Gill Pagdilao

Wala akong binayaran sa ER,buti nalang may healthcare. So sa gamot nalang ako gumastos.

I might be broke now kung wala akong healthcard, Pabalik balik din kase ako sa clinic for the past months.

Healthcare is really helpful and I'm greatful for having one.😇 Hindi ko kaylangang mangutang at maglabas ng pera for my hospital bills.

Buti nalang may health care ako.
Wala akong binayaran ni piso.

Tonight here at Medical City.
Kaninang umaga pa sumasakit yung tiyan ko at pabalik balik sa CR. I finally decided to go to ER dahil nanghihina na ako. According to the nurse dehydrated ako.

Hopefully okay na ako mamaya.

Your Healthcare Savings Plan is the extra cash you need, to prevent losing all other investments (property, business, retirement, family members money) - incase magkakasakit ka especially during old age.

Don't sacrifice peace of mind in the future just because you don't want save for healthcare today.

Healthcare Savings Plan is a top priority.

Start yours today.

Grandma decided to sell her organs because she doesn't have an insurance.

Story Time:
I received a call from a client who was requesting to put a stop payment for recurring transactions. She was crying telling me that she can no longer afford to pay for those bills since her husband passed away. 😭 Client added while crying: " I don't have an insurance and I decided to sell my organs so I can give something for my children just like how my husband did."- Hearing those lines is really heart breaking, had a teary eye while giving her some advice.

My realization:
Insurance is an instant money for your loved ones. Every parent wants to have something left for their children. If you can afford it, then grab it! Don't wait for your sunset to come and regret not having one.

Retirement is the phase of life when an individual stops working and typically relies on savings, pensions, or other sources of income to support themselves. It's a time for relaxation and enjoying one's golden years.

Do you already have savings, pensions, longtermcare, investment and insurance?

Absolutely! What you do and how you act in your daily life often define your character and values. Your actions, choices, and behaviors are a reflection of your true self. 🌟

"Don't view insurance as an expense; see it as an investment in your future. It's a way to protect your hard-earned assets and provide for your loved ones as you age. "

🏡🚗 Acquiring assets that you truly love - building a life filled with what matters most! 💖 Whether it's a dream home or a cherished car, invest in the things that bring you joy and comfort. "

PSEi update as of September 11, 2023
Start investing now!

Sa mga hindi ko pa nasesendan ng FREE PERSONAL ACCIDENTAL INSURANCE p**i pm po ako. Nawala ko yung listahan.

Over the years, International Marketing Group (IMG) has been committed to helping Filipino families worldwide. Embracing our mission and vision, inspiring everyone to achieve financial literacy, and remaining committed to impacting 30 million families by 2030.

We are delighted to announce that IMG is now celebrating 20 years and beyond of bringing financial education to Filipino families around the world!

Congratulations to our Plan Holders for successfully securing their healthcare plan! 🏥 Your dedication to your health and well-being is truly commendable. May this plan bring you peace of mind and access to the best medical care. Here's to a healthier future! 🌟

"🏆 Be your own champion! 💪 Embrace your strengths, conquer your challenges, and never stop believing in yourself. "

International Marketing Group (IMG) is one of the few companies of its kind in the industry today; a company which caters to the financial needs of every individual and families who wish to attain financial independence. IMG is a financial educator, who has established agreements with many of the world's leading financial services companies who offer a broad array of financial products & services. IMG does not sell mutual funds. All mutual funds are sold by Rampver Financials.

Don't get broke trying to look rich.

Huwag mong piliting bumili ng branded clothes para lang masabing may kaya ka. Don't impress people who doesn't even have contrbution to your success.

👱Naisip mo na bang maging shareholder ka ng mga malalaking kumpanya?

Posible ba yun talaga?
✨Sa panahon ngayon, simple nalang ang paraan para tayo ay maging shareholder ng malalaking kumpanya.

✨May mga Mutual Fund companies na tinatawag na kung saan may Fund manager na mag mamanage ng ating mga fund. Kung magkano ang kikitain ng mga companies na pinag-iinvesan nila ay sya ring ibabalik sa atin bilang kita.

✨Maganda itong paraan para hindi matulog ang ating mga kinikita, kasi minsan kung saan saan lang naman natin ito ginagastos at di nalang natin namamalayan wala na pala tayong pera. Walang naipon para sa kinabukasan.

✨Ngunit kung tayo ngayon ay magsisimula na, tiyak na ang ating future ay maganda. Maari kang magsimula sa murang halaga, hindi mo kailangan ng milyon para makapagsimula.

Ang lahat ng bagay ay nagsisimula sa maliit, kaya kung sa tingin natin ay maliit pa ang ating naiipon bakit hindi natin simulan sa mutual funds. Lalaki din naman ito sa ating itatakdang panahon.

Kung may balak kang pag-aralan ang nabanngit na investment, ✨
send me a message para maguide kita. 🙂✨

GULATIN MO SILA!
mag invest ka kahit minimum lang ang sahod mo.

Embracing Smart Money Choices!

Hey friends! Just a quick reminder about the magic of wise spending. 🌟 Instead of splurging on fleeting trends, why not invest in things that truly matter? 🏡✈️ Whether it's creating memories through travel, expanding your knowledge, or saving up for future goals, every peso counts. Let's make our money work for us and focus on what brings lasting joy and growth!

What is PSEi?

What you need to know about the PSE Index (PSEi). It's the benchmark measuring the performance of the Philippine Stock Market. The PSEi is made up of the top 30 listed companies, chosen to represent the general movement of the stock market. Companies are ranked based on their full market capitalisation.

Investors would be happy to see this😊

"🌟💸 Spend What's Left, Not Leave What's Spent! 💡

Hey there, financial savvy folks! Let's talk about a game-changing approach to budgeting that can transform your financial landscape. Instead of leaving what's spent, how about spending what's left?

📊 The Concept:
Traditional budgeting often involves allocating funds to different categories at the beginning of the month and hoping everything fits. But life is unpredictable, right? That's where the 'Spend What's Left' strategy comes in. After you've covered your necessities, bills, and savings goals, you spend the remainder guilt-free.

🔑 The Benefits:
1️⃣ Flexibility: Life happens. Unexpected expenses crop up. With this approach, you're better prepared to handle surprises.
2️⃣ Mindful Spending: You become more conscious of your spending choices, making you less likely to splurge on impulse purchases.
3️⃣ Savings Focus: Prioritize savings and essentials, and let the rest enhance your quality of life.
4️⃣ Reduced Stress: No more strict allocations. Enjoy your money without the stress of micromanaging every cent.

💰 How to Start:
1️⃣ Set Priorities: Ensure essentials like bills and savings are covered.
2️⃣ Calculate the Cushion: Subtract your necessities from your income.
3️⃣ Enjoy Wisely: Spend the remaining amount guilt-free on things that truly matter to you.

Remember, it's all about balance. While it's liberating to spend what's left, don't overlook responsible financial choices. Budgeting remains a friend in this journey.

Ready to give it a shot? Let me know your thoughts in the comments below! 👇 How do you manage your spending? Let's learn from each other. 🌈💪

🌱 Introducing Financial Growth with Mutual Funds! 🌱
Ready to watch your money flourish? Discover the power of mutual funds and take your financial journey to new heights! 📈💰

🏆 The Best of Both Worlds
Why choose between securing your financial future and safeguarding your health? With Kaiser, you can invest smartly while ensuring you have the support you need for long-term care.

"📚 Join us for a transformative journey towards financial empowerment! Discover the keys to smart money management and secure your future. 💰💡

Kaiser International Healthgroup Inc. has awarded the benefit claims of Mr. Marcelino Ramos to his next of kin, and principal beneficiary, Ms. Ma. Lourdes Ramos.

We are honored to deliver the Kaiser Care cheque that you very well deserved! It is our pleasure to live by your standards in providing the best healthcare, making us the number 1 name in healthcare in terms of giving a safe and protected healthcare insurance plan for Filipino families. With Kaiser International Healthgroup Inc., it truly is possible to keep insured health while keeping you financially secured and ready for the future.





Visit main page👇
https://www.facebook.com/286145417199/posts/10159438822732200/

Kaiser International Healthgroup Inc. has awarded the benefit claims of Mr. Marcelino Ramos to his next of kin, and principal beneficiary, Ms. Ma. Lourdes Ramos.

We are honored to deliver the Kaiser Care cheque that you very well deserved! It is our pleasure to live by your standards in providing the best healthcare, making us the number 1 name in healthcare in terms of giving a safe and protected healthcare insurance plan for Filipino families. With Kaiser International Healthgroup Inc., it truly is possible to keep insured health while keeping you financially secured and ready for the future.

EXTENDED! Libre to, wag ng palagpasin.

Gusto mo bang magkaroon ng FREE PERSONAL ACCIDENT INSURANCE worth P20,000.00 from IMG in partnership with Manila Bankers Life Insurance Corporation?

Tama ang pagkakabasa mo, it's FREE! As in wala kang babayaran.

Paano?

1. Just register and subscribe to our 30Mby2030 Financial Literacy Campaign through this link:
ℹ https://265380ph.30m2030.com/

2. Check your email and click the link sent to you via email to successfully subscribe and follow the instruction on the next emails you will receive.

3. Add 5 names with their mobile numbers and email addresses, to claim your 20k PHP life insurance and have your policy.

Ganon lang kadali, what are you waiting for!
LIMITED OFFER ONLY!

FOR NON IMG MEMBERS

Sa ABROAD Libre ang Health Care.. Wala kang worries na baka magkasakit ka wala kang pambayad sa Hospitalization mo at wala kang pang- monthly Check Up..

Pag patapos na ang Insurance remind Na si amo at kabado kana Na tapos Na ang Insurance mo..

In Reality Life Pag Uwi ng Pinas di na Pwede ang Insurance mo sa Abroad..

Mas Malaki ang Gagastusin Pag Uwi Lalo Walang Naihandang Health Care, Long Term Care At Investment..

May Na ipundar na Bahay At Kotse ..

Pero Walang na handang healthcare..
Di Sapat ang SSS, Philhealth ..

Pag na Hospital si Kabayan
lahat ng Na Ipundar nyang bahay At Lupa.. Ubos pa Ang Saving.

Kaya Habang Maaga Habang nasa Abroad At malakas ka pa At Kumikita Bakit di mo pag handaan ang Protection ng Iyong Family?

Wala maka ka iwas Sa Tinatawag na Sakit, Confine sa Hospital at malaking Operation ..

KAISER 3 in 1 ULTIMATE BUILDERS CARE ITO AY Merong

✓ Longterm Health Care
✓ Life & Accident Insurance
✓ Investment to MUTUAL FUNDS..

For 7 Years ka lang mag-iipon

Habang Nag Babayad ka Meron kang Free Annual Check Up Na di mababawas sa Binabayaran mung KAISER..

Meron ka Pang Maipapamana sa Pamilya mo sakaling Mawala ang Bread Winner ng Pamilya..

At May aagapay sayo Sa Pag Tanda dahil di kana aasa sa mga anak mo for your Retirement Years.. Ito ang tinatawag na Long-Term Health Care..

If you have questions, kindly contact us via messenger.
Melissa Santos: m.me/MelissaSantosFinancialEducator
Vergilla Pagdilao: m.me/vercpagdilao

You should consider your HEALTHCARE and INSURANCE as priority.

Why? Even if you save a few hundred pesos but have no healthcare and life insurance, it will not take you far.

When you get sick, disabled, or die suddenly, your savings won't last very long.
Getting long-term Healthcare and life insurance are the best investments.

Learn more about Long-term Healthcare.

Get Covered with the 3 in 1 Kaiser Longterm Care. The No.1 Healthcare in the Philippines.

If you have questions, kindly contact us via messenger.
Melissa Santos: m.me/MelissaSantosFinancialEducator
Vergilla Pagdilao: m.me/vercpagdilao

Tanong: Meron akong Philhealth at Healthcard Sa company bakit pa ako magiinvest for Kaiser Ultimate Healthcare Builder?

Sagot: Dahil ang Philhealth ay discount Lang at ang HMO mo sa company ay hindi mo madadala kapag retired ka na. Kelan ka ba mas nagkakasakit?

☑ SHORT-TERM HEALTHCARE
• Ang Health Card (mula sa HMO provider na pinili ng employer mo) ay "Temporary" Employment Benefit na ipinagagamit sayo ng kumpanyang iyong pinagta-trabahuhan. Temporary ito dahil pag hindi ka na employed, wala ka na ding Healthcare Benefits. Ang ibang tawag sa uri ng healthcare coverage na ito ay ShortTerm HealthCare or STC.
• Magamit mo man ito o hindi this year, kailangan mo itong i-renew next year. Ex: If you availed it for an annual price of P30K this year, next year ay bayad ka ulit ng P30K. Kaya ang pabirong sabi ng iba ay: "Sayang, hindi ako nagkasakit! Hindi ko tuloy nagamit."
• Covered ng STC ang Hospitalization/APE, Dental care, and Out-patient care. Pag Senior Citizen ka na, usually ay hindi ka na covered. Kadalasan ay wala itong life insurance component, at wala din itong kasama na investment fund. Purely health insurance lang.

☑ LONG-TERM HEALTHCARE
• Ang LongTerm HealthCare or LTC naman (mula sa HMO provider na pinili mo) ay "Permanent" Independent Benefit na ibinibigay mo sa sarili mo. Permanent ito dahil employed ka man o hindi, pwedeng kumuha ka nito ~ para may tuloy-tuloy na Heathcare Benefits
• Kapag hindi mo nagamit ang healthcare funds mo this year, naiipon ito at kumikita ng interest. Ex: If kumuha ka ngayon ng LTC na ang annual cost ay P30K, intact pa rin ang iyong P30K at ang premium payment mo next year ay maiipon at magko-compound o lalago. Kaya ang sabi ng mga meron na nito ay: "Buti na lang at hindi ako nagkasakit. Malusog na ako, may ipon pa ako."
• Covered ng LTC ang Hospitalization/APE at Dental care. Hindi agad covered ang Out-patient care sa paying period, pero sa compounding period ay mako-cover na din. Pag Senior Citizen ka na, maaaring covered ka pa din. Bukod kasi sa Healthcare Coverage, ang LTC ay meron ding kaakibat na Life Insurance at Investment Fund. Kaya para itong "Healthcare with Retirement Benefits"

Get Covered with the 3 in 1 Kaiser Longterm Care. The No.1 Healthcare in the Philippines.

If you have questions, kindly contact us via messenger.
Melissa Santos: m.me/MelissaSantosFinancialEducator
Vergilla Pagdilao: m.me/vercpagdilao