelist at iFinance 2023-2024 with these incredible individuals! .mahima.vachhrajani

Thank You 💯

Share your thoughts in the comments below ⬇️ 😎

Really Honoured to be a part of iFinance 2023-2024 ! 💙

Got to share the stage with some amazing people from the world of Finance !
✅mahima.vachhrajani

Thank You for having us 😍

Save this for future reference! 🌟

Do you know about the common Acronyms used by the Mutual Funds ? 🤔

1. SIP :- Systematic Investment Plan ✅
2. STP :- Systematic Transfer Plan ✅
3. SWP :- Systematic Withdrawal Plan ✅
4. NAV :- Net Asset Value ✅
5. AUM :- Assets Under Management ✅
6. FMP :- Fixed Maturity Plan ✅

Contact Us to Start Your Investment Journey, Today ! 💫

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Meet Aishwarya, who has been investing through us since 2 years. ⭐️
Thank You for trusting us with your hard earned money!💰
We also look forward to establish a Long Term Relationship with you ! 😊🙏🏻

Did You Know ? 🤔

How Do Mutual Funds Work ? 🧐

1. Mutual Funds pool money from different investors. 👨‍👩‍👧‍👦

2. The Fund House appoints a Fund Manager to Manage the Funds. 💰

3. The Money is Invested in Different Asset Classes like Stocks, Bonds, Gold, etc. 🌟

4. Returns are generated abd are passed down to the investors. 💵

Contact us to start your investment journey, today ! 💫

Meet Mr. Prabhjot Singh, who has been associated with us since 9 years ! 🕰️

We are elated to know that we are living up to his expectations! 🙏🏻

He has always trusted our experience and guidance that has helped us to serve him in the best possible manner !

Our Customers are our Priority! 🌟

‼️ Attention Please ‼️
This Financial Year is about to end, and you must definitely do these two things before that :-

1. Link your Pan Card and Aadhar Card :- Failure to do so will lead to the unlinked PAN becoming inoperative. The last date is March 31, 2023.

2. Update Nominee Details in your Demat Accounts and Mutual Fund Folios :- According to SEBI's circular, completing the nomination process by March 31, 2023 is necessary for those who have Demat Accounts and Mutual Fund investments. Failure to do so will freeze your accounts and folios.

✅ Link your Pan and Aadhar on www.incometax.gov.in

✅ Update Nominee Details in your Demat Accounts by visiting the ‘Manage Accounts’ section.

✅ Use the link to Update Nominees in Mutual Funds
CAMS
https://www.camsonline.com/Investors/Service-requests/Nomination/Nomination-Opt-in_&_Opt-out

KARVY
https://mfs.kfintech.com/investor/General/NCTNomineeUpdation

Still contemplating if you should invest in Mutual Funds or not ? 🤔

Well, here are 6 Reasons why you definitely should ! 👍🏻😍

1. Surplus Money that you won’t need immediately is earning 2-3% in your Savings Account.
Why not deploy that money in Mutual Funds and earn higher returns? 📈

2. If the rate of interest on investments is less than the rate of inflation, how would you beat it ?
Always invest in asset classes that give you returns over and above the inflation rate, like in the case of Equity Oriented Mutual Funds. 😎

3. Mutual Funds are well regulated in India unlike Crypto Currency. SEBI formulates policies, regulates and supervises mutual funds to protect the interest of the investors.

4. It is very Easy and Convenient to start investing in Mutual Funds. The process can be carried out Online as well as Offline. ✅

5. Long Term Capital Gains on Equity Oriented Mutual Funds are taxed at 10%, where gains upto ₹ 1 Lakh are exempted while the Short Term Capital Gains are taxed at 15%.
Debt Mutual Funds on the other hand are taxable as per the investor’s tax slab rate in the short term or a holding period of less than 3 years, while the investors get the Benefit of Indexation if the investments are held for a period more than 3 years. These gains are taxed at a flat rate of 20% after indexation. 😍

6. Mutual Funds help you build wealth in the long term.💰

Contact us to start your investment journey, today! 💫

Save this for future reference ✅

Both Ziya & Zoya invest ₹5,000 per month. But, Ziya Started Investing at the age of 20 Years while Zoya started investing at the age of 30 Years. At the Age of 60 Years Ziya approximately has ₹2 Crores more than Zoya. 😍💯

Therefore, start investing at an early age and gain the maximum out of The Power of Compounding. 😎

Are you aware about the different types of Stocks that can be traded on the Stock Exchange ? 📉📈

1. Penny Stocks

2. Growth Stocks

3. Bluechip Stocks

4. Dividend Stocks

5. Cyclical Stocks

6. Defensive Stocks

Which ones have you invested in??? 🤔



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Stock Markets work because every individual has different beliefs and ideologies. 😎

Some buy, while the others sell ! 😱

Which one are you??? 🤔

✅ Fundamental

✅ Technical

✅ Tecnno-Funda

✅ Common Man

✅ Social

Let us know in the Comments’ Section Below ! ☺️

Compounded interest is the interest earned on interest. ✅

It leads to a substantial growth of your investments over time.

Hence, even a small initial investment amount can fetch you higher wealth accumulation over a period of time. 💰

Save this for Future Reference! 😍

If you want to manage your finances well, always keep a Track of these Numbers ! 😎

1. Your Total Investments :- You Can Always Contact Gianey & Daughters | Finance] to Start ✅

2. Your Credit Score (The Higher The Score, The Better It Is) ✅

3. Your Total Debt (What are your Borrowings, and At what Interest Rate) ✅

4. Your Net Worth (Assets-Liabilities) ✅

5. Your Fire Number (Yearly Expenses x 25) ✅

6. Your Savings Rate (Monthly Savings Total/Monthly Net Income

Follow Gianey & Daughters | Finance] for more such posts ! ☺️

Meet, Mr. Kartik Behl who has been investing with us since Two Years now.

He came to us with all the financial goals in mind and we made sure to invest his hard earned money as per his Risk Appetite and Time Horizon.
We work sincerely towards curating portfolios basis our clients’ needs and requirements in order to give them Financial Freedom! 😎

Our Customers are our priority! 🌟

Save this for your reference! 😍

An Investor and a Trader may buy the same stocks, but have different mindsets.

We feel that Investing makes more sense than trading as an Investor can gain the maximum out of Equity in the Long Term.

Which One are You?

✅ An Investor, or
✅ A Trader

Contact Us to Start your Investment Journey Today! 🌟

It is really important to understand that TIMING the Market is not Important, the time in the Market is ! ⏰

Invest for Decades Not Days, because over a long period of time the Market tends to move in the Upward Direction. But, in between all these years, there’s Volatility.

Contact Us to Start your Investment Today ! 🌟

Have you played WORDLE yet ?? 🤔

It might take you 6 Chances to guess ‘Money’, but will take only 1 Move to make more Money ! 💰

Contact Us to Start your Investment Journey, Today !

If you know you know ! 😎

Timing the Stock Market isn’t important. The time in the Market Is ! ⏰

Are you parents to a new born or know someone who is ?? 👶🏻 🍼

Then, save this post for your reference ! 😍

Power of Compounding is the Eighth Wonder of the World, and someone who is not benefiting out of it, is surely missing out on a big thing in life. 💰

If you start investing as soon as your baby is born, you’ll have a huge amount by the time the Child turns 30 years of age.

Contact Us to Start your Investment Journey Today ! 🌟

Dear Investors, Housing is one of the HOT THEMES in the coming years. 🏡

This is due to :-

📍𝙋𝙤𝙥𝙪𝙡𝙖𝙩𝙞𝙤𝙣 𝙂𝙧𝙤𝙬𝙩𝙝
📍𝙐𝙧𝙗𝙖𝙣𝙞𝙯𝙖𝙩𝙞𝙤𝙣
📍𝙍𝙚𝙖𝙨𝙤𝙣𝙖𝙗𝙡𝙚 𝙑𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣
📍𝙇𝙤𝙬 𝙞𝙣𝙩𝙚𝙧𝙚𝙨𝙩 𝙧𝙖𝙩𝙚 𝙖𝙣𝙙 𝙀𝙖𝙨𝙮
𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙣𝙜
📍𝘿𝙚𝙢𝙤𝙜𝙧𝙖𝙥𝙝𝙞𝙘
📍𝙒𝙚𝙖𝙡𝙩𝙝 𝙚𝙛𝙛𝙚𝙘𝙩 𝙖𝙣𝙙
𝙖𝙛𝙛𝙤𝙧𝙙𝙖𝙗𝙞𝙡𝙞𝙩𝙮.
📍𝙂𝙤𝙫𝙚𝙧𝙢𝙚𝙣𝙩 𝙋𝙤𝙡𝙞𝙘𝙞𝙚𝙨 𝙖𝙣𝙙
𝘾𝙖𝙥𝙚𝙭.
📍𝙊𝙫𝙚𝙧𝙨𝙪𝙥𝙥𝙡𝙮 𝙂𝙚𝙩𝙩𝙞𝙣𝙜
𝘿𝙞𝙜𝙚𝙨𝙩𝙚𝙙.

Be a part of the Next Growth Story ! ⚡️

Contact Us to Start your Investment Journey Today ! 🌟

Meet Anusha ! 💁🏻‍♀️
She’s someone who knew from the very beginning how important financial independence is. It’s been 4 years since she has been investing through us and we wish her all the best for her future endeavours. We hope to help her achieve her Financial Goals in accordance with her needs.

Liquidity is the degree to which a security can be quickly purchased or sold in the market at a price reflecting its current value.

Liquidity in finance refers to the ease with which an asset can be converted into cash at market price.

Majority of the Mutual Funds have liquidity at all times.

Contact Us to Start your Investment Journey Today! ⭐️

Who according to you is better off ?
Ziya or Zoya ? ✅
Is one income stream enough ? Or should there be more than one ?

Tell us in the comments’ section 💁🏻‍♀️

Contact Us to Start your investment journey today! 🌟

Never Hesitate in Taking a Professional’s Help !

Every Investor’s Goals and Risk Appetite vary!

A portfolio that is suitable for your friends or relatives may not be apt for you, and therefore it is very important that you take a professional’s help to know what can be the best investment options available for you !

Contact Us to Start your Investment Journey Today ! 🌟

Check this out ! 😎

This is how the markets have performed during times of war !

Nifty 50 on every war situation has been observed to go down by 16% and bouncing back by 23% in 3 Months and 34% in 6 Months ! 💰

It is therefore very important that we STAY INVESTED ! ✅

It is a well known fact that an investor should never put all eggs in one basket.

And therefore, here are a few ways to diversify your investments.

💰 On the basis of Industries like Pharma, IT, Infrastructure, Banking, etc.
💰 On the basis of Liquidity i.e the ease with which an asset can be converted into Cash.
💰 On the basis of Geographies like Asian, American Markets, etc.
💰 On the basis of Asset Classes like Equity, Debt, Real Estate, Gold, etc
💰 On the basis of Company Size like Large Cap, Mid Cap, and Small Cap companies

Follow 👉🏻 for more such posts ! ✅