Kaiser Healthcare - Para Sayo Kabayan

Kaiser International Health Group Inc. is registered as a
HEALTH CARE PROVIDER and NOT an INSURANCE COMPANY.

Kaiser is far more than an HMO. You may not be able to use this right now, but I’m sure in the long run you will appreciate it. We cater 3 Major Financial Needs in the Solid Financial Foundation.

✅INVESTMENT
✅PROTECTION - LIFE INSURANCE
✅LONG-TERM/SHORT-TERM HEALTHCARE.

Kindly click the link below to generate your own
Kaiser International Healthcare proposal. 😊

https://126589UAE.imgcorp.com/quote/kaiser

Sa ngayon ay hindi mo tinitingnan ang kahalagahan ng healthcare at life insurance sa buhay mo.

Pero darating ang panahon, kapag nasa banig ka na nang karamdaman at lumalaki na ang bills mo sa hospital.

Tsaka mo hahanapin ang mga ito. Pero sila na ang lalayo sa iyo.

Just remember:

You Own Healthcare and Life Insurance while you don't need it.

Question : Why Kaiser is the best investment for you and your family?

Answer : Because it's 3 in 1 Plan.

📌 Healthcare - Someone will catch you when you get sick . No worries for hospital bills.
📌 Insurance- In case something happens in Holder there will be instant money left in the family. They are not difficult to move on in life even if you are gone.

📌 Investment - If the LORD has blessed you with a long life, you already have money to expect , You will no longer depend on your children . You are living in interest already.

In KAISER this is the answer to our 3 IF'S in Life ..

If you have this, you have PEACE of MIND. .
If I Love Myself And Your Family?.
Go to KAISER.

Get quote here:
https://126589uae.imgcorp.com/quote/kaiser

She is 35 years old. Hindi daw muna kukuha ng Kaiser Long Term Healthcare. Pagbalik na lang daw sa Pilipinas.

Anong mawawala? Oras! Mababawasan ang taon na sana ay lumalago na ang pera.
Sa age 35, ang K100 Plan ay P196 per day for 7 years paying period. At age 60, ang long term care health fund ay P1.8Million. At age 65, it's P3Million.
Kung makakabalik ng Pilipinas at age 45, at jan pa lang kukuha ng Kaiser, for K100 Plan at P196 per day for 7 years, magma-mature ang plan at age 65, at ang long term health care fund ay P1.1Million only.
Magkano ang mawawala? P1.9Million (P3Million - P1.1Million).

Ganyan kamahal ang cost of delay.
Kaiser Ultimate Long Term Health Builder Plan is the first step in building a solid financial foundation. Start now for a secure future.
To learn more about the importance of building a solid financial foundation, please attend our free zoom webinar. Nang maaral ko ang Kaiser Ultimate, kumuha agad ako nito.

At kung interesado ng magkaroon ng plan, choose mode of payment, then tuloy lang po sa application and payment page.
Madali mgkaroon ng KAISER diba.. Wag mo pag isipan ng matagal friend. Sayang ang.mga oras na mawawala. get started

Your family deserve a long lasting care to live worry free with Kaiser's Long Term Care.

The Ultimate Kaiser Health Builder Plan is a healthcare plan that allows one to control his own health and provide for his own future.

Learn more about our healthcare plans by visiting our website.

Bakit nga ba maganda magkaroon ng Kaiser 3-in-1 Investment Product ang bawat miyembro ng pamilya lalo na yung mga bread winner?

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwo-worry kung maospital ka.

✔Kapag hindi mo nagamit ang Annual Health Care Coverage mo hindi sya nae-expire unlike short-term health care (HMO) na no refund ang premiums magamit mo man o hindi. Sa Kaiser mare-receive mo ang guaranteed Long-term Care Bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary

✔Good as cash siya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may funds ang iyong acçount!

Kaiser 3-in-1. May life insurance, health insurance at investment.
Gawan kita ng Kaiser Proposal?

Lower and higher Kaiser Plans are available depende sa iyong age.
Nasa abroad ka man o sa Pinas, pwedeng-pwede pa rin mag-apply.
Send us a message for more details. 🙂

The Ultimate Kaiser Health Builder Plan is a healthcare plan that empowers individuals to take charge of their own health and future.

Kaiser International Healthgroup, Inc. is a product-based corporation that is actuarially sound. It combines the best aspects of a Health Maintenance Organization, a health savings account, and a financial investment.

A first-of-its-kind program in the country's HMO scene;

☑️ All-in-one healthcare coverage, savings, emergency fund, and insurance;
☑️ Ensures long-term care even when the client reaches the age of sixty and beyond, when he has only himself to rely on;
☑️ An account that you can take with you! Your plan and funds will follow you even if you change or lose jobs.
☑️ Return of Payment in the first seven (7) years of coverage for non-utilization;
☑️ A four-way insurance coverage:
✔️Term Life
✔️Accidental death and dismemberment
✔️Waiver of installment due to death
✔️Waiver of installment due to permanent and total disability;
☑️ Outpatient benefits, annual physical examinations and dental coverage;
☑️ No exclusions from 8th year onward;
☑️ Flexible, Upgradeable within 30 days;
☑️ Individual coverage is available, but it can also be implemented in businesses as a health savings salary deduction scheme.
☑️ Annual lifetime healthcare benefits accumulate with interest in a "Health Savings Account" from years 8 to 20.
☑️ "Health Savings Account" earn interest beyond 20 years.
☑️ Payable over a period of seven years only, with fix rates for the duration of the payment period;
☑️ Issue age up to 60, but coverability extends after 60; and,
☑️ Reinstatement can be done within 2 years after lapsed policy.
☑️ Benefits can be used up to any age.
message me for free quotation.

Most of the time being sick is not the main concern BUT the hospital bill is.

When we are still healthy we do not realize that we need to save and prepare for our future healthcare costs. Unless you are sure that you won't get sick.

Having a short-term HMO is not enough because the moment you need healthcare the most, oftentimes you are already unemployed and in your retirement years.

When you get caught unprepared, here are the scenarios:

1. Your kids pay for your hospital bills
2. Your kids will ask money from your relatives to help pay for your hospital bills
3. Your kids post on social-media and ask for donations from friends and even strangers.
4. Your family will sell properties (if you have any) like house, car, land, and even businesses at a very low rate.
5. Your family takes on emergency loans that become a burden to pay after.
6. Your family will go to PCSO and/or other gov't agencies to ask for financial assistance.

and the list goes on and on...

If you don't want any of the above mentioned scenarios, start preparing. We cannot blame our parents because no one offered longterm healthcare before but our kids have all the right to do so because it's readily available now here in the Philippines.

Know more about longterm healthcare savings program. We encourage you to please attend our Free Financial Literacy Seminar.PM to register.

Sounds funny pero totoo. Minsan akala natin hindi natin kailangan. Akala natin dagdag gastos lang. Pero hindi natin naiisip na kung may sasagip man sa atin sa matinding gastusin kapag tayo'y magkasakit, ito ay ang Insurance na ayaw nating pansinin.🤔

Get a Comprehensive Longterm Healthcare
now!

Enjoy cheaper premiums and greater coverage while you are young and healthy.🙂

Send us a message to learn more 🙋💌

Kaiser will help and inspire you to protect your family's future advancement.

Learn more about our healthcare plans by visiting our website: https://kaiserhealthgroup.com

For free quotation: http://bitly.ws/sUph

👀EYES ON HERE 👀

💁Isang batikang aktor na nagtatamasa ng karangyaan nun habang kumikita ng pa malaki... (Dunno kung anu ginawa nya sa perang pinaghirapan nya nuon)!!!

🤷But one thing is for sure .. na hindi nya pinahalagahan ang kanyang sarili .. hindi nya pinaghandaan ang mga ganitong event sa buhay nya! 🙄

💁Now he is in this situation- nakakalungkot lang na danasin nyang mamalimos ng tulong para lang mai survive ang kanyang pagpapagamot!!!
🙈Ang hirap po humingi ng tulong kung kani-kanino dahil hindi nman lahat meron at kayang magbigay!!!😫

🙋Now kung ikaw ay bata pa at may active income make sure that you will pay yourself first, have a descipline to save and invest even maliit o malaki ang sahod mo!!! Because at the end of the day wlang ibang tutulong sayo! SARILI MO RESPONSIBILIDAD MO!!!

🙋INVEST and PREPARE your LONG-TERM HEALTH CARE, LIFE INSURANCE!!! SAVE IT NOW, so THAT THEY WILL SAVE YOU for TOMMOROW!!!! PREPARE YOUR RETIREMENT FUND!!!!





Credit to owner

Huwag sayangin ang pinaghirapan, dahil lang sa pagkakaroon ng sakit.

https://126589UAE.imgcorp.com/quote/kaiser

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

Sa 𝗣𝗵𝗶𝗹𝗵𝗲𝗮𝗹𝘁𝗵 hanggang 60 years old tayo magrerenew pero sa 𝗞𝗔𝗜𝗦𝗘𝗥, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.
𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:
✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.
✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.
✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.
✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.
✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

Mag siguro, at mag handa.

𝐁𝐀𝐍𝐊 𝐯𝐬 𝐊𝐀𝐈𝐒𝐄𝐑

Save the SMART WAY! Take this as a guide. 🙂
Let say you're 25 years old now and invested P88.00 per month (or P2,647/month) for 7 years...

🔸🔸𝐁𝐀𝐍𝐊
If you invested in the BANK with a 1% rate of return per year, your money after reaching the age of 60 is P274, 347.53.

🔸🔸𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆𝐓𝐄𝐑𝐌 𝐂𝐀𝐑𝐄
If you invested in Kaiser 3-in-1 Plan with an average of 10% rate of return per year, your money after reaching the age of 60 is P2,192,117.00

😱𝐒𝐞𝐞 𝐭𝐡𝐞 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞? 🤔
Grow your money faster, better, and safer by investing in Kaiser Longterm Care with 10% average returns per year.

Kaiser Long Term Care is an HMO (Health Maintenance Organization) savings plan which is a complete Financial Solution that answers our 3 major financial needs:
𝟏. 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞- magagamit natin when we get sick, hindi na natin problem yung pampaospital. At covered tayo nito even when we retire, mga panahong mas kailangan natin ng healthcare, dahil dito na naglalabasan yung mga health conditions.

𝟐. 𝐋𝐢𝐟𝐞 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 - in case something will happen to us unexpectedly, maaga tayo tinawag ni Lord, makaka-receive ang family ng life insurance money. This is crucial especially kung ikaw ay breadwinner - hindi na problem ang mga gastusin, pampaaral sa mga anak, at magagamit din na makapag-start ng business to generate continuous income.

𝟑. 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 - kapag blessed tayo ni Lord with long life - it's good news, pero ang tanong ngayon, "Enough ba ang savings natin to support our needs when we retire?" This will generate passive income sa ating retirement years, ito yung panahon na hindi na tayo kumikita ng active income kaya kailangan natin magbuild ng passive income as early as we can para kahit na hindi na tayo nagtatrabaho ay pumapatak parin yung income.

📢📢𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐖𝐚𝐤𝐞-𝐮𝐩 𝐜𝐚𝐥𝐥🤔
Now, you decide! If not now, when? Kung kelan wala ka nang oras? If not this, what else out there?

"𝘛𝘪𝘮𝘦 𝘪𝘴 𝘱𝘳𝘦𝘤𝘪𝘰𝘶𝘴 𝘢𝘯𝘥 𝘳𝘦𝘨𝘳𝘦𝘵 𝘪𝘴 𝘢𝘭𝘸𝘢𝘺𝘴 𝘢𝘵 𝘵𝘩𝘦 𝘦𝘯𝘥. 𝘛𝘢𝘬𝘦 𝘤𝘰𝘯𝘵𝘳𝘰𝘭 𝘰𝘧 𝘺𝘰𝘶𝘳 𝘧𝘶𝘵𝘶𝘳𝘦 𝘸𝘩𝘪𝘭𝘦 𝘺𝘰𝘶 𝘤𝘢𝘯.
𝘉𝘦 𝘏𝘦𝘢𝘭𝘵𝘩𝘺 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘥 𝘸𝘩𝘪𝘭𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨!"

FREE Quote here👇
https://126589UAE.imgcorp.com/quote/kaiser

ctto🖋️

Planning for a worry-free retirement?
KAISER is the provider of the long term healthcare in IMG Partners, of which 99% of the people I talk to does not have.
I have mine already, while others still contemplate whether to have it or not.
Filipinos hardly prepare for this major expense - long term healthcare. That is why, isang sakit wiped out ang finances ng family.
Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng Pamilya lalo na yung mga bread winner.
✅Kapag hindi ka na employed at binawi na nung dati mong employer yung short term HMO mo, hindi ka magwoworry kung maospital ka.
✅Kapag hindi mo nagamit ang annual health care coverage mo hindi sya nae-expire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang Long-term care bonus (cash) sa maturity, if there are no consumption during payment period.
✅May kasama na syang life insurance for income replacement or protection para sa family just in case may mangyari sa policy holder.
✅Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.
✅Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.
✅Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.
✅Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!
✅In case of emergency, pwede magamit as family assistance.
✅Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chickenjoy na may drinks & fries bes?
📌Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap basta healthy ay qualified po for this program.
📌If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.
📍Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag”
Be guided. Learn how to build strong financial foundation by attending FREE Financial Literacy Class via zoom.
Learn. Save. Invest. Earn.
Simply message me

https://bit.ly/302fegU

No one is exempted in getting sick especially in our old age. When we reach the age of 60, healthcare are more expensive!
While we are young and capable, start having healthcare fund with savings. Get covered with the only Long Term Healthcare in the Philippines.
For questions, kindly contact me via messenger

Bakit patok na patok si Kaiser Ultimate Health Builder?🤔☀️

NOTE: Ugaliing mag-read para maintindihan natin ang panuntunan 😘

9 reasons why you should get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product ☝️)

✔️1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang FREE ANNUAL PHYSICAL EXAM, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures (temporary filling, minor denture adjustments)
Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

✔️2. COMPREHENSIVE HEALTH CARE BENEFITS 🚑🏨💊🏩🌡🔬🏥
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity. 😍

✔️3. HOSPITALIZATION BENEFIT 🏨🛏🏩
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity ay included na 👏

✔️4. FAMILY ASSISTANCE👨‍⚕️🏠🏡🙏♿️
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✔️5. LIFE INSURANCE COVERAGE🤝👨‍👩‍👧‍👦💵
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
•group term insurance*
•waive of premium on death *
•waiver of premium on total and permanent disability*
•accidental death and dismemberment -subject to underwriting

✔️6. GUARANTEED CASH BENEFIT
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
•Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity. 👊🏽
•Accumulated health benefits consumable anytime.
•May guaranteed na 3-10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
•You also have the option to just leave it with Kaiser to accumulate.

✔️7. LIMITED PAYING PERIOD ⏳🕰⏰
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments! Pay only 7 years for pre-paid, consumable healthcare can be use till any age 😍

✔️8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.💙

✔️9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary. If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by the primary beneficiary 👏

Learn how to get covered with the No. 1 healthcare in the Philippines.

We Educate. We Share. We Care.. 💛💚💙

Visit this link to get your kaiser quotation:

https://bit.ly/302fegU

𝗧𝗵𝗲 𝗞𝗔𝗜𝗦𝗘𝗥 𝟯 𝗶𝗻 𝟭 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻

Ang isa sa Pinakamurang Investment na pwede kang makapagsimula sa halagang 88-190 pesos a day.

✔️Kung nakakagastos ka ng 100-200 pesos araw araw. Ipunin mo nalang yan meron ka nang:
✔️ Hospitalization 50k - 60k pesos yearly.
✔️ Libreng Dental Benefit (Bunot, Check up)
✔️ Annual Physical Exam or APE
✔️ Life Insurance na hanggang 900,000 pesos
✔️ Retirement Fund
✔️ Annual lifetime healthcare benefits from years 8 to 20 accumulate with interest in a "Health Savings Account"
✔️ and many more benefits.

May nagsasabi "ang mahal naman nyan", In reality mas mahal ang magkasakit, mahal ang kamatayan, at mas magastos ang pagtanda..lalo pa kung wala kang ipon, tama ba?
START SAVING and INVESTING NOW!!!

Free Kaiser Quote:
https://126589uae.imgcorp.com/quote/kaiser

Some of us are living just to make ends meet; that's why we have to be wiser about our money, investments, and health security.

Do you want to have a good healthcare plan that would suit you?

Learn more about our plans free quotation :
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Kapag wala kang healthcare at nagkasakit ka, tapos wala ka pang ipon. Yari... Mangungutang ka at hihinge ng tulong kung kani-knino. Lalo na sa panahon na ikaw ay tumanda na. 😭😭😭

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Covered ba ng Kaiser 3-in-1 ang pre-existing at critical /dreaded illness?

Ang contestability period ay para sa life insurance benefits, at ito ay dalawang taon (2 years). Kung kunin ni Lord ang insured due to natural causes, within contestability period, maaring i-contest ng insurance company ang natural death, kasi baka pre-existing, halimbawa cancer, o icontest ang death due to self-inflicted harm (e.g. suicidal)

Ito ay para hindi i-reward ang kumuha ng plan na umaasa na na mamamatay at mag-claim.

Ang pre-existing at critical/dreaded illnesses ay covered ng life insurance benefits makalampas ng contestability period. Tandaan natin na kung mag-lapse at mag-reinstate na redate, mag-restart from zero ang contestability period.

Ang pre-existing at critical/dreaded diseases ay covered ng health benefits makalampas ng accumulation period.

Kaiser Health Care

To get a free quote :

https://126589UAE.imgcorp.com/quote/kaiser

Financial Advise:

#1. You must have proper healthcare coverage in the event of a serious health problem or sickness.

Both of these can greatly affect or upset a person’s financial stability, especially during old age. Statistics shows that 90% of personal bankruptcies are due to unexpected and unforeseen illnesses...

Better attend our FREE Financial Literacy Classes. Message us or learn more.

Saan ka makakahanap ng Health Insurance or HMO na babalik ang pera na binayad mo kapag hindi mo nagagastos? This is why we chose Kaiser long-term health care kahit nasa abroad ka. Click the link to know more about kaiser.

https://bit.ly/302fegU

Ito ang healthcare plan ko, KAISER!!

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance.

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20 years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.
https://126589UAE.imgcorp.com/quote/kaiser

Message me for more info.
https://m.me/sorichhard

Choosing the Right Healthcare - just got easier!

If ikaw ay isang Senior - good news for you, may healthcare kana!

If ikaw ay di pa Senior - mas good news for you, para di kana kukuha ng Senior Care sa pagdating ng katandaan, at di na mag chip-in ang mag anak mo in the future, may Longterm (lifetime) healthcare na for you!

FACTs:

1. Medical and hospitalization cost will continue to increase.
2. It's difficult and expensive to buy healthcare when we are sickly.
3. It takes one major illness to wipe out everything we worked for - properties, business, assets, family savings, peace of mind.
4. It's best to get healthcare when we are young, earning income, mentally and physically healthy.
5. Longterm Healthcare is not just hospitalization - it also includes personal care assistance, nursing care, day care assistance or in-patient rehab service during old age.

Healthcare programs are designed for individuals as well as family members or group.

Financial education is the first step.

Inquire today.

Client: I don't need HMO because I already have VUL insurance and I am paying the CIB and HIB rider as well.

IMG Educator: That's good to hear maam/sir. But let me share some inputs if it's ok.

🎯HMO covers all kinds of illnesses. Every time you get hospitalized for whatever reason, it pays the bill. Recommended.

🎯CIB (Critical Illness Benefit) is good because it prepares us for the worst. But you can only use this if your health issue is on the critical illness list. Meaning, you can't claim if it's just a simple migraine or headache. It needs to be a "brain tumor" in order for you to get covered.

🎯HIB (Hospital Income Benefit) is also good because it provides daily allowance during the insured's stay in the hospital. Normally around 1,000 or 2,000 per day depending on the premium you're paying. Let's just say you don't have an HMO, only HIB, you've been hospitalized due to severe diarrhea, you stayed in the hospital for 4 days but your bill is 50k because of the antibiotics, room and board, doctor's fees and other fees. HIB only covers 4k or 8k then. How about the remaining 46k? How can it help?

Client: Really? I didn't know that. I didn't read my policy.

IMG Educator: I'm not saying that you terminate your riders. I'm saying you need to understand what are those for. What are the limitations and how to fill those gaps in? No need to choose. Get them all if you can.

This is a concept our organization, IMG, is sharing to the community.

P. S. Qualify for an HMO coverage FREE of charge for you and your spouse. 🙏